<p>今年股市波动极大，从二月份的高点下跌近 20%，在唐纳德·特朗普总统四月份宣布大规模关税后又反弹，涨幅约为 20%。三大主要指数中有两个曾一度进入熊市区域。</p>
<p>并不是每个人都能承受这种波动，因为在如此短的时间内看到如此大的波动可能会非常有压力。许多投资者更倾向于通过购买健康、持续增长的股息股票来专注于被动收入。对于那些对这种方法感兴趣的人，这里有一些在更广泛的基准 <strong>S&amp;P 500</strong> 指数中值得以 3000 美元购买的聪明股息股票。</p>
<h2>菲利普莫里斯国际：一个有着增长收益的可靠股息支付者</h2>
<p>烟草公司 <strong>菲利普莫里斯国际</strong>（PM 0.73%）是从其母公司 <strong>奥驰亚集团</strong>（前身为菲利普莫里斯公司）分拆出来并于 2008 年上市的。大约在这个时候，公司决定将重点从香烟转向无烟产品，如 ZYN 和 iQOS。</p>
<p>最近，公司向无烟产品的转型势头不断增强，过去五年股票上涨了 149%。截至 2025 年 5 月 15 日，它甚至是 S&amp;P 500 中表现最好的股票之一，年初至今涨幅达到 35%，考虑到市场条件的严峻，这一点更为令人印象深刻。</p>
<p>在今年第一季度，菲利普莫里斯的每股收益增长了 25%，净收入增长了 6%。管理层预计，全年调整后的每股收益将因有机净收入增长 6% 至 8% 而激增超过 50%。</p>
<p>这对以收入为导向的投资者来说是一个令人鼓舞的前景。自 2008 年上市以来，菲利普莫里斯一直是一个强劲的股息支付者，并且每年以大约 7% 的复合年增长率增加其年度股息。第一季度支付的股息约占收益的 78%，公司的自由现金流收益率为 5.7%，远高于其 3.3% 的股息收益率。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgxNTcvY2FzaC1waWMtZ2V0dHkuanBnJnc9NzAw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgxNTcvY2FzaC1waWMtZ2V0dHkuanBnJnc9NzAw"/></p>
<p>图片来源：Getty Images。</p>
<h2>房地产收入：每月股息公司</h2>
<p>鉴于其口号是 “每月股息公司”，<strong>房地产收入</strong>（O 1.63%）是一只生死攸关于这一每月支付的股票。作为一家房地产投资信托（REIT），该公司必须将至少 90% 的应税收入以股息形式支付给股东，这也解释了其目前 5.9% 的优越股息收益率。房地产收入的核心业务是作为三重净租赁运营商，这意味着它将物业租给企业，企业需承担其他费用，如物业税、保险和维护。</p>
<p>这显然是一个有利的设置，房东的工作量较少，但仍能收取租金。租户受益于他们对租赁空间有更多的灵活性，并且他们可能能够利用增加的责任来获得更有利的租金或锁定更长的租约。房地产收入在美国所有 50 个州、英国和欧洲其他六个国家运营着超过 15600 个物业。该公司专注于非可选、低价和服务导向的业务，如便利店、杂货店、美元商店和家居改善等。它还在新兴和增长的领域如数据中心和游戏中逐渐展开。</p>
<p>房地产收入在优秀的股息表现方面也有着强大的历史。该公司已连续支付 658 个月的股息，连续 110 个季度增加股息，自 1994 年以来其股息的复合年增长率为 4.3%。</p>
<p>股息看起来也相当可持续。由于 REIT 运营下独特的公司结构，衡量股息可持续性的一个好方法是查看调整后的运营资金（AFFO），这本质上是 REIT 的自由现金流的衡量标准。在第一季度，房地产收入每股支付 0.796 美元的股息，同时每股生成 1.06 美元的 AFFO，这意味着季度股息目前约占 AFFO 的 75%。该股票最近表现不佳，过去五年仅上涨约 14%，但它是产生被动收入的可靠方式。</p>

O.PR

菲利普莫里斯

<p>今年股市经历了显著的波动，促使投资者寻求通过高收益分红股票获得被动收入。值得注意的推荐包括菲利普莫里斯（Philip Morris International），该公司在五年内增长了 149%，年初至今增长了 35%，并且拥有强劲的分红历史。Realty Income 以其每月分红而闻名，提供 5.9% 的收益率，并已连续支付 658 个月的分红，专注于非可选消费业务。在市场波动中，这两只股票为以收入为重点的投资者提供了有吸引力的选择</p>

<p>The stock market has been incredibly volatile this year, registering a nearly 20% fall from February highs before bouncing back with a roughly 20% gain since President Donald Trump's sweeping tariff announcement in April. Two of the three major indexes entered bear market territory at one point.</p>
<div class="lb-trans"><p>今年股市波动极大，从二月份的高点下跌近 20%，在唐纳德·特朗普总统四月份宣布大规模关税后又反弹，涨幅约为 20%。三大主要指数中有两个曾一度进入熊市区域。</p>
</div><p>Not everyone has the stomach for this kind of volatility as it can be incredibly stressful to see so much movement in such a short time period. Many investors prefer to focus on passive income by purchasing stocks with healthy, growing dividends. For those intrigued by this approach, here are the smartest dividend stocks in the broader benchmark <strong>S&amp;P 500</strong> index to buy with $3,000 right now.</p>
<div class="lb-trans"><p>并不是每个人都能承受这种波动，因为在如此短的时间内看到如此大的波动可能会非常有压力。许多投资者更倾向于通过购买健康、持续增长的股息股票来专注于被动收入。对于那些对这种方法感兴趣的人，这里有一些在更广泛的基准 <strong>S&amp;P 500</strong> 指数中值得以 3000 美元购买的聪明股息股票。</p>
</div><h2>Philip Morris International: A proven dividend payer with growing earnings</h2>
<div class="lb-trans"><h2>菲利普莫里斯国际：一个有着增长收益的可靠股息支付者</h2>
</div><p>Tobacco company <strong>Philip Morris International</strong>(PM 0.73%) was spun off from its parent company, <strong>Altria Group</strong> (formerly Philip Morris Companies Inc.), and taken public in 2008. It was also around this time that the company made the decision to shift its focus from cigarettes to smoke-free products such as ZYN and iQOS.</p>
<div class="lb-trans"><p>烟草公司 <strong>菲利普莫里斯国际</strong>（PM 0.73%）是从其母公司 <strong>奥驰亚集团</strong>（前身为菲利普莫里斯公司）分拆出来并于 2008 年上市的。大约在这个时候，公司决定将重点从香烟转向无烟产品，如 ZYN 和 iQOS。</p>
</div><p>The move away from cigarettes has only been gaining steam for the company recently with the stock up 149% over the last five years. It's even one of the top-performing names in the S&amp;P 500 in 2025 with a 35% year-to-date gain (as of May 15), which is even more impressive considering how tough market conditions have been.</p>
<div class="lb-trans"><p>最近，公司向无烟产品的转型势头不断增强，过去五年股票上涨了 149%。截至 2025 年 5 月 15 日，它甚至是 S&amp;P 500 中表现最好的股票之一，年初至今涨幅达到 35%，考虑到市场条件的严峻，这一点更为令人印象深刻。</p>
</div><p>In the first quarter of the year, Philip Morris grew its earnings per share by 25%, while net revenue was up 6%. Management expects full-year adjusted EPS to surge over 50% on organic net revenue growth of 6% to 8%.</p>
<div class="lb-trans"><p>在今年第一季度，菲利普莫里斯的每股收益增长了 25%，净收入增长了 6%。管理层预计，全年调整后的每股收益将因有机净收入增长 6% 至 8% 而激增超过 50%。</p>
</div><p>That's an encouraging outlook for income-focused investors. Philip Morris has been a strong dividend payer since going public in 2008, and it has increased its annual dividend every year at a roughly 7% compound annual rate. Dividends paid in the first quarter amounted to about 78% of earnings, and the company's free cash flow yield of 5.7% is comfortably above its 3.3% dividend yield.</p>
<div class="lb-trans"><p>这对以收入为导向的投资者来说是一个令人鼓舞的前景。自 2008 年上市以来，菲利普莫里斯一直是一个强劲的股息支付者，并且每年以大约 7% 的复合年增长率增加其年度股息。第一季度支付的股息约占收益的 78%，公司的自由现金流收益率为 5.7%，远高于其 3.3% 的股息收益率。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgxNTcvY2FzaC1waWMtZ2V0dHkuanBnJnc9NzAw" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F818157%2Fcash-pic-getty.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><h2>Realty Income: The Monthly Dividend Company</h2>
<div class="lb-trans"><h2>房地产收入：每月股息公司</h2>
</div><p>Given that its slogan is &#34;The Monthly Dividend Company,&#34; <strong>Realty Income</strong>(O 1.63%) is a stock that lives and dies by this monthly payout. As a real estate investment trust (REIT), the company must pay at least 90% of its taxable income in dividends to shareholders, which explains its superb 5.9% dividend yield as of this writing. Realty Income's core business is as a triple net lease operator, meaning it rents out properties to businesses, which are on the hook for other expenses like property tax, insurance, and maintenance.</p>
<div class="lb-trans"><p>鉴于其口号是 “每月股息公司”，<strong>房地产收入</strong>（O 1.63%）是一只生死攸关于这一每月支付的股票。作为一家房地产投资信托（REIT），该公司必须将至少 90% 的应税收入以股息形式支付给股东，这也解释了其目前 5.9% 的优越股息收益率。房地产收入的核心业务是作为三重净租赁运营商，这意味着它将物业租给企业，企业需承担其他费用，如物业税、保险和维护。</p>
</div><p>It's clearly a favorable setup for a landlord that has less work to do but still collects rent. Tenants benefit because they have more flexibility over the spaces they rent, and they may be able to leverage the added responsibility to get more favorable rent or lock into longer leases. Realty Income operates over 15,600 properties in all 50 U.S. states, the United Kingdom, and six other countries in Europe. The company focuses on non-discretionary, inexpensive, and service-oriented businesses like convenience and grocery stores, dollar stores, and home improvement, among others. It's also wading into new and growing sectors like data centers and gaming.</p>
<div class="lb-trans"><p>这显然是一个有利的设置，房东的工作量较少，但仍能收取租金。租户受益于他们对租赁空间有更多的灵活性，并且他们可能能够利用增加的责任来获得更有利的租金或锁定更长的租约。房地产收入在美国所有 50 个州、英国和欧洲其他六个国家运营着超过 15600 个物业。该公司专注于非可选、低价和服务导向的业务，如便利店、杂货店、美元商店和家居改善等。它还在新兴和增长的领域如数据中心和游戏中逐渐展开。</p>
</div><p>Realty Income also has a strong history of excellent dividend performance. The company has paid 658 consecutive monthly dividends, increased its dividend for 110 consecutive quarters, and seen a 4.3% compound annual growth rate for its dividend since 1994.</p>
<div class="lb-trans"><p>房地产收入在优秀的股息表现方面也有着强大的历史。该公司已连续支付 658 个月的股息，连续 110 个季度增加股息，自 1994 年以来其股息的复合年增长率为 4.3%。</p>
</div><p>The dividend also looks quite sustainable. Because of the unique corporate structure that REITs operate under, a good way to measure the sustainability of the dividend is to look at adjusted funds from operations (AFFO), which is essentially a measure of free cash flow for a REIT. In the first quarter, Realty Income paid $0.796 per share in dividends, while generating $1.06 in AFFO per share, meaning quarterly dividends currently equate to about 75% of AFFO. The stock has not been a strong performer recently, only up about 14% in the past five years, but it's a reliable way to generate passive income.</p>
<div class="lb-trans"><p>股息看起来也相当可持续。由于 REIT 运营下独特的公司结构，衡量股息可持续性的一个好方法是查看调整后的运营资金（AFFO），这本质上是 REIT 的自由现金流的衡量标准。在第一季度，房地产收入每股支付 0.796 美元的股息，同时每股生成 1.06 美元的 AFFO，这意味着季度股息目前约占 AFFO 的 75%。该股票最近表现不佳，过去五年仅上涨约 14%，但它是产生被动收入的可靠方式。</p>
</div>

在标准普尔 500 指数中，最值得用 3000 美元立即购买的高收益股息股票