<span item_type="fundamental" item_id="9f66969438b2c3cf18beeff63e85ac8a" counter_id="ST/US/MSBIP" env="prod"></span><span item_type="announcement" item_id="534069432912510977" env="prod"></span><p>营收：截至 2024 财年，公布值为 4.26 亿美元。</p><p>每股收益：截至 2024 财年，公布值为 1.32 美元。</p><p>息税前利润：截至 2024 财年，公布值为 46.9 百万美元。</p><p></p><h3>分部财务指标</h3><h4>商业贷款</h4><ul><li>商业贷款余额为 13.6 亿美元，占总贷款的 26.3%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li><li>商业房地产贷款余额为 25.9 亿美元，占总贷款的 50.1%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li><li>建设和土地开发贷款余额为 2.99 亿美元，占总贷款的 5.8%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul><h4>住宅房地产贷款</h4><ul><li>住宅房地产贷款余额为 3.81 亿美元，占总贷款的 7.4%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul><h4>消费贷款</h4><ul><li>消费贷款余额为 1.44 亿美元，占总贷款的 2.8%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul><h4>租赁融资</h4><ul><li>租赁融资余额为 3.91 亿美元，占总贷款的 7.6%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul><h4>现金流</h4><ul><li>经营现金流和自由现金流未在报告中明确列出。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul><h4>独特指标</h4><ul><li>设备融资贷款和租赁余额减少 1.96 亿美元，至 8.08 亿美元，占总贷款的 15.6%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul><h3>前景/指导</h3><ul><li>公司计划通过出售非核心消费贷款组合来加速减少其非核心消费贷款组合。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li><li>公司将继续减少其设备融资组合的集中度。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li><li>公司将不再在专业金融集团中发起新的建设贷款。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm"></span></li></ul>

Midland States Bancorp Pref Share MSBIP 7.75 Perp 09/30/27｜10-K：2024 财年营收 4.26 亿美元