<span item_type="fundamental" item_id="b9e2c4ee6bc2d5368b3cb8b6523f2d34" counter_id="ST/US/EFSCP" env="prod"></span><span item_type="announcement" item_id="543282265911005313" env="prod"></span><p>每股收益：截至 2025 财年 Q2，公布值为 1.36 美元。</p><p>息税前利润：截至 2025 财年 Q2，公布值为 64.19 百万美元。</p><p></p><h3>主要财务指标</h3><h4>净收入</h4><ul><li>净收入为 5140 万美元，比上一季度增加了 140 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>净利息收入</h4><ul><li>净利息收入为 1.528 亿美元，比上一季度增加了 520 万美元，较去年同期增加 1220 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li>净息差为 4.21%，较上一季度增加 6 个基点，较去年同期增加 2 个基点。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>贷款与存款</h4><ul><li>贷款总额为 1140.8 亿美元，比上一季度增加 1.101 亿美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li>存款总额为 1331.7 亿美元，比上一季度增加 2.831 亿美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>非利息收入</h4><ul><li>第二季度非利息收入为 2060 万美元，较上一季度增加 210 万美元，较去年同期增加 510 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>非利息支出</h4><ul><li>第二季度非利息支出为 1.057 亿美元，较上一季度增加 591 万美元，较去年同期增加 1170 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>资产质量</h4><ul><li>不良贷款占贷款总额的 0.93%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span></li><li>不良资产占资产总额的 0.71%，与上一季度的 0.72% 相比略有下降。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>资本</h4><ul><li>有形普通股权益/有形资产比率为 9.42%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span></li><li>CET1 比率为 11.9%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span></li><li>截至 2025 年 6 月 30 日，股东权益总额为 19.23 亿美元，较上一季度增加 5480 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h4>现金流</h4><ul><li>运营现金流和自由现金流未在提供的参考中明确列出。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span></li></ul><h3>前瞻性指引</h3><ul><li>公司预计未来的收入和资产将继续增长，并将专注于贷款和存款的增长、流动性管理以及股东价值的创造。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span></li><li>管理层对 2025 年下半年的财务表现持乐观态度，预计将继续保持盈利能力和资本充足率。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul>

Enterprise Financial Pref Share EFSCP 5 Perp 12/15/26｜8-K：2025 财年 Q2 每股收益 1.36 美元