<p>投资并不像拳击比赛，两个竞争者站在对角角落里进行较量。或者说是吗？现实是每一个投资机会都在与其他选择竞争，争夺你辛苦赚来的钱。</p>
<p>如果有一个投资版的拳击比赛，我认为 <strong>Nvidia</strong>(NVDA 1.05%) 和 <strong>XRP</strong>(XRP -3.84%)（有时被称为 Ripple，即开发该数字资产的公司）将属于重量级别。Nvidia 目前是全球市值最大的公司。XRP 则是最热门的加密货币之一，其价格在过去 12 个月内飙升近 6 倍。</p>
<p>现在投资$10,000，哪个选择更好？以下是 Nvidia 和 XRP 的对比。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MjgxOTgvYm94aW5nLWdsb3Zlcy5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="700" height="427" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MjgxOTgvYm94aW5nLWdsb3Zlcy5qcGcmdz03MDA"/></p>
<p>图片来源：Getty Images。</p>
<h2>苹果与橘子</h2>
<p>比较 Nvidia 和 XRP 就像比较苹果和橘子。Nvidia 和 XRP 之间的差异多得数不胜数。</p>
<p>不过，最重要的区别在于它们是完全不同类型的资产。Nvidia 是一家上市公司，生产用于人工智能（AI）和游戏应用的图形处理单元（GPU）。XRP 是一种数字代币，原生于 XRP Ledger，这是一个为金融交易构建的去中心化区块链平台。</p>
<p>另一个重要的区别是，Nvidia 必须遵守政府机构制定的法规，包括美国证券交易委员会（SEC）。Ripple，XRP 的开发者，正与 SEC 陷入一场关于 XRP 是否应被视为证券的诉讼中。</p>
<p>然而，Nvidia 和 XRP 之间也有一些相似之处。两种资产的市值（Nvidia 约为 4.3 万亿美元，而 XRP 约为 1750 亿美元）。两者在过去都经历了高度波动。两者也让一些投资者赚了很多钱。它们各自提供了效用，尽管方式不同。</p>
<h2>得分</h2>
<p>在拳击比赛的每一轮中，两个选手会被打分，获胜者获得 10 分，失败者不超过 9 分。我们不会用相同的评分方法来评估 Nvidia 和 XRP，但可以在几个类别中进行比较。</p>
<p>首先来看表现。自 1999 年 1 月首次公开募股以来，Nvidia 的累计收益约为 434,500%。XRP 于 2012 年推出。自那时以来，这种数字代币的价格上涨了约 20,000%。顺便提一下，在同一时期，Nvidia 的股价飙升了超过 35,600%。</p>
<p>那么增长前景如何？这一点更具挑战性。</p>
<p>Nvidia 受益于人工智能的强劲推动。其 GPU 在训练和部署 AI 模型中仍然非常受欢迎。该公司的收入在 2025 年第一季度同比增长了 69%。华尔街分析师预计 Nvidia 在第二季度将实现 48.5% 的收入增长。</p>
<p>另一方面，XRP 的增长前景则更加模糊。数字代币的价格上涨（或下跌）取决于供需关系。不过，如果 SEC 批准一个专注于该加密货币的交易所交易基金（ETF），XRP 的需求可能会增加。加密预测平台 Polymarket 将 SEC 批准的概率定为 86%。</p>
<p>最后一轮是估值。同样，这一点也很棘手。Nvidia 的股票交易前瞻市盈率为 40.3。这是一个较高的倍数。然而，该公司的增长前景使其估值更具吸引力。</p>
<p>在实际操作中，准确确定 XRP 的估值几乎是不可能的。与加密货币的增长前景一样，一切都取决于供需关系。</p>
<h2>一位击倒获胜者</h2>
<p>XRP 会继续飙升吗？绝对有可能。然而，购买这种数字代币更像是一种投机，而不是投资。</p>
<p>投资 Nvidia 也确实存在一定风险。也许公司会遭遇挫折。也许竞争对手会开发出更好的 AI 芯片。但 Nvidia 正在生产需求强劲的产品，并且在未来几年内可能会继续如此。我认为 Nvidia 在这场比赛中是寻求投资$10,000 的投资者的击倒获胜者。</p>

英伟达

2 倍做多英伟达 ETF - GraniteShares

南方两倍做多英伟达

南方两倍做空英伟达

英伟达期权收益策略 ETF - YieldMax

1 倍做空英伟达 ETF - Direxion

2 倍做多 NVDA ETF - T-Rex

2 倍做空 NVDA ETF - T-Rex

半导体 3 倍做多 - Direxion

<p>这篇文章将英伟达和 XRP 作为投资选项进行比较，投资金额为 10,000 美元。英伟达是一家在人工智能和游戏领域领先的公司，自首次公开募股以来，其市值已达到 4.3 万亿美元，累计增长达 434,500%。相比之下，XRP 是一种市值为 1,750 亿美元的加密货币，自推出以来增长了 20,000%。尽管由于人工智能需求，英伟达的增长前景强劲，但 XRP 的潜力则不确定，取决于市场动态。最终，作者认为英伟达是更好的投资选择</p>

<p>Investing isn't like a boxing match where two competitors stand in opposite corners to fight it out. Or is it? The reality is that every investment opportunity competes against other alternatives for your hard-earned money.</p>
<div class="lb-trans"><p>投资并不像拳击比赛，两个竞争者站在对角角落里进行较量。或者说是吗？现实是每一个投资机会都在与其他选择竞争，争夺你辛苦赚来的钱。</p>
</div><p>If there were an investing version of a boxing match, I think <strong>Nvidia</strong>(NVDA 1.05%) and <strong>XRP</strong>(XRP -3.84%) (sometimes referred to as Ripple, the company that developed the digital asset) would be in the heavyweight category. Nvidia now reigns as the biggest company in the world based on market cap. XRP ranks as one of the hottest cryptocurrencies, with its price skyrocketing nearly 6 times higher over the last 12 months.</p>
<div class="lb-trans"><p>如果有一个投资版的拳击比赛，我认为 <strong>Nvidia</strong>(NVDA 1.05%) 和 <strong>XRP</strong>(XRP -3.84%)（有时被称为 Ripple，即开发该数字资产的公司）将属于重量级别。Nvidia 目前是全球市值最大的公司。XRP 则是最热门的加密货币之一，其价格在过去 12 个月内飙升近 6 倍。</p>
</div><p>Which is the better choice for investing $10,000 right now? Here's how Nvidia and XRP stack up against each other.</p>
<div class="lb-trans"><p>现在投资$10,000，哪个选择更好？以下是 Nvidia 和 XRP 的对比。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MjgxOTgvYm94aW5nLWdsb3Zlcy5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F828198%2Fboxing-gloves.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><h2>Apples and oranges</h2>
<div class="lb-trans"><h2>苹果与橘子</h2>
</div><p>Comparing Nvidia and XRP is a lot like comparing apples and oranges. The differences between Nvidia and XRP are too numerous to count.</p>
<div class="lb-trans"><p>比较 Nvidia 和 XRP 就像比较苹果和橘子。Nvidia 和 XRP 之间的差异多得数不胜数。</p>
</div><p>The most important difference, though, is that they're completely different types of assets. Nvidia is a publicly traded company that makes graphics processing units (GPUs) used to power artificial intelligence (AI) and gaming applications. XRP is a digital token that's native to the XRP Ledger, a decentralized blockchain platform built for financial transactions.</p>
<div class="lb-trans"><p>不过，最重要的区别在于它们是完全不同类型的资产。Nvidia 是一家上市公司，生产用于人工智能（AI）和游戏应用的图形处理单元（GPU）。XRP 是一种数字代币，原生于 XRP Ledger，这是一个为金融交易构建的去中心化区块链平台。</p>
</div><p>Another biggie is that Nvidia must adhere to regulations established by government agencies, including the U.S. Securities and Exchange Commission (SEC). Ripple, the developer of XRP, is tangled in a lawsuit with the SEC over whether XRP should be regulated like a security.</p>
<div class="lb-trans"><p>另一个重要的区别是，Nvidia 必须遵守政府机构制定的法规，包括美国证券交易委员会（SEC）。Ripple，XRP 的开发者，正与 SEC 陷入一场关于 XRP 是否应被视为证券的诉讼中。</p>
</div><p>However, there are some similarities between Nvidia and XRP. Both assets have market caps (Nvidia's is around $4.3 trillion, while XRP's is around $175 billion). Both have been highly volatile in the past. Both have made some investors a lot of money. They also each provide utility, albeit in different ways.</p>
<div class="lb-trans"><p>然而，Nvidia 和 XRP 之间也有一些相似之处。两种资产的市值（Nvidia 约为 4.3 万亿美元，而 XRP 约为 1750 亿美元）。两者在过去都经历了高度波动。两者也让一些投资者赚了很多钱。它们各自提供了效用，尽管方式不同。</p>
</div><h2>Scoring points</h2>
<div class="lb-trans"><h2>得分</h2>
</div><p>In each round of a boxing match, the two fighters are scored, with the winner receiving 10 points and the loser receiving no more than nine points. We won't use the same scoring method with Nvidia and XRP, but they can be compared in several categories.</p>
<div class="lb-trans"><p>在拳击比赛的每一轮中，两个选手会被打分，获胜者获得 10 分，失败者不超过 9 分。我们不会用相同的评分方法来评估 Nvidia 和 XRP，但可以在几个类别中进行比较。</p>
</div><p>Let's first address performance. Nvidia has delivered a cumulative gain of roughly 434,500% since its initial public offering in January 1999. XRP launched in 2012. The digital token's price has jumped around 20,000% since then. During the same period, by the way, Nvidia's share price soared by more than 35,600%.</p>
<div class="lb-trans"><p>首先来看表现。自 1999 年 1 月首次公开募股以来，Nvidia 的累计收益约为 434,500%。XRP 于 2012 年推出。自那时以来，这种数字代币的价格上涨了约 20,000%。顺便提一下，在同一时期，Nvidia 的股价飙升了超过 35,600%。</p>
</div><p>What about growth prospects? This one is more challenging.</p>
<div class="lb-trans"><p>那么增长前景如何？这一点更具挑战性。</p>
</div><p>Nvidia has a clear tailwind from AI. Its GPUs remain very popular in training and deploying AI models. The company's revenue grew 69% year over year in the first quarter of 2025. Wall Street analysts expect Nvidia will deliver revenue growth of 48.5% in Q2.</p>
<div class="lb-trans"><p>Nvidia 受益于人工智能的强劲推动。其 GPU 在训练和部署 AI 模型中仍然非常受欢迎。该公司的收入在 2025 年第一季度同比增长了 69%。华尔街分析师预计 Nvidia 在第二季度将实现 48.5% 的收入增长。</p>
</div><p>XRP's growth prospects, on the other hand, are more nebulous. How much the price of the digital token rises (or falls) depends on supply and demand. It's possible, though, that demand for XRP could increase if the SEC approves an exchange-traded fund (ETF) that focuses on the cryptocurrency. Crypto prediction platform Polymarket puts the odds of SEC approval at 86%.</p>
<div class="lb-trans"><p>另一方面，XRP 的增长前景则更加模糊。数字代币的价格上涨（或下跌）取决于供需关系。不过，如果 SEC 批准一个专注于该加密货币的交易所交易基金（ETF），XRP 的需求可能会增加。加密预测平台 Polymarket 将 SEC 批准的概率定为 86%。</p>
</div><p>The final round is valuation. Again, this one is tough. Nvidia's shares trade at a forward price-to-earnings ratio of 40.3. That's a steep multiple. However, the company's growth prospects make its valuation more palatable.</p>
<div class="lb-trans"><p>最后一轮是估值。同样，这一点也很棘手。Nvidia 的股票交易前瞻市盈率为 40.3。这是一个较高的倍数。然而，该公司的增长前景使其估值更具吸引力。</p>
</div><p>It's impossible for all practical purposes to accurately determine what XRP's valuation should be. As with the cryptocurrency's growth prospects, everything hinges on supply and demand.</p>
<div class="lb-trans"><p>在实际操作中，准确确定 XRP 的估值几乎是不可能的。与加密货币的增长前景一样，一切都取决于供需关系。</p>
</div><h2>A knockout winner</h2>
<div class="lb-trans"><h2>一位击倒获胜者</h2>
</div><p>Could XRP continue to soar? Absolutely. However, buying the digital token is more of a bet than an investment.</p>
<div class="lb-trans"><p>XRP 会继续飙升吗？绝对有可能。然而，购买这种数字代币更像是一种投机，而不是投资。</p>
</div><p>There's certainly an element of risk with investing in Nvidia as well. Perhaps the company will stumble. Maybe rivals will develop better AI chips. But Nvidia is making products that enjoy strong demand and will likely continue to do so for years to come. I view Nvidia as a knockout winner in this match for investors seeking to put $10,000 to work.</p>
<div class="lb-trans"><p>投资 Nvidia 也确实存在一定风险。也许公司会遭遇挫折。也许竞争对手会开发出更好的 AI 芯片。但 Nvidia 正在生产需求强劲的产品，并且在未来几年内可能会继续如此。我认为 Nvidia 在这场比赛中是寻求投资$10,000 的投资者的击倒获胜者。</p>
</div>

Which Is the Better Choice for Investing $10,000 Right Now: Nvidia or XRP (Ripple)?

- Nvidia 和 XRP 是两种截然不同的资产，前者是上市公司，后者是数字代币。  
- Nvidia 自 1999 年 IPO 以来累计增长约 434,500%，而 XRP 自 2012 年以来增长约 20,000%。  
- 尽管 XRP 可能继续上涨，但投资 Nvidia 更具稳定性和需求。  

目前投资 1 万美元，英伟达和 XRP（瑞波币）哪个是更好的选择？