<p><strong>美国银行</strong>（Bank of America Corp）和 <strong>富国银行</strong>（Wells Fargo &amp; Co）的股票在周二下午上涨，受到广泛市场反弹的推动，使 <strong>标准普尔 500 指数</strong>（S&amp;P 500）和 <strong>纳斯达克 100 指数</strong>（Nasdaq-100）创下新高。</p>
<p><strong>要点：</strong> 周二的投资者乐观情绪源于 7 月份的通胀报告，该报告对美国经济呈现出分歧的判断，最终增强了即将到来的 <strong>美联储</strong> 降息的理由。</p>
<p>银行业的主要驱动因素是微妙的通胀数据。尽管消费者价格指数（CPI）年同比保持在相对温和的 2.7%，但剔除波动较大的食品和能源价格的核心 CPI 加速至 3.1%，超出经济学家的预期。</p>
<p>对于像美国银行和富国银行这样的巨型银行来说，这一更高的核心数据是积极的消息。它表明经济的内在韧性和强劲的消费者需求，从而降低了大规模贷款违约的风险，并支持健康的贷款活动。</p>
<p>强劲的经济对美国银行多元化的全球银行业务和富国银行专注于美国消费者和商业银行业务的盈利能力至关重要。</p>
<p>与此同时，该报告巩固了投资者的信心，即美联储将在 9 月份的会议上进行降息，期货市场预计降息 25 个基点的概率为 94%。这一预期的举措被视为不是对经济衰退的反应，而是维持当前扩张的主动措施。</p>
<p>宽松的美联储政策为银行创造了有利环境，鼓励借贷和投资，支持资产价格，并可能使收益率曲线变陡，从而改善净利差。</p>
<p>经济的持久性和预期的货币宽松相结合，为银行盈利提供了积极的前景，推动了周二美国银行和富国银行股票的上涨。</p>
<p><strong>BAC, WFC</strong> <strong>价格走势：</strong> 根据 Benzinga Pro 的数据，美国银行的股票在周二收盘上涨 2.86%，至 47.50 美元，富国银行的股票上涨 2.42%，至 79.48 美元。</p>
<p><strong>另请阅读：CoreWeave 的图表看涨——收益可能是下一个催化剂</strong></p>
<h2><strong>如何购买 BAC 股票</strong></h2>
<p>除了前往经纪平台购买一股或部分股票外，您还可以通过购买持有该股票的交易所交易基金（ETF）或在 401(k) 中分配自己到一个策略，以寻求在共同基金或其他工具中获取股票。</p>
<p>例如，对于美国银行来说，它属于金融行业。一个 ETF 可能会持有许多流动性强的大型公司的股票，这些公司有助于跟踪该行业，使投资者能够接触到该领域内的趋势。</p>
<p><em>图片来源：Shutterstock</em></p>

富国银行

<p>美国银行和富国银行的股票在周二上涨，受到市场反弹和投资者情绪积极的推动，此前发布的七月通胀报告表现不一。报告显示，整体消费者物价指数（CPI）同比保持稳定在 2.7%，但核心消费者物价指数（CPI）上升至 3.1%，这表明经济韧性增强。这增加了市场对美联储在九月份降息的预期，认为这是支持经济增长的积极措施。因此，美国银行的股票收盘上涨 2.86%，报 47.50 美元，而富国银行的股票上涨 2.42%，报 79.48 美元</p>

<p>Shares of <strong>Bank of America Corp</strong> BAC and <strong>Wells Fargo &amp; Co</strong> WFC are up Tuesday afternoon, lifted by a broad market rally that pushed the <strong>S&amp;P 500</strong> and <strong>Nasdaq-100</strong> to new all-time highs.</p>
<div class="lb-trans"><p><strong>美国银行</strong>（Bank of America Corp）和 <strong>富国银行</strong>（Wells Fargo &amp; Co）的股票在周二下午上涨，受到广泛市场反弹的推动，使 <strong>标准普尔 500 指数</strong>（S&amp;P 500）和 <strong>纳斯达克 100 指数</strong>（Nasdaq-100）创下新高。</p>
</div><p><strong>What To Know:</strong> Tuesday’s investor optimism stems from a July inflation report that presented a split verdict for the U.S. economy, ultimately bolstering the case for an upcoming <strong>Federal Reserve</strong> interest rate cut.</p>
<div class="lb-trans"><p><strong>要点：</strong> 周二的投资者乐观情绪源于 7 月份的通胀报告，该报告对美国经济呈现出分歧的判断，最终增强了即将到来的 <strong>美联储</strong> 降息的理由。</p>
</div><p>The key driver for the banking sector was the nuanced inflation data. While the headline Consumer Price Index (CPI) held at a relatively tame 2.7% year-over-year, the core CPI, which excludes volatile food and energy prices, accelerated to 3.1%, topping economists’ forecasts.</p>
<div class="lb-trans"><p>银行业的主要驱动因素是微妙的通胀数据。尽管消费者价格指数（CPI）年同比保持在相对温和的 2.7%，但剔除波动较大的食品和能源价格的核心 CPI 加速至 3.1%，超出经济学家的预期。</p>
</div><p>For megabanks such as Bank of America and Wells Fargo, this hotter core reading is constructive news. It signals underlying economic resilience and robust consumer demand, which diminishes the risk of widespread loan defaults and supports healthy lending activity.</p>
<div class="lb-trans"><p>对于像美国银行和富国银行这样的巨型银行来说，这一更高的核心数据是积极的消息。它表明经济的内在韧性和强劲的消费者需求，从而降低了大规模贷款违约的风险，并支持健康的贷款活动。</p>
</div><p>A strong economy is fundamental to the profitability of both Bank of America’s diverse global banking operations and Wells Fargo’s focus on U.S. consumer and commercial banking.</p>
<div class="lb-trans"><p>强劲的经济对美国银行多元化的全球银行业务和富国银行专注于美国消费者和商业银行业务的盈利能力至关重要。</p>
</div><p>Simultaneously, the report solidified investor conviction that the Federal Reserve will proceed with a rate cut at its September meeting, with futures markets pricing in a 94% probability of a quarter-point reduction. This anticipated move is viewed not as a response to a failing economy, but as a proactive measure to sustain the current expansion.</p>
<div class="lb-trans"><p>与此同时，该报告巩固了投资者的信心，即美联储将在 9 月份的会议上进行降息，期货市场预计降息 25 个基点的概率为 94%。这一预期的举措被视为不是对经济衰退的反应，而是维持当前扩张的主动措施。</p>
</div><p>An accommodative Fed policy creates a favorable environment for banks by encouraging borrowing and investment, supporting asset prices, and potentially steepening the yield curve, which could improve net interest margins.</p>
<div class="lb-trans"><p>宽松的美联储政策为银行创造了有利环境，鼓励借贷和投资，支持资产价格，并可能使收益率曲线变陡，从而改善净利差。</p>
</div><p>This combination of a durable economy and expected monetary easing provides a positive outlook for bank profitability, fueling Tuesday’s rise in both Bank of America and Wells Farogo shares.</p>
<div class="lb-trans"><p>经济的持久性和预期的货币宽松相结合，为银行盈利提供了积极的前景，推动了周二美国银行和富国银行股票的上涨。</p>
</div><p><strong>BAC, WFC</strong> <strong>Price Action:</strong> According to data from Benzinga Pro, Bank of America shares closed Tuesday higher by 2.86% to $47.50 and Wells Fargo shares were higher by 2.42% to $79.48.</p>
<div class="lb-trans"><p><strong>BAC, WFC</strong> <strong>价格走势：</strong> 根据 Benzinga Pro 的数据，美国银行的股票在周二收盘上涨 2.86%，至 47.50 美元，富国银行的股票上涨 2.42%，至 79.48 美元。</p>
</div><p><strong>Read Also: CoreWeave’s Chart Looks Bullish — Earnings Could Be The Next Catalyst</strong></p>
<div class="lb-trans"><p><strong>另请阅读：CoreWeave 的图表看涨——收益可能是下一个催化剂</strong></p>
</div><h2><strong>How To Buy BAC Stock</strong></h2>
<div class="lb-trans"><h2><strong>如何购买 BAC 股票</strong></h2>
</div><p>Besides going to a brokerage platform to purchase a share — or fractional share — of stock, you can also gain access to shares either by buying an exchange traded fund (ETF) that holds the stock itself, or by allocating yourself to a strategy in your 401(k) that would seek to acquire shares in a mutual fund or other instrument.</p>
<div class="lb-trans"><p>除了前往经纪平台购买一股或部分股票外，您还可以通过购买持有该股票的交易所交易基金（ETF）或在 401(k) 中分配自己到一个策略，以寻求在共同基金或其他工具中获取股票。</p>
</div><p>For example, for Bank of America, it is the Financials sector. An ETF will likely hold shares in many liquid and large companies that help track that sector, allowing an investor to gain exposure to the trends within that segment.</p>
<div class="lb-trans"><p>例如，对于美国银行来说，它属于金融行业。一个 ETF 可能会持有许多流动性强的大型公司的股票，这些公司有助于跟踪该行业，使投资者能够接触到该领域内的趋势。</p>
</div><p><em>Image: Shutterstock</em></p>
<div class="lb-trans"><p><em>图片来源：Shutterstock</em></p>
</div>

As Fed Rate Cut Bets Rise, Tuesday's Bank Of America, Wells Fargo Rallies Signal Renewed Economic Confidence

- 美国银行和富国银行股价因市场反弹而上涨。  
- 7 月的通胀报告增强了对美联储降息的预期。  
- 核心消费者物价指数上升至 3.1%，显示经济韧性。  

随着市场对美联储降息的押注增加，周二美国银行和富国银行的股价上涨，表明经济信心重新恢复