<p>每位投资者都梦想找到那只能够暴涨并让他们成为百万富翁的股票。这类股票非常难以找到，这就是为什么多元化投资如此重要的原因。你无法预测哪些股票在 30 年后会带来最大的回报。但如果你仔细选择一系列股票并持有几十年，你可能会获得像 <strong>苹果</strong>（AAPL -0.14%）这样的回报。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MjkzNjYvZmFtaWx5LWNoaWxkLXNhdmluZy1waWdneS1iYW5rLWZpbmFuY2lhbC1sZXNzb25zLXNhdmUtbW9uZXktMTIwMHg4MDAtNWIyZGY3OS5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="700" height="466" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MjkzNjYvZmFtaWx5LWNoaWxkLXNhdmluZy1waWdneS1iYW5rLWZpbmFuY2lhbC1sZXNzb25zLXNhdmUtbW9uZXktMTIwMHg4MDAtNWIyZGY3OS5qcGcmdz03MDA"/></p>
<p>图片来源：Getty Images。</p>
<h2>人们喜爱的产品</h2>
<p>苹果制造人们喜爱的产品。它创建了一个用户生态系统，这些用户购买其所有产品，如笔记本电脑、iPhone 和 iPad，并在新型号推出时进行升级。</p>
<p>苹果的产品提供了独特的体验，使其在市场上众多设备公司中脱颖而出，苹果已迅速成长为全球最大的公司之一。多年来，它一直是全球最有价值的公司，直到最近跌至第三位，并且是美国第四大销售公司。</p>
<p>如果你在 30 年前就认识到苹果的潜力，并投资了 10,000 美元购买其股票，今天你将成为一位百万富翁，资产约为 690 万美元，如果你将分红再投资的话。</p>
<p><img src="https://imageproxy.pbkrs.com/https://media.ycharts.com/charts/7909eca44eb799bb5444b69fd9336d0c.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="720" height="456" original-src="https://imageproxy.pbkrs.com/https://media.ycharts.com/charts/7909eca44eb799bb5444b69fd9336d0c.png"/></p>
<p>AAPL 数据来源于 YCharts</p>
<p>虽然苹果在未来 30 年内实现同样的增长不太可能，但作为行业巨头，它仍然可以为投资者提供价值，拥有强大的护城河。</p>
<p>但我想强调一些投资者可以应用于其他股票的经验教训。其中之一是，1995 年，苹果已经上市多年。你不必在上市初期就投资于上市公司才能让你的资金发挥作用。另一个是要注意分红对总回报的贡献——在这里，分红为总回报增加了超过 100 万美元，尽管苹果目前的分红收益率低于 1%。</p>
<p>投资者应该寻求多元化，并知道一只巨大的赢家可以弥补他们的亏损。</p>

苹果

2 倍做多 AAPL ETF - GraniteShares

苹果每日 1 倍做空 ETF - Direxion

苹果每日 2 倍做多 ETF - Direxion

AAPX

AAPY

APLY

<p>投资 1 万美元于 30 年前的苹果股票，今天大约变成 690 万美元，突显了投资中多元化的重要性。苹果强大的品牌忠诚度和产品生态系统促进了其增长，使其成为全球最大的公司之一。尽管未来的增长可能无法与过去的表现相匹配，但股息在总回报中扮演了重要角色。投资者被鼓励多元化他们的投资组合，并认识到单一成功的投资可以抵消其他投资的损失</p>

<p>Every investor dreams of finding that one stock that can skyrocket and turn them into a millionaire. Those are pretty hard to find, and that's why it's so important to diversify. You don't know which stocks will deliver the greatest returns in 30 years. But if you carefully choose an assortment of stocks and sit on them for a few decades, you could end up with returns like <strong>Apple</strong>'s (AAPL -0.14%).</p>
<div class="lb-trans"><p>每位投资者都梦想找到那只能够暴涨并让他们成为百万富翁的股票。这类股票非常难以找到，这就是为什么多元化投资如此重要的原因。你无法预测哪些股票在 30 年后会带来最大的回报。但如果你仔细选择一系列股票并持有几十年，你可能会获得像 <strong>苹果</strong>（AAPL -0.14%）这样的回报。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MjkzNjYvZmFtaWx5LWNoaWxkLXNhdmluZy1waWdneS1iYW5rLWZpbmFuY2lhbC1sZXNzb25zLXNhdmUtbW9uZXktMTIwMHg4MDAtNWIyZGY3OS5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F829366%2Ffamily-child-saving-piggy-bank-financial-lessons-save-money-1200x800-5b2df79.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><h2>Products people love</h2>
<div class="lb-trans"><h2>人们喜爱的产品</h2>
</div><p>Apple makes products people love. It has created an ecosystem of users who buy all of its products, like laptops, iPhones, and iPads, and upgrade to newer models as they become available.</p>
<div class="lb-trans"><p>苹果制造人们喜爱的产品。它创建了一个用户生态系统，这些用户购买其所有产品，如笔记本电脑、iPhone 和 iPad，并在新型号推出时进行升级。</p>
</div><p>Apple's products come with a differentiated experience that makes it stand out from the many other device companies on the market, and Apple has catapulted to one of the largest companies in the world. It was the most highly valued company in the world for years before recently falling into third place, and it's the fourth-largest company in the U.S. by sales.</p>
<div class="lb-trans"><p>苹果的产品提供了独特的体验，使其在市场上众多设备公司中脱颖而出，苹果已迅速成长为全球最大的公司之一。多年来，它一直是全球最有价值的公司，直到最近跌至第三位，并且是美国第四大销售公司。</p>
</div><p>If you had recognized Apple's potential 30 years ago and invested $10,000 in its stock, you'd be a multimillionaire today with about $6.9 million if you'd reinvested dividends.</p>
<div class="lb-trans"><p>如果你在 30 年前就认识到苹果的潜力，并投资了 10,000 美元购买其股票，今天你将成为一位百万富翁，资产约为 690 万美元，如果你将分红再投资的话。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://media.ycharts.com/charts/7909eca44eb799bb5444b69fd9336d0c.png" alt="" original-src="https://media.ycharts.com/charts/7909eca44eb799bb5444b69fd9336d0c.png"/></p>
<p>AAPL data by YCharts</p>
<div class="lb-trans"><p>AAPL 数据来源于 YCharts</p>
</div><p>It's unlikely that Apple can achieve the same growth over the next 30 years, although it can still offer value to investors as an industry giant with a strong moat.</p>
<div class="lb-trans"><p>虽然苹果在未来 30 年内实现同样的增长不太可能，但作为行业巨头，它仍然可以为投资者提供价值，拥有强大的护城河。</p>
</div><p>But I want to underscore a few lessons investors can apply to other stocks. One is that in 1995, Apple had already been a public company for several years. You don't have to invest in public companies in their first days of trading to make your money work for you. Another is to notice how much money dividends add to the total -- the dividend adds more than $1 million to the total here, though Apple's current dividend yield is under 1%.</p>
<div class="lb-trans"><p>但我想强调一些投资者可以应用于其他股票的经验教训。其中之一是，1995 年，苹果已经上市多年。你不必在上市初期就投资于上市公司才能让你的资金发挥作用。另一个是要注意分红对总回报的贡献——在这里，分红为总回报增加了超过 100 万美元，尽管苹果目前的分红收益率低于 1%。</p>
</div><p>Investors should look to diversify, and know that one huge winner can wipe out losses from their losers.</p>
<div class="lb-trans"><p>投资者应该寻求多元化，并知道一只巨大的赢家可以弥补他们的亏损。</p>
</div>

If You'd Invested $10,000 in Apple Stock 30 Years Ago, Here's How Much You'd Have Today

- 投资者应多元化投资，以应对未来不确定性。  
- 苹果公司在过去 30 年中表现出色，投资回报可达 690 万美元。  
- 分红对总回报影响显著，投资者应关注多样化策略。  

如果你在 30 年前投资了 10,000 美元于苹果公司的股票，那么今天你会有多少收益