<h2>中国监管机构收紧大陆居民海外证券账户规则</h2>
<p>亚洲最大的两家在线券商富途证券和老虎证券在新的监管指引下，已收紧了大陆中国居民的开户政策。</p>
<p>这些变化意味着申请者现在必须提供在中国大陆以外的永久居留证明，才能通过这些平台进行交易。</p>
<blockquote>
<p>在线券商富途证券和 UP Fintech Holding（在亚洲被称为老虎证券）因新监管要求的实施，已停止接受中国大陆客户的新账户申请，来自消息来源的报道显示。 pic.twitter.com/YE5S6f4bfC</p>
<p>— 第一财经 (@yicaichina) 2025 年 9 月 23 日</p>
</blockquote>
<p>富途的客服确认，其系统正在升级，目前仅处理持有香港或澳门身份证的新账户申请。</p>
<p>升级后，大陆中国身份证仅在配合海外永久居留文件时才会被接受。</p>
<p><img src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/23b22e49c89a86916f56ce60460540e2.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/23b22e49c89a86916f56ce60460540e2.jpg"/></p>
<p><em>根据富途的机器人，大陆中国公民现在需要提供海外永久居留文件才能注册新账户。</em></p>
<p>老虎证券采取了更严格的立场，停止仅基于海外工作或生活文件接受大陆申请。</p>
<h2>合规之路更漫长，居留证明要求更高</h2>
<p>新的限制要求提供更强有力的海外生活证明。</p>
<p>此前，富途允许大陆客户注册，只要他们能证明海外就业或居住，例如当地工作签证或税务记录。</p>
<p>老虎证券遵循了类似的政策。</p>
<p>现在，只有持有非大陆身份证明的人才能开设账户，这实际上关闭了许多中国投资者通往全球股票市场的关键通道。</p>
<p><img src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/c303e666f966e55a59db15f903a085c6.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/c303e666f966e55a59db15f903a085c6.jpg"/></p>
<p>这两家公司的客服热线仍通过自动消息提供早期指示，表明过渡是渐进的。</p>
<p>两家公司都没有就最新措施发布公开声明或博客文章，包括富途的李华和老虎证券的吴天华在内的高管们保持沉默。</p>
<h2>税收执法推动监管收紧</h2>
<p>中国商业媒体指出，对离岸收入的税收征管收紧是一个重要背景。</p>
<p>自今年第二季度以来，许多交易香港和美国股票的大陆居民收到了地方当局的税务通知。</p>
<p>监管机构据报道正在寻求遏制使用海外证券账户以避免国内税务义务。</p>
<p>这次打击不仅限于富途和老虎。</p>
<p>在 8 月份，全球市场份额最大的在线券商 Interactive Brokers 开始限制大陆居民的开户，并将其应用程序从中国应用商店中移除。</p>
<p><img src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/b679dbe938a1d976303aae2baf7885d2.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/b679dbe938a1d976303aae2baf7885d2.png"/></p>
<p><em>Interactive Brokers (IBKR) 要求客户提供在中国大陆以外的长期居住或工作授权证明。</em></p>
<p>总部位于新加坡的长桥证券今年早些时候也停止了新的大陆注册，并将其应用程序从本地平台中撤回。</p>
<h2>限制背后的监管历史</h2>
<p>此次收紧措施是继 2022 年中国证券监督管理委员会（CSRC）的一项命令之后，该命令裁定富途和老虎在未获批准的情况下运营跨境证券业务。</p>
<p>监管机构指示这两家公司停止新大陆客户的入驻，并 “有效控制新资金流入和管理现有账户。”</p>
<p>当时，已经开设账户的客户被允许继续交易，前提是任何新资金符合中国的外汇管制。</p>
<p>自那时以来，这两家公司逐渐提高了新申请者的门槛——从要求提供海外就业证明到要求提供完整的海外居留证明。</p>
<h2>投资者仍然存在替代途径</h2>
<p>业内评论人士指出，大陆投资者仍有合法途径访问香港股票，例如股票通计划或在国内上市的交易所交易基金。</p>
<p>税务专家补充说，这些受监管的渠道提供了更简单的税务处理，并避免了未来政策变化可能进一步限制离岸交易的风险。</p>

富途控股

<p>大陆投资者面临新限制，富途证券和老虎证券要求提供海外居住证明才能开设账户。这是为了加强对离岸交易和税务合规的监管指导。两家公司已暂停为大陆客户开设新账户，目前仅接受持有非大陆身份证明的客户。这一举措反映了对海外经纪账户的更广泛打击，以强制执行税务义务，影响了许多投资者对全球股票的访问。像港股通这样的替代途径仍然可以用于交易香港股票</p>

<h2>Chinese Regulators Tighten Rules On Overseas Brokerage Accounts For Mainland Residents</h2>
<div class="lb-trans"><h2>中国监管机构收紧大陆居民海外证券账户规则</h2>
</div><p>Two of Asia’s largest online brokerages, Futu Securities and Tiger Brokers, have tightened their account-opening policies for mainland Chinese residents following new regulatory guidance.</p>
<div class="lb-trans"><p>亚洲最大的两家在线券商富途证券和老虎证券在新的监管指引下，已收紧了大陆中国居民的开户政策。</p>
</div><p>The changes mean applicants must now present proof of permanent residency outside mainland China before they can trade through these platforms.</p>
<div class="lb-trans"><p>这些变化意味着申请者现在必须提供在中国大陆以外的永久居留证明，才能通过这些平台进行交易。</p>
</div><blockquote>
<p>Online brokers Futu Securities and UP Fintech Holding, known in Asia as Tiger Brokers, have halted new account openings for Chinese mainland clients due to stricter policies after the implementation of new regulatory requirement, Yicai learned from sources. pic.twitter.com/YE5S6f4bfC</p>
<p>— Yicai 第一财经 (@yicaichina) September 23, 2025</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>在线券商富途证券和 UP Fintech Holding（在亚洲被称为老虎证券）因新监管要求的实施，已停止接受中国大陆客户的新账户申请，来自消息来源的报道显示。 pic.twitter.com/YE5S6f4bfC</p>
<p>— 第一财经 (@yicaichina) 2025 年 9 月 23 日</p>
</blockquote>
</div><p>Futu’s customer service confirmed that its system is undergoing an upgrade and, for now, will only process new accounts for people holding Hong Kong or Macau identity cards.</p>
<div class="lb-trans"><p>富途的客服确认，其系统正在升级，目前仅处理持有香港或澳门身份证的新账户申请。</p>
</div><p>After the upgrade, mainland Chinese IDs will be accepted only when paired with overseas permanent residency documents.</p>
<div class="lb-trans"><p>升级后，大陆中国身份证仅在配合海外永久居留文件时才会被接受。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/23b22e49c89a86916f56ce60460540e2.jpg" alt="" original-src="https://image.coinlive.com/cryptotwits-static/23b22e49c89a86916f56ce60460540e2.jpg"/></p>
<p><em>According to Futu’s bot, mainland Chinese citizens are now required to provide overseas permanent residency documents in order to sign up for a new account.</em></p>
<div class="lb-trans"><p><em>根据富途的机器人，大陆中国公民现在需要提供海外永久居留文件才能注册新账户。</em></p>
</div><p>Tiger Brokers has taken an even stricter stance, stopping acceptance of mainland applications based solely on overseas work or lifestyle documents.</p>
<div class="lb-trans"><p>老虎证券采取了更严格的立场，停止仅基于海外工作或生活文件接受大陆申请。</p>
</div><h2>Longer Path To Compliance And Higher Proof Of Residency</h2>
<div class="lb-trans"><h2>合规之路更漫长，居留证明要求更高</h2>
</div><p>The fresh restrictions demand stronger evidence of a life abroad.</p>
<div class="lb-trans"><p>新的限制要求提供更强有力的海外生活证明。</p>
</div><p>Previously, Futu allowed mainland clients to register if they could prove overseas employment or residence, such as a local work visa or tax records.</p>
<div class="lb-trans"><p>此前，富途允许大陆客户注册，只要他们能证明海外就业或居住，例如当地工作签证或税务记录。</p>
</div><p>Tiger Brokers followed a similar policy.</p>
<div class="lb-trans"><p>老虎证券遵循了类似的政策。</p>
</div><p>Now, only those with non-mainland identification can open accounts, effectively closing a key door to global equities for many Chinese investors.</p>
<div class="lb-trans"><p>现在，只有持有非大陆身份证明的人才能开设账户，这实际上关闭了许多中国投资者通往全球股票市场的关键通道。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/c303e666f966e55a59db15f903a085c6.jpg" alt="" original-src="https://image.coinlive.com/cryptotwits-static/c303e666f966e55a59db15f903a085c6.jpg"/></p>
<p>Customer service lines for both companies still give the earlier instructions via automated messages, suggesting the transition is gradual.</p>
<div class="lb-trans"><p>这两家公司的客服热线仍通过自动消息提供早期指示，表明过渡是渐进的。</p>
</div><p>Neither company has issued public statements or blog posts about the latest measures, and executives including Li Hua of Futu and Wu Tianhua of Tiger Brokers have remained silent.</p>
<div class="lb-trans"><p>两家公司都没有就最新措施发布公开声明或博客文章，包括富途的李华和老虎证券的吴天华在内的高管们保持沉默。</p>
</div><h2>Tax Enforcement Drives The Regulatory Clampdown</h2>
<div class="lb-trans"><h2>税收执法推动监管收紧</h2>
</div><p>Chinese business media point to a tightening of tax collection on offshore earnings as a key backdrop.</p>
<div class="lb-trans"><p>中国商业媒体指出，对离岸收入的税收征管收紧是一个重要背景。</p>
</div><p>Since the second quarter of this year, many mainland residents trading Hong Kong and US stocks have received tax notices from local authorities.</p>
<div class="lb-trans"><p>自今年第二季度以来，许多交易香港和美国股票的大陆居民收到了地方当局的税务通知。</p>
</div><p>Regulators are reportedly seeking to curb the use of overseas brokerage accounts to avoid domestic tax obligations.</p>
<div class="lb-trans"><p>监管机构据报道正在寻求遏制使用海外证券账户以避免国内税务义务。</p>
</div><p>The clampdown is not limited to Futu and Tiger.</p>
<div class="lb-trans"><p>这次打击不仅限于富途和老虎。</p>
</div><p>In August, Interactive Brokers, the world’s largest online brokerage by market share, began restricting account openings for mainland residents and removed its app from Chinese app stores.</p>
<div class="lb-trans"><p>在 8 月份，全球市场份额最大的在线券商 Interactive Brokers 开始限制大陆居民的开户，并将其应用程序从中国应用商店中移除。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://image.coinlive.com/cryptotwits-static/b679dbe938a1d976303aae2baf7885d2.png" alt="" original-src="https://image.coinlive.com/cryptotwits-static/b679dbe938a1d976303aae2baf7885d2.png"/></p>
<p><em>Interactive Brokers (IBKR) requires clients to provide proof of long-term residence or work authorisation outside of mainland China.</em></p>
<div class="lb-trans"><p><em>Interactive Brokers (IBKR) 要求客户提供在中国大陆以外的长期居住或工作授权证明。</em></p>
</div><p>Singapore-based Longbridge Securities also stopped new mainland registrations earlier this year and pulled its app from local platforms.</p>
<div class="lb-trans"><p>总部位于新加坡的长桥证券今年早些时候也停止了新的大陆注册，并将其应用程序从本地平台中撤回。</p>
</div><h2>Regulatory History Behind The Restrictions</h2>
<div class="lb-trans"><h2>限制背后的监管历史</h2>
</div><p>This latest tightening follows a 2022 order from the China Securities Regulatory Commission (CSRC), which ruled that Futu and Tiger had operated cross-border securities businesses without approval.</p>
<div class="lb-trans"><p>此次收紧措施是继 2022 年中国证券监督管理委员会（CSRC）的一项命令之后，该命令裁定富途和老虎在未获批准的情况下运营跨境证券业务。</p>
</div><p>The regulator instructed both companies to halt the onboarding of new mainland customers and to “effectively control new inflows and manage existing accounts.”</p>
<div class="lb-trans"><p>监管机构指示这两家公司停止新大陆客户的入驻，并 “有效控制新资金流入和管理现有账户。”</p>
</div><p>At the time, clients who had already opened accounts were allowed to continue trading, provided any new funds complied with China’s foreign-exchange controls.</p>
<div class="lb-trans"><p>当时，已经开设账户的客户被允许继续交易，前提是任何新资金符合中国的外汇管制。</p>
</div><p>Since then, both firms have gradually increased the hurdles for new applicants—from requiring proof of overseas employment to demanding full overseas residency.</p>
<div class="lb-trans"><p>自那时以来，这两家公司逐渐提高了新申请者的门槛——从要求提供海外就业证明到要求提供完整的海外居留证明。</p>
</div><h2>Alternative Routes For Investors Still Exist</h2>
<div class="lb-trans"><h2>投资者仍然存在替代途径</h2>
</div><p>Industry commentators note that mainland investors still have legal avenues to access Hong Kong stocks, such as the Stock Connect programme or exchange-traded funds listed domestically.</p>
<div class="lb-trans"><p>业内评论人士指出，大陆投资者仍有合法途径访问香港股票，例如股票通计划或在国内上市的交易所交易基金。</p>
</div><p>Tax specialists add that these regulated channels offer simpler tax treatment and avoid the risk of future policy changes that could further limit offshore trading.</p>
<div class="lb-trans"><p>税务专家补充说，这些受监管的渠道提供了更简单的税务处理，并避免了未来政策变化可能进一步限制离岸交易的风险。</p>
</div>

Mainland Chinese Investors Blocked From Opening New Accounts As Futu and Tiger Brokers Demand Overseas Residency Proof

- 中国监管机构收紧了大陆居民的海外证券账户规则。  
- Futu 和 Tiger Brokers 要求申请者提供海外永久居留证明。  
- 新规限制了大陆投资者进入全球股市的途径。  

富途控股和老虎证券要求提供海外居住证明，禁止中国大陆投资者开设新账户