<p><strong>标准普尔 500</strong> <strong>金融</strong> 指数今年迄今已上涨约 12%，但其涨幅低于基准 <strong>标准普尔 500</strong> 指数约 13% 的增幅。与此同时，<strong>NU Holdings</strong>(NU -0.40%) 的股票在今年的交易中上涨了 56%，远远超过了这两个指数。</p>
<p>尽管 NU 股票的表现大幅优于更广泛的市场和金融领域，但有充分理由认为，这家总部位于巴西的数字银行的股票仍然是该行业中最值得购买的股票之一。原因如下。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzAxOTgvZ2V0dHlpbWFnZXMtODkxNjM0MjU0LTItY29weS5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzAxOTgvZ2V0dHlpbWFnZXMtODkxNjM0MjU0LTItY29weS5qcGcmdz03MDA"/></p>
<p>图片来源：Getty Images。</p>
<h2>NU Holdings 仍具备成为大赢家的潜力</h2>
<p>在第二季度，NU Holdings 的销售额同比增长 42%（按货币调整后）。该公司在此期间新增了 410 万名客户，足以实现同比增长 17%。NU 继续巩固其在巴西及其他拉丁美洲市场作为领先金融科技服务提供商的地位，并在上个季度结束时在其平台上拥有 1.227 亿用户。</p>
<p>NU 拥有令人印象深刻的用户基础，并且其参与度仍在以惊人的速度增长。凭借 42.2% 的毛利率，NU 仍有很大的空间进行未来的利润率扩张。在强劲的销售增长前景和潜在的显著利润率改善之间，NU Holdings 的股票看起来有望显著超越金融行业。</p>

<p>Nu Holdings (NU) 的表现超过了标准普尔 500 金融指数，今年迄今上涨了 56%，而该指数仅上涨了 12%。该公司在第二季度报告了 42% 的同比销售增长，新增了 410 万名客户，总用户数达到 1.227 亿。Nu Holdings 的毛利率为 42.2%，在进一步增长和利润率改善方面具备良好条件，使其在金融领域成为强烈推荐的买入对象</p>

<p>The <strong>S&amp;P 500</strong> <strong>Financials</strong> index has risen roughly 12% year to date, but its gains have underperformed the 13% or so increase for the benchmark <strong>S&amp;P 500</strong> index across the year. Meanwhile, <strong>Nu Holdings</strong>(NU -0.40%) stock has managed to soar far higher than either index -- up 56% -- across this year's trading.</p>
<div class="lb-trans"><p><strong>标准普尔 500</strong> <strong>金融</strong> 指数今年迄今已上涨约 12%，但其涨幅低于基准 <strong>标准普尔 500</strong> 指数约 13% 的增幅。与此同时，<strong>NU Holdings</strong>(NU -0.40%) 的股票在今年的交易中上涨了 56%，远远超过了这两个指数。</p>
</div><p>Despite the fact that Nu stock has substantially outperformed the broader market and financials space, there are good reasons to think that shares of the Brazil-based digital bank remain one of the best buys in the sector. Here's why.</p>
<div class="lb-trans"><p>尽管 NU 股票的表现大幅优于更广泛的市场和金融领域，但有充分理由认为，这家总部位于巴西的数字银行的股票仍然是该行业中最值得购买的股票之一。原因如下。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzAxOTgvZ2V0dHlpbWFnZXMtODkxNjM0MjU0LTItY29weS5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F830198%2Fgettyimages-891634254-2-copy.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><h2>Nu Holdings still has what it takes to be a big winner</h2>
<div class="lb-trans"><h2>NU Holdings 仍具备成为大赢家的潜力</h2>
</div><p>In the second quarter, Nu Holdings posted year-over-year sales growth of 42% on a currency-adjusted basis. The business added 4.1 million new customers in the period -- good enough to deliver year-over-year growth of 17%. Nu continues to solidify its position as a leading fintech services provider in Brazil and other Latin American markets, and it closed out last quarter with 122.7 million users across its platform.</p>
<div class="lb-trans"><p>在第二季度，NU Holdings 的销售额同比增长 42%（按货币调整后）。该公司在此期间新增了 410 万名客户，足以实现同比增长 17%。NU 继续巩固其在巴西及其他拉丁美洲市场作为领先金融科技服务提供商的地位，并在上个季度结束时在其平台上拥有 1.227 亿用户。</p>
</div><p>Nu has an impressive user base, and it continues to grow engagement at an impressive pace. With a gross margin of 42.2%, Nu still has plenty of room for margin expansion going forward. In between a strong sales growth outlook and the potential for substantial profit-margin improvements, Nu Holdings is a stock that looks poised to significantly outperform the financials sector.</p>
<div class="lb-trans"><p>NU 拥有令人印象深刻的用户基础，并且其参与度仍在以惊人的速度增长。凭借 42.2% 的毛利率，NU 仍有很大的空间进行未来的利润率扩张。在强劲的销售增长前景和潜在的显著利润率改善之间，NU Holdings 的股票看起来有望显著超越金融行业。</p>
</div>

NU Holdings（NU）是您今天可以购买的最佳金融股票之一的一个理由