<p>支付股息的股票因多种原因而具有吸引力。对于希望抵御通货膨胀对储蓄影响的投资者来说，投资于那些不仅在价格上涨时提供资本增值潜力，还以股息形式将部分收益返还给投资者的公司，是一种经过时间考验的策略，至今仍然有效（尽管在过去十年半中，许多顶级成长股在总回报方面远远超过了价值/股息股票）。</p>
<ul>
<li>股息投资者有众多选择，可以从不同的提供者中挑选。</li>
<li>这里有三个我认为值得考虑的来自不同提供者的最佳股息 ETF。</li>
<li>你在退休方面是领先还是落后？SmartAsset 的免费工具可以在几分钟内将你与财务顾问匹配，帮助你今天回答这个问题。每位顾问都经过严格审查，必须以你的最佳利益为重。不要再浪费时间；点击这里开始吧。(赞助商)</li>
</ul>
<p>也就是说，在当前环境中，越来越多的投资者选择支付股息的股票而非成长股，正是因为当前的估值水平。</p>
<h2>Invesco S&amp;P 500 高股息低波动 ETF (SPHD)</h2>
<p>在市场上，针对谨慎投资者的 <strong>Invesco S&amp;P 500 高股息低波动 ETF</strong>(SPHD) 是最被低估的交易所交易基金之一。</p>
<p>正如其名称所示，SPHD 追踪 S&amp;P 500 中 50 个最高收益股票中的一些低波动股票。因此，这是一只很好地平衡了收益和风险管理特性的 ETF，尤其是在当前环境下，我认为这些特性非常吸引人。</p>
<p>是的，整体波动性已经从四月份因关税引发的激增中大幅下降。但考虑到就业市场的疲软，以及股票可能比以往泡沫时期更被高估的迹象，目前采取谨慎的投资策略，我认为至少值得考虑。</p>
<p>值得注意的是，这只基金 SPHD 对房地产、公用事业和消费品等关键防御性行业的超额曝光。如果我们真的经历一次重大衰退，所有股票都会受到影响。但这些是投资者希望持有的行业，以应对经济下行带来的痛苦。</p>
<p>该 ETF 的股息收益率为 3.5%，在大多数市场周期中具有显著的资本增值潜力，因此这是目前值得考虑的顶级股息 ETF。</p>
<h2>Fidelity 高股息 ETF (FDVV)</h2>
<p>另一个我认为在金融媒体中值得更多讨论的顶级 ETF 是 <strong>Fidelity 高股息 ETF</strong>(FDVV)。这只收益率为 3% 的 ETF 在本列表中的收益率范围内接近中间位置。但对于拥有 Fidelity 账户的投资者来说，我认为这是该发行商提供的顶级股息 ETF 之一，原因有几点。</p>
<p>首先，投资者可以接触到一些美国最高收益股票的大小盘混合。考虑到当前的估值水平，美国的股息收益率本质上低于其他全球市场。但在资产负债表的强度、稳定性和股息增长潜力方面，这是一只让寻求优质投资者可以安心持有的 ETF。</p>
<p>Fidelity 高股息 ETF 的另一个有趣之处在于，该基金专注于根据基本面对其持股进行排序。该 ETF 的管理者将收益和股息增长等关键指标作为确定股票是否适合该基金的关键标准。因此，选择 FDVV 作为股息 ETF 持有的投资者可以在捕捉许多顶级成长股的增长潜力的同时，管理集中风险并减轻股息削减带来的风险，这在经济下行期间可能会影响许多类似的 ETF。</p>
<h2>Vanguard 高股息收益 ETF (VYM)</h2>
<p>在这份值得购买的股息 ETF 名单中，最后但绝对不是最不重要的是 <strong>Vanguard 高股息收益 ETF</strong>(VYM)。尽管该 ETF 的收益率为 2.5%，是本列表中最低的，但投资者仍然可以获得比持有大多数指数中的股票组合更多的收入（截至撰写时，S&amp;P 500 的收益率仍约为 1.1%）。</p>
<p>在这种情况下，拥有这只旗舰股息 ETF 的投资者获得的收益率是市场的两倍多，同时持有大多数在最近几年中使 S&amp;P 500 和其他主要指数大幅上涨的顶级成长股。换句话说，对于那些担心错过市场提供的上涨机会的投资者来说，这是值得考虑的顶级股息 ETF。</p>
<p>正如人们所料，VYM 对经济中关键增长领域如科技和金融的曝光度更高，同时也具有显著的消费防御性曝光。这使得大多数长期投资者希望在未来几十年中持有这种防御性增长特征。</p>
<p>我一直偏爱 Vanguard 作为 ETF 提供商，部分原因是该提供商提供的费用比率非常低。VYM 也是如此，这只股息 ETF 的广泛多样化确实不言而喻。</p>
<p>这篇文章《3 个值得购买的股息 ETF，为退休提供惊人的被动收入来源》最初发表于 24/7 Wall St..</p>

景顺投资管理

<p>这篇文章讨论了三只推荐的股息 ETF，以帮助在退休时产生被动收入。文章强调了支付股息的股票作为对抗通货膨胀的吸引力，并强调了在收益与风险管理之间保持平衡的重要性。推荐的 ETF 包括 Invesco S&P 500 高股息低波动 ETF（SPHD），以其低波动性和对防御性行业的敞口而闻名；Fidelity 高股息 ETF（FDVV），专注于强劲的基本面，并提供大盘股和中盘股的组合；以及 Vanguard 高股息收益 ETF（VYM），因其潜在回报也被推荐</p>

<p>Dividend paying stocks are attractive for a number of reasons. For investors looking to combat the effects of inflation on their savings, investing in companies that not only provide capital appreciation upside as prices rise, but also pay back a percentage of their earnings to investors in the form of dividends, is a time-tested strategy that still holds water (even though many top growth stocks have blown value/dividend stocks out of the water in terms of total returns over the past decade and a half).</p>
<div class="lb-trans"><p>支付股息的股票因多种原因而具有吸引力。对于希望抵御通货膨胀对储蓄影响的投资者来说，投资于那些不仅在价格上涨时提供资本增值潜力，还以股息形式将部分收益返还给投资者的公司，是一种经过时间考验的策略，至今仍然有效（尽管在过去十年半中，许多顶级成长股在总回报方面远远超过了价值/股息股票）。</p>
</div><ul>
<li>Dividend investors have a plethora of options to choose among, from a range of different providers.</li>
<li>Here are three of the best dividend ETFs from different providers I think are worth considering right now.</li>
<li>Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; get started by clicking here.(Sponsor)</li>
</ul>
<div class="lb-trans"><ul>
<li>股息投资者有众多选择，可以从不同的提供者中挑选。</li>
<li>这里有三个我认为值得考虑的来自不同提供者的最佳股息 ETF。</li>
<li>你在退休方面是领先还是落后？SmartAsset 的免费工具可以在几分钟内将你与财务顾问匹配，帮助你今天回答这个问题。每位顾问都经过严格审查，必须以你的最佳利益为重。不要再浪费时间；点击这里开始吧。(赞助商)</li>
</ul>
</div><p>That said, there is a growing cohort of investors who choose dividend-paying equities over growth stocks in this environment precisely due to where valuations are today.</p>
<div class="lb-trans"><p>也就是说，在当前环境中，越来越多的投资者选择支付股息的股票而非成长股，正是因为当前的估值水平。</p>
</div><h2>Invesco S&amp;P 500 High Dividend Low Volatility ETF (SPHD)</h2>
<div class="lb-trans"><h2>Invesco S&amp;P 500 高股息低波动 ETF (SPHD)</h2>
</div><p>One of the most underrated exchange traded funds (ETFs) in the market for cautious investors is the <strong>Invesco S&amp;P 500 High Dividend Low Volatility ETF</strong>(SPHD).</p>
<div class="lb-trans"><p>在市场上，针对谨慎投资者的 <strong>Invesco S&amp;P 500 高股息低波动 ETF</strong>(SPHD) 是最被低估的交易所交易基金之一。</p>
</div><p>As its name suggests, SPHD tracks some of the lowest volatility stocks among the 50 highest-yielding names in the S&amp;P 500. Thus, this is an ETF that nicely balances both yield for investors seeking more of their return from the income component companies can provide, alongside some risk management properties I think are attractive, especially now.</p>
<div class="lb-trans"><p>正如其名称所示，SPHD 追踪 S&amp;P 500 中 50 个最高收益股票中的一些低波动股票。因此，这是一只很好地平衡了收益和风险管理特性的 ETF，尤其是在当前环境下，我认为这些特性非常吸引人。</p>
</div><p>Yes, overall volatility has come down considerably from the tariff-induced spike we saw in April. But given the weakening jobs market, and indications that stocks may be more overvalued than during previous bubbles, taking a cautious approach to investing in any equity security right now is a strategy I think is at least worth considering.</p>
<div class="lb-trans"><p>是的，整体波动性已经从四月份因关税引发的激增中大幅下降。但考虑到就业市场的疲软，以及股票可能比以往泡沫时期更被高估的迹象，目前采取谨慎的投资策略，我认为至少值得考虑。</p>
</div><p>What’s also worth noting about this particular fund is SPHD’s outsized exposure to key defensive sectors such as real estate, utilities and consumer staples. Now, if we do get a meaningful recession, all stocks will get hit. But these are some of the sectors investors will want to own as a way to ride out the pain.</p>
<div class="lb-trans"><p>值得注意的是，这只基金 SPHD 对房地产、公用事业和消费品等关键防御性行业的超额曝光。如果我们真的经历一次重大衰退，所有股票都会受到影响。但这些是投资者希望持有的行业，以应对经济下行带来的痛苦。</p>
</div><p>With a 3.5% dividend yield and meaningful capital appreciation upside during most market cycles, this is a top dividend ETF to consider right now.</p>
<div class="lb-trans"><p>该 ETF 的股息收益率为 3.5%，在大多数市场周期中具有显著的资本增值潜力，因此这是目前值得考虑的顶级股息 ETF。</p>
</div><h2>Fidelity High Dividend ETF (FDVV)</h2>
<div class="lb-trans"><h2>Fidelity 高股息 ETF (FDVV)</h2>
</div><p>Another top ETF I’ve long thought deserves more discussion in the financial media is the <strong>Fidelity High Dividend ETF</strong>(FDVV). This 3% yielding ETF comes in near the middle of the range in terms of yields on this list. But for investors who have Fidelity accounts, I think this is among the top dividend ETFs provided by this issuer, for a few reasons.</p>
<div class="lb-trans"><p>另一个我认为在金融媒体中值得更多讨论的顶级 ETF 是 <strong>Fidelity 高股息 ETF</strong>(FDVV)。这只收益率为 3% 的 ETF 在本列表中的收益率范围内接近中间位置。但对于拥有 Fidelity 账户的投资者来说，我认为这是该发行商提供的顶级股息 ETF 之一，原因有几点。</p>
</div><p>First, investors get a mix of both large and mid-cap exposure to some of the highest-yielding U.S. names. Given where valuations are right now, dividend yields are inherently lower in the U.S. than in other global markets. But in terms of balance sheet strength, stability, and dividend growth potential, this is an ETF with premier holdings investors looking for quality can sleep well at night owning.</p>
<div class="lb-trans"><p>首先，投资者可以接触到一些美国最高收益股票的大小盘混合。考虑到当前的估值水平，美国的股息收益率本质上低于其他全球市场。但在资产负债表的强度、稳定性和股息增长潜力方面，这是一只让寻求优质投资者可以安心持有的 ETF。</p>
</div><p>What’s also interesting about the Fidelity High Dividend ETF is this fund’s focus on sorting its holdings by fundamentals. The managers behind this ETF have targeted key metrics such as earnings and dividend growth as key criteria for determining whether a stock fits in this fund. Thus, those who choose FDVV as a dividend ETF holding can both capture the growth upside of many top growth names in the market while managing their concentration risk and mitigating risks around dividend cuts which can hamper many similar ETFs during downturns.</p>
<div class="lb-trans"><p>Fidelity 高股息 ETF 的另一个有趣之处在于，该基金专注于根据基本面对其持股进行排序。该 ETF 的管理者将收益和股息增长等关键指标作为确定股票是否适合该基金的关键标准。因此，选择 FDVV 作为股息 ETF 持有的投资者可以在捕捉许多顶级成长股的增长潜力的同时，管理集中风险并减轻股息削减带来的风险，这在经济下行期间可能会影响许多类似的 ETF。</p>
</div><h2>Vanguard High Dividend Yield ETF (VYM)</h2>
<div class="lb-trans"><h2>Vanguard 高股息收益 ETF (VYM)</h2>
</div><p>Last, but certainly not least on this list of dividend ETFs worth buying is the <strong>Vanguard High Dividend Yield ETF</strong>(VYM). With the lowest yield on this list at 2.5%, investors still generate much more income than holding a basket of stocks in most indexes (the yield on the S&amp;P 500 is still around 1.1% at the time of writing).</p>
<div class="lb-trans"><p>在这份值得购买的股息 ETF 名单中，最后但绝对不是最不重要的是 <strong>Vanguard 高股息收益 ETF</strong>(VYM)。尽管该 ETF 的收益率为 2.5%，是本列表中最低的，但投资者仍然可以获得比持有大多数指数中的股票组合更多的收入（截至撰写时，S&amp;P 500 的收益率仍约为 1.1%）。</p>
</div><p>In that context, investors who own this flagship dividend ETF are getting more than twice the yield of the market, while holding most of the top growth names that have taken the S&amp;P500 and other major indices on wild rides higher in recent years. In other words, for those who are concerned about missing out on the upside the market can provide, this is a top dividend ETF worth considering.</p>
<div class="lb-trans"><p>在这种情况下，拥有这只旗舰股息 ETF 的投资者获得的收益率是市场的两倍多，同时持有大多数在最近几年中使 S&amp;P 500 和其他主要指数大幅上涨的顶级成长股。换句话说，对于那些担心错过市场提供的上涨机会的投资者来说，这是值得考虑的顶级股息 ETF。</p>
</div><p>As one might expect, VYM holds higher exposure to key growth areas of the economy such as technology and financials, with significant consumer defensive exposure as well. This allows for the kind of defensive growth profile most long-term investors will want to hold for the decades to come.</p>
<div class="lb-trans"><p>正如人们所料，VYM 对经济中关键增长领域如科技和金融的曝光度更高，同时也具有显著的消费防御性曝光。这使得大多数长期投资者希望在未来几十年中持有这种防御性增长特征。</p>
</div><p>I’ve long been partial to Vanguard as an ETF provider, partly due to the very low expense ratios this provider offers. That’s the case with VYM as well, and this dividend ETF’s extensive diversification really speaks for itself.</p>
<div class="lb-trans"><p>我一直偏爱 Vanguard 作为 ETF 提供商，部分原因是该提供商提供的费用比率非常低。VYM 也是如此，这只股息 ETF 的广泛多样化确实不言而喻。</p>
</div><p>The post 3 Dividend ETFs to Buy for An Incredible Passive Income Stream in Retirement appeared first on 24/7 Wall St..</p>
<div class="lb-trans"><p>这篇文章《3 个值得购买的股息 ETF，为退休提供惊人的被动收入来源》最初发表于 24/7 Wall St..</p>
</div>

3 只股息 ETF，适合在退休时购买以获得可观的被动收入来源