<p>零在科技金融（HKG:93）在过去三个月经历了艰难的时光，股价下跌了 13%。然而，该公司的基本面看起来相当不错，长期财务状况通常与未来市场价格走势一致。具体来说，我们决定在本文中研究零在科技金融的股本回报率（ROE）。</p>
<p>股本回报率（ROE）是股东需要考虑的重要因素，因为它告诉他们资本再投资的有效性。简单来说，它用于评估公司相对于其股本的盈利能力。</p>
<p>我们发现 21 只美国股票预计明年将支付超过 6% 的股息收益率。查看完整列表，免费获取。</p>
<h2>如何计算股本回报率？</h2>
<p><strong>ROE 可以通过以下公式计算：</strong></p>
<p>股本回报率 = 净利润（来自持续经营）÷ 股东权益</p>
<p>因此，根据上述公式，零在科技金融的 ROE 为：</p>
<p>2.8% = HK$3100 万 ÷ HK$11 亿（基于截至 2025 年 6 月的过去十二个月）。</p>
<p>“回报” 是过去十二个月的利润。换句话说，对于每 HK$1 的股本，公司能够赚取 HK$0.03 的利润。</p>
<p>查看我们对零在科技金融的最新分析</p>
<h2>为什么 ROE 对盈利增长重要？</h2>
<p>到目前为止，我们了解到 ROE 是公司盈利能力的衡量标准。我们现在需要评估公司再投资或 “保留” 的利润多少，以便为未来增长提供依据，这样可以让我们了解公司的增长潜力。假设其他条件不变，ROE 和利润保留越高，公司相对于不具备这些特征的公司，增长率就越高。</p>
<h2>零在科技金融的盈利增长和 2.8% ROE</h2>
<p>很明显，零在科技金融的 ROE 相当低。即使与行业平均水平 3.7% 相比，ROE 数据也令人失望。尽管如此，我们可以看到零在科技金融在过去五年中实现了 14% 的适度净收入增长。我们认为这里可能还有其他因素在起作用。例如，公司的管理层可能做出了一些良好的战略决策，或者公司有较低的派息比率。</p>
<p>考虑到行业盈利在同一五年期间以 4.5% 的速度萎缩，该公司的净收入增长相当显著。</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/97712-past-earnings-growth-1-dark-2/1759874935051?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/97712-past-earnings-growth-1-dark-2/1759874935051"/></p>
<p>SEHK:93 过去的盈利增长 2025 年 10 月 7 日</p>
<p>盈利增长是评估股票时需要考虑的重要指标。投资者应尝试确定预期的盈利增长或下降，无论是哪种情况，是否已被定价。这样可以帮助他们判断股票的未来是看好还是不妙。一个良好的预期盈利增长指标是市盈率（P/E），它决定了市场愿意为股票支付的价格，基于其盈利前景。因此，您可能想检查零在科技金融的市盈率是高还是低，相对于其行业。</p>
<h2>零在科技金融是否有效利用其利润？</h2>
<p>零在科技金融不支付任何定期股息，这意味着其所有利润都被再投资于业务，这解释了公司所看到的相当可观的盈利增长。</p>
<h2>总结</h2>
<p>总体而言，我们认为零在科技金融确实有一些积极因素值得考虑。尽管回报率较低，但由于大量再投资于业务，公司实现了令人印象深刻的盈利增长。</p>

零在科技金融

<p>零在科技金融（HKG:93）在过去三个月的股价下跌了 13%，尽管基本面表现尚可。公司的股本回报率（ROE）为 2.8%，低于行业平均水平的 3.7%。然而，在过去五年中，其净收入增长了 14%，而行业盈利则下降了 4.5%。该公司将所有利润再投资，促进了其增长，即使没有定期分红。总体而言，尽管 ROE 较低，但公司的盈利增长和再投资策略为投资者提供了积极的因素</p>

<p>Zero Fintech Group (HKG:93) has had a rough three months with its share price down 13%. However, the company's fundamentals look pretty decent, and long-term financials are usually aligned with future market price movements. Specifically, we decided to study Zero Fintech Group's ROE in this article.</p>
<div class="lb-trans"><p>零在科技金融（HKG:93）在过去三个月经历了艰难的时光，股价下跌了 13%。然而，该公司的基本面看起来相当不错，长期财务状况通常与未来市场价格走势一致。具体来说，我们决定在本文中研究零在科技金融的股本回报率（ROE）。</p>
</div><p>Return on equity or ROE is an important factor to be considered by a shareholder because it tells them how effectively their capital is being reinvested. Simply put, it is used to assess the profitability of a company in relation to its equity capital.</p>
<div class="lb-trans"><p>股本回报率（ROE）是股东需要考虑的重要因素，因为它告诉他们资本再投资的有效性。简单来说，它用于评估公司相对于其股本的盈利能力。</p>
</div><p>We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.</p>
<div class="lb-trans"><p>我们发现 21 只美国股票预计明年将支付超过 6% 的股息收益率。查看完整列表，免费获取。</p>
</div><h2>How To Calculate Return On Equity?</h2>
<div class="lb-trans"><h2>如何计算股本回报率？</h2>
</div><p><strong>ROE can be calculated by using the formula:</strong></p>
<div class="lb-trans"><p><strong>ROE 可以通过以下公式计算：</strong></p>
</div><p>Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity</p>
<div class="lb-trans"><p>股本回报率 = 净利润（来自持续经营）÷ 股东权益</p>
</div><p>So, based on the above formula, the ROE for Zero Fintech Group is:</p>
<div class="lb-trans"><p>因此，根据上述公式，零在科技金融的 ROE 为：</p>
</div><p>2.8% = HK$31m ÷ HK$1.1b (Based on the trailing twelve months to June 2025).</p>
<div class="lb-trans"><p>2.8% = HK$3100 万 ÷ HK$11 亿（基于截至 2025 年 6 月的过去十二个月）。</p>
</div><p>The 'return' is the profit over the last twelve months. Another way to think of that is that for every HK$1 worth of equity, the company was able to earn HK$0.03 in profit.</p>
<div class="lb-trans"><p>“回报” 是过去十二个月的利润。换句话说，对于每 HK$1 的股本，公司能够赚取 HK$0.03 的利润。</p>
</div><p>See our latest analysis for Zero Fintech Group</p>
<div class="lb-trans"><p>查看我们对零在科技金融的最新分析</p>
</div><h2>Why Is ROE Important For Earnings Growth?</h2>
<div class="lb-trans"><h2>为什么 ROE 对盈利增长重要？</h2>
</div><p>So far, we've learned that ROE is a measure of a company's profitability. We now need to evaluate how much profit the company reinvests or &#34;retains&#34; for future growth which then gives us an idea about the growth potential of the company. Assuming everything else remains unchanged, the higher the ROE and profit retention, the higher the growth rate of a company compared to companies that don't necessarily bear these characteristics.</p>
<div class="lb-trans"><p>到目前为止，我们了解到 ROE 是公司盈利能力的衡量标准。我们现在需要评估公司再投资或 “保留” 的利润多少，以便为未来增长提供依据，这样可以让我们了解公司的增长潜力。假设其他条件不变，ROE 和利润保留越高，公司相对于不具备这些特征的公司，增长率就越高。</p>
</div><h2>Zero Fintech Group's Earnings Growth And 2.8% ROE</h2>
<div class="lb-trans"><h2>零在科技金融的盈利增长和 2.8% ROE</h2>
</div><p>It is quite clear that Zero Fintech Group's ROE is rather low. Even when compared to the industry average of 3.7%, the ROE figure is pretty disappointing. Although, we can see that Zero Fintech Group saw a modest net income growth of 14% over the past five years. We reckon that there could be other factors at play here. For example, it is possible that the company's management has made some good strategic decisions, or that the company has a low payout ratio.</p>
<div class="lb-trans"><p>很明显，零在科技金融的 ROE 相当低。即使与行业平均水平 3.7% 相比，ROE 数据也令人失望。尽管如此，我们可以看到零在科技金融在过去五年中实现了 14% 的适度净收入增长。我们认为这里可能还有其他因素在起作用。例如，公司的管理层可能做出了一些良好的战略决策，或者公司有较低的派息比率。</p>
</div><p>When you consider the fact that the industry earnings have shrunk at a rate of 4.5% in the same 5-year period, the company's net income growth is pretty remarkable.</p>
<div class="lb-trans"><p>考虑到行业盈利在同一五年期间以 4.5% 的速度萎缩，该公司的净收入增长相当显著。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/97712-past-earnings-growth-1-dark-2/1759874935051" alt="" original-src="https://images.simplywall.st/asset/chart/97712-past-earnings-growth-1-dark-2/1759874935051"/></p>
<p>SEHK:93 Past Earnings Growth October 7th 2025</p>
<div class="lb-trans"><p>SEHK:93 过去的盈利增长 2025 年 10 月 7 日</p>
</div><p>Earnings growth is an important metric to consider when valuing a stock. The investor should try to establish if the expected growth or decline in earnings, whichever the case may be, is priced in. Doing so will help them establish if the stock's future looks promising or ominous. One good indicator of expected earnings growth is the P/E ratio which determines the price the market is willing to pay for a stock based on its earnings prospects. So, you may want to check if Zero Fintech Group is trading on a high P/E or a low P/E, relative to its industry.</p>
<div class="lb-trans"><p>盈利增长是评估股票时需要考虑的重要指标。投资者应尝试确定预期的盈利增长或下降，无论是哪种情况，是否已被定价。这样可以帮助他们判断股票的未来是看好还是不妙。一个良好的预期盈利增长指标是市盈率（P/E），它决定了市场愿意为股票支付的价格，基于其盈利前景。因此，您可能想检查零在科技金融的市盈率是高还是低，相对于其行业。</p>
</div><h2>Is Zero Fintech Group Making Efficient Use Of Its Profits?</h2>
<div class="lb-trans"><h2>零在科技金融是否有效利用其利润？</h2>
</div><p>Zero Fintech Group doesn't pay any regular dividends, meaning that all of its profits are being reinvested in the business, which explains the fair bit of earnings growth the company has seen.</p>
<div class="lb-trans"><p>零在科技金融不支付任何定期股息，这意味着其所有利润都被再投资于业务，这解释了公司所看到的相当可观的盈利增长。</p>
</div><h2>Summary</h2>
<div class="lb-trans"><h2>总结</h2>
</div><p>Overall, we feel that Zero Fintech Group certainly does have some positive factors to consider. Even in spite of the low rate of return, the company has posted impressive earnings growth as a result of reinvesting heavily into its business.</p>
<div class="lb-trans"><p>总体而言，我们认为零在科技金融确实有一些积极因素值得考虑。尽管回报率较低，但由于大量再投资于业务，公司实现了令人印象深刻的盈利增长。</p>
</div>

零在科技金融集团有限公司（HKG:93）的股票疲软是否应被视为市场将根据其良好财务状况调整股价的信号？