<p>先锋集团使任何人都能轻松进行长期被动投资。这家投资管理公司提供广泛的低成本基金。</p>
<p><strong>先锋高股息收益率 ETF</strong>（VYM -0.16%）是其众多优秀长期持有资产之一。该基金因专注于高收益股息股票而脱颖而出。这些公司为投资者提供收入，并通常以低于整体市场的波动性实现稳健的总回报。这种组合使得该基金成为你可以在十月购买并持有终生的投资。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzU4NTMvYS1wZXJzb24tbG9va2luZy1hdC1hLXN0b2NrLWNoYXJ0LW9uLWEtdGFibGV0LmpwZyZ3PTcwMA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzU4NTMvYS1wZXJzb24tbG9va2luZy1hdC1hLXN0b2NrLWNoYXJ0LW9uLWEtdGFibGV0LmpwZyZ3PTcwMA"/></p>
<p>图片来源：Getty Images。</p>
<h2>先锋高股息收益率 ETF 概览</h2>
<p>先锋高股息收益率 ETF 旨在跟踪 <strong>FTSE 高股息收益率指数</strong> 的表现，该指数衡量支付高股息的公司的投资回报。目前，该指数包含近 580 家公司，先锋高股息收益率 ETF 持有所有这些公司。</p>
<p>该基金收取非常低的 0.06% 的 ETF 费用比率，为投资者提供广泛的高收益股息股票的投资机会。对于每投资 1,000 美元，该基金每年大约需花费 0.60 美元，这对于被动投资于高收益股息股票来说是一个小成本。</p>
<p>该基金从其持有的股票中收取股息，并将这些收入每季度分配给投资者。根据最近一次支付的年化计算，该 ETF 的股息收益率为 2.5%。这一收益率是 <strong>标准普尔 500 指数</strong>（^GSPC -0.38%）的两倍多，后者目前接近历史低点，收益率不到 1.2%。</p>
<p>为了更好地理解这一点，以 2.5% 的收益率计算，每投资 1,000 美元于先锋高股息收益率 ETF，每年将产生约 25 美元的股息收入。相比之下，投资于标准普尔 500 指数基金的类似投资由于其较低的收益率，产生的股息收入不到 12 美元。这额外的股息收入在多年后将会显著增加。</p>
<h2>投资高收益股息股票的力量</h2>
<p>该 ETF 专注于股息股票值得强调，因为它们在长期内被证明是强大的财富创造者。例如，如果一个假设的投资者在 1960 年将 10,000 美元投入标准普尔 500 指数基金，到去年年底，他们的投资价值仅凭价格上涨就增长到超过 980,000 美元。然而，当我们将再投资的股息计算在内时，他们的账户价值将膨胀到近 640 万美元。</p>
<p>另一个值得注意的股息支付股票的特点是，它们提供的总回报通常更高，波动性更小。根据 Ned Davis Research 和 Hartford Funds 的数据，自 1973 年以来，标准普尔 500 指数中的平均股息股票年均总回报为 9.2%，贝塔值为 0.94。相比之下，不支付股息的股票年均回报为 4.3%，贝塔值为 1.17。</p>
<p>对于该基金而言，值得注意的是，高收益的公司往往更频繁地超越市场。来自 Wellington Management 和 Hartford Funds 的数据表明，股息支付比率较高的公司（通常是那些高收益的公司）平均超过市场的概率超过 60%，这一比例高于支付比率较低的公司。这可能是由于其较高的股息收入对长期表现的影响。</p>
<p>所有关于股息支付股票的数据对先锋高股息收益率 ETF 来说都是利好消息。它持有的公司在历史上提供了高于平均水平的回报且波动性较小。这些特性使得该基金成为长期投资的优秀选择，因为随着其基础持股支付股息并增值，基金的价值应该能够稳步增长。</p>
<h2>永恒的 ETF 持有</h2>
<p>先锋高股息收益率 ETF 是本月理想的购买基金，并可长期持有。它投资于高收益股息股票，这些股票在历史上产生了强劲的总回报且波动性较小。这些特性使得该基金成为一种低风险的方式，以在长期内增长和保护你的财富。</p>

高股息收益率指数 ETF - Vanguard

<p>先锋高股息收益率指数 ETF (VYM) 被推荐用于长期投资，因为它专注于高收益的股息股票。它跟踪富时高股息收益率指数，持有近 580 家公司，并收取低至 0.06% 的费用比率。其股息收益率为 2.5%，提供的收入是标准普尔 500 指数的两倍多。从历史上看，股息股票提供了更高的总回报且波动性较小，使得 VYM 成为希望随着时间增长和保护财富的投资者的可靠选择</p>

<p>Vanguard has made it easy for anyone to passively invest for the long term. The investment manager offers a broad range of low-cost funds.</p>
<div class="lb-trans"><p>先锋集团使任何人都能轻松进行长期被动投资。这家投资管理公司提供广泛的低成本基金。</p>
</div><p>The <strong>Vanguard High Dividend Yield ETF</strong>(VYM -0.16%) is one of its many excellent long-term holdings. This fund stands out due to its focus on higher-yielding dividend stocks. These companies offer investors income and typically deliver solid total returns with less volatility than the broader market. This combination makes the fund one that you could buy this October, and then hold for the rest of your life.</p>
<div class="lb-trans"><p><strong>先锋高股息收益率 ETF</strong>（VYM -0.16%）是其众多优秀长期持有资产之一。该基金因专注于高收益股息股票而脱颖而出。这些公司为投资者提供收入，并通常以低于整体市场的波动性实现稳健的总回报。这种组合使得该基金成为你可以在十月购买并持有终生的投资。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzU4NTMvYS1wZXJzb24tbG9va2luZy1hdC1hLXN0b2NrLWNoYXJ0LW9uLWEtdGFibGV0LmpwZyZ3PTcwMA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F835853%2Fa-person-looking-at-a-stock-chart-on-a-tablet.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><h2>A look at the Vanguard High Dividend Yield ETF</h2>
<div class="lb-trans"><h2>先锋高股息收益率 ETF 概览</h2>
</div><p>The Vanguard High Dividend Yield ETF aims to track the performance of the <strong>FTSE High Dividend Yield Index</strong>, which measures the investment returns of companies that pay high-yielding dividends. Nearly 580 companies currently comprise this index, all of which the Vanguard High Dividend Yield ETF holds.</p>
<div class="lb-trans"><p>先锋高股息收益率 ETF 旨在跟踪 <strong>FTSE 高股息收益率指数</strong> 的表现，该指数衡量支付高股息的公司的投资回报。目前，该指数包含近 580 家公司，先锋高股息收益率 ETF 持有所有这些公司。</p>
</div><p>The fund charges a very modest 0.06% ETF expense ratio to provide investors with broad exposure to high-yielding dividend stocks. That would cost an investor about $0.60 per year for every $1,000 invested in the fund, a small price to pay for passive exposure to higher-yielding dividend stocks.</p>
<div class="lb-trans"><p>该基金收取非常低的 0.06% 的 ETF 费用比率，为投资者提供广泛的高收益股息股票的投资机会。对于每投资 1,000 美元，该基金每年大约需花费 0.60 美元，这对于被动投资于高收益股息股票来说是一个小成本。</p>
</div><p>The fund collects dividends from its holdings and distributes this income to investors quarterly. The ETF has a 2.5% dividend yield based on annualizing its most recent payment. This yield is over twice that of the <strong>S&amp;P 500</strong>(^GSPC -0.38%), which is near a record low, currently less than 1.2%.</p>
<div class="lb-trans"><p>该基金从其持有的股票中收取股息，并将这些收入每季度分配给投资者。根据最近一次支付的年化计算，该 ETF 的股息收益率为 2.5%。这一收益率是 <strong>标准普尔 500 指数</strong>（^GSPC -0.38%）的两倍多，后者目前接近历史低点，收益率不到 1.2%。</p>
</div><p>To put that into perspective, at a 2.5% yield, every $1,000 invested in the Vanguard High Dividend Yield ETF would produce about $25 of dividend income each year. That compares to less than $12 on a similar investment in an S&amp;P 500 index fund due to its lower yield. That additional dividend income will really add up over the years.</p>
<div class="lb-trans"><p>为了更好地理解这一点，以 2.5% 的收益率计算，每投资 1,000 美元于先锋高股息收益率 ETF，每年将产生约 25 美元的股息收入。相比之下，投资于标准普尔 500 指数基金的类似投资由于其较低的收益率，产生的股息收入不到 12 美元。这额外的股息收入在多年后将会显著增加。</p>
</div><h2>The power of investing in high-yielding dividend stocks</h2>
<div class="lb-trans"><h2>投资高收益股息股票的力量</h2>
</div><p>The ETF's focus on dividend stocks is worth highlighting because they have proven to be powerful wealth creators over the long term. For example, if a hypothetical investor put $10,000 into an S&amp;P 500 index fund in 1960, the value of their investment would have grown to more than $980,000 by the end of last year on price appreciation alone. However, when we add in reinvested dividends, the value of their account would have ballooned to nearly $6.4 million.</p>
<div class="lb-trans"><p>该 ETF 专注于股息股票值得强调，因为它们在长期内被证明是强大的财富创造者。例如，如果一个假设的投资者在 1960 年将 10,000 美元投入标准普尔 500 指数基金，到去年年底，他们的投资价值仅凭价格上涨就增长到超过 980,000 美元。然而，当我们将再投资的股息计算在内时，他们的账户价值将膨胀到近 640 万美元。</p>
</div><p>Another noteworthy feature of dividend-paying stocks is that they have delivered higher total returns with less volatility compared to non-dividend-paying stocks. Since 1973, the average dividend stock in the S&amp;P 500 has delivered a 9.2% average annual total return, with a beta of 0.94, according to data from Ned Davis Research and Hartford Funds. For comparison, non-payers have returned 4.3% annually, with a beta of 1.17.</p>
<div class="lb-trans"><p>另一个值得注意的股息支付股票的特点是，它们提供的总回报通常更高，波动性更小。根据 Ned Davis Research 和 Hartford Funds 的数据，自 1973 年以来，标准普尔 500 指数中的平均股息股票年均总回报为 9.2%，贝塔值为 0.94。相比之下，不支付股息的股票年均回报为 4.3%，贝塔值为 1.17。</p>
</div><p>Also of note for this particular fund, companies with higher yields tend to outperform more frequently. Data from Wellington Management and Hartford Funds shows that companies with a higher dividend payout ratio (typically those with higher yields) have outperformed the market more than 60% of the time on average, a higher percentage compared to those with lower payout ratios. This is likely due to the impact of their higher dividend income on long-term performance.</p>
<div class="lb-trans"><p>对于该基金而言，值得注意的是，高收益的公司往往更频繁地超越市场。来自 Wellington Management 和 Hartford Funds 的数据表明，股息支付比率较高的公司（通常是那些高收益的公司）平均超过市场的概率超过 60%，这一比例高于支付比率较低的公司。这可能是由于其较高的股息收入对长期表现的影响。</p>
</div><p>All of this data on dividend-paying stocks bodes well for the Vanguard High Dividend Yield ETF. It holds companies that have historically delivered above-average returns with less volatility. Those qualities make the fund an excellent choice for long-term investment, as it should be able to steadily grow in value as its underlying holdings pay dividends and appreciate in value.</p>
<div class="lb-trans"><p>所有关于股息支付股票的数据对先锋高股息收益率 ETF 来说都是利好消息。它持有的公司在历史上提供了高于平均水平的回报且波动性较小。这些特性使得该基金成为长期投资的优秀选择，因为随着其基础持股支付股息并增值，基金的价值应该能够稳步增长。</p>
</div><h2>A forever ETF holding</h2>
<div class="lb-trans"><h2>永恒的 ETF 持有</h2>
</div><p>The Vanguard High Dividend Yield ETF is an ideal fund to buy this month and hold for the long term. It invests in higher-yielding dividend stocks, which have historically produced strong total returns with less volatility. Those features make the fund a lower-risk way to grow and protect your wealth over the long haul.</p>
<div class="lb-trans"><p>先锋高股息收益率 ETF 是本月理想的购买基金，并可长期持有。它投资于高收益股息股票，这些股票在历史上产生了强劲的总回报且波动性较小。这些特性使得该基金成为一种低风险的方式，以在长期内增长和保护你的财富。</p>
</div>

十月份可以购买并长期持有的一只顶级 Vanguard ETF