<p>加密货币因其惊人的增长潜力而闻名，1000 美元足以开始一个优质币种的投资组合。挑战在于从众多加密货币中筛选出值得投资的项目。</p>
<p>虽然购买多种不同的加密货币以增加选择赢家的机会可能很诱人，但实际上，大多数并不值得你的投资。你最好坚持投资那些具有合法用途和能够经受时间考验的加密货币。以下是我推荐的三种。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzcyNTcvZ2V0dHlpbWFnZXMtMTQ0NTAwNjY3OC0xMjAxeDgwNS03NWYxNWYyLmpwZyZ3PTcwMA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzcyNTcvZ2V0dHlpbWFnZXMtMTQ0NTAwNjY3OC0xMjAxeDgwNS03NWYxNWYyLmpwZyZ3PTcwMA"/></p>
<p>图片来源：Getty Images。</p>
<h2>1. 以太坊</h2>
<p><strong>以太坊</strong>(ETH -3.41%) 自 2016 年以来一直是市值第二大的加密货币。它的成功源于成为第一个普及智能合约的区块链，智能合约是可以在预设条件满足时自动执行的区块链程序。</p>
<p>智能合约是加密货币和区块链技术的一次飞跃。通过智能合约，开发者可以在区块链上构建各种去中心化服务，包括加密借贷平台、交易所和游戏。目前最受欢迎的用途之一是去中心化金融（DeFi），即基于区块链的传统金融服务替代品。</p>
<p>许多其他区块链现在也具备智能合约功能，并与以太坊竞争，但竞争并不激烈。根据 DeFiLlama 的数据，截至 10 月 11 日，以太坊在其智能合约中锁定的总价值（TVL）约为 820 亿美元，位居第一。第二名是 <strong>Solana</strong>，约为 100 亿美元。以太坊的市场份额超过 60%。</p>
<p>以太坊是少数成功超过十年的加密货币之一——它于 2015 年 7 月 30 日推出。考虑到这一点，以及它作为区块链平台的主导地位，它是一个很好的买入和持有的选择。以太坊还提供加密货币质押，持有者可以参与交易验证过程。你可以自己进行质押或通过一些加密交易所进行，这样可以在你的以太坊持有中赚取奖励。</p>
<h2>2. 比特币</h2>
<p>没有任何加密货币能与 <strong>比特币</strong>(BTC -2.71%) 相提并论。它的市值约为 2.2 万亿美元，占整个加密市场的 60% 以上。</p>
<p>比特币有价值的主要原因之一是其内置的稀缺性。许多加密货币和法定货币没有最大供应限制。比特币的供应上限为 2100 万 BTC，一旦所有比特币被挖掘出来，就不会再发行更多。比特币的支持者认为，固定的供应量将推动其价格上涨，类似于黄金的稀缺性导致其价格随时间上涨。</p>
<p>到目前为止，这一观点是正确的。在过去的 10 年里，比特币的回报超过了 45000%。去年，美国证券交易委员会（SEC）批准了首个比特币 ETF，为机构投资者开始购买比特币打开了大门。从那时起，比特币 ETF 的资金流入约为 630 亿美元。</p>
<h2>3. Chainlink</h2>
<p>区块链本身是自给自足的，无法访问外部（现实世界）数据。这是一个显著的限制，而 <strong>Chainlink</strong>(LINK -4.53%) 是一个区块链预言机网络，解决了这个问题。Chainlink 将防篡改的外部数据传输到区块链上的智能合约中。</p>
<p>例如，几个主要区块链已经开始提供现实世界资产（RWA）的代币化版本，包括一些知名公司的股票和 ETF。要使其正常工作，有几个障碍。数字代币必须由 RWA 的所有权支持。同时，还需要实时定价数据，以确保代币的价格与 RWA 的价格相匹配。Chainlink 通过提供储备证明和价格数据馈送服务来实现 RWA。</p>
<p>Chainlink 的一个令人兴奋的地方是，它与传统金融和 DeFi 领域的大牌公司合作。它与 <strong>摩根大通</strong> 和 <strong>万事达卡</strong> 在支付铁路项目上进行了合作。Chainlink 还报告称，其预言机平台支持近 70% 的 DeFi 市场，包括加密借贷协议 <strong>Aave</strong>。此外，Chainlink 还与美国商务部合作，将宏观经济数据引入区块链。</p>
<p>加密货币投资是一项高风险的冒险，因此不适合你仅有的 1000 美元。但如果你已经在投资股票，并希望多元化投资数字资产，上述三种加密货币在整个加密市场中都有独特的优势。</p>

GBTC

ETHE

<p>本文推荐三种加密货币进行长期投资：以太坊、比特币和链链。以太坊因其智能合约和在去中心化金融中的主导地位而受到赞扬，而比特币则因其稀缺性和显著的市场份额而被强调。链链因其能够为区块链提供外部数据，从而增强其功能而受到关注。文章强调了明智投资加密货币的重要性，尤其是对于那些希望多样化投资组合的投资者</p>

<p>Cryptocurrencies are known for their incredible growth potential, and $1,000 is more than enough to start a portfolio of quality coins. The challenge is sorting through the extensive number of cryptocurrencies and finding the ones that are good investments.</p>
<div class="lb-trans"><p>加密货币因其惊人的增长潜力而闻名，1000 美元足以开始一个优质币种的投资组合。挑战在于从众多加密货币中筛选出值得投资的项目。</p>
</div><p>It may be tempting to buy lots of different cryptocurrencies to have more chances of picking winners, but in truth, most aren't worth your money. You're better off sticking to cryptocurrencies with legitimate use cases and the potential to stand the test of time. Here are the three I'd recommend.</p>
<div class="lb-trans"><p>虽然购买多种不同的加密货币以增加选择赢家的机会可能很诱人，但实际上，大多数并不值得你的投资。你最好坚持投资那些具有合法用途和能够经受时间考验的加密货币。以下是我推荐的三种。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzcyNTcvZ2V0dHlpbWFnZXMtMTQ0NTAwNjY3OC0xMjAxeDgwNS03NWYxNWYyLmpwZyZ3PTcwMA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F837257%2Fgettyimages-1445006678-1201x805-75f15f2.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>图片来源：Getty Images。</p>
</div><h2>1. Ethereum</h2>
<div class="lb-trans"><h2>1. 以太坊</h2>
</div><p><strong>Ethereum</strong>(ETH -3.41%) has been the second-largest cryptocurrency by market cap since 2016. Its success comes from being the first blockchain to popularize smart contracts, which are blockchain programs that can self-execute when pre-specified conditions are met.</p>
<div class="lb-trans"><p><strong>以太坊</strong>(ETH -3.41%) 自 2016 年以来一直是市值第二大的加密货币。它的成功源于成为第一个普及智能合约的区块链，智能合约是可以在预设条件满足时自动执行的区块链程序。</p>
</div><p>Smart contracts were a leap forward for cryptocurrencies and blockchain technology. With smart contracts, developers can build all kinds of decentralized services into a blockchain, including crypto lending platforms, exchanges, and games. One of the most popular uses right now is decentralized finance (DeFi), blockchain-based alternatives to traditional financial services.</p>
<div class="lb-trans"><p>智能合约是加密货币和区块链技术的一次飞跃。通过智能合约，开发者可以在区块链上构建各种去中心化服务，包括加密借贷平台、交易所和游戏。目前最受欢迎的用途之一是去中心化金融（DeFi），即基于区块链的传统金融服务替代品。</p>
</div><p>Many other blockchains now have smart contract capabilities and compete with Ethereum, but it's not a close race. Ethereum is the top blockchain in terms of the total value locked (TVL) into its smart contracts, with about $82 billion as of Oct. 11, per DeFiLlama. In second place is <strong>Solana</strong>, with about $10 billion. Ethereum's market share is over 60%.</p>
<div class="lb-trans"><p>许多其他区块链现在也具备智能合约功能，并与以太坊竞争，但竞争并不激烈。根据 DeFiLlama 的数据，截至 10 月 11 日，以太坊在其智能合约中锁定的总价值（TVL）约为 820 亿美元，位居第一。第二名是 <strong>Solana</strong>，约为 100 亿美元。以太坊的市场份额超过 60%。</p>
</div><p>Ethereum is one of the few cryptocurrencies that has been successful for over a decade -- it launched on July 30, 2015. Given that, and its dominance as a blockchain platform, it's a great choice to buy and hold. Ethereum also offers cryptocurrency staking, where holders can become part of the transaction validation process. You can do this yourself or through some crypto exchanges, and it allows you to earn rewards on your Ethereum holdings.</p>
<div class="lb-trans"><p>以太坊是少数成功超过十年的加密货币之一——它于 2015 年 7 月 30 日推出。考虑到这一点，以及它作为区块链平台的主导地位，它是一个很好的买入和持有的选择。以太坊还提供加密货币质押，持有者可以参与交易验证过程。你可以自己进行质押或通过一些加密交易所进行，这样可以在你的以太坊持有中赚取奖励。</p>
</div><h2>2. Bitcoin</h2>
<div class="lb-trans"><h2>2. 比特币</h2>
</div><p>No cryptocurrency has been anywhere near as successful as <strong>Bitcoin</strong>(BTC -2.71%). It's worth about $2.2 trillion, over 60% of the entire crypto market.</p>
<div class="lb-trans"><p>没有任何加密货币能与 <strong>比特币</strong>(BTC -2.71%) 相提并论。它的市值约为 2.2 万亿美元，占整个加密市场的 60% 以上。</p>
</div><p>One of the main reasons Bitcoin has value is its built-in scarcity. There's no maximum supply with many cryptocurrencies, and with fiat currencies either, for that matter. Bitcoin has a limit of 21 million BTC, and once they've all been mined, no more Bitcoin can be issued. Proponents of Bitcoin believe that the fixed supply will drive up its price, similar to how the rarity of gold has caused the price to increase over time.</p>
<div class="lb-trans"><p>比特币有价值的主要原因之一是其内置的稀缺性。许多加密货币和法定货币没有最大供应限制。比特币的供应上限为 2100 万 BTC，一旦所有比特币被挖掘出来，就不会再发行更多。比特币的支持者认为，固定的供应量将推动其价格上涨，类似于黄金的稀缺性导致其价格随时间上涨。</p>
</div><p>That has been true to this point. Over the last 10 years, Bitcoin has returned over 45,000%. And last year, the Securities and Exchange Commission (SEC) approved the first Bitcoin ETFs, opening the door for institutional investors to start buying Bitcoin. Since then, Bitcoin ETFs have received inflows of about $63 billion.</p>
<div class="lb-trans"><p>到目前为止，这一观点是正确的。在过去的 10 年里，比特币的回报超过了 45000%。去年，美国证券交易委员会（SEC）批准了首个比特币 ETF，为机构投资者开始购买比特币打开了大门。从那时起，比特币 ETF 的资金流入约为 630 亿美元。</p>
</div><h2>3. Chainlink</h2>
<div class="lb-trans"><h2>3. Chainlink</h2>
</div><p>On their own, blockchains are self-contained, without access to external (real-world) data. This is a significant limitation that's solved by <strong>Chainlink</strong>(LINK -4.53%), a blockchain oracle network. Chainklink transfers tamper-proof external data to smart contracts on blockchains.</p>
<div class="lb-trans"><p>区块链本身是自给自足的，无法访问外部（现实世界）数据。这是一个显著的限制，而 <strong>Chainlink</strong>(LINK -4.53%) 是一个区块链预言机网络，解决了这个问题。Chainlink 将防篡改的外部数据传输到区块链上的智能合约中。</p>
</div><p>For example, several major blockchains have started offering tokenized versions of real world assets (RWAs), including stocks of popular companies and ETFs. There are a couple of hurdles for this to work. The digital token must be backed by ownership of the RWA. Real-time pricing data is also needed to ensure the price of the token matches that of the RWA. Chainlink enables RWAs by providing proof of reserve and price data feed services.</p>
<div class="lb-trans"><p>例如，几个主要区块链已经开始提供现实世界资产（RWA）的代币化版本，包括一些知名公司的股票和 ETF。要使其正常工作，有几个障碍。数字代币必须由 RWA 的所有权支持。同时，还需要实时定价数据，以确保代币的价格与 RWA 的价格相匹配。Chainlink 通过提供储备证明和价格数据馈送服务来实现 RWA。</p>
</div><p>One of the exciting things about Chainlink is that it works with big names in both the traditional finance and DeFi spaces. It has collaborated with <strong>JPMorgan Chase</strong> and <strong>Mastercard</strong> on payment rail projects. Chainlink also reports that its oracle platform powers nearly 70% of the DeFi market, including crypto lending protocol <strong>Aave</strong>. In addition, Chainlink has worked with the U.S. Department of Commerce to bring macroeconomic data to the blockchain.</p>
<div class="lb-trans"><p>Chainlink 的一个令人兴奋的地方是，它与传统金融和 DeFi 领域的大牌公司合作。它与 <strong>摩根大通</strong> 和 <strong>万事达卡</strong> 在支付铁路项目上进行了合作。Chainlink 还报告称，其预言机平台支持近 70% 的 DeFi 市场，包括加密借贷协议 <strong>Aave</strong>。此外，Chainlink 还与美国商务部合作，将宏观经济数据引入区块链。</p>
</div><p>Cryptocurrency investing is a high-risk venture, so it's not the place for your only $1,000. But if you've already been investing in stocks, and you want to diversify into digital assets, the above three all have unique advantages over the rest of the crypto market.</p>
<div class="lb-trans"><p>加密货币投资是一项高风险的冒险，因此不适合你仅有的 1000 美元。但如果你已经在投资股票，并希望多元化投资数字资产，上述三种加密货币在整个加密市场中都有独特的优势。</p>
</div>

手头有 1000 美元？这 3 种加密货币值得买入并持有数十年