<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/10/20251014_1729_JPMorgan-Q3-Profit-Surge_simple_compose_01k7h9bwj1ey39vv0z469q9fta.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/10/20251014_1729_JPMorgan-Q3-Profit-Surge_simple_compose_01k7h9bwj1ey39vv0z469q9fta.png"/></p>
<p>摩根大通（JPMorgan Chase &amp; Co.，纽约证券交易所代码：JPM）报告了季度利润增长，强调了这家美国最大银行如何继续在国家经济和技术转型中扮演核心角色。</p>
<p>该银行在 2025 年第三季度的净收入为 144 亿美元，比去年增长了 12%。</p>
<h2>多市场扩张支持创纪录收入</h2>
<p>根据该公司向美国证券交易委员会提交的声明，摩根大通报告的净收入为 144 亿美元，折合每股 5.07 美元，而去年同期为每股 4.37 美元。</p>
<p>在本季度，摩根大通的净利息收入（NII）增长了 2%，达到 241 亿美元，反映出稳定的借贷活动和消费者需求。</p>
<p>该银行还上调了全年预测，现在预计 2025 年的净利息收入约为 958 亿美元，而之前的预估为 955 亿美元。</p>
<p>LSEG 调查的分析师曾预计为 954 亿美元。</p>
<p>此次最新修订是在 7 月份进行的类似上调之后。</p>
<p>对于第四季度，摩根大通预计不包括市场的利息收入将达到 235 亿美元。</p>
<p>展望 2026 年，预计利息收入约为 950 亿美元，主要受资产负债表增长推动，但部分被利率下降的影响所抵消。</p>
<p>行业高管指出，美国消费者的财务状况依然稳健，得益于强劲的劳动力市场和不断上升的工资——这些因素持续支撑着对新贷款和定期债务偿还的稳定需求。</p>
<h2>投资银行和交易收入激增</h2>
<p>在经历了 4 月份的放缓后，企业交易活动在最近几个月加速，因为公司希望利用创纪录的股价和对美国利率可能下调的改善情绪。</p>
<p>摩根大通的投资银行费用在第三季度增长了 16%，受并购和资本市场活动反弹的推动。</p>
<p>根据分析公司 Dealogic 的数据，摩根大通在今年迄今为止收取的投资银行费用在同行中名列前茅。</p>
<p>在持续的市场波动和对美国利率政策的乐观预期下，交易收入也大幅增长。</p>
<p>股票业务的收入跃升 33%，达到 33 亿美元，而固定收益收入增长 21%，达到 56 亿美元，得益于利率、信用和证券化产品的收益增加。</p>
<h2>技术投资和领导层变动塑造全球战略</h2>
<p>摩根大通还每年投入 20 亿美元用于人工智能基础设施——根据内部估计，这项投资带来了相当于的年度成本节省。</p>
<p>这些资金支持风险管理、客户运营和市场分析的自动化，使该银行与全球数字转型趋势保持一致。</p>
<p>与此同时，摩根大通正在重组关键地区的领导层。</p>
<p>Conor Hillery 和 Matthieu Wiltz 被任命为欧洲、中东和非洲的联合首席执行官。</p>
<p>这次领导层更新旨在帮助银行到本十年末将区域收入提高 20%，加强其在对国际增长战略至关重要的市场中的立足点。</p>
<h2>在全球审查中为英国零售扩张做准备</h2>
<p>除了企业银行业务外，摩根大通正在扩大其零售业务。该银行计划在 2026 年在英国推出一个自助投资平台，允许投资者直接交易多种资产。</p>
<p>这一举措将标志着其数字银行服务与欧洲业务的更深层次整合，强化公司在美国以外捕捉新零售市场的努力。</p>
<p>摩根大通报告第三季度利润上升，进一步加大对美国经济韧性的投入，文章首发于 Invezz。</p>

摩根大通

<p>摩根大通报告称，2025 年第三季度净收入增长 12%，达到 144 亿美元，进一步巩固其在美国经济中的地位。该行的净利息收入上升至 241 亿美元，全年预测修订为 958 亿美元。投资银行费用激增 16%，交易收入显著增加。摩根大通每年在人工智能方面投资 20 亿美元，并重组领导层以提升区域收入。此外，该行计划在 2026 年在英国推出一个 DIY 投资平台，扩大其零售业务</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/10/20251014_1729_JPMorgan-Q3-Profit-Surge_simple_compose_01k7h9bwj1ey39vv0z469q9fta.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/10/20251014_1729_JPMorgan-Q3-Profit-Surge_simple_compose_01k7h9bwj1ey39vv0z469q9fta.png"/></p>
<p>JPMorgan Chase &amp; Co. (NYSE: JPM) reported a quarterly profit rise, underlining how the largest US lender continues to position itself as a central player in the country’s economic and technological transformation.</p>
<div class="lb-trans"><p>摩根大通（JPMorgan Chase &amp; Co.，纽约证券交易所代码：JPM）报告了季度利润增长，强调了这家美国最大银行如何继续在国家经济和技术转型中扮演核心角色。</p>
</div><p>The bank earned net income of $14.4 billion in the third quarter of 2025, up 12% from the previous year.</p>
<div class="lb-trans"><p>该银行在 2025 年第三季度的净收入为 144 亿美元，比去年增长了 12%。</p>
</div><h2>Record income backed by expansion across multiple markets</h2>
<div class="lb-trans"><h2>多市场扩张支持创纪录收入</h2>
</div><p>According to the company’s statement filed with the US Securities and Exchange Commission, JPMorgan reported net income of $14.4 billion, translating to $5.07 per share, compared with $4.37 per share in the same period last year.</p>
<div class="lb-trans"><p>根据该公司向美国证券交易委员会提交的声明，摩根大通报告的净收入为 144 亿美元，折合每股 5.07 美元，而去年同期为每股 4.37 美元。</p>
</div><p>For the quarter, JPMorgan’s NII rose 2% to $24.1 billion, reflecting steady borrowing activity and consumer demand.</p>
<div class="lb-trans"><p>在本季度，摩根大通的净利息收入（NII）增长了 2%，达到 241 亿美元，反映出稳定的借贷活动和消费者需求。</p>
</div><p>The bank also raised its full-year forecast, now expecting NII of roughly $95.8 billion for 2025, compared with an earlier estimate of $95.5 billion.</p>
<div class="lb-trans"><p>该银行还上调了全年预测，现在预计 2025 年的净利息收入约为 958 亿美元，而之前的预估为 955 亿美元。</p>
</div><p>Analysts surveyed by LSEG had anticipated $95.4 billion.</p>
<div class="lb-trans"><p>LSEG 调查的分析师曾预计为 954 亿美元。</p>
</div><p>The latest revision follows a similar upward adjustment made in July.</p>
<div class="lb-trans"><p>此次最新修订是在 7 月份进行的类似上调之后。</p>
</div><p>For the fourth quarter, JPMorgan expects interest income excluding markets to come in at $23.5 billion.</p>
<div class="lb-trans"><p>对于第四季度，摩根大通预计不包括市场的利息收入将达到 235 亿美元。</p>
</div><p>Looking ahead to 2026, it projects interest income of about $95 billion, driven by balance sheet growth but partially offset by the impact of lower rates.</p>
<div class="lb-trans"><p>展望 2026 年，预计利息收入约为 950 亿美元，主要受资产负债表增长推动，但部分被利率下降的影响所抵消。</p>
</div><p>Industry executives have noted that US consumers remain in solid financial shape, supported by a strong labor market and rising wages — factors that continue to sustain steady demand for new loans and regular debt repayments.</p>
<div class="lb-trans"><p>行业高管指出，美国消费者的财务状况依然稳健，得益于强劲的劳动力市场和不断上升的工资——这些因素持续支撑着对新贷款和定期债务偿还的稳定需求。</p>
</div><h2>Investment nanking and trading revenue surge</h2>
<div class="lb-trans"><h2>投资银行和交易收入激增</h2>
</div><p>Corporate dealmaking has accelerated in recent months following a slowdown in April, as companies look to take advantage of record stock prices and improving sentiment around potential US interest rate cuts.</p>
<div class="lb-trans"><p>在经历了 4 月份的放缓后，企业交易活动在最近几个月加速，因为公司希望利用创纪录的股价和对美国利率可能下调的改善情绪。</p>
</div><p>JPMorgan’s investment banking fees climbed 16% in the third quarter, buoyed by a rebound in mergers, acquisitions, and capital markets activity.</p>
<div class="lb-trans"><p>摩根大通的投资银行费用在第三季度增长了 16%，受并购和资本市场活动反弹的推动。</p>
</div><p>According to analytics firm Dealogic, JPMorgan has collected the most investment banking fees among its peers so far this year.</p>
<div class="lb-trans"><p>根据分析公司 Dealogic 的数据，摩根大通在今年迄今为止收取的投资银行费用在同行中名列前茅。</p>
</div><p>Trading revenue also surged amid ongoing market volatility and optimism surrounding US rate policy.</p>
<div class="lb-trans"><p>在持续的市场波动和对美国利率政策的乐观预期下，交易收入也大幅增长。</p>
</div><p>Revenue from the equities business jumped 33% to $3.3 billion, while fixed-income revenue rose 21% to $5.6 billion, supported by higher earnings in rates, credit, and securitized products.</p>
<div class="lb-trans"><p>股票业务的收入跃升 33%，达到 33 亿美元，而固定收益收入增长 21%，达到 56 亿美元，得益于利率、信用和证券化产品的收益增加。</p>
</div><h2>Technology investment and leadership shifts shape global strategy</h2>
<div class="lb-trans"><h2>技术投资和领导层变动塑造全球战略</h2>
</div><p>JPMorgan is also allocating $2 billion annually towards artificial intelligence infrastructure — an investment that, according to internal estimates, generates equivalent annual cost savings.</p>
<div class="lb-trans"><p>摩根大通还每年投入 20 亿美元用于人工智能基础设施——根据内部估计，这项投资带来了相当于的年度成本节省。</p>
</div><p>These funds support the automation of risk management, customer operations, and market analytics, aligning the bank with global trends in digital transformation.</p>
<div class="lb-trans"><p>这些资金支持风险管理、客户运营和市场分析的自动化，使该银行与全球数字转型趋势保持一致。</p>
</div><p>At the same time, JPMorgan is restructuring leadership in key regions.</p>
<div class="lb-trans"><p>与此同时，摩根大通正在重组关键地区的领导层。</p>
</div><p>Conor Hillery and Matthieu Wiltz had been appointed co-chief executives for Europe, the Middle East, and Africa.</p>
<div class="lb-trans"><p>Conor Hillery 和 Matthieu Wiltz 被任命为欧洲、中东和非洲的联合首席执行官。</p>
</div><p>This leadership refresh is intended to help the bank boost regional revenue by 20 percent by the end of the decade, strengthening its foothold in markets that remain crucial to its international growth strategy.</p>
<div class="lb-trans"><p>这次领导层更新旨在帮助银行到本十年末将区域收入提高 20%，加强其在对国际增长战略至关重要的市场中的立足点。</p>
</div><h2>Preparing for a UK retail expansion amid global scrutiny</h2>
<div class="lb-trans"><h2>在全球审查中为英国零售扩张做准备</h2>
</div><p>Beyond corporate banking, JPMorgan is expanding its retail footprint. The lender plans to launch a do-it-yourself investment platform in the UK in 2026, allowing investors to trade a range of assets directly.</p>
<div class="lb-trans"><p>除了企业银行业务外，摩根大通正在扩大其零售业务。该银行计划在 2026 年在英国推出一个自助投资平台，允许投资者直接交易多种资产。</p>
</div><p>The move would mark a deeper integration of its digital banking services with its European operations, reinforcing the company’s efforts to capture new retail markets outside the US.</p>
<div class="lb-trans"><p>这一举措将标志着其数字银行服务与欧洲业务的更深层次整合，强化公司在美国以外捕捉新零售市场的努力。</p>
</div><p>The post JPMorgan reports higher Q3 profit as it doubles down on US economic resilience appeared first on Invezz</p>
<div class="lb-trans"><p>摩根大通报告第三季度利润上升，进一步加大对美国经济韧性的投入，文章首发于 Invezz。</p>
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摩根大通报告第三季度利润增长，因为其加大了对美国经济韧性的押注