<p>Home Bancorp, Inc. 总部位于路易斯安那州拉法叶，是 Home Bank, N.A. 的母公司，主要提供一系列金融服务，主要集中在银行业。</p>
<p>在 2025 年第三季度的财报中，Home Bancorp 宣布净收入为 1240 万美元，较上季度有所增加，同时季度股息上涨了 7%。尽管贷款生产放缓，公司仍强调其财务表现稳定。</p>
<p>该季度的关键财务指标包括净利息收入为 3410 万美元，较上季度略有改善，净利息差扩大至 4.10%。存款增长了 2.3%，达到 30 亿美元，而贷款减少了 2.1%，降至 27 亿美元。尽管不良资产有所增加，公司仍成功逆转了贷款损失准备金，显示出对其信用质量管理的信心。</p>
<p>公司的战略重点仍然是管理信用质量和保持健康的贷款与存款比率，已达到 91% 的目标。Home Bancorp 的资本状况得到加强，股东权益上升至 4.23 亿美元，得益于强劲的盈利和改善的投资证券表现。</p>
<p>展望未来，Home Bancorp 的管理层对其财务稳定性和增长潜力保持乐观，专注于主动的信用管理和战略性存款增长，以应对不断变化的经济环境。</p>

Home合众银行

<p>Home Bancorp, Inc. 报告了 2025 年第三季度强劲的收益，净收入为 1240 万美元，季度股息增长了 7%。关键指标包括净利息收入为 3410 万美元，净利息差为 4.10%。存款增长了 2.3%，达到 30 亿美元，而贷款下降了 2.1%，降至 27 亿美元。公司逆转了贷款损失准备金，表明对信用质量的信心。股东权益增加至 4.23 亿美元，管理层对未来的增长和稳定保持乐观</p>

<p>Home Bancorp, Inc., headquartered in Lafayette, Louisiana, operates as the parent company for Home Bank, N.A., providing a range of financial services primarily in the banking sector.</p>
<div class="lb-trans"><p>Home Bancorp, Inc. 总部位于路易斯安那州拉法叶，是 Home Bank, N.A. 的母公司，主要提供一系列金融服务，主要集中在银行业。</p>
</div><p>In its third-quarter earnings report for 2025, Home Bancorp announced a net income of $12.4 million, reflecting an increase from the previous quarter, alongside a 7% rise in its quarterly dividend. The company highlighted stable financial performance despite a slowdown in loan production.</p>
<div class="lb-trans"><p>在 2025 年第三季度的财报中，Home Bancorp 宣布净收入为 1240 万美元，较上季度有所增加，同时季度股息上涨了 7%。尽管贷款生产放缓，公司仍强调其财务表现稳定。</p>
</div><p>Key financial metrics for the quarter included a net interest income of $34.1 million, a slight improvement from the prior quarter, and a net interest margin expansion to 4.10%. Deposits grew by 2.3% to $3.0 billion, while loans decreased by 2.1% to $2.7 billion. Despite an increase in nonperforming assets, the company managed to reverse its provision for loan losses, indicating confidence in its credit quality management.</p>
<div class="lb-trans"><p>该季度的关键财务指标包括净利息收入为 3410 万美元，较上季度略有改善，净利息差扩大至 4.10%。存款增长了 2.3%，达到 30 亿美元，而贷款减少了 2.1%，降至 27 亿美元。尽管不良资产有所增加，公司仍成功逆转了贷款损失准备金，显示出对其信用质量管理的信心。</p>
</div><p>The company’s strategic focus remains on managing credit quality and maintaining a healthy loan-to-deposit ratio, which reached its target of 91%. Home Bancorp’s capital position strengthened, with shareholders’ equity rising to $423.0 million, supported by robust earnings and improved investment securities performance.</p>
<div class="lb-trans"><p>公司的战略重点仍然是管理信用质量和保持健康的贷款与存款比率，已达到 91% 的目标。Home Bancorp 的资本状况得到加强，股东权益上升至 4.23 亿美元，得益于强劲的盈利和改善的投资证券表现。</p>
</div><p>Looking ahead, Home Bancorp’s management remains optimistic about its financial stability and growth potential, focusing on proactive credit management and strategic deposit growth to navigate the evolving economic landscape.</p>
<div class="lb-trans"><p>展望未来，Home Bancorp 的管理层对其财务稳定性和增长潜力保持乐观，专注于主动的信用管理和战略性存款增长，以应对不断变化的经济环境。</p>
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Home 合众银行公布强劲的第三季度收益，并宣布增加股息