<p>霍桑银行股份公司（Hawthorn Bancshares，HWBK）报告的净利润率为 27.5%，与去年 7.5% 相比大幅改善。过去十二个月每股收益（EPS）激增 389.3%。这一转变与公司五年平均年收益下降 11% 的趋势形成鲜明对比。当前股价的市盈率为 10.2 倍，低于同行和行业平均水平。这表明相对于美国银行股票，公司的估值具有吸引力。公司的管理层也因在盈利能力反弹时提供高质量的收益而受到认可。</p>
<p>请查看我们对霍桑银行股份公司的完整分析。</p>
<p>下一部分将这些关键数字与塑造投资者预期的主导叙事并列，审视哪些故事得到了确认，哪些可能需要更新。</p>
<p>好奇数字如何变成塑造市场的故事吗？探索社区叙事</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/1167c1ff-5770-4011-aafd-90fe5abe456c/chart/earnings-and-revenue-history?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/1167c1ff-5770-4011-aafd-90fe5abe456c/chart/earnings-and-revenue-history"/></p>
<p>截至 2025 年 10 月的纳斯达克 GS:HWBK 收益与收入历史</p>
<h2>利润质量的边际扩张</h2>
<ul>
<li>净利润率从去年的 7.5% 跃升至 27.5%，标志着公司将收入转化为利润的效率明显提升。</li>
<li>随着盈利能力远高于近期历史，市场分析普遍强调霍桑银行股份公司有能力逆转其五年平均年收益下降 11% 的趋势，恢复运营势头。
<ul>
<li>这一利润率的改善被视为管理层重新控制成本的证据，支持在波动市场条件下的 “防御性稳定” 叙事。</li>
<li>然而，与多年来的平均水平明显对比，使投资者关注这一反弹是否能够持续，还是短期的激增。</li>
</ul>
</li>
</ul>
<h2>股息吸引力聚焦</h2>
<ul>
<li>EDGAR 数据突显了公司的股息作为一个显著特征，注重收入的投资者在行业不确定性中可能会感到安慰，即使整体增长仍然存在疑问。</li>
<li>霍桑银行股份公司在当前市场环境中脱颖而出，提供稳定的股息，而同行则面临盈利压力。
<ul>
<li>可靠的分红流 historically 吸引了风险厌恶型买家，随着利润率的激增，公司有能力在增长放缓的情况下维持这些分配。</li>
<li>尽管如此，缺乏关于进一步股息增加或快速扩张的信号使得对回报的预期保持适度但稳定。</li>
</ul>
</li>
</ul>
<h2>相对于同行的估值折扣</h2>
<ul>
<li>当前股价的市盈率为 10.2 倍，低于同行平均的 11.4 倍和更广泛的美国银行业的 11 倍。这突显了可能吸引寻求便宜股票的投资者的估值折扣。</li>
<li>当前市场观点认为，这一较低的估值倍数对价值投资组合具有吸引力，因为霍桑银行股份公司不仅比平均美国银行便宜，而且最近的利润率也有所增强。
<ul>
<li>关注价值的投资者被较低的价格倍数和改善的盈利能力所吸引，认为这两者都是未来回报的潜在驱动因素。</li>
<li>然而，公司五年收益下降的历史提醒投资者，短期的估值优势可能需要持续的财务势头才能转化为超额收益。</li>
</ul>
</li>
</ul>
<h2>下一步</h2>
<p>不要只关注这一季度；真正的故事在于长期趋势。我们对霍桑银行股份公司的增长及其估值进行了深入分析，以查看今天的价格是否是一个便宜的选择。现在就将该公司添加到您的观察列表或投资组合中，以免错过下一个重大动向。</p>
<h2>查看其他信息</h2>
<p>尽管利润率有所改善，霍桑银行股份公司长期以来收益下降的记录仍然让人对其近期反弹的一致性和持久性产生不确定性。</p>
<p>如果您希望从投资中获得更可靠的增长，请使用稳定增长股票筛选器（2113 个结果）寻找在变化市场中表现稳定的公司。</p>
<p><em>本文由 Simply Wall St 撰写，内容具有一般性。<strong>我们基于历史数据和分析师预测提供评论，仅使用无偏见的方法，我们的文章并不构成财务建议。</strong> 这并不构成购买或出售任何股票的推荐，也未考虑您的目标或财务状况。我们的目标是为您提供以基本数据驱动的长期分析。请注意，我们的分析可能未考虑最新的价格敏感公司公告或定性材料。Simply Wall St 对提到的任何股票没有持仓。</em></p>

HWBK

<p>Hawthorn Bancshares (HWBK) 报告称，净利润率显著上升至 27.5%，相比去年 7.5% 的水平，每股收益 (EPS) 增长了 389.3%。这标志着公司在过去五年平均盈利下降 11% 后的转机。该公司的股票市盈率为 10.2 倍，低于行业平均水平，显示出具有吸引力的估值。尽管盈利能力有所改善，但由于过去盈利的下降，市场对这一反弹的可持续性仍存担忧。在行业不确定性中，该公司的稳定分红对以收入为导向的投资者具有吸引力</p>

<p>Hawthorn Bancshares (HWBK) reported net profit margins of 27.5%, a sharp improvement compared to 7.5% a year ago. EPS surged 389.3% over the past twelve months. This turnaround stands in contrast to the company’s five-year average, which saw earnings decline by 11% per year. Shares trade at a Price-to-Earnings Ratio of 10.2x, lower than both peer and industry averages. This signals an attractive valuation relative to US bank stocks. The company’s management is also recognized for delivering high quality earnings as profitability rebounds.</p>
<div class="lb-trans"><p>霍桑银行股份公司（Hawthorn Bancshares，HWBK）报告的净利润率为 27.5%，与去年 7.5% 相比大幅改善。过去十二个月每股收益（EPS）激增 389.3%。这一转变与公司五年平均年收益下降 11% 的趋势形成鲜明对比。当前股价的市盈率为 10.2 倍，低于同行和行业平均水平。这表明相对于美国银行股票，公司的估值具有吸引力。公司的管理层也因在盈利能力反弹时提供高质量的收益而受到认可。</p>
</div><p>See our full analysis for Hawthorn Bancshares.</p>
<div class="lb-trans"><p>请查看我们对霍桑银行股份公司的完整分析。</p>
</div><p>The next section puts these headline numbers side by side with the dominant narratives shaping investor expectations, examining which stories are confirmed and which might require updating.</p>
<div class="lb-trans"><p>下一部分将这些关键数字与塑造投资者预期的主导叙事并列，审视哪些故事得到了确认，哪些可能需要更新。</p>
</div><p>Curious how numbers become stories that shape markets? Explore Community Narratives</p>
<div class="lb-trans"><p>好奇数字如何变成塑造市场的故事吗？探索社区叙事</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/1167c1ff-5770-4011-aafd-90fe5abe456c/chart/earnings-and-revenue-history" alt="" original-src="https://images.simplywall.st/company/1167c1ff-5770-4011-aafd-90fe5abe456c/chart/earnings-and-revenue-history"/></p>
<p>NasdaqGS:HWBK Earnings &amp; Revenue History as at Oct 2025</p>
<div class="lb-trans"><p>截至 2025 年 10 月的纳斯达克 GS:HWBK 收益与收入历史</p>
</div><h2>Margin Expansion Lifts Profit Quality</h2>
<div class="lb-trans"><h2>利润质量的边际扩张</h2>
</div><ul>
<li>Net profit margin jumped to 27.5% from 7.5% last year, marking a clear shift in how efficiently the company turns revenue into profit.</li>
<li>With profitability now well above recent history, prevailing market analysis highlights Hawthorn Bancshares' ability to buck its five-year trend of 11% average annual earnings decline and restore operating momentum.
<ul>
<li>This margin improvement is seen as evidence that management has regained control over costs, supporting a narrative of “defensive stability” in volatile market conditions.</li>
<li>However, the noticeable contrast with the multi-year average keeps investors watching for cues on whether this rebound can be consistently repeated or if it is a short-term spike.</li>
</ul>
</li>
</ul>
<div class="lb-trans"><ul>
<li>净利润率从去年的 7.5% 跃升至 27.5%，标志着公司将收入转化为利润的效率明显提升。</li>
<li>随着盈利能力远高于近期历史，市场分析普遍强调霍桑银行股份公司有能力逆转其五年平均年收益下降 11% 的趋势，恢复运营势头。
<ul>
<li>这一利润率的改善被视为管理层重新控制成本的证据，支持在波动市场条件下的 “防御性稳定” 叙事。</li>
<li>然而，与多年来的平均水平明显对比，使投资者关注这一反弹是否能够持续，还是短期的激增。</li>
</ul>
</li>
</ul>
</div><h2>Dividend Attractiveness in Focus</h2>
<div class="lb-trans"><h2>股息吸引力聚焦</h2>
</div><ul>
<li>EDGAR data spotlights the company’s dividend as a distinguishing feature, with income-focused investors likely to find comfort amid sector uncertainty even as broader growth remains in question.</li>
<li>Hawthorn Bancshares stands out in the prevailing market view for offering a steady dividend at a time when peers are under earnings pressure.
<ul>
<li>Reliable payout streams have historically attracted risk-averse buyers, and with profit margins surging, the company is positioned to maintain these distributions even as growth moderates.</li>
<li>Still, the lack of signals about further dividend increases or rapid expansion keeps expectations for reward measured but stable.</li>
</ul>
</li>
</ul>
<div class="lb-trans"><ul>
<li>EDGAR 数据突显了公司的股息作为一个显著特征，注重收入的投资者在行业不确定性中可能会感到安慰，即使整体增长仍然存在疑问。</li>
<li>霍桑银行股份公司在当前市场环境中脱颖而出，提供稳定的股息，而同行则面临盈利压力。
<ul>
<li>可靠的分红流 historically 吸引了风险厌恶型买家，随着利润率的激增，公司有能力在增长放缓的情况下维持这些分配。</li>
<li>尽管如此，缺乏关于进一步股息增加或快速扩张的信号使得对回报的预期保持适度但稳定。</li>
</ul>
</li>
</ul>
</div><h2>Valuation Discounts Against Peers</h2>
<div class="lb-trans"><h2>相对于同行的估值折扣</h2>
</div><ul>
<li>Shares currently trade at a Price-to-Earnings Ratio of 10.2x, which is below both the peer average of 11.4x and the broader US banks industry at 11x. This highlights a valuation discount that may appeal to bargain-seeking investors.</li>
<li>Prevailing market view suggests this lower valuation multiple is a magnet for value portfolios, as Hawthorn Bancshares is not only less expensive than the average US bank but comes with profit margins that have recently strengthened.
<ul>
<li>Value-focused investors are drawn to the combination of lower price multiples and improving profitability, seeing both as potential drivers of future returns.</li>
<li>Yet, the company’s five-year history of earnings declines reminds investors that short-term valuation advantages may need sustained financial momentum to translate into outperformance.</li>
</ul>
</li>
</ul>
<div class="lb-trans"><ul>
<li>当前股价的市盈率为 10.2 倍，低于同行平均的 11.4 倍和更广泛的美国银行业的 11 倍。这突显了可能吸引寻求便宜股票的投资者的估值折扣。</li>
<li>当前市场观点认为，这一较低的估值倍数对价值投资组合具有吸引力，因为霍桑银行股份公司不仅比平均美国银行便宜，而且最近的利润率也有所增强。
<ul>
<li>关注价值的投资者被较低的价格倍数和改善的盈利能力所吸引，认为这两者都是未来回报的潜在驱动因素。</li>
<li>然而，公司五年收益下降的历史提醒投资者，短期的估值优势可能需要持续的财务势头才能转化为超额收益。</li>
</ul>
</li>
</ul>
</div><h2>Next Steps</h2>
<div class="lb-trans"><h2>下一步</h2>
</div><p>Don't just look at this quarter; the real story is in the long-term trend. We've done an in-depth analysis on Hawthorn Bancshares's growth and its valuation to see if today's price is a bargain. Add the company to your watchlist or portfolio now so you don't miss the next big move.</p>
<div class="lb-trans"><p>不要只关注这一季度；真正的故事在于长期趋势。我们对霍桑银行股份公司的增长及其估值进行了深入分析，以查看今天的价格是否是一个便宜的选择。现在就将该公司添加到您的观察列表或投资组合中，以免错过下一个重大动向。</p>
</div><h2>See What Else Is Out There</h2>
<div class="lb-trans"><h2>查看其他信息</h2>
</div><p>Despite improved margins, Hawthorn Bancshares' longer-term record of declining earnings leaves uncertainty about the consistency and durability of its recent rebound.</p>
<div class="lb-trans"><p>尽管利润率有所改善，霍桑银行股份公司长期以来收益下降的记录仍然让人对其近期反弹的一致性和持久性产生不确定性。</p>
</div><p>If you want more reliable growth from your investments, use stable growth stocks screener (2113 results) to find companies showing a strong track record of steady performance across changing markets.</p>
<div class="lb-trans"><p>如果您希望从投资中获得更可靠的增长，请使用稳定增长股票筛选器（2113 个结果）寻找在变化市场中表现稳定的公司。</p>
</div><p><em>This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.</em></p>
<div class="lb-trans"><p><em>本文由 Simply Wall St 撰写，内容具有一般性。<strong>我们基于历史数据和分析师预测提供评论，仅使用无偏见的方法，我们的文章并不构成财务建议。</strong> 这并不构成购买或出售任何股票的推荐，也未考虑您的目标或财务状况。我们的目标是为您提供以基本数据驱动的长期分析。请注意，我们的分析可能未考虑最新的价格敏感公司公告或定性材料。Simply Wall St 对提到的任何股票没有持仓。</em></p>
</div>

Hawthorn Bank (HWBK) 利润率的激增进一步支持了看涨的盈利故事