<p>Reliance Global Group（RELI）召开了第三季度财报电话会议。请继续阅读会议的主要亮点。</p>
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<p>Reliance Global Group 最近的财报电话会议描绘了战略举措和技术进步的图景，尽管面临挑战。整体情绪较为积极，主要受到 Fortman 保险服务出售和流动性改善的推动。然而，这些收益受到佣金收入下降、净亏损增加和运营费用上升的影响。</p>
<h2>Fortman 保险服务的出售</h2>
<p>Reliance Global Group 完成了对 Fortman 保险服务的 500 万美元出售，实现了 300 万美元的收益。这一战略举措使公司能够将长期债务减少约 50%，显著增强了其财务状况。</p>
<h2>不受限制现金的大幅增加</h2>
<p>公司报告称不受限制现金增加了 590%，达到 260 万美元，相较于上一个财年末。这一流动性提升为 Reliance 提供了更大的财务灵活性，以追求未来的机会。</p>
<h2>财务灵活性的改善</h2>
<p>营运资金大幅增加 120 万美元，增幅为 284%，而股本增长 370 万美元，增幅为 125%。这些改善凸显了公司增强的财务稳定性和增长能力。</p>
<h2>新客户服务中心的启动</h2>
<p>RELI 交易平台的一个重大增强是新客户服务中心的启动。此举旨在简化操作并提高合作伙伴的生产力，使公司在竞争激烈的 InsurTech 领域中占据有利位置。</p>
<h2>宣布特别现金股息</h2>
<p>在反映出严格资本配置的举措中，Reliance 宣布了每股 0.03 美元的首次特别现金股息。此决定强调了公司对股东价值的承诺。</p>
<h2>数字资产国库计划</h2>
<p>Reliance 继续投资于数字资产，包括以太坊、卡尔达诺、比特币、XRP 和索拉纳，作为其前瞻性资本战略的一部分。该计划与公司在 InsurTech、人工智能和区块链创新方面的重点相一致。</p>
<h2>佣金收入的下降</h2>
<p>佣金收入从 2024 年的 340 万美元下降至 250 万美元，主要由于 Fortman 的出售和医疗佣金收入的减少。这一下降突显了在战略变革中维持收入来源所面临的挑战。</p>
<h2>净亏损的增加</h2>
<p>公司报告本季度净亏损为 120 万美元，较去年同期的 80 万美元有所增加。这一增长主要是由于非现金股权补偿，反映了与战略投资相关的成本。</p>
<h2>调整后的 EBITDA 亏损</h2>
<p>Reliance 经历了 70 万美元的调整后 EBITDA 亏损，而 2024 年则为 4 万美元的盈利。这受到佣金账户变化的影响，表明了潜在的运营改进领域。</p>
<h2>工资和薪金的增加</h2>
<p>工资和薪金从 2024 年的 170 万美元上升至 390 万美元，主要由于非现金股权授予。这一增长反映了公司在人才资本上的投资，以推动未来的增长。</p>
<h2>前瞻性指导</h2>
<p>在 2025 财年的第三季度业务更新电话会议上，Reliance Global Group 强调了几项战略决策和关键指标。Fortman 保险服务的出售显著增强了资产负债表，促进了不受限制现金和股本的显著增加。尽管佣金收入减少，公司通过战略性剥离和效率提升实现了更精简的运营模式。新客户服务中心的启动和特别现金股息的宣布进一步展示了 Reliance 对创新和股东价值的承诺。尽管当前存在净亏损，公司对其长期增长战略仍持乐观态度。</p>
<p>总之，Reliance Global Group 的财报电话会议反映了在增强财务灵活性和推进技术能力方面的战略重点。尽管注意到佣金收入下降和运营费用增加等挑战，但公司的战略举措和前瞻性投资使其在未来增长中处于良好位置。整体情绪积极，明确承诺增强股东价值并在 InsurTech 行业保持竞争优势。</p>

RELI

<p>Reliance Global Group 的第三季度财报电话会议强调了战略举措，包括以 500 万美元出售 Fortman Insurance Services，从而将长期债务减少了 50%。公司报告称，无限制现金增加了 590%，营运资金上升了 284%。然而，它面临着佣金收入下降和 120 万美元的净亏损等挑战。会议还宣布了新的客户服务中心的启动以及每股 0.03 美元的特别现金分红，反映了对股东价值和 InsurTech 领域创新的承诺</p>

<p>Reliance Global Group ((RELI)) has held its Q3 earnings call. Read on for the main highlights of the call.</p>
<div class="lb-trans"><p>Reliance Global Group（RELI）召开了第三季度财报电话会议。请继续阅读会议的主要亮点。</p>
</div><h3>Meet Your ETF AI Analyst</h3>
<div class="lb-trans"><h3>认识您的 ETF AI 分析师</h3>
</div><ul>
<li>Discover how TipRanks' <em>ETF</em> AI Analyst can help you make smarter investment decisions</li>
<li>Explore ETFs TipRanks' users love and see what insights the <strong><em>ETF</em> AI Analyst</strong> reveals about the ones you follow.</li>
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<div class="lb-trans"><ul>
<li>了解 TipRanks 的 ETF AI 分析师如何帮助您做出更明智的投资决策</li>
<li>探索 TipRanks 用户喜爱的 ETF，并查看 <strong>ETF AI 分析师</strong> 对您关注的 ETF 所揭示的见解。</li>
</ul>
</div><p>Reliance Global Group’s recent earnings call painted a picture of strategic maneuvers and technological advancements, though not without challenges. The sentiment was largely positive, driven by the sale of Fortman Insurance Services and improvements in liquidity. However, these gains were tempered by a decrease in commission income, increased net loss, and higher operational expenses.</p>
<div class="lb-trans"><p>Reliance Global Group 最近的财报电话会议描绘了战略举措和技术进步的图景，尽管面临挑战。整体情绪较为积极，主要受到 Fortman 保险服务出售和流动性改善的推动。然而，这些收益受到佣金收入下降、净亏损增加和运营费用上升的影响。</p>
</div><h2>Sale of Fortman Insurance Services</h2>
<div class="lb-trans"><h2>Fortman 保险服务的出售</h2>
</div><p>Reliance Global Group completed the $5 million sale of Fortman Insurance Services, realizing a $3 million gain. This strategic move allowed the company to reduce its long-term debt by approximately 50%, significantly strengthening its financial position.</p>
<div class="lb-trans"><p>Reliance Global Group 完成了对 Fortman 保险服务的 500 万美元出售，实现了 300 万美元的收益。这一战略举措使公司能够将长期债务减少约 50%，显著增强了其财务状况。</p>
</div><h2>Significant Increase in Unrestricted Cash</h2>
<div class="lb-trans"><h2>不受限制现金的大幅增加</h2>
</div><p>The company reported a remarkable 590% increase in unrestricted cash, amounting to $2.6 million compared to the previous fiscal year-end. This boost in liquidity provides Reliance with greater financial flexibility to pursue future opportunities.</p>
<div class="lb-trans"><p>公司报告称不受限制现金增加了 590%，达到 260 万美元，相较于上一个财年末。这一流动性提升为 Reliance 提供了更大的财务灵活性，以追求未来的机会。</p>
</div><h2>Improved Financial Flexibility</h2>
<div class="lb-trans"><h2>财务灵活性的改善</h2>
</div><p>Working capital saw a substantial increase of $1.2 million or 284%, while equity grew by $3.7 million or 125%. These improvements underscore the company’s enhanced financial stability and capacity for growth.</p>
<div class="lb-trans"><p>营运资金大幅增加 120 万美元，增幅为 284%，而股本增长 370 万美元，增幅为 125%。这些改善凸显了公司增强的财务稳定性和增长能力。</p>
</div><h2>Launch of New Client Service Center</h2>
<div class="lb-trans"><h2>新客户服务中心的启动</h2>
</div><p>A major enhancement to the RELI Exchange platform was introduced with the launch of a new client service center. This development aims to streamline operations and improve partner productivity, positioning the company well in the competitive InsurTech landscape.</p>
<div class="lb-trans"><p>RELI 交易平台的一个重大增强是新客户服务中心的启动。此举旨在简化操作并提高合作伙伴的生产力，使公司在竞争激烈的 InsurTech 领域中占据有利位置。</p>
</div><h2>Special Cash Dividend Declared</h2>
<div class="lb-trans"><h2>宣布特别现金股息</h2>
</div><p>In a move reflecting disciplined capital allocation, Reliance declared its first special cash dividend of $0.03 per share. This decision underscores the company’s commitment to delivering shareholder value.</p>
<div class="lb-trans"><p>在反映出严格资本配置的举措中，Reliance 宣布了每股 0.03 美元的首次特别现金股息。此决定强调了公司对股东价值的承诺。</p>
</div><h2>Digital Asset Treasury Initiative</h2>
<div class="lb-trans"><h2>数字资产国库计划</h2>
</div><p>Reliance continues to invest in digital assets, including Ethereum, Cardano, Bitcoin, XRP, and Solana, as part of its forward-looking capital strategy. This initiative aligns with the company’s focus on InsurTech, AI, and blockchain innovation.</p>
<div class="lb-trans"><p>Reliance 继续投资于数字资产，包括以太坊、卡尔达诺、比特币、XRP 和索拉纳，作为其前瞻性资本战略的一部分。该计划与公司在 InsurTech、人工智能和区块链创新方面的重点相一致。</p>
</div><h2>Decrease in Commission Income</h2>
<div class="lb-trans"><h2>佣金收入的下降</h2>
</div><p>Commission income fell to $2.5 million from $3.4 million in 2024, primarily due to the sale of Fortman and lower medical commission revenues. This decline highlights the challenges faced in maintaining revenue streams amidst strategic changes.</p>
<div class="lb-trans"><p>佣金收入从 2024 年的 340 万美元下降至 250 万美元，主要由于 Fortman 的出售和医疗佣金收入的减少。这一下降突显了在战略变革中维持收入来源所面临的挑战。</p>
</div><h2>Increased Net Loss</h2>
<div class="lb-trans"><h2>净亏损的增加</h2>
</div><p>The company reported a net loss of $1.2 million for the quarter, up from $0.8 million in the prior year. This increase was driven by noncash equity compensation, reflecting the costs associated with strategic investments.</p>
<div class="lb-trans"><p>公司报告本季度净亏损为 120 万美元，较去年同期的 80 万美元有所增加。这一增长主要是由于非现金股权补偿，反映了与战略投资相关的成本。</p>
</div><h2>Adjusted EBITDA Loss</h2>
<div class="lb-trans"><h2>调整后的 EBITDA 亏损</h2>
</div><p>Reliance experienced an adjusted EBITDA loss of $700,000, a shift from a gain of $40,000 in 2024. This was influenced by changes in commission accounts, indicating areas for potential operational improvement.</p>
<div class="lb-trans"><p>Reliance 经历了 70 万美元的调整后 EBITDA 亏损，而 2024 年则为 4 万美元的盈利。这受到佣金账户变化的影响，表明了潜在的运营改进领域。</p>
</div><h2>Increase in Salaries and Wages</h2>
<div class="lb-trans"><h2>工资和薪金的增加</h2>
</div><p>Salaries and wages rose to $3.9 million from $1.7 million in 2024, mainly due to noncash equity grants. This increase reflects the company’s investment in human capital to drive future growth.</p>
<div class="lb-trans"><p>工资和薪金从 2024 年的 170 万美元上升至 390 万美元，主要由于非现金股权授予。这一增长反映了公司在人才资本上的投资，以推动未来的增长。</p>
</div><h2>Forward-Looking Guidance</h2>
<div class="lb-trans"><h2>前瞻性指导</h2>
</div><p>During the third-quarter business update call for fiscal year 2025, Reliance Global Group highlighted several strategic decisions and key metrics. The sale of Fortman Insurance Services significantly strengthened the balance sheet, contributing to a substantial increase in unrestricted cash and equity. Despite a reduction in commission income, the company achieved a leaner operating model through strategic divestitures and efficiency improvements. The launch of a new client service center and the declaration of a special cash dividend further demonstrate Reliance’s commitment to innovation and shareholder value. The company remains optimistic about its long-term growth strategy despite the current net loss.</p>
<div class="lb-trans"><p>在 2025 财年的第三季度业务更新电话会议上，Reliance Global Group 强调了几项战略决策和关键指标。Fortman 保险服务的出售显著增强了资产负债表，促进了不受限制现金和股本的显著增加。尽管佣金收入减少，公司通过战略性剥离和效率提升实现了更精简的运营模式。新客户服务中心的启动和特别现金股息的宣布进一步展示了 Reliance 对创新和股东价值的承诺。尽管当前存在净亏损，公司对其长期增长战略仍持乐观态度。</p>
</div><p>In summary, Reliance Global Group’s earnings call reflected a strategic focus on strengthening financial flexibility and advancing technological capabilities. While challenges such as decreased commission income and increased operational expenses were noted, the company’s strategic initiatives and forward-looking investments position it well for future growth. The overall sentiment was positive, with a clear commitment to enhancing shareholder value and maintaining a competitive edge in the InsurTech industry.</p>
<div class="lb-trans"><p>总之，Reliance Global Group 的财报电话会议反映了在增强财务灵活性和推进技术能力方面的战略重点。尽管注意到佣金收入下降和运营费用增加等挑战，但公司的战略举措和前瞻性投资使其在未来增长中处于良好位置。整体情绪积极，明确承诺增强股东价值并在 InsurTech 行业保持竞争优势。</p>
</div>

Reliance Global Group 在财报电话会议中突显的战略举措