<p>Mogo Finance Technology（(TSE:MOGO)）召开了第三季度财报电话会议。请继续阅读会议的主要亮点。</p>
<h3>认识您的 ETF AI 分析师</h3>
<ul>
<li>了解 TipRanks 的_ETF_ AI 分析师如何帮助您做出更明智的投资决策</li>
<li>探索 TipRanks 用户喜爱的 ETF，并查看 <strong><em>ETF</em> AI 分析师</strong> 对您关注的 ETF 所揭示的见解。</li>
</ul>
<p>Mogo Finance Technology 最近的财报电话会议描绘了公司财务健康和战略方向的整体积极图景。尽管面临一些挑战，例如利息收入和净现金流的下降，但由于管理资产（AUM）、财富和支付收入的强劲增长，整体情绪依然乐观。公司的战略进展，特别是在比特币持有和改善的 EBITDA 指引方面，暗示了一个充满希望的前景。</p>
<h2>记录的 AUM 和财富收入增长</h2>
<p>Mogo Finance Technology 报告称管理资产达到 4.98 亿美元，同比增长 22%。这一令人印象深刻的增长伴随着财富收入增长 27%，突显了公司在这一领域的强劲表现。</p>
<h2>支付业务增长</h2>
<p>公司的支付收入同比增长 11%，得益于欧洲市场的持续强劲。处理量同比增长 12%，达到 28 亿美元，突显了 Mogo 支付业务的稳健扩展。</p>
<h2>比特币持有量增加</h2>
<p>Mogo 的比特币持有量大幅上升，环比增长超过 300%，达到 470 万美元。这一显著增长反映了公司将加密货币作为其财务战略关键组成部分的战略重点。</p>
<h2>改善的 EBITDA 指引</h2>
<p>Mogo 报告的调整后 EBITDA 为 200 万美元，利润率为 11.6%，促使公司将 2025 年的 EBITDA 指引从 500 万美元上调至 600 万至 700 万美元的区间。这一调整表明了对其增长轨迹和运营效率的信心。</p>
<h2>强劲的资产负债表</h2>
<p>公司在季度末的现金和投资总额达到 4600 万美元，账面价值约为 7750 万美元。这一强劲的资产负债表为 Mogo 未来的增长和稳定奠定了良好基础。</p>
<h2>利息收入下降</h2>
<p>利息收入同比下降 5%，这归因于年初实施的新利率上限。这一挑战突显了监管变化对 Mogo 财务表现的影响。</p>
<h2>净现金流减少</h2>
<p>公司在贷款账簿之前的净现金流同比减少，主要由于营运资金项目的时机。这一下降指向了现金流管理中潜在的改进领域。</p>
<h2>前瞻性指引</h2>
<p>展望未来，Mogo 已将 2025 年的 EBITDA 指引上调至 600 万至 700 万美元的区间，反映出他们对持续增长和运营效率的信心。公司在财富、支付和比特币方面的战略重点预计将推动未来的业绩和股东价值。</p>
<p>总之，Mogo Finance Technology 的财报电话会议突显了积极的情绪，得益于关键领域的强劲增长和战略进展。尽管面临一些挑战，但公司的 EBITDA 指引改善和强劲的资产负债表暗示了一个充满希望的未来。投资者和利益相关者可以期待 Mogo 继续专注于扩展其财富、支付和比特币业务。</p>

MOGO

<p>Mogo Finance Technology 的第三季度财报电话会议显示，尽管面临挑战，公司仍实现了强劲增长。主要亮点包括管理资产（AUM）创纪录的 4.98 亿美元，同比增长 22%，财富收入增长 27%。支付收入增长 11%，得益于欧洲市场的强劲表现。比特币持有量激增超过 300%，达到 470 万美元。Mogo 将 2025 年的 EBITDA 指引上调至 600 万至 700 万美元，反映出对增长的信心。然而，由于监管变化，利息收入下降了 5%。总体而言，公司保持强劲的资产负债表，并对未来业绩持积极展望</p>

<p>Mogo Finance Technology ((TSE:MOGO)) has held its Q3 earnings call. Read on for the main highlights of the call.</p>
<div class="lb-trans"><p>Mogo Finance Technology（(TSE:MOGO)）召开了第三季度财报电话会议。请继续阅读会议的主要亮点。</p>
</div><h3>Meet Your ETF AI Analyst</h3>
<div class="lb-trans"><h3>认识您的 ETF AI 分析师</h3>
</div><ul>
<li>Discover how TipRanks' <em>ETF</em> AI Analyst can help you make smarter investment decisions</li>
<li>Explore ETFs TipRanks' users love and see what insights the <strong><em>ETF</em> AI Analyst</strong> reveals about the ones you follow.</li>
</ul>
<div class="lb-trans"><ul>
<li>了解 TipRanks 的_ETF_ AI 分析师如何帮助您做出更明智的投资决策</li>
<li>探索 TipRanks 用户喜爱的 ETF，并查看 <strong><em>ETF</em> AI 分析师</strong> 对您关注的 ETF 所揭示的见解。</li>
</ul>
</div><p>The recent earnings call for Mogo Finance Technology painted a largely positive picture of the company’s financial health and strategic direction. Despite facing some challenges, such as a decline in interest revenue and net cash flow, the overall sentiment was buoyed by strong growth in assets under management (AUM), wealth, and payments revenue. The company’s strategic advancements, particularly in Bitcoin holdings and improved EBITDA guidance, suggest a promising outlook.</p>
<div class="lb-trans"><p>Mogo Finance Technology 最近的财报电话会议描绘了公司财务健康和战略方向的整体积极图景。尽管面临一些挑战，例如利息收入和净现金流的下降，但由于管理资产（AUM）、财富和支付收入的强劲增长，整体情绪依然乐观。公司的战略进展，特别是在比特币持有和改善的 EBITDA 指引方面，暗示了一个充满希望的前景。</p>
</div><h2>Record AUM and Wealth Revenue Growth</h2>
<div class="lb-trans"><h2>记录的 AUM 和财富收入增长</h2>
</div><p>Mogo Finance Technology reported a record $498 million in assets under management, marking a 22% increase year-over-year. This impressive growth was accompanied by a 27% rise in wealth revenue, underscoring the company’s robust performance in this segment.</p>
<div class="lb-trans"><p>Mogo Finance Technology 报告称管理资产达到 4.98 亿美元，同比增长 22%。这一令人印象深刻的增长伴随着财富收入增长 27%，突显了公司在这一领域的强劲表现。</p>
</div><h2>Payment Business Growth</h2>
<div class="lb-trans"><h2>支付业务增长</h2>
</div><p>The company’s payments revenue saw an 11% increase year-over-year, driven by continued strength in the European market. Processing volume also grew by 12% year-over-year, reaching $2.8 billion, highlighting the solid expansion of Mogo’s payment business.</p>
<div class="lb-trans"><p>公司的支付收入同比增长 11%，得益于欧洲市场的持续强劲。处理量同比增长 12%，达到 28 亿美元，突显了 Mogo 支付业务的稳健扩展。</p>
</div><h2>Bitcoin Holdings Increase</h2>
<div class="lb-trans"><h2>比特币持有量增加</h2>
</div><p>Mogo’s Bitcoin holdings experienced a substantial rise, increasing by more than 300% quarter-over-quarter to $4.7 million. This significant growth reflects the company’s strategic focus on cryptocurrency as a key component of its financial strategy.</p>
<div class="lb-trans"><p>Mogo 的比特币持有量大幅上升，环比增长超过 300%，达到 470 万美元。这一显著增长反映了公司将加密货币作为其财务战略关键组成部分的战略重点。</p>
</div><h2>Improved EBITDA Guidance</h2>
<div class="lb-trans"><h2>改善的 EBITDA 指引</h2>
</div><p>Mogo reported an adjusted EBITDA of $2 million, with an 11.6% margin, prompting the company to raise its 2025 EBITDA guidance from $5 million to a range of $6 million to $7 million. This adjustment indicates confidence in their growth trajectory and operational efficiency.</p>
<div class="lb-trans"><p>Mogo 报告的调整后 EBITDA 为 200 万美元，利润率为 11.6%，促使公司将 2025 年的 EBITDA 指引从 500 万美元上调至 600 万至 700 万美元的区间。这一调整表明了对其增长轨迹和运营效率的信心。</p>
</div><h2>Strong Balance Sheet</h2>
<div class="lb-trans"><h2>强劲的资产负债表</h2>
</div><p>The company ended the quarter with total cash and investments amounting to $46 million and a book value of approximately $77.5 million. This strong balance sheet positions Mogo well for future growth and stability.</p>
<div class="lb-trans"><p>公司在季度末的现金和投资总额达到 4600 万美元，账面价值约为 7750 万美元。这一强劲的资产负债表为 Mogo 未来的增长和稳定奠定了良好基础。</p>
</div><h2>Interest Revenue Decline</h2>
<div class="lb-trans"><h2>利息收入下降</h2>
</div><p>Interest revenue saw a 5% decline year-over-year, attributed to a new rate cap implemented at the beginning of the year. This challenge highlights the impact of regulatory changes on Mogo’s financial performance.</p>
<div class="lb-trans"><p>利息收入同比下降 5%，这归因于年初实施的新利率上限。这一挑战突显了监管变化对 Mogo 财务表现的影响。</p>
</div><h2>Net Cash Flow Decrease</h2>
<div class="lb-trans"><h2>净现金流减少</h2>
</div><p>The company experienced a decrease in net cash flow before loan book year-over-year, primarily due to the timing of working capital items. This decrease points to potential areas for improvement in cash flow management.</p>
<div class="lb-trans"><p>公司在贷款账簿之前的净现金流同比减少，主要由于营运资金项目的时机。这一下降指向了现金流管理中潜在的改进领域。</p>
</div><h2>Forward-Looking Guidance</h2>
<div class="lb-trans"><h2>前瞻性指引</h2>
</div><p>Looking ahead, Mogo has raised its 2025 EBITDA guidance to a range of $6 million to $7 million, reflecting their confidence in continued growth and operational efficiency. The company’s strategic focus on wealth, payments, and Bitcoin is expected to drive future performance and shareholder value.</p>
<div class="lb-trans"><p>展望未来，Mogo 已将 2025 年的 EBITDA 指引上调至 600 万至 700 万美元的区间，反映出他们对持续增长和运营效率的信心。公司在财富、支付和比特币方面的战略重点预计将推动未来的业绩和股东价值。</p>
</div><p>In conclusion, Mogo Finance Technology’s earnings call highlighted a positive sentiment, driven by strong growth in key areas and strategic advancements. Despite some challenges, the company’s improved EBITDA guidance and robust balance sheet suggest a promising future. Investors and stakeholders can look forward to Mogo’s continued focus on expanding its wealth, payments, and Bitcoin segments.</p>
<div class="lb-trans"><p>总之，Mogo Finance Technology 的财报电话会议突显了积极的情绪，得益于关键领域的强劲增长和战略进展。尽管面临一些挑战，但公司的 EBITDA 指引改善和强劲的资产负债表暗示了一个充满希望的未来。投资者和利益相关者可以期待 Mogo 继续专注于扩展其财富、支付和比特币业务。</p>
</div>

Mogo Finance Technology 的财报电话会议突显了其强劲的增长