<p>益百利 (Experian plc) (EXPGF) ((GB:EXPN)) 最近召开了第二季度财报电话会议。以下是会议的主要亮点。</p>
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<p>益百利 (Experian plc) 最近召开了财报电话会议，反映出整体表现强劲，关键地区尤其是北美的显著增长。公司成功整合了人工智能并推出了新产品，尽管在拉丁美洲面临挑战，并且在英国和爱尔兰地区的增长较低。尽管存在这些困难，益百利对未来的增长和人工智能机会仍持乐观态度。</p>
<h2>强劲的收入和增长</h2>
<p>益百利报告了令人印象深刻的收入增长，第一季度的有机收入增长从 8% 增加到第二季度的 9%，上半财年的平均增长为 8%。包括收购在内，总的恒定货币收入增长达到了 12%，展示了公司的强大财务健康状况。</p>
<h2>北美市场表现</h2>
<p>北美市场表现强劲，有机增长在第二季度加速至 12%。这一增长得益于显著的客户赢得、扩展和改善的贷款人活动，突显了该地区在益百利整体成功中的重要作用。</p>
<h2>Ascend 平台的采用与人工智能整合</h2>
<p>益百利的 Ascend 平台的采用持续加速，得益于新推出的人工智能驱动产品，如模型治理解决方案和患者访问策展人。这些创新强调了益百利利用人工智能增强产品供应的承诺。</p>
<h2>EBIT 利润率和每股收益增长</h2>
<p>益百利的 EBIT 利润率在恒定货币下增加了 50 个基点，实际汇率下增加了 30 个基点。公司还报告了双位数的基准每股收益增长，并宣布了 10% 的中期股息增加，反映出其强劲的财务表现。</p>
<h2>云转型进展</h2>
<p>益百利在北美和巴西的云迁移工作进展顺利，双重运行成本预计将在本财年达到峰值。这一转型对维持竞争优势和运营效率至关重要。</p>
<h2>拉丁美洲的挑战</h2>
<p>尽管整体成功，益百利在拉丁美洲面临挑战，尤其是在巴西，高利率和消费者负债水平限制了财政状况，并对利润率产生了负面影响。</p>
<h2>英国和爱尔兰的低个位数增长</h2>
<p>英国和爱尔兰地区经历了低个位数的增长，尽管 B2B 客户对 Ascend Sandbox 的采用情况良好，表明尽管当前面临挑战，未来仍有增长潜力。</p>
<h2>前瞻性指导</h2>
<p>益百利的首席执行官布莱恩·卡辛 (Brian Cassin) 提供了乐观的前瞻性指导，强调公司在 2026 财年上半年的强劲财务表现。关键指标包括有机收入增长平均为 8%，总的恒定货币收入增长为 12%。公司专注于利用人工智能加速增长并增强产品供应，特别是通过 Ascend 平台。</p>
<p>总之，益百利的财报电话会议描绘了强劲的表现和战略增长，得益于成功的人工智能整合和强劲的北美业绩。尽管在拉丁美洲和英国及爱尔兰地区仍面临挑战，但公司的前瞻性指导和对创新的承诺表明未来增长的积极前景。</p>

益百利

<p>Experian plc 第二季度的财报电话会议强调了强劲的增长，特别是在北美，第一季度的有机收入增长从 8% 增加到第二季度的 9%。该公司成功地将人工智能整合到其产品中，推出了新的产品，如模型治理解决方案。尽管拉丁美洲面临挑战，英国和爱尔兰地区的增长也较低，但 Experian 报告了 12% 的总恒定货币收入增长和 10% 的中期股息增加。首席执行官 Brian Cassin 对未来的增长表示乐观，重点关注人工智能和 Ascend 平台</p>

<p>Experian plc (EXPGF) ((GB:EXPN)) has held its Q2 earnings call. Read on for the main highlights of the call.</p>
<div class="lb-trans"><p>益百利 (Experian plc) (EXPGF) ((GB:EXPN)) 最近召开了第二季度财报电话会议。以下是会议的主要亮点。</p>
</div><h3>Meet Your ETF AI Analyst</h3>
<div class="lb-trans"><h3>认识你的 ETF AI 分析师</h3>
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<li>Discover how TipRanks' <em>ETF</em> AI Analyst can help you make smarter investment decisions</li>
<li>Explore ETFs TipRanks' users love and see what insights the <strong><em>ETF</em> AI Analyst</strong> reveals about the ones you follow.</li>
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<div class="lb-trans"><ul>
<li>了解 TipRanks 的 <em>ETF</em> AI 分析师如何帮助你做出更明智的投资决策</li>
<li>探索 TipRanks 用户喜爱的 ETF，并查看 <strong><em>ETF</em> AI 分析师</strong> 对你关注的 ETF 的洞察。</li>
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</div><p>Experian plc (EXPGF) recently held its earnings call, reflecting a strong overall performance with notable growth in key regions, especially North America. The company successfully integrated AI and launched new products, although it faced challenges in Latin America and experienced lower growth in the UK&amp;I region. Despite these hurdles, Experian remains optimistic about future growth and AI opportunities.</p>
<div class="lb-trans"><p>益百利 (Experian plc) 最近召开了财报电话会议，反映出整体表现强劲，关键地区尤其是北美的显著增长。公司成功整合了人工智能并推出了新产品，尽管在拉丁美洲面临挑战，并且在英国和爱尔兰地区的增长较低。尽管存在这些困难，益百利对未来的增长和人工智能机会仍持乐观态度。</p>
</div><h2>Strong Revenue and Growth</h2>
<div class="lb-trans"><h2>强劲的收入和增长</h2>
</div><p>Experian reported impressive revenue growth, with organic revenue increasing from 8% in Q1 to 9% in Q2, averaging 8% for the first half of the fiscal year. When including acquisitions, the total constant currency revenue growth reached 12%, showcasing the company’s robust financial health.</p>
<div class="lb-trans"><p>益百利报告了令人印象深刻的收入增长，第一季度的有机收入增长从 8% 增加到第二季度的 9%，上半财年的平均增长为 8%。包括收购在内，总的恒定货币收入增长达到了 12%，展示了公司的强大财务健康状况。</p>
</div><h2>North America Performance</h2>
<div class="lb-trans"><h2>北美市场表现</h2>
</div><p>The North American market demonstrated strong performance, with organic growth accelerating to 12% in Q2. This growth was driven by significant client wins, expansions, and improved lender activity, highlighting the region’s vital role in Experian’s overall success.</p>
<div class="lb-trans"><p>北美市场表现强劲，有机增长在第二季度加速至 12%。这一增长得益于显著的客户赢得、扩展和改善的贷款人活动，突显了该地区在益百利整体成功中的重要作用。</p>
</div><h2>Ascend Platform Adoption and AI Integration</h2>
<div class="lb-trans"><h2>Ascend 平台的采用与人工智能整合</h2>
</div><p>The adoption of Experian’s Ascend platform continues to accelerate, bolstered by the introduction of new AI-driven products such as the Model Governance solution and Patient Access Curator. These innovations underscore Experian’s commitment to leveraging AI for enhanced product offerings.</p>
<div class="lb-trans"><p>益百利的 Ascend 平台的采用持续加速，得益于新推出的人工智能驱动产品，如模型治理解决方案和患者访问策展人。这些创新强调了益百利利用人工智能增强产品供应的承诺。</p>
</div><h2>EBIT Margin and EPS Growth</h2>
<div class="lb-trans"><h2>EBIT 利润率和每股收益增长</h2>
</div><p>Experian’s EBIT margin increased by 50 basis points at constant currency and 30 basis points at actual rates. The company also reported double-digit benchmark EPS growth and announced a 10% interim dividend raise, reflecting its strong financial performance.</p>
<div class="lb-trans"><p>益百利的 EBIT 利润率在恒定货币下增加了 50 个基点，实际汇率下增加了 30 个基点。公司还报告了双位数的基准每股收益增长，并宣布了 10% 的中期股息增加，反映出其强劲的财务表现。</p>
</div><h2>Cloud Transformation Progress</h2>
<div class="lb-trans"><h2>云转型进展</h2>
</div><p>Experian’s cloud migration efforts in North America and Brazil are progressing well, with dual run costs expected to peak this financial year. This transformation is crucial for maintaining competitive advantage and operational efficiency.</p>
<div class="lb-trans"><p>益百利在北美和巴西的云迁移工作进展顺利，双重运行成本预计将在本财年达到峰值。这一转型对维持竞争优势和运营效率至关重要。</p>
</div><h2>Challenges in Latin America</h2>
<div class="lb-trans"><h2>拉丁美洲的挑战</h2>
</div><p>Despite overall success, Experian faces challenges in Latin America, particularly in Brazil, where high interest rates and consumer indebtedness are constraining fiscal conditions and negatively affecting margins.</p>
<div class="lb-trans"><p>尽管整体成功，益百利在拉丁美洲面临挑战，尤其是在巴西，高利率和消费者负债水平限制了财政状况，并对利润率产生了负面影响。</p>
</div><h2>UK&amp;I Low Single-Digit Growth</h2>
<div class="lb-trans"><h2>英国和爱尔兰的低个位数增长</h2>
</div><p>The UK&amp;I region experienced low single-digit growth, though there was excellent adoption of the Ascend Sandbox among B2B clients, indicating potential for future growth despite current challenges.</p>
<div class="lb-trans"><p>英国和爱尔兰地区经历了低个位数的增长，尽管 B2B 客户对 Ascend Sandbox 的采用情况良好，表明尽管当前面临挑战，未来仍有增长潜力。</p>
</div><h2>Forward-Looking Guidance</h2>
<div class="lb-trans"><h2>前瞻性指导</h2>
</div><p>Experian’s CEO, Brian Cassin, provided optimistic forward-looking guidance, highlighting the company’s strong financial performance in the first half of fiscal year 2026. Key metrics included organic revenue growth averaging 8% and total constant currency revenue growth at 12%. The company is focused on leveraging AI to accelerate growth and enhance product offerings, particularly through the Ascend platform.</p>
<div class="lb-trans"><p>益百利的首席执行官布莱恩·卡辛 (Brian Cassin) 提供了乐观的前瞻性指导，强调公司在 2026 财年上半年的强劲财务表现。关键指标包括有机收入增长平均为 8%，总的恒定货币收入增长为 12%。公司专注于利用人工智能加速增长并增强产品供应，特别是通过 Ascend 平台。</p>
</div><p>In summary, Experian’s earnings call painted a picture of strong performance and strategic growth, driven by successful AI integration and robust North American results. While challenges persist in Latin America and the UK&amp;I region, the company’s forward-looking guidance and commitment to innovation suggest a positive outlook for future growth.</p>
<div class="lb-trans"><p>总之，益百利的财报电话会议描绘了强劲的表现和战略增长，得益于成功的人工智能整合和强劲的北美业绩。尽管在拉丁美洲和英国及爱尔兰地区仍面临挑战，但公司的前瞻性指导和对创新的承诺表明未来增长的积极前景。</p>
</div>

益百利财报电话会议突显出强劲的增长和人工智能的整合