<p>Fidelis Insurance Holdings Ltd.（FIHL）已举行其第三季度财报电话会议。请继续阅读会议的主要亮点。</p>
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<p>Fidelis Insurance Holdings Ltd.最近举行了财报电话会议，透露出总体积极的情绪和强劲的财务表现。公司报告了创纪录的综合比率和保费增长，同时进行了战略性股票回购。然而，也提到了净保费收入下降、航空行业问题以及财产险定价压力等挑战。</p>
<h2>创纪录的综合比率</h2>
<p>Fidelis Insurance Holdings Ltd.报告本季度创纪录的综合比率为 79%，这是自上市以来的最佳表现。这比去年同期提高了 8 个点，展示了公司的强大运营效率。</p>
<h2>强劲的运营 ROAE</h2>
<p>公司实现了 21.4% 的年化运营平均股本回报率（ROAE），比去年增长了 5 个点。这一显著改善突显了公司有效的管理和产生股本回报的能力。</p>
<h2>毛保费书写增长</h2>
<p>毛保费书写增长了 8%，达到 7.98 亿美元，年初至今的数字为 37 亿美元，与去年同期相比也增长了 8%。这一增长反映了公司强劲的业务扩展和市场渗透。</p>
<h2>再保险保费增长</h2>
<p>再保险部门实现了 20% 的年同比保费增长。这得益于定价的提升和新的商业机会，特别是在加州野火等事件之后，展示了公司在捕捉市场机会方面的战略灵活性。</p>
<h2>战略性股票回购</h2>
<p>Fidelis 在第三季度战略性回购了 180 万股普通股，耗资 3200 万美元，平均每股价格为 17.40 美元。后续回购使总数达到 960 万股，表明公司对回馈股东的强烈承诺。</p>
<h2>净保费收入下降</h2>
<p>尽管毛保费增长，净保费收入与 2024 年相比下降了 5%。这主要是由于业务组合和在收益模式较长的业务线中毛保费的增加，突显了战略调整的必要性。</p>
<h2>航空行业的挑战</h2>
<p>航空船体和责任领域对 Fidelis 来说仍然具有挑战性，竞争加剧且在损失事件后市场修正不足。该领域在实现预期盈利水平方面继续面临困难。</p>
<h2>财产险的压力</h2>
<p>尽管保持强劲的利润率，Fidelis 在某些业务线，特别是直接财产险方面面临定价压力。这需要谨慎的战略性容量部署，以有效应对竞争环境。</p>
<h2>前瞻性指导</h2>
<p>展望未来，Fidelis Insurance Group 仍专注于严格的风险选择、资本配置和扩展承保合作伙伴关系。公司旨在保持强大的客户保留率和在困难市场中的定位，同时继续实现毛保费和运营净收入的增长。</p>
<p>总之，Fidelis Insurance Holdings Ltd.的财报电话会议反映出积极的前景，财务指标强劲，战略举措得当。尽管在某些行业面临挑战，公司仍处于良好的增长轨道上，能够为股东创造价值。</p>

FIHL

<p>Fidelis Insurance Holdings Ltd. 报告了强劲的第三季度财务表现，创下 79% 的历史最低综合比率和 21.4% 的运营净资产收益率。书面毛保费增长了 8%，再保险保费增加了 20%。公司回购了 180 万股，耗资 3200 万美元。面临的挑战包括净保费收入减少、航空行业问题以及财产险的定价压力。Fidelis 旨在实现有序的风险选择，并在毛保费和运营净收入方面实现增长</p>

<p>Fidelis Insurance Holdings Ltd. ((FIHL)) has held its Q3 earnings call. Read on for the main highlights of the call.</p>
<div class="lb-trans"><p>Fidelis Insurance Holdings Ltd.（FIHL）已举行其第三季度财报电话会议。请继续阅读会议的主要亮点。</p>
</div><h3>Meet Your ETF AI Analyst</h3>
<div class="lb-trans"><h3>认识您的 ETF AI 分析师</h3>
</div><ul>
<li>Discover how TipRanks' <em>ETF</em> AI Analyst can help you make smarter investment decisions</li>
<li>Explore ETFs TipRanks' users love and see what insights the <strong><em>ETF</em> AI Analyst</strong> reveals about the ones you follow.</li>
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<div class="lb-trans"><ul>
<li>了解 TipRanks 的_ETF_ AI 分析师如何帮助您做出更明智的投资决策</li>
<li>探索 TipRanks 用户喜爱的 ETF，并查看 <strong><em>ETF</em> AI 分析师</strong> 对您关注的 ETF 所揭示的见解。</li>
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</div><p>Fidelis Insurance Holdings Ltd. recently held its earnings call, revealing a generally positive sentiment with strong financial performance. The company reported record combined ratios and growth in premiums, alongside strategic share repurchases. However, challenges such as decreased net premiums earned, issues in the aviation sector, and pricing pressures in property lines were also noted.</p>
<div class="lb-trans"><p>Fidelis Insurance Holdings Ltd.最近举行了财报电话会议，透露出总体积极的情绪和强劲的财务表现。公司报告了创纪录的综合比率和保费增长，同时进行了战略性股票回购。然而，也提到了净保费收入下降、航空行业问题以及财产险定价压力等挑战。</p>
</div><h2>Record Combined Ratio</h2>
<div class="lb-trans"><h2>创纪录的综合比率</h2>
</div><p>Fidelis Insurance Holdings Ltd. reported a record combined ratio of 79% for the quarter, marking their best performance since becoming publicly traded. This represents an improvement of more than 8 points from the same quarter last year, showcasing the company’s strong operational efficiency.</p>
<div class="lb-trans"><p>Fidelis Insurance Holdings Ltd.报告本季度创纪录的综合比率为 79%，这是自上市以来的最佳表现。这比去年同期提高了 8 个点，展示了公司的强大运营效率。</p>
</div><h2>Strong Operating ROAE</h2>
<div class="lb-trans"><h2>强劲的运营 ROAE</h2>
</div><p>The company achieved an annualized operating return on average equity (ROAE) of 21.4%, which is an increase of 5 points year over year. This significant improvement highlights the company’s effective management and ability to generate returns on equity.</p>
<div class="lb-trans"><p>公司实现了 21.4% 的年化运营平均股本回报率（ROAE），比去年增长了 5 个点。这一显著改善突显了公司有效的管理和产生股本回报的能力。</p>
</div><h2>Growth in Gross Premiums Written</h2>
<div class="lb-trans"><h2>毛保费书写增长</h2>
</div><p>Gross premiums written increased by 8% to $798 million in the quarter, with the year-to-date figure standing at $3.7 billion, also an 8% increase compared to the same period last year. This growth reflects the company’s robust business expansion and market penetration.</p>
<div class="lb-trans"><p>毛保费书写增长了 8%，达到 7.98 亿美元，年初至今的数字为 37 亿美元，与去年同期相比也增长了 8%。这一增长反映了公司强劲的业务扩展和市场渗透。</p>
</div><h2>Reinsurance Premium Growth</h2>
<div class="lb-trans"><h2>再保险保费增长</h2>
</div><p>The reinsurance segment delivered a remarkable 20% year-on-year premium growth. This was driven by enhanced pricing and new business opportunities, particularly following events like the California wildfires, demonstrating the company’s strategic agility in capturing market opportunities.</p>
<div class="lb-trans"><p>再保险部门实现了 20% 的年同比保费增长。这得益于定价的提升和新的商业机会，特别是在加州野火等事件之后，展示了公司在捕捉市场机会方面的战略灵活性。</p>
</div><h2>Strategic Share Repurchase</h2>
<div class="lb-trans"><h2>战略性股票回购</h2>
</div><p>Fidelis strategically repurchased 1.8 million common shares for $32 million at an average price of $17.40 per share in the third quarter. Subsequent repurchases bring the total to 9.6 million shares for 2025, indicating a strong commitment to returning value to shareholders.</p>
<div class="lb-trans"><p>Fidelis 在第三季度战略性回购了 180 万股普通股，耗资 3200 万美元，平均每股价格为 17.40 美元。后续回购使总数达到 960 万股，表明公司对回馈股东的强烈承诺。</p>
</div><h2>Net Premiums Earned Decrease</h2>
<div class="lb-trans"><h2>净保费收入下降</h2>
</div><p>Despite the growth in gross premiums, net premiums earned decreased by 5% compared to 2024. This was driven by business mix and higher gross premiums written in lines of business with longer earnings patterns, highlighting a need for strategic adjustments.</p>
<div class="lb-trans"><p>尽管毛保费增长，净保费收入与 2024 年相比下降了 5%。这主要是由于业务组合和在收益模式较长的业务线中毛保费的增加，突显了战略调整的必要性。</p>
</div><h2>Challenges in Aviation Sector</h2>
<div class="lb-trans"><h2>航空行业的挑战</h2>
</div><p>The aviation hull and liability sector remains challenging for Fidelis, with increased competition and insufficient market correction following loss events. This sector continues to pose difficulties in achieving desired profitability levels.</p>
<div class="lb-trans"><p>航空船体和责任领域对 Fidelis 来说仍然具有挑战性，竞争加剧且在损失事件后市场修正不足。该领域在实现预期盈利水平方面继续面临困难。</p>
</div><h2>Pressure in Property Lines</h2>
<div class="lb-trans"><h2>财产险的压力</h2>
</div><p>Despite maintaining strong margins, Fidelis faces pricing pressure in certain lines, particularly direct property. This requires careful strategic deployment of capacity to navigate the competitive landscape effectively.</p>
<div class="lb-trans"><p>尽管保持强劲的利润率，Fidelis 在某些业务线，特别是直接财产险方面面临定价压力。这需要谨慎的战略性容量部署，以有效应对竞争环境。</p>
</div><h2>Forward-Looking Guidance</h2>
<div class="lb-trans"><h2>前瞻性指导</h2>
</div><p>Looking ahead, Fidelis Insurance Group remains focused on disciplined risk selection, capital allocation, and expanding its underwriting partnerships. The company aims to maintain strong client retention and positioning in a hard market, with continued growth in gross premiums and operating net income.</p>
<div class="lb-trans"><p>展望未来，Fidelis Insurance Group 仍专注于严格的风险选择、资本配置和扩展承保合作伙伴关系。公司旨在保持强大的客户保留率和在困难市场中的定位，同时继续实现毛保费和运营净收入的增长。</p>
</div><p>In summary, Fidelis Insurance Holdings Ltd.’s earnings call reflected a positive outlook with strong financial metrics and strategic initiatives. Despite facing challenges in certain sectors, the company is well-positioned to continue its growth trajectory and deliver value to shareholders.</p>
<div class="lb-trans"><p>总之，Fidelis Insurance Holdings Ltd.的财报电话会议反映出积极的前景，财务指标强劲，战略举措得当。尽管在某些行业面临挑战，公司仍处于良好的增长轨道上，能够为股东创造价值。</p>
</div>

Fidelis Insurance 财报电话会议重点强调了强劲的增长