<p>一对保险公司因爱荷华大学医疗中心因窗户缺陷获得的近 5000 万美元仲裁裁决而陷入争执。</p>
<p>总部位于伊利诺伊州的保险公司美国保证与责任保险公司（American Guarantee and Liability Insurance Company），也称为苏黎世（Zurich），已对负责设计斯蒂德家庭儿童医院窗户的密苏里州公司 Cupples International 提起诉讼。</p>
<p>苏黎世的律师辩称，该公司的保单&#34;不涵盖与更换 Cupples 的工作和产品相关的费用&#34;，在本案中包括窗户。</p>
<p>由于安全隐患和设计缺陷，大学确定了数百扇窗户需要更换。该公司辩称，他们不需要为这些缺陷窗户支付费用。</p>
<h2><strong>联邦诉讼是斯蒂德儿童医院窗户争议的最新进展</strong></h2>
<p>在这座 14 层儿童医院的四楼和五楼，窗户被列为 2021 年批准的初步 1000 万至 1500 万美元项目的一部分进行更换，开启了漫长的争论。</p>
<p>医院内有近 900 扇窗户。在医院建成的八年间，发现了持续的问题，包括窗户开裂和分层。</p>
<p>爱荷华州董事会后来批准了一项 4500 万美元的项目，以更换三楼至十一楼的病房窗户，以及医院连接桥上的窗户。外部插槽窗户正在增加，以增强现有窗户的安全性和防风雨能力。</p>
<p><strong>更多：</strong> 认识露露·约翰逊（Lulu Johnson），爱荷华州第一位获得博士学位的黑人女性，以及她的 7 英尺高的青铜雕像</p>
<h2><strong>诉讼提供了关于斯蒂德窗户缺陷成本的更多细节</strong></h2>
<p>根据法庭文件，爱荷华大学医疗中心寻求超过 2000 万美元以覆盖全窗更换的费用。</p>
<p>仲裁小组最终在 2025 年 7 月决定给予 49462962 美元的赔偿。最终裁决于 7 月 3 日发给爱荷华大学医疗中心，但当时没有立即提供详细信息。</p>
<p><strong>更多：</strong> 二战老兵比尔·克纳普（Bill Knapp）将在他帮助创建的爱荷华州墓地接受军事荣誉</p>
<p>仲裁记录显示，大学已产生和未来的费用，包括 3960 万美元的总窗户修理费用。在仲裁裁决时，爱荷华大学已经花费超过 1890 万美元用于窗户修理，包括保护窗户膜和夹具安装及临时窗户的费用。</p>
<p>爱荷华大学之前表示，安装膜和夹具是为了防止患者或工作人员在窗户破裂时被玻璃击中。</p>
<p>当仲裁裁决时，仲裁小组估计爱荷华大学医疗中心预计还需额外 3000 万美元的修理费用，法庭文件显示。</p>
<h2><strong>保险公司辩称他们不需要支付 4945 万美元的仲裁费用</strong></h2>
<p>苏黎世于 10 月 10 日在爱荷华州南区美国地方法院提起的 20 页诉讼请求法院确认苏黎世不负责支付 4945 万美元的仲裁费用。</p>
<p>苏黎世的律师提交了超过 800 页的证据。</p>
<p>斯达尔赔偿与责任公司（Starr Indemnity &amp; Liability Company）于 9 月对 Cupples 提起了类似诉讼。</p>
<p>两起诉讼均辩称，仲裁与 Cupples 保险政策下的&#34;事件&#34;造成的&#34;财产损失&#34;无关。每个案件的律师写道，&#34;替换缺陷建筑产品&#34;不构成财产损失。</p>
<p>相反，诉讼辩称，仲裁裁决只是对 Cupples 违约的确认，这在爱荷华大学医疗中心对 Cupples 提起的已被驳回的诉讼中提出。</p>
<p>爱荷华大学儿童医院的窗户更换工作于 2023 年开始。</p>
<p><strong>更多：</strong> 约翰逊县监狱准备进行 300 万美元的翻新，尽管有关于新设施的讨论。需要了解的事项</p>
<p>该项目成本在 2025 年 2 月上涨了 16%，达到 5250 万美元，《新闻公民》之前报道。</p>
<p>所有缺陷窗户预计将在 2026 年底之前更换，发言人之前告诉《新闻公民》。</p>
<p><em>瑞安·汉森（Ryan Hansen）为《新闻公民》报道地方政府和犯罪。他可以通过</em> <em>rhansen@press-citizen.com</em> <em>或在 X 上联系 @ryanhansen01。</em></p>
<p><em>本文最初出现在爱荷华城《新闻公民》：保险公司在爱荷华大学儿童医院窗户争议中发生冲突，涉及 4900 万美元的仲裁费用</em></p>

<p>两家保险公司，美国担保与责任保险公司（苏黎世）和 Starr Indemnity & Liability Company，已对 Cupples International 提起诉讼。它们认为其保单不涵盖 Cupples 因 UI 儿童医院的窗户缺陷而被要求支付给 UI Health Care 的 4900 万美元仲裁裁决。保险公司声称，该仲裁裁决是由于违反合同，而非其保单所涵盖的财产损失。窗户更换项目正在进行中，预计将在 2026 年完成</p>

<p>A pair of insurance companies are locked in a scuffle over payment of a nearly $50 million arbitration ruling University of Iowa Health Care won for faulty windows.</p>
<div class="lb-trans"><p>一对保险公司因爱荷华大学医疗中心因窗户缺陷获得的近 5000 万美元仲裁裁决而陷入争执。</p>
</div><p>Illinois-based insurer American Guarantee and Liability Insurance Company, also known as Zurich, has filed a lawsuit against Cupples International, the Missouri-based company contracted to design the windows at the Stead Family Children's Hospital.</p>
<div class="lb-trans"><p>总部位于伊利诺伊州的保险公司美国保证与责任保险公司（American Guarantee and Liability Insurance Company），也称为苏黎世（Zurich），已对负责设计斯蒂德家庭儿童医院窗户的密苏里州公司 Cupples International 提起诉讼。</p>
</div><p>Lawyers for Zurich argue the company's policies &#34;do not provide coverage for the costs associated with the replacement of Cupples' work and product,&#34; including, in this case, the windows.</p>
<div class="lb-trans"><p>苏黎世的律师辩称，该公司的保单&#34;不涵盖与更换 Cupples 的工作和产品相关的费用&#34;，在本案中包括窗户。</p>
</div><p>Hundreds of windows were identified by the university in need of replacement do to safety concerns and faulty design. The company argues they do not need to pay the university for the faulty windows.</p>
<div class="lb-trans"><p>由于安全隐患和设计缺陷，大学确定了数百扇窗户需要更换。该公司辩称，他们不需要为这些缺陷窗户支付费用。</p>
</div><h2><strong>Federal suit is latest turn in Stead Children's Hospital's window saga</strong></h2>
<div class="lb-trans"><h2><strong>联邦诉讼是斯蒂德儿童医院窗户争议的最新进展</strong></h2>
</div><p>Windows on floors four and five at the 14-story children's hospital were pegged for replacement as part of an initial $10-15 million project approved in 2021, kickstarting a lengthy back-and-forth.</p>
<div class="lb-trans"><p>在这座 14 层儿童医院的四楼和五楼，窗户被列为 2021 年批准的初步 1000 万至 1500 万美元项目的一部分进行更换，开启了漫长的争论。</p>
</div><p>The hospital is home to nearly 900 windows. Ongoing issues were identified in the eight years since the hospital was built, including window cracking and delamination.</p>
<div class="lb-trans"><p>医院内有近 900 扇窗户。在医院建成的八年间，发现了持续的问题，包括窗户开裂和分层。</p>
</div><p>The Iowa Board of Regents later green-lit a $45 million project to replace the patient room windows on floors three through 11, along with windows along the hospital's connector bridge. Exterior slot windows are being added to enhance safety and weatherproofing of existing windows.</p>
<div class="lb-trans"><p>爱荷华州董事会后来批准了一项 4500 万美元的项目，以更换三楼至十一楼的病房窗户，以及医院连接桥上的窗户。外部插槽窗户正在增加，以增强现有窗户的安全性和防风雨能力。</p>
</div><p><strong>More:</strong> Meet Lulu Johnson, the 1st Black woman to earn a Ph.D in Iowa, and her 7-foot bronze statue</p>
<div class="lb-trans"><p><strong>更多：</strong> 认识露露·约翰逊（Lulu Johnson），爱荷华州第一位获得博士学位的黑人女性，以及她的 7 英尺高的青铜雕像</p>
</div><h2><strong>Lawsuits provide further details on cost of faulty Stead windows</strong></h2>
<div class="lb-trans"><h2><strong>诉讼提供了关于斯蒂德窗户缺陷成本的更多细节</strong></h2>
</div><p>According to court documents, University of Iowa Health Care sought more than $20 million to cover the costs of full window replacement.</p>
<div class="lb-trans"><p>根据法庭文件，爱荷华大学医疗中心寻求超过 2000 万美元以覆盖全窗更换的费用。</p>
</div><p>The arbitration panel ultimately decided on a $49,462,962 award in July 2025. The final award was issued to UI Health Care on July 3, but few details were immediately available.</p>
<div class="lb-trans"><p>仲裁小组最终在 2025 年 7 月决定给予 49462962 美元的赔偿。最终裁决于 7 月 3 日发给爱荷华大学医疗中心，但当时没有立即提供详细信息。</p>
</div><p><strong>More:</strong> WW2 veteran Bill Knapp to receive military honors at Iowa cemetery he helped create</p>
<div class="lb-trans"><p><strong>更多：</strong> 二战老兵比尔·克纳普（Bill Knapp）将在他帮助创建的爱荷华州墓地接受军事荣誉</p>
</div><p>Arbitration notes the university's incurred and future costs, including $39.6 million in total window repair costs. The UI had already spent more than $18.9 million on window repairs by the time arbitration was awarded, including money for protective window film and clip installation and temporary windows.</p>
<div class="lb-trans"><p>仲裁记录显示，大学已产生和未来的费用，包括 3960 万美元的总窗户修理费用。在仲裁裁决时，爱荷华大学已经花费超过 1890 万美元用于窗户修理，包括保护窗户膜和夹具安装及临时窗户的费用。</p>
</div><p>The film and clips were installed to prevent patients or staff from being struck by glass if the windows broke, the UI previously said in its Iowa District Court lawsuit.</p>
<div class="lb-trans"><p>爱荷华大学之前表示，安装膜和夹具是为了防止患者或工作人员在窗户破裂时被玻璃击中。</p>
</div><p>When arbitration was decided, the panel estimated that UI Health Care was expecting an additional $30 million in repairs, according to court documents.</p>
<div class="lb-trans"><p>当仲裁裁决时，仲裁小组估计爱荷华大学医疗中心预计还需额外 3000 万美元的修理费用，法庭文件显示。</p>
</div><h2><strong>Insurers argue they don't need to pay $49.5M arbitration</strong></h2>
<div class="lb-trans"><h2><strong>保险公司辩称他们不需要支付 4945 万美元的仲裁费用</strong></h2>
</div><p>Zurich's 20-page lawsuit, filed in the U.S. District Court for the Southern District of Iowa on Oct. 10, requests that the court affirm Zurich's claim that it is not responsible for paying out the $49.5 million arbitration.</p>
<div class="lb-trans"><p>苏黎世于 10 月 10 日在爱荷华州南区美国地方法院提起的 20 页诉讼请求法院确认苏黎世不负责支付 4945 万美元的仲裁费用。</p>
</div><p>Lawyers for Zurich filed more than 800 pages worth of exhibits.</p>
<div class="lb-trans"><p>苏黎世的律师提交了超过 800 页的证据。</p>
</div><p>Starr Indemnity &amp; Liability Company filed a similar lawsuit against Cupples in September.</p>
<div class="lb-trans"><p>斯达尔赔偿与责任公司（Starr Indemnity &amp; Liability Company）于 9 月对 Cupples 提起了类似诉讼。</p>
</div><p>Both lawsuits argue that the arbitration is not connected to &#34;property damage&#34; caused by an &#34;occurrence&#34; covered under Cupples' insurance policy. Lawyers in each case wrote, &#34;[r] eplacement of the defective construction product&#34; does not constitute property damage.</p>
<div class="lb-trans"><p>两起诉讼均辩称，仲裁与 Cupples 保险政策下的&#34;事件&#34;造成的&#34;财产损失&#34;无关。每个案件的律师写道，&#34;替换缺陷建筑产品&#34;不构成财产损失。</p>
</div><p>Instead, the lawsuits argued, the arbitration award was simply an affirmation of Cupples' breach of contract, which was presented in a since-dismissed lawsuit UI Health Care filed against Cupples.</p>
<div class="lb-trans"><p>相反，诉讼辩称，仲裁裁决只是对 Cupples 违约的确认，这在爱荷华大学医疗中心对 Cupples 提起的已被驳回的诉讼中提出。</p>
</div><p>Window replacement at the UI Children's Hospital began in 2023.</p>
<div class="lb-trans"><p>爱荷华大学儿童医院的窗户更换工作于 2023 年开始。</p>
</div><p><strong>More:</strong> Johnson County Jail readies for $3M renovation despite talks of a new facility. What to know</p>
<div class="lb-trans"><p><strong>更多：</strong> 约翰逊县监狱准备进行 300 万美元的翻新，尽管有关于新设施的讨论。需要了解的事项</p>
</div><p>The project cost rose by 16% to $52.5 million in February 2025, the Press-Citizen previously reported.</p>
<div class="lb-trans"><p>该项目成本在 2025 年 2 月上涨了 16%，达到 5250 万美元，《新闻公民》之前报道。</p>
</div><p>All defective windows are expected to be replaced by the end of 2026, a spokesperson previously told the Press-Citizen.</p>
<div class="lb-trans"><p>所有缺陷窗户预计将在 2026 年底之前更换，发言人之前告诉《新闻公民》。</p>
</div><p><em>Ryan Hansen covers local government and crime for the Press-Citizen. He can be reached at</em> <em>rhansen@press-citizen.com</em> <em>or on X @ryanhansen01.</em></p>
<div class="lb-trans"><p><em>瑞安·汉森（Ryan Hansen）为《新闻公民》报道地方政府和犯罪。他可以通过</em> <em>rhansen@press-citizen.com</em> <em>或在 X 上联系 @ryanhansen01。</em></p>
</div><p><em>This article originally appeared on Iowa City Press-Citizen: Insurers clash over $49M in UI Children's Hospital window feud</em></p>
<div class="lb-trans"><p><em>本文最初出现在爱荷华城《新闻公民》：保险公司在爱荷华大学儿童医院窗户争议中发生冲突，涉及 4900 万美元的仲裁费用</em></p>
</div>

$4900 万的窗户纠纷。保险公司因支付 UI 儿童医院有缺陷窗户的费用而发生争执