<p>2025 年 11 月 19 日- 下午 12:12</p>
<p><strong>Oportun 2025 年假日储蓄报告强调自动 Set &amp; Save™账户参与度上升，以及家庭对可能更高的假日开支的准备更为充分</strong></p>
<p>加利福尼亚州圣卡洛斯，2025 年 11 月 19 日（全球新闻通讯社）——Oportun（纳斯达克：OPRT）今天分享了其 2025 年假日储蓄报告的结果，显示美国人正在更积极地为今年的假日季节储蓄。今年迄今为止，消费者已储蓄超过 650 万美元，比 2024 年增长了 30%，似乎在为 2025 年假日开支的增加做好预算。</p>
<p>“无论是由于通货膨胀、旅行还是个人计划，这些数据让我们相信，许多美国人预计今年的假日开支会比去年更多，” Oportun 储蓄负责人 Annie Ma 表示。“好消息是，人们正在证明自己是精明的储蓄者，早早利用自动储蓄产品来帮助缓解假日期间的财务压力。”</p>
<p>Oportun 假日储蓄报告分析了会员在其 Set &amp; Save 产品中标记为 “假日” 的储蓄目标的年度储蓄金额和行为。2025 年报告的主要发现包括：</p>
<ul>
<li>会员在 2025 年 1 月至 9 月期间平均储蓄了 1,051 美元。</li>
<li>会员在夏季加快了追赶储蓄，在第三季度平均为假日目标储蓄了 431 美元，比去年同期增长了 10%。</li>
<li>堪萨斯州、华盛顿州和科罗拉多州是储蓄最多的三个州，每个州的会员假日储蓄平均超过 1,200 美元。华盛顿州在 2024 年也是表现最好的三个州之一。北卡罗来纳州、密歇根州和爱达荷州在 2025 年的储蓄水平最低。</li>
<li>会员在第三季度平均从账户中提取 605 美元，继续保持夏季储蓄的年度模式，然后在 10 月初开始提取资金。这些提取可能表明会员面临其他优先开支，或者他们开始提前购物以锁定预期的折扣。</li>
<li>会员在创建假日储蓄账户后的前 30 天平均储蓄了 148 美元。</li>
</ul>
<p>此外，今年的报告跟踪了全年创建的截止日期驱动的目标或账户的总体数量。发现，在过去两年中，从前一年的年底到下一年的年初，截止日期目标的数量持续增长超过 20%，而新截止日期目标的数量在全年每个后续季度都在放缓。</p>
<p>“消费者在每年年初更有可能承诺进行有意的储蓄目标，” Ma 继续说道。“这份报告和我们会员的整体经历强化了 ‘开局强劲，保持一致’ 的储蓄理念——你的未来自我会感谢你。”</p>
<p><strong>关于 Set &amp; Save</strong></p>
<p>Set &amp; Save 被 Bankrate 评选为 2024 年和 2025 年第一储蓄应用程序，帮助会员自动为无限数量的储蓄目标存钱。通过人工智能（AI），其智能储蓄功能学习会员的收入和消费习惯，以识别并自动将 “安全储蓄” 的资金转入单独的储蓄账户。自 2015 年以来，Oportun 会员通过 Set &amp; Save 总共储蓄了超过 123 亿美元，平均每位会员每年储蓄 1,800 美元。</p>
<p><strong>关于 Oportun</strong></p>
<p>Oportun（纳斯达克：OPRT）是一家以使命为驱动的金融服务公司，旨在使其会员的财务目标触手可及。凭借智能借贷、储蓄和预算能力，Oportun 赋予会员建立更好财务未来的信心。自成立以来，Oportun 已提供超过 213 亿美元的负责任和可负担的信贷，为其会员节省了超过 25 亿美元的利息和费用，并帮助其会员每年平均节省超过 1,800 美元。有关更多信息，请访问 Oportun.com。</p>
<p>联系方式</p>
<p><strong>投资者联系</strong></p>
<p>Dorian Hare</p>
<p>(650) 590-4323</p>
<p>ir@oportun.com</p>
<p><strong>媒体联系</strong></p>
<p>Michael Azzano</p>
<p>Cosmo PR 为 Oportun 服务</p>
<p>(415) 596-1978</p>
<p>michael@cosmo-pr.com</p>
<p>与此公告相关的照片可在以下网址获取</p>
<p>https://www.globenewswire.com/NewsRoom/AttachmentNg/02d22892-0f84-4ef0-a73f-c402c3e8245b</p>
<p>https://www.globenewswire.com/NewsRoom/AttachmentNg/aa60ee86-1321-4111-8c21-0650448d91dd</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RVM09EazJNU00zTWpjeU16STJJekl4TWpReU16UT0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RVM09EazJNU00zTWpjeU16STJJekl4TWpReU16UT0"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/MzZlMDk0MzItMThhOC00YWM0LThiNDYtMDllZmEyMDY2MWY3LTExMzU4MDUtMjAyNS0xMS0xOS1lbg==/tiny/Oportun-Inc-.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/MzZlMDk0MzItMThhOC00YWM0LThiNDYtMDllZmEyMDY2MWY3LTExMzU4MDUtMjAyNS0xMS0xOS1lbg==/tiny/Oportun-Inc-.png"/></p>

OPRT

<p>Oportun 的 2025 年假期储蓄报告显示，假期储蓄增加了 30%，总额达到 650 万美元。报告强调了自动储蓄账户参与度的提高，并预计由于通货膨胀等因素，假期支出将增加。主要发现包括每位会员平均储蓄 1,051 美元，以及堪萨斯州、华盛顿州和科罗拉多州的显著储蓄。自 2015 年以来，使用人工智能的 Set & Save 应用程序在帮助会员储蓄超过 123 亿美元方面发挥了重要作用。Oportun 继续为会员提供财务工具，以实现更好的储蓄和预算管理</p>

<p>11/19/2025 - 12:12 PM</p>
<div class="lb-trans"><p>2025 年 11 月 19 日- 下午 12:12</p>
</div><p><strong>The Oportun 2025 Holiday Savings Report highlights rising participation in automated Set &amp; Save™ accounts and stronger household preparedness for a potentially more expensive holiday season</strong></p>
<div class="lb-trans"><p><strong>Oportun 2025 年假日储蓄报告强调自动 Set &amp; Save™账户参与度上升，以及家庭对可能更高的假日开支的准备更为充分</strong></p>
</div><p>SAN CARLOS, Calif., Nov. 19, 2025 (GLOBE NEWSWIRE) -- Oportun(Nasdaq: OPRT) today shared results from its 2025 Holiday Savings Report showing that Americans are saving more aggressively for this year’s holiday season. Having saved over $6.5 million so far this year, a 30% increase from 2024, consumers appear to be budgeting for a rise in holiday spending in 2025.</p>
<div class="lb-trans"><p>加利福尼亚州圣卡洛斯，2025 年 11 月 19 日（全球新闻通讯社）——Oportun（纳斯达克：OPRT）今天分享了其 2025 年假日储蓄报告的结果，显示美国人正在更积极地为今年的假日季节储蓄。今年迄今为止，消费者已储蓄超过 650 万美元，比 2024 年增长了 30%，似乎在为 2025 年假日开支的增加做好预算。</p>
</div><p>“Whether due to inflation, travel, or personal plans, the data leads us to believe that many Americans expect to spend more this holiday season than last year,” said Annie Ma, Oportun Head of Savings. “The good news is that people are proving to be savvy savers, leaning into automated savings products early to help relieve their financial stress during the holidays.”</p>
<div class="lb-trans"><p>“无论是由于通货膨胀、旅行还是个人计划，这些数据让我们相信，许多美国人预计今年的假日开支会比去年更多，” Oportun 储蓄负责人 Annie Ma 表示。“好消息是，人们正在证明自己是精明的储蓄者，早早利用自动储蓄产品来帮助缓解假日期间的财务压力。”</p>
</div><p>The Oportun Holiday Savings Report analyzes member year-over-year savings amounts and behaviors for those savings goals tagged as “holiday” in its Set &amp; Save product. Key findings from the 2025 report indicate:</p>
<div class="lb-trans"><p>Oportun 假日储蓄报告分析了会员在其 Set &amp; Save 产品中标记为 “假日” 的储蓄目标的年度储蓄金额和行为。2025 年报告的主要发现包括：</p>
</div><ul>
<li>Members saved an average of $1,051 between January 2025 and September 2025.</li>
<li>Members accelerated their catch-up savings over the summer, saving an average of $431 towards holiday goals in the third quarter, an increase of 10% compared to the same period last year.</li>
<li>Kansas, Washington, and Colorado were the top three saver states with an average of over $1,200 in holiday savings by members in each state. Washington was also a top-three-performing state in 2024. North Carolina, Michigan, and Idaho had the lowest levels of savings in 2025.</li>
<li>On average, members withdrew $605 from their accounts over the third quarter, continuing an annual pattern of saving through the summer, then beginning to withdraw funds by the start of October. These withdrawals could indicate that members experienced other priority expenses or that they began shopping early to lock in anticipated discounts.</li>
<li>On average, members saved $148 in the first 30 days after creating a holiday savings account.</li>
</ul>
<div class="lb-trans"><ul>
<li>会员在 2025 年 1 月至 9 月期间平均储蓄了 1,051 美元。</li>
<li>会员在夏季加快了追赶储蓄，在第三季度平均为假日目标储蓄了 431 美元，比去年同期增长了 10%。</li>
<li>堪萨斯州、华盛顿州和科罗拉多州是储蓄最多的三个州，每个州的会员假日储蓄平均超过 1,200 美元。华盛顿州在 2024 年也是表现最好的三个州之一。北卡罗来纳州、密歇根州和爱达荷州在 2025 年的储蓄水平最低。</li>
<li>会员在第三季度平均从账户中提取 605 美元，继续保持夏季储蓄的年度模式，然后在 10 月初开始提取资金。这些提取可能表明会员面临其他优先开支，或者他们开始提前购物以锁定预期的折扣。</li>
<li>会员在创建假日储蓄账户后的前 30 天平均储蓄了 148 美元。</li>
</ul>
</div><p>Additionally, this year’s report tracked the overall number of deadline-driven goals or accounts created throughout the year. It found that, over the last two years, there has been a consistent 20%+ increase in goals with deadlines from the end of the prior year to the beginning of the next, with the number of new deadline goals slowing every subsequent quarter throughout the year.</p>
<div class="lb-trans"><p>此外，今年的报告跟踪了全年创建的截止日期驱动的目标或账户的总体数量。发现，在过去两年中，从前一年的年底到下一年的年初，截止日期目标的数量持续增长超过 20%，而新截止日期目标的数量在全年每个后续季度都在放缓。</p>
</div><p>“Consumers are more likely to commit to intentional savings goals at the start of each year,” continued Ma. “This report and our members’ overall experiences reinforce the mantra of start strong and stay consistent with your savings—your future self will thank you.”</p>
<div class="lb-trans"><p>“消费者在每年年初更有可能承诺进行有意的储蓄目标，” Ma 继续说道。“这份报告和我们会员的整体经历强化了 ‘开局强劲，保持一致’ 的储蓄理念——你的未来自我会感谢你。”</p>
</div><p><strong>About Set &amp; Save</strong></p>
<div class="lb-trans"><p><strong>关于 Set &amp; Save</strong></p>
</div><p>Named the #1 savings app for 2024 and 2025 by Bankrate, Set &amp; Save helps members automatically set aside money for an unlimited number of savings goals. Using artificial intelligence (AI), its smart savings feature learns member income and spending habits to identify and then automatically transfers “safe-to-save” funds into a separate savings account.Oportun members have saved more than $12.3 billion in total using Set &amp; Save since 2015, with an average annual savings of $1,800 per member.</p>
<div class="lb-trans"><p>Set &amp; Save 被 Bankrate 评选为 2024 年和 2025 年第一储蓄应用程序，帮助会员自动为无限数量的储蓄目标存钱。通过人工智能（AI），其智能储蓄功能学习会员的收入和消费习惯，以识别并自动将 “安全储蓄” 的资金转入单独的储蓄账户。自 2015 年以来，Oportun 会员通过 Set &amp; Save 总共储蓄了超过 123 亿美元，平均每位会员每年储蓄 1,800 美元。</p>
</div><p><strong>About Oportun</strong></p>
<div class="lb-trans"><p><strong>关于 Oportun</strong></p>
</div><p>Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members save an average of more than $1,800 annually. For more information, visitOportun.com.</p>
<div class="lb-trans"><p>Oportun（纳斯达克：OPRT）是一家以使命为驱动的金融服务公司，旨在使其会员的财务目标触手可及。凭借智能借贷、储蓄和预算能力，Oportun 赋予会员建立更好财务未来的信心。自成立以来，Oportun 已提供超过 213 亿美元的负责任和可负担的信贷，为其会员节省了超过 25 亿美元的利息和费用，并帮助其会员每年平均节省超过 1,800 美元。有关更多信息，请访问 Oportun.com。</p>
</div><p>Contacts</p>
<div class="lb-trans"><p>联系方式</p>
</div><p><strong>Investor Contact</strong></p>
<div class="lb-trans"><p><strong>投资者联系</strong></p>
</div><p>Dorian Hare</p>
<div class="lb-trans"><p>Dorian Hare</p>
</div><p>(650) 590-4323</p>
<div class="lb-trans"><p>(650) 590-4323</p>
</div><p>ir@oportun.com</p>
<div class="lb-trans"><p>ir@oportun.com</p>
</div><p><strong>Media Contact</strong></p>
<div class="lb-trans"><p><strong>媒体联系</strong></p>
</div><p>Michael Azzano</p>
<div class="lb-trans"><p>Michael Azzano</p>
</div><p>Cosmo PR for Oportun</p>
<div class="lb-trans"><p>Cosmo PR 为 Oportun 服务</p>
</div><p>(415) 596-1978</p>
<div class="lb-trans"><p>(415) 596-1978</p>
</div><p>michael@cosmo-pr.com</p>
<div class="lb-trans"><p>michael@cosmo-pr.com</p>
</div><p>Photos accompanying this announcement are available at</p>
<div class="lb-trans"><p>与此公告相关的照片可在以下网址获取</p>
</div><p>https://www.globenewswire.com/NewsRoom/AttachmentNg/02d22892-0f84-4ef0-a73f-c402c3e8245b</p>
<div class="lb-trans"><p>https://www.globenewswire.com/NewsRoom/AttachmentNg/02d22892-0f84-4ef0-a73f-c402c3e8245b</p>
</div><p>https://www.globenewswire.com/NewsRoom/AttachmentNg/aa60ee86-1321-4111-8c21-0650448d91dd</p>
<div class="lb-trans"><p>https://www.globenewswire.com/NewsRoom/AttachmentNg/aa60ee86-1321-4111-8c21-0650448d91dd</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RVM09EazJNU00zTWpjeU16STJJekl4TWpReU16UT0" alt="" original-src="https://www.globenewswire.com/newsroom/ti?nf=OTU3ODk2MSM3MjcyMzI2IzIxMjQyMzQ="/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/MzZlMDk0MzItMThhOC00YWM0LThiNDYtMDllZmEyMDY2MWY3LTExMzU4MDUtMjAyNS0xMS0xOS1lbg==/tiny/Oportun-Inc-.png" alt="" original-src="https://ml.globenewswire.com/media/MzZlMDk0MzItMThhOC00YWM0LThiNDYtMDllZmEyMDY2MWY3LTExMzU4MDUtMjAyNS0xMS0xOS1lbg==/tiny/Oportun-Inc-.png"/></p>

假日储蓄激增：Oportun 报告 2025 年储蓄达到 650 万美元，比 2024 年增长 30% | OPRT 股票新闻