<p>根据 Mordor Intelligence 的报告，微保险市场在 2025 年的估值为 737.6 亿美元，预计到 2030 年将达到 985.6 亿美元，年均增长率为 5.97%。增长的动力来自于移动支付的使用增加、包容性金融法规的实施以及降低分销障碍的保险科技创新。随着客户寻求更简单的入门体验，数字平台继续超越传统代理商。商业保险公司扩大了可负担的产品，合作代理模式提供了关键的本地覆盖，而亚太地区则引领了增量增长。由于保护缺口仍然很大，对参数化、嵌入式和人工智能支持的微保险解决方案的需求依然强劲。</p>
<p><strong>区域市场展望</strong></p>
<p><strong>北美</strong> 的保险市场正在演变，受到更强的金融包容性倡议和旨在扩大覆盖范围的监管变化的影响。加利福尼亚州推动确保高风险地区居民获得基本保护，突显了对更好野火准备的日益需求。同时，美国健康保险市场的集中为灵活的微保险产品提供了机会，超越了传统的雇主计划。与此同时，加拿大支持的金融科技生态系统和墨西哥在开放数据框架方面的进展正在加速该地区的创新。</p>
<p><strong>亚太地区</strong> 则迅速成为最具活力的保险市场之一。数字钱包的快速崛起正在改变人们获取和管理金融服务的方式，保险科技公司也获得了强劲的市场吸引力。该地区的监管机构也在鼓励更广泛的覆盖和简化的数字政策管理。零工经济的增长推动了对嵌入式、随时随地保护的需求，而印尼等国更快的审批流程使保险公司能够更高效地创新和推出新产品。</p>
<p><strong>微保险市场的主要驱动因素</strong></p>
<p><strong>气候聚焦的参数化覆盖</strong></p>
<p>参数化微保险正在重塑气候风险的处理方式，用自动化、数据驱动的触发机制取代冗长的损失评估，加快赔付速度并增强客户信心。其采用范围正在扩大，尤其是在气候脆弱地区，合作网络通过与天气相关的结算为农民提供保护。全球保险公司也在尝试新的应用，例如覆盖可持续性和碳相关承诺的缺口。随着人工智能改善风险建模并减少不确定性，参数化产品变得更易定价和更易获取，为服务不足的社区的更广泛使用打开了大门。</p>
<p><strong>移动设备访问保险</strong></p>
<p>移动支付正成为首次接触保险的强大入口，将支付、身份识别和保单服务整合到一个设备上。随着在新兴市场的采用增加，保险公司获得了直接且可负担的途径来接触低收入客户。基于应用的上下文产品被证明特别有效，将日常数字活动转化为有意义的保护。在传统保险存在有限的地区，手机优先的交付方式降低了获取成本，使大众市场覆盖对提供者来说更加可持续。</p>
<p><strong>推动增长的关键市场细分</strong></p>
<p><strong>按模型类型</strong></p>
<ul>
<li>合作代理模式</li>
<li>全方位服务模式</li>
</ul>
<p><strong>按产品类型</strong></p>
<ul>
<li>人寿（信用人寿、定期、丧葬）</li>
<li>健康与住院现金</li>
<li>财产与农作物</li>
<li>意外与残疾</li>
<li>家畜与基于指数的农业</li>
</ul>
<p><strong>按分销渠道</strong></p>
<ul>
<li>直接销售（代理/分支）</li>
<li>金融机构与小额金融机构</li>
<li>数字渠道</li>
</ul>
<p><strong>按提供者</strong></p>
<ul>
<li>商业保险公司</li>
<li>合作社与互助保险公司</li>
<li>政府/援助支持的计划</li>
</ul>
<p><strong>按地域</strong></p>
<ul>
<li>北美</li>
<li>南美</li>
<li>欧洲</li>
<li>亚太地区</li>
<li>中东与非洲</li>
</ul>
<p><strong>微保险行业概述</strong></p>
<table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>研究周期</strong></td>
<td>2019-2030</td>
</tr>
<tr>
<td><strong>市场规模预测</strong></td>
<td>985.6 亿美元（2030 年）</td>
</tr>
<tr>
<td><strong>行业扩展</strong></td>
<td>2025-2030 年期间年均增长率为 5.97%</td>
</tr>
<tr>
<td><strong>最大市场</strong></td>
<td>北美继续主导全球市场</td>
</tr>
<tr>
<td><strong>2025-2030 年增长最快的市场</strong></td>
<td>亚太地区预计将见证最快的增长率</td>
</tr>
</tbody>
</table>
<p><strong>微保险公司</strong></p>
<ul>
<li>安联保险公司</li>
<li>安盛保险公司</li>
<li>苏黎世保险集团</li>
<li>美国国际集团（AIG）</li>
<li>霍拉德保险公司</li>
<li>Bajaj Allianz 人寿保险</li>
<li>SBI 人寿保险</li>
<li>ICICI 保诚人寿保险</li>
<li>平安保险</li>
<li>MAPFRE SA</li>
<li>宏利金融</li>
<li>保诚集团</li>
<li>阳光人寿金融</li>
<li>Blue Marble 微保险</li>
<li>BIMA（Milvik）</li>
<li>MicroEnsure（Turaco）</li>
<li>Britam Holdings</li>
<li>Pioneer Life（菲律宾）</li>
<li>巴西东北银行</li>
<li>CLIMBS 人寿与综合保险合作社</li>
</ul>
<p><strong>阅读微保险市场的详细行业洞察：</strong> <strong>https://www.mordorintelligence.com/industry-reports/micro-insurance-market?utm_source=prnewswire</strong></p>
<p><strong>探索 Mordor Intelligence 的相关报告</strong></p>
<p><strong>牙科保险市场：</strong> 牙科保险市场按保险类型细分：首选提供者组织（PPO）计划、健康维护组织（DHMO）计划、牙科赔偿/按服务收费计划、折扣牙科计划；按覆盖范围：预防性覆盖、基本（修复性）覆盖、主要（修复性）覆盖、正畸与美容覆盖；按最终用户：团体（雇主赞助）、个人、家庭；按地区。</p>
<p><strong>https://www.mordorintelligence.com/industry-reports/global-dental-insurance-market?utm_source=prnewswire</strong></p>
<p><strong>旅游保险市场</strong> <strong>:</strong> 旅游保险市场按保险保障类型细分：单次旅行、年度多次旅行、长期/延长住宿、专业政策（航班延误保险、任何原因取消保险（CFAR）、冒险运动保障）；按分销渠道细分：保险中介、保险公司（直接）、银行及保险银行业务、旅行社及旅游运营商、在线聚合平台/比较门户、其他（航空公司及在线旅行社、超级应用及数字钱包）；按最终用户/旅行者类型细分：家庭旅行者、商务旅行者、老年人、学生、其他（远程工作者、背包客、团体旅行者）；按地理区域细分。</p>
<p><strong>嵌入式保险市场</strong> <strong>:</strong> 嵌入式保险市场按保险类别细分：电子产品保护、家具及家电、运动及休闲设备、旅行及票务、汽车及出行、宠物及学费、其他细分领域；按分销渠道细分：在线（API/SDK）、离线（POS、经销商、零售）；按最终用户行业细分：电子商务及市场、出行及汽车制造商、旅行及酒店业、消费电子零售、金融服务及贷款、SaaS/垂直平台；按合作平台类型细分：市场、垂直 SaaS、金融科技/新银行、电信/公用事业门户；按地理区域细分。</p>
<p><strong>关于 Mordor Intelligence：</strong></p>
<p>Mordor Intelligence 是寻求全面和可操作市场情报的企业的可信合作伙伴。我们的全球覆盖、专业团队和量身定制的解决方案使组织和个人能够做出明智的决策，驾驭复杂市场，实现战略目标。</p>
<p>Mordor Intelligence 拥有超过 550 名领域专家和遍布 150 多个国家的现场专家，对全球商业环境有独特的理解。这种专业知识转化为全面的市场分析和研究报告，以及涵盖航空航天与国防、农业、动物营养与健康、自动化、汽车、化学与材料、消费品与服务、电子产品、能源与电力、金融服务、食品与饮料、医疗保健、酒店与旅游、信息与通信技术、投资机会和物流等广泛行业的联合和定制研究产品。</p>
<p><strong>如需媒体咨询或进一步信息，请联系：</strong></p>
<p>[email protected]</p>
<p>https://www.mordorintelligence.com/contact-us</p>
<p>Logo: https://mma.prnewswire.com/media/2746908/Mordor_Intelligence_Logo.jpg</p>
<p>来源：Mordor Intelligence Private Limited</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjA1Jk5ld3NJdGVtSWQ9SU80MDE1OSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMDUwNTQ3UFJfTkVXU19VU1BSX19fX19JTzQwMTU5?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjA1Jk5ld3NJdGVtSWQ9SU80MDE1OSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMDUwNTQ3UFJfTkVXU19VU1BSX19fX19JTzQwMTU5"/></p>

苏黎世保险(ADR)

<p>微保险市场预计将以 5.97% 的年均增长率增长，到 2030 年达到 985.6 亿美元，主要受数字化接入和保险科技创新的推动。北美市场领先，而亚太地区是增长最快的区域。主要增长驱动因素包括移动设备接入、以气候为中心的参数化保障和监管支持。主要参与者包括安联、安盛和苏黎世保险集团</p>

<p>, /PRNewswire/ -- According to Mordor Intelligence, the microinsurance market is valued at USD 73.76 billion in 2025 and is expected to reach USD 98.56 billion by 2030 advancing at a 5.97% CAGR. Growth is being fueled by rising mobile money use, inclusive-finance regulations, and insurtech innovations that reduce distribution hurdles. Digital platforms continue to outpace traditional agents as customers seek simpler onboarding. Commercial insurers expand affordable offerings, partner-agent models provide crucial local reach, and Asia-Pacific leads incremental growth. With protection gaps still wide, demand for parametric, embedded, and AI-supported microinsurance solutions remains strong.</p>
<div class="lb-trans"><p>根据 Mordor Intelligence 的报告，微保险市场在 2025 年的估值为 737.6 亿美元，预计到 2030 年将达到 985.6 亿美元，年均增长率为 5.97%。增长的动力来自于移动支付的使用增加、包容性金融法规的实施以及降低分销障碍的保险科技创新。随着客户寻求更简单的入门体验，数字平台继续超越传统代理商。商业保险公司扩大了可负担的产品，合作代理模式提供了关键的本地覆盖，而亚太地区则引领了增量增长。由于保护缺口仍然很大，对参数化、嵌入式和人工智能支持的微保险解决方案的需求依然强劲。</p>
</div><p><strong>Regional Market Outlook</strong></p>
<div class="lb-trans"><p><strong>区域市场展望</strong></p>
</div><p><strong>North America's</strong> insurance landscape is evolving, shaped by stronger financial-inclusion initiatives and regulatory shifts that aim to broaden access to coverage. California's push to ensure basic protection for residents in high-risk zones underscores the growing need for better wildfire preparedness. At the same time, the concentration of the U.S. health insurance market is opening opportunities for flexible micro-insurance products beyond traditional employer plans. Meanwhile, Canada's supportive fintech ecosystem and Mexico's progress in open-data frameworks are helping accelerate innovation across the region.</p>
<div class="lb-trans"><p><strong>北美</strong> 的保险市场正在演变，受到更强的金融包容性倡议和旨在扩大覆盖范围的监管变化的影响。加利福尼亚州推动确保高风险地区居民获得基本保护，突显了对更好野火准备的日益需求。同时，美国健康保险市场的集中为灵活的微保险产品提供了机会，超越了传统的雇主计划。与此同时，加拿大支持的金融科技生态系统和墨西哥在开放数据框架方面的进展正在加速该地区的创新。</p>
</div><p><strong>Asia-Pacific,</strong> on the other hand, is quickly becoming one of the most dynamic insurance markets. The rapid rise of digital wallets is transforming how people access and manage financial services, and insurtech companies are gaining strong traction. Regulators across the region are also encouraging broader coverage and simplified digital policy management. The growth of the gig economy is driving demand for embedded, on-the-go protection, while faster approval processes in countries like Indonesia are enabling insurers to innovate and roll out new products more efficiently.</p>
<div class="lb-trans"><p><strong>亚太地区</strong> 则迅速成为最具活力的保险市场之一。数字钱包的快速崛起正在改变人们获取和管理金融服务的方式，保险科技公司也获得了强劲的市场吸引力。该地区的监管机构也在鼓励更广泛的覆盖和简化的数字政策管理。零工经济的增长推动了对嵌入式、随时随地保护的需求，而印尼等国更快的审批流程使保险公司能够更高效地创新和推出新产品。</p>
</div><p><strong>Major Drivers of the Microinsurance Market</strong></p>
<div class="lb-trans"><p><strong>微保险市场的主要驱动因素</strong></p>
</div><p><strong>Climate-Focused Parametric Coverage</strong></p>
<div class="lb-trans"><p><strong>气候聚焦的参数化覆盖</strong></p>
</div><p>Parametric microinsurance is reshaping how climate risks are handled, replacing lengthy loss assessments with automated, data-driven triggers that speed up payouts and build customer confidence. Its adoption is widening, especially in climate-vulnerable regions, helped by cooperative networks that extend protection to farmers through weather-linked settlements. Global insurers are also experimenting with new applications, such as covering gaps in sustainability and carbon-related commitments. With AI improving hazard modeling and reducing uncertainty, parametric products are becoming easier to price and more accessible, opening the door for wider use in underserved communities.</p>
<div class="lb-trans"><p>参数化微保险正在重塑气候风险的处理方式，用自动化、数据驱动的触发机制取代冗长的损失评估，加快赔付速度并增强客户信心。其采用范围正在扩大，尤其是在气候脆弱地区，合作网络通过与天气相关的结算为农民提供保护。全球保险公司也在尝试新的应用，例如覆盖可持续性和碳相关承诺的缺口。随着人工智能改善风险建模并减少不确定性，参数化产品变得更易定价和更易获取，为服务不足的社区的更广泛使用打开了大门。</p>
</div><p><strong>Mobile-Enabled Access to Insurance</strong></p>
<div class="lb-trans"><p><strong>移动设备访问保险</strong></p>
</div><p>Mobile money is becoming a powerful gateway to first-time insurance access, bringing payments, identification, and policy servicing together on a single device. As adoption grows across emerging markets, insurers are gaining a direct and affordable route to low-income customers. App-based, contextual products are proving especially effective, turning everyday digital activity into meaningful protection. In regions where traditional insurance presence is limited, handset-first delivery is lowering acquisition costs and making mass-market coverage more sustainable for providers.</p>
<div class="lb-trans"><p>移动支付正成为首次接触保险的强大入口，将支付、身份识别和保单服务整合到一个设备上。随着在新兴市场的采用增加，保险公司获得了直接且可负担的途径来接触低收入客户。基于应用的上下文产品被证明特别有效，将日常数字活动转化为有意义的保护。在传统保险存在有限的地区，手机优先的交付方式降低了获取成本，使大众市场覆盖对提供者来说更加可持续。</p>
</div><p><strong>Key Market Segments Driving Growth</strong></p>
<div class="lb-trans"><p><strong>推动增长的关键市场细分</strong></p>
</div><p><strong>By Model Type</strong></p>
<div class="lb-trans"><p><strong>按模型类型</strong></p>
</div><ul>
<li>Partner-Agent Model</li>
<li>Full-Service Model</li>
</ul>
<div class="lb-trans"><ul>
<li>合作代理模式</li>
<li>全方位服务模式</li>
</ul>
</div><p><strong>By Product Type</strong></p>
<div class="lb-trans"><p><strong>按产品类型</strong></p>
</div><ul>
<li>Life (Credit-Life, Term, Funeral)</li>
<li>Health &amp; Hospital Cash</li>
<li>Property &amp; Crop</li>
<li>Accident &amp; Disability</li>
<li>Livestock &amp; Index-based Agriculture</li>
</ul>
<div class="lb-trans"><ul>
<li>人寿（信用人寿、定期、丧葬）</li>
<li>健康与住院现金</li>
<li>财产与农作物</li>
<li>意外与残疾</li>
<li>家畜与基于指数的农业</li>
</ul>
</div><p><strong>By Distribution Channel</strong></p>
<div class="lb-trans"><p><strong>按分销渠道</strong></p>
</div><ul>
<li>Direct Sales (Agent / Branch)</li>
<li>Financial Institutions &amp; MFIs</li>
<li>Digital</li>
</ul>
<div class="lb-trans"><ul>
<li>直接销售（代理/分支）</li>
<li>金融机构与小额金融机构</li>
<li>数字渠道</li>
</ul>
</div><p><strong>By Provider</strong></p>
<div class="lb-trans"><p><strong>按提供者</strong></p>
</div><ul>
<li>Commercial Insurers</li>
<li>Cooperative &amp; Mutual Insurers</li>
<li>Aid-/Government-supported Schemes</li>
</ul>
<div class="lb-trans"><ul>
<li>商业保险公司</li>
<li>合作社与互助保险公司</li>
<li>政府/援助支持的计划</li>
</ul>
</div><p><strong>By Geography</strong></p>
<div class="lb-trans"><p><strong>按地域</strong></p>
</div><ul>
<li>North America</li>
<li>South America</li>
<li>Europe</li>
<li>Asia Pacific</li>
<li>Middle East &amp; Africa</li>
</ul>
<div class="lb-trans"><ul>
<li>北美</li>
<li>南美</li>
<li>欧洲</li>
<li>亚太地区</li>
<li>中东与非洲</li>
</ul>
</div><p><strong>Overview – Microinsurance Industry</strong></p>
<div class="lb-trans"><p><strong>微保险行业概述</strong></p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Study Period</strong></td>
<td>2019-2030</td>
</tr>
<tr>
<td><strong>Market Size Forecast</strong></td>
<td>USD 98.56 billion (2030)</td>
</tr>
<tr>
<td><strong>Industry Expansion</strong></td>
<td>CAGR of 5.97% during 2025–2030</td>
</tr>
<tr>
<td><strong>Largest Market</strong></td>
<td>North America continues to dominate the global market</td>
</tr>
<tr>
<td><strong>Fastest Growing Market for 2025–2030</strong></td>
<td>Asia-Pacific projected to witness the fastest growth rate</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>研究周期</strong></td>
<td>2019-2030</td>
</tr>
<tr>
<td><strong>市场规模预测</strong></td>
<td>985.6 亿美元（2030 年）</td>
</tr>
<tr>
<td><strong>行业扩展</strong></td>
<td>2025-2030 年期间年均增长率为 5.97%</td>
</tr>
<tr>
<td><strong>最大市场</strong></td>
<td>北美继续主导全球市场</td>
</tr>
<tr>
<td><strong>2025-2030 年增长最快的市场</strong></td>
<td>亚太地区预计将见证最快的增长率</td>
</tr>
</tbody>
</table>
</div><p><strong>Microinsurance Companies</strong></p>
<div class="lb-trans"><p><strong>微保险公司</strong></p>
</div><ul>
<li>Allianz SE</li>
<li>AXA SA</li>
<li>Zurich Insurance Group</li>
<li>American International Group (AIG)</li>
<li>Hollard Insurance Company</li>
<li>Bajaj Allianz Life Insurance</li>
<li>SBI Life Insurance</li>
<li>ICICI Prudential Life Insurance</li>
<li>Ping An Insurance</li>
<li>MAPFRE SA</li>
<li>Manulife Financial</li>
<li>Prudential plc</li>
<li>Sun Life Financial</li>
<li>Blue Marble Microinsurance</li>
<li>BIMA (Milvik)</li>
<li>MicroEnsure (Turaco)</li>
<li>Britam Holdings</li>
<li>Pioneer Life (Philippines)</li>
<li>Banco do Nordeste do Brasil</li>
<li>CLIMBS Life &amp; General Insurance Co-op</li>
</ul>
<div class="lb-trans"><ul>
<li>安联保险公司</li>
<li>安盛保险公司</li>
<li>苏黎世保险集团</li>
<li>美国国际集团（AIG）</li>
<li>霍拉德保险公司</li>
<li>Bajaj Allianz 人寿保险</li>
<li>SBI 人寿保险</li>
<li>ICICI 保诚人寿保险</li>
<li>平安保险</li>
<li>MAPFRE SA</li>
<li>宏利金融</li>
<li>保诚集团</li>
<li>阳光人寿金融</li>
<li>Blue Marble 微保险</li>
<li>BIMA（Milvik）</li>
<li>MicroEnsure（Turaco）</li>
<li>Britam Holdings</li>
<li>Pioneer Life（菲律宾）</li>
<li>巴西东北银行</li>
<li>CLIMBS 人寿与综合保险合作社</li>
</ul>
</div><p><strong>Read the detailed industry insights on the Microinsurance Market:</strong> <strong>https://www.mordorintelligence.com/industry-reports/micro-insurance-market?utm_source=prnewswire</strong></p>
<div class="lb-trans"><p><strong>阅读微保险市场的详细行业洞察：</strong> <strong>https://www.mordorintelligence.com/industry-reports/micro-insurance-market?utm_source=prnewswire</strong></p>
</div><p><strong>Explore related reports from Mordor Intelligence</strong></p>
<div class="lb-trans"><p><strong>探索 Mordor Intelligence 的相关报告</strong></p>
</div><p><strong>Dental Insurance Market:</strong> Dental Insurance Market is Segmented By Insurance Type: Preferred Provider Organization (PPO) Plans, Health Maintenance Organization (DHMO) Plans, Dental Indemnity / Fee-for-Service Plans, Discount Dental Plans; By Coverage: Preventive Coverage, Basic (Restorative) Coverage, Major (Prosthodontic) Coverage, Orthodontic &amp; Cosmetic Coverage; By End-User: Group (Employer-Sponsored), Individual, Family; By Region.</p>
<div class="lb-trans"><p><strong>牙科保险市场：</strong> 牙科保险市场按保险类型细分：首选提供者组织（PPO）计划、健康维护组织（DHMO）计划、牙科赔偿/按服务收费计划、折扣牙科计划；按覆盖范围：预防性覆盖、基本（修复性）覆盖、主要（修复性）覆盖、正畸与美容覆盖；按最终用户：团体（雇主赞助）、个人、家庭；按地区。</p>
</div><p><strong>https://www.mordorintelligence.com/industry-reports/global-dental-insurance-market?utm_source=prnewswire</strong></p>
<div class="lb-trans"><p><strong>https://www.mordorintelligence.com/industry-reports/global-dental-insurance-market?utm_source=prnewswire</strong></p>
</div><p><strong>Travel Insurance Market</strong> <strong>:</strong> Travel Insurance Market is Segmented By Insurance Cover Type: Single Trip, Annual Multi-Trip, Long-Stay / Extended-Stay, Specialized Policies (Flight-Delay Insurance, Cancel-for-Any-Reason (CFAR), Adventure-Sports Coverage); By Distribution Channel: Insurance Intermediaries, Insurance Companies (Direct), Banks &amp; Bancassurance, Travel Agents &amp; Tour Operators, Online Aggregators / Comparison Portals, Others (Airlines &amp; Online Travel Agencies, Super-Apps &amp; Digital Wallets); By End-User / Traveller Type: Family Travellers, Business Travellers, Senior Citizens, Students, Others (Remote Workers, Backpackers, Group Travellers); By Geography.</p>
<div class="lb-trans"><p><strong>旅游保险市场</strong> <strong>:</strong> 旅游保险市场按保险保障类型细分：单次旅行、年度多次旅行、长期/延长住宿、专业政策（航班延误保险、任何原因取消保险（CFAR）、冒险运动保障）；按分销渠道细分：保险中介、保险公司（直接）、银行及保险银行业务、旅行社及旅游运营商、在线聚合平台/比较门户、其他（航空公司及在线旅行社、超级应用及数字钱包）；按最终用户/旅行者类型细分：家庭旅行者、商务旅行者、老年人、学生、其他（远程工作者、背包客、团体旅行者）；按地理区域细分。</p>
</div><p><strong>Embedded Insurance Market</strong> <strong>:</strong> Embedded Insurance Market is Segmented By Insurance Line: Electronics Protection, Furniture &amp; Home Appliances, Sports &amp; Leisure Equipment, Travel &amp; Ticketing, Auto &amp; Mobility, Pet &amp; Tuition, Other Niche Lines; By Distribution Channel: Online (API / SDK), Offline (POS, Dealerships, Retail); By End-user Industry: E-commerce &amp; Marketplaces, Mobility &amp; Automotive OEMs, Travel &amp; Hospitality, Consumer Electronics Retail, Financial Services &amp; Lending, SaaS / Vertical Platforms; By Partner-Platform Type: Marketplaces, Vertical SaaS, Fintech / Neobank, Telecom / Utilities Portals; By Geography.</p>
<div class="lb-trans"><p><strong>嵌入式保险市场</strong> <strong>:</strong> 嵌入式保险市场按保险类别细分：电子产品保护、家具及家电、运动及休闲设备、旅行及票务、汽车及出行、宠物及学费、其他细分领域；按分销渠道细分：在线（API/SDK）、离线（POS、经销商、零售）；按最终用户行业细分：电子商务及市场、出行及汽车制造商、旅行及酒店业、消费电子零售、金融服务及贷款、SaaS/垂直平台；按合作平台类型细分：市场、垂直 SaaS、金融科技/新银行、电信/公用事业门户；按地理区域细分。</p>
</div><p><strong>About Mordor Intelligence:</strong></p>
<div class="lb-trans"><p><strong>关于 Mordor Intelligence：</strong></p>
</div><p>Mordor Intelligence is a trusted partner for businesses seeking comprehensive and actionable market intelligence. Our global reach, expert team, and tailored solutions empower organizations and individuals to make informed decisions, navigate complex markets, and achieve their strategic goals.</p>
<div class="lb-trans"><p>Mordor Intelligence 是寻求全面和可操作市场情报的企业的可信合作伙伴。我们的全球覆盖、专业团队和量身定制的解决方案使组织和个人能够做出明智的决策，驾驭复杂市场，实现战略目标。</p>
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</div><p>SOURCE Mordor Intelligence Private Limited</p>
<div class="lb-trans"><p>来源：Mordor Intelligence Private Limited</p>
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05:47 ET
			
			
				Microinsurance Market Growing at 6% CAGR to 2030 as North America Leads and Digital Access Expands, Says a 2025 Mordor Intelligence Report

根据 2025 年 Mordor Intelligence 的报告，到 2030 年，微型保险市场将以 6% 的年复合增长率增长，北美处于领先地位，且数字化访问正在扩展