<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2023/11/nab-bank.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1000" height="667" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2023/11/nab-bank.jpeg"/></p>
<p>澳大利亚国民银行（NAB）据报道已停止开发其基于以太坊的稳定币 AUDN。</p>
<p>这一决定是在该银行首次宣布进军稳定币领域仅一年后做出的。</p>
<p>AUDN 的开发团队随后离开 NAB，追求一个名为 Ubiquity 的新项目，该项目得到了包括 Animoca Brands、Merit Circle 和 Concave 在内的投资者联盟的支持。</p>
<h2>NAB 退出 AUDN</h2>
<p>停止 AUDN 的开发标志着 NAB 的重大转变。根据《澳大利亚金融评论》的报道，该银行悄然终止了该项目，并允许开发团队独立追求新的机会。</p>
<p>现在正在开发 Ubiquity 的团队旨在创建一个由澳大利亚元支持的新稳定币。</p>
<p>这一新举措还将与另一家主要的澳大利亚金融机构 ANZ 银行合作，后者正在开发自己的稳定币 A$DC。</p>
<p>在 2023 年 1 月，NAB 对 AUDN 有雄心勃勃的计划，打算使用澳大利亚元在区块链上实现实时交易。</p>
<p>预计该稳定币将促进多种应用，包括碳信用交易、海外汇款和回购协议。</p>
<p>然而，尽管有这些初步计划，NAB 已决定将重点转向 AUDN 以外的领域。</p>
<h2>Ubiquity 的崛起</h2>
<p>前 NAB 团队现在以 CloudTech 的名义工作，致力于推出 Ubiquity，这是一种承诺完全由存放在主要银行的澳大利亚元支持的稳定币。</p>
<p>这一举措反映了金融科技行业的更广泛趋势，即初创公司往往比大型成熟组织更具创新和快速适应的能力。</p>
<p>前 NAB 财富产品负责人 Robert Waugh 和前市场执行总经理 Drew Bradford 正在 Ubiquity 的领导下推进。他们相信，在传统银行框架之外运营将提供更大的灵活性和增长机会。</p>
<p>Waugh 表示，初创环境提供了更快和更具成本效益的创新路径。</p>
<h2>政府监管与市场潜力</h2>
<p>建立 Ubiquity 的举措正值澳大利亚政府考虑将稳定币纳入其更广泛的加密货币立法框架之际。</p>
<p>这一监管环境可能会对该国稳定币的发展和采用产生重大影响。</p>
<p>Waugh 对澳大利亚稳定币的未来持乐观态度，指出机构投资者的潜在应用案例以及现实资产的代币化。</p>
<p>代币化涉及创建物理资产的数字表示，这些资产可以在区块链平台上进行交易。</p>
<p>这一过程可能会通过提高运营效率和降低成本来彻底改变各个行业。</p>
<h2>行业反应与未来展望</h2>
<p>停止 AUDN 开发的决定以及随后的 Ubiquity 推出引起了金融和加密货币领域各方利益相关者的关注。</p>
<p>澳大利亚储备银行也承认资产代币化的潜在好处。</p>
<h2>挑战与机遇</h2>
<p>尽管乐观，但在澳大利亚广泛采用稳定币的道路上并非没有挑战。监管环境仍在不断演变，人们对数字货币的稳定性和安全性存在担忧。</p>
<p>此外，Ubiquity、A$DC 和 Novatti 的 AUDD 等不同稳定币项目之间的竞争将非常激烈，因为每个项目都在努力确立自己作为澳大利亚交易的首选数字货币。</p>
<p>然而，稳定币的潜在好处，包括降低交易成本、提高效率和增强安全性，使其对消费者和企业都具有吸引力。</p>
<p>随着技术的成熟和监管框架的明确，稳定币可能在澳大利亚及其他地区的数字金融未来中发挥关键作用。</p>
<p>NAB 的 AUDN 项目的终止和 Ubiquity 的出现突显了加密货币领域的动态特性。虽然像 NAB 这样的大型金融机构在开发新的数字货币时面临挑战，但灵活的初创公司如 Ubiquity 正在填补这一空白。</p>
<p>在重要投资者的支持和与其他主要银行的合作下，Ubiquity 在满足日益增长的稳定币需求方面处于良好位置。</p>
<p>随着澳大利亚继续应对加密货币监管的复杂性，Ubiquity 及类似项目的成功将受到金融界的密切关注。</p>
<p>澳大利亚国民银行停止开发基于 ETH 的稳定币 AUDN 的文章最初发布在 Invezz 上。</p>

澳大利亚国民银行(ADR)

<p>澳大利亚国民银行（NAB）在宣布其以以太坊为基础的稳定币 AUDN 项目一年后，已停止该项目的开发。开发团队已离开，转而参与 Ubiquity 的工作，这是一种由澳大利亚元支持的新稳定币，得到了 Animoca Brands 等投资者的支持。NAB 的决定标志着其关注点的转变，而 Ubiquity 则旨在在传统银行之外进行创新。澳大利亚政府正在考虑稳定币的监管，这将影响未来的采用情况。这一举动突显了澳大利亚加密货币领域的动态特性</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2023/11/nab-bank.jpeg" alt="" original-src="https://invezz.com/wp-content/uploads/2023/11/nab-bank.jpeg"/></p>
<p>The National Australia Bank (NAB) has reportedly ceased development of its Ethereum-based stablecoin, AUDN.</p>
<div class="lb-trans"><p>澳大利亚国民银行（NAB）据报道已停止开发其基于以太坊的稳定币 AUDN。</p>
</div><p>This decision comes just a year after the bank first announced its plans to venture into the stablecoin space.</p>
<div class="lb-trans"><p>这一决定是在该银行首次宣布进军稳定币领域仅一年后做出的。</p>
</div><p>The development team behind AUDN has since left NAB to pursue a new project called Ubiquity, supported by a consortium of investors including Animoca Brands, Merit Circle, and Concave.</p>
<div class="lb-trans"><p>AUDN 的开发团队随后离开 NAB，追求一个名为 Ubiquity 的新项目，该项目得到了包括 Animoca Brands、Merit Circle 和 Concave 在内的投资者联盟的支持。</p>
</div><h2>NAB’s retreat from AUDN</h2>
<div class="lb-trans"><h2>NAB 退出 AUDN</h2>
</div><p>The cessation of AUDN development signals a significant pivot for NAB. According to the Australian Financial Review, the bank quietly discontinued the project and allowed the development team to pursue new opportunities independently.</p>
<div class="lb-trans"><p>停止 AUDN 的开发标志着 NAB 的重大转变。根据《澳大利亚金融评论》的报道，该银行悄然终止了该项目，并允许开发团队独立追求新的机会。</p>
</div><p>The team, now working on Ubiquity, aims to create a new stablecoin backed by the Australian dollar.</p>
<div class="lb-trans"><p>现在正在开发 Ubiquity 的团队旨在创建一个由澳大利亚元支持的新稳定币。</p>
</div><p>This new initiative will also see collaboration with another major Australian financial institution, ANZ Bank, which is developing its own stablecoin, A$DC.</p>
<div class="lb-trans"><p>这一新举措还将与另一家主要的澳大利亚金融机构 ANZ 银行合作，后者正在开发自己的稳定币 A$DC。</p>
</div><p>In January 2023, NAB had ambitious plans for AUDN, intending to enable real-time transactions on the blockchain using Australian dollars.</p>
<div class="lb-trans"><p>在 2023 年 1 月，NAB 对 AUDN 有雄心勃勃的计划，打算使用澳大利亚元在区块链上实现实时交易。</p>
</div><p>The stablecoin was expected to facilitate a variety of applications, including carbon credit trading, overseas money transfers, and repurchase agreements.</p>
<div class="lb-trans"><p>预计该稳定币将促进多种应用，包括碳信用交易、海外汇款和回购协议。</p>
</div><p>However, despite these initial plans, NAB has decided to shift its focus away from AUDN.</p>
<div class="lb-trans"><p>然而，尽管有这些初步计划，NAB 已决定将重点转向 AUDN 以外的领域。</p>
</div><h2>The rise of Ubiquity</h2>
<div class="lb-trans"><h2>Ubiquity 的崛起</h2>
</div><p>The former NAB team, now under the banner of CloudTech, is working on launching Ubiquity, a stablecoin that promises to be fully backed by Australian dollars deposited in a major bank.</p>
<div class="lb-trans"><p>前 NAB 团队现在以 CloudTech 的名义工作，致力于推出 Ubiquity，这是一种承诺完全由存放在主要银行的澳大利亚元支持的稳定币。</p>
</div><p>This initiative reflects a broader trend in the financial technology sector, where startups are often better positioned to innovate and adapt quickly compared to larger, established organizations.</p>
<div class="lb-trans"><p>这一举措反映了金融科技行业的更广泛趋势，即初创公司往往比大型成熟组织更具创新和快速适应的能力。</p>
</div><p>Robert Waugh, former head of wealth products at NAB, and Drew Bradford, NAB’s former executive general manager for markets, are leading the charge at Ubiquity. They believe that operating outside the traditional banking framework will provide greater agility and opportunity for growth.</p>
<div class="lb-trans"><p>前 NAB 财富产品负责人 Robert Waugh 和前市场执行总经理 Drew Bradford 正在 Ubiquity 的领导下推进。他们相信，在传统银行框架之外运营将提供更大的灵活性和增长机会。</p>
</div><p>According to Waugh, the startup environment offers a faster and more cost-effective path to innovation.</p>
<div class="lb-trans"><p>Waugh 表示，初创环境提供了更快和更具成本效益的创新路径。</p>
</div><h2>Government regulation and market potential</h2>
<div class="lb-trans"><h2>政府监管与市场潜力</h2>
</div><p>The move to establish Ubiquity comes at a time when the Australian government is considering the regulation of stablecoins as part of its broader cryptocurrency legislative framework.</p>
<div class="lb-trans"><p>建立 Ubiquity 的举措正值澳大利亚政府考虑将稳定币纳入其更广泛的加密货币立法框架之际。</p>
</div><p>This regulatory environment could significantly impact the development and adoption of stablecoins in the country.</p>
<div class="lb-trans"><p>这一监管环境可能会对该国稳定币的发展和采用产生重大影响。</p>
</div><p>Waugh is optimistic about the future of stablecoins in Australia, citing potential use cases for institutional investors and the tokenization of real-world assets.</p>
<div class="lb-trans"><p>Waugh 对澳大利亚稳定币的未来持乐观态度，指出机构投资者的潜在应用案例以及现实资产的代币化。</p>
</div><p>Tokenization involves creating digital representations of physical assets, which can then be traded on blockchain platforms.</p>
<div class="lb-trans"><p>代币化涉及创建物理资产的数字表示，这些资产可以在区块链平台上进行交易。</p>
</div><p>This process could revolutionize various sectors by enhancing operational efficiency and reducing costs.</p>
<div class="lb-trans"><p>这一过程可能会通过提高运营效率和降低成本来彻底改变各个行业。</p>
</div><h2>Industry response and future outlook</h2>
<div class="lb-trans"><h2>行业反应与未来展望</h2>
</div><p>The decision to halt AUDN development and the subsequent launch of Ubiquity has garnered interest from various stakeholders in the financial and cryptocurrency sectors.</p>
<div class="lb-trans"><p>停止 AUDN 开发的决定以及随后的 Ubiquity 推出引起了金融和加密货币领域各方利益相关者的关注。</p>
</div><p>The Reserve Bank of Australia has also acknowledged the potential benefits of asset tokenization.</p>
<div class="lb-trans"><p>澳大利亚储备银行也承认资产代币化的潜在好处。</p>
</div><h2>Challenges and opportunities</h2>
<div class="lb-trans"><h2>挑战与机遇</h2>
</div><p>Despite the optimism, the path to widespread adoption of stablecoins in Australia is not without challenges. The regulatory landscape is still evolving, and there are concerns about the stability and security of digital currencies.</p>
<div class="lb-trans"><p>尽管乐观，但在澳大利亚广泛采用稳定币的道路上并非没有挑战。监管环境仍在不断演变，人们对数字货币的稳定性和安全性存在担忧。</p>
</div><p>Moreover, the competition among different stablecoin initiatives, such as Ubiquity, A$DC, and Novatti’s AUDD, will be intense as each strives to establish itself as the preferred digital currency for Australian transactions.</p>
<div class="lb-trans"><p>此外，Ubiquity、A$DC 和 Novatti 的 AUDD 等不同稳定币项目之间的竞争将非常激烈，因为每个项目都在努力确立自己作为澳大利亚交易的首选数字货币。</p>
</div><p>However, the potential benefits of stablecoins, including reduced transaction costs, increased efficiency, and enhanced security, make them an attractive proposition for both consumers and businesses.</p>
<div class="lb-trans"><p>然而，稳定币的潜在好处，包括降低交易成本、提高效率和增强安全性，使其对消费者和企业都具有吸引力。</p>
</div><p>As the technology matures and regulatory frameworks become clearer, stablecoins could play a pivotal role in the future of digital finance in Australia and beyond.</p>
<div class="lb-trans"><p>随着技术的成熟和监管框架的明确，稳定币可能在澳大利亚及其他地区的数字金融未来中发挥关键作用。</p>
</div><p>The discontinuation of NAB’s AUDN project and the emergence of Ubiquity underscore the dynamic nature of the cryptocurrency landscape. While large financial institutions like NAB face challenges in developing new digital currencies, nimble startups like Ubiquity are stepping in to fill the gap.</p>
<div class="lb-trans"><p>NAB 的 AUDN 项目的终止和 Ubiquity 的出现突显了加密货币领域的动态特性。虽然像 NAB 这样的大型金融机构在开发新的数字货币时面临挑战，但灵活的初创公司如 Ubiquity 正在填补这一空白。</p>
</div><p>With the backing of significant investors and collaboration with other major banks, Ubiquity is well-positioned to capitalize on the growing demand for stablecoins.</p>
<div class="lb-trans"><p>在重要投资者的支持和与其他主要银行的合作下，Ubiquity 在满足日益增长的稳定币需求方面处于良好位置。</p>
</div><p>As Australia continues to navigate the complexities of cryptocurrency regulation, the success of Ubiquity and similar initiatives will be closely watched by the financial community.</p>
<div class="lb-trans"><p>随着澳大利亚继续应对加密货币监管的复杂性，Ubiquity 及类似项目的成功将受到金融界的密切关注。</p>
</div><p>The post National Australia Bank halts development of ETH-based stablecoin AUDN appeared first on Invezz</p>
<div class="lb-trans"><p>澳大利亚国民银行停止开发基于 ETH 的稳定币 AUDN 的文章最初发布在 Invezz 上。</p>
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澳大利亚国民银行暂停开发基于以太坊的稳定币 AUDN