<p>香港保险业监管局已指示保险公司迅速行动，通过直接联系投保人来帮助他们索赔，涉及约 12,000 份保险单，受害者是大埔火灾的受害者，CEO 张万青表示。\n 张在周一更新了受 11 月 26 日王福苑发生的 43 小时大火影响的保险单数据，称 35 家人寿保险公司——包括友邦保险和宏利——已确认有 10,000 份由该小区居民持有的人寿、医疗和年金保险单。\n 另外 35 家财产保险公司已发行 1,800 份涵盖财产、个人意外和家庭佣工的保险单。\n 这一数字较上周五的初步估计有所增加，当时监管局表示约有 30 家保险公司向王福苑居民发行了 7,600 份人寿保险单和 1,100 份财产保险单。\n\n 张表示，识别工作已完成，预计总数不会进一步增加。\n“现在我们已开始下一阶段的工作，要求所有保险公司的员工和代理人直接联系投保人进行索赔，并在需要时提供即时支付，” 张在香港亚洲保险论坛的间隙表示。“这将为受害者提供即时帮助，这就是香港保险行业所扮演的重要角色。”\n 张表示，这些发现是基于保险公司对投保人地址的记录。一些保险公司告诉《邮报》，他们发现有人申请将地址更改为受影响的小区，涉嫌试图获取赔偿。\n“如果有任何欺诈者试图通过将地址更改为受影响的物业来欺骗保险公司，他们会失败，因为保险公司有清晰的数据和地址更改的时间线。我们会轻易识别出那些在火灾后更改地址的人，” 张说。\n 他补充说，保险公司将在赔偿过程中核实投保人的身份。“我们将确保流程简单快捷，同时确保利益给予正确的人，” 张说。\n 这场火灾是七十年来香港最严重的火灾，造成至少 159 人遇难，79 人受伤，约 4,000 名居民无家可归。\n 根据业内人士的说法，香港保险行业预计将面临超过 26 亿港元的创纪录索赔，涉及与这场严重损坏小区内八栋建筑中七栋的火灾相关的财产、医疗和人寿保险赔偿。\n 国有的中国太平保险（香港）是王福苑的保险公司，提供 20 亿港元（2.57 亿美元）的财产和火灾相关损失的保险，以及每起死亡或财产损失事件的公共责任保险 2000 万港元。\n“在保险局的资本要求下，中国太平的资本充足，” 张说。“保险公司能够应对赔偿。”\n 他补充说，因该事件而导致保费上涨的担忧是多余的，因为全球再保险公司将分担损失，并不会因单一事件而受到影响。\n</p>

中国太平

<p>香港保险公司正在动员起来，协助大埔火灾的受害者申请 12,000 份保险的赔偿。保险业监管局已指示保险公司直接联系保单持有人。此次火灾影响了 10,000 份人寿、医疗和年金保险，以及 1,800 份一般保险。保险公司正在核实身份以防止欺诈。火灾造成了 26 亿港元的索赔，其中中国太平保险承担了 20 亿港元的财产和火灾相关损失</p>

<p>The Hong Kong Insurance Authority has directed insurers to move quickly to assist victims of the Tai Po fire by directly contacting policyholders to help them claim compensation for about 12,000 insurance policies, according to CEO Clement Cheung Wan-ching.\nCheung on Monday updated the figures on insurance policies affected by the 43-hour blaze that started on November 26 at Wang Fuk Court, saying 35 life insurance companies – including AIA and Manulife – had identified 10,000 life, medical and annuity policies owned by residents of the estate.\nAnother 35 general insurance companies had issued 1,800 policies covering property, personal accidents and domestic helpers.\nThe tally has increased from initial estimates last Friday, when the authority said about 30 insurers had issued 7,600 life policies and 1,100 general insurance policies to Wang Fuk Court residents.\n\nCheung said the identification work was complete, and the total number should not increase further.\n“Now we have started the next stage of work by asking all insurance companies’ staff and agents to directly contact policyholders to make claims and provide immediate payments if needed,” Cheung said on the sidelines of the Asian Insurance Forum in Hong Kong. “This will provide immediate help to the victims, and that is the important role played by the insurance sector of Hong Kong.”\nCheung said the findings were based on insurers’ records of policyholders’ addresses. Some insurers told the Post that they discovered cases of people applying to change their addresses to the affected estate, allegedly in an attempt to secure payouts.\n“If any fraudsters try to cheat insurers by changing their addresses to the affected property, they would fail because insurers have clear data and a timeline of when addresses were changed. We would easily identify those who changed after the fire,” Cheung said.\nHe added that insurers would verify the identity of the policyholders during the compensation process. “We will make sure the process is simple and speedy, but at the same time ensure benefits are given to the right people,” Cheung said.\nThe fire – the city’s worst fire in seven decades – killed at least 159 people, injured 79 and left an estimated 4,000 residents homeless.\nHong Kong’s insurance sector was expected to face record claims of more than HK$2.6 billion in property, medical and life insurance compensation related to the blaze that seriously damaged seven of the eight buildings in the estate, according to industry insiders.\nState-owned China Taiping Insurance (HK) was the insurer for Wang Fuk Court, with coverage of HK$2 billion (US$257 million) for property and fire-related damage, and public liability of HK$20 million per incident of death or property loss.\n“China Taiping is well capitalised under the Insurance Authority’s capital requirements,” Cheung said. “The insurer would be able to cope with the compensation.”\nHe added there was no need to worry about premiums rising as a result of the incident, since global reinsurers would share the loss and would not be affected by a single incident.\n</p>
<div class="lb-trans"><p>香港保险业监管局已指示保险公司迅速行动，通过直接联系投保人来帮助他们索赔，涉及约 12,000 份保险单，受害者是大埔火灾的受害者，CEO 张万青表示。\n 张在周一更新了受 11 月 26 日王福苑发生的 43 小时大火影响的保险单数据，称 35 家人寿保险公司——包括友邦保险和宏利——已确认有 10,000 份由该小区居民持有的人寿、医疗和年金保险单。\n 另外 35 家财产保险公司已发行 1,800 份涵盖财产、个人意外和家庭佣工的保险单。\n 这一数字较上周五的初步估计有所增加，当时监管局表示约有 30 家保险公司向王福苑居民发行了 7,600 份人寿保险单和 1,100 份财产保险单。\n\n 张表示，识别工作已完成，预计总数不会进一步增加。\n“现在我们已开始下一阶段的工作，要求所有保险公司的员工和代理人直接联系投保人进行索赔，并在需要时提供即时支付，” 张在香港亚洲保险论坛的间隙表示。“这将为受害者提供即时帮助，这就是香港保险行业所扮演的重要角色。”\n 张表示，这些发现是基于保险公司对投保人地址的记录。一些保险公司告诉《邮报》，他们发现有人申请将地址更改为受影响的小区，涉嫌试图获取赔偿。\n“如果有任何欺诈者试图通过将地址更改为受影响的物业来欺骗保险公司，他们会失败，因为保险公司有清晰的数据和地址更改的时间线。我们会轻易识别出那些在火灾后更改地址的人，” 张说。\n 他补充说，保险公司将在赔偿过程中核实投保人的身份。“我们将确保流程简单快捷，同时确保利益给予正确的人，” 张说。\n 这场火灾是七十年来香港最严重的火灾，造成至少 159 人遇难，79 人受伤，约 4,000 名居民无家可归。\n 根据业内人士的说法，香港保险行业预计将面临超过 26 亿港元的创纪录索赔，涉及与这场严重损坏小区内八栋建筑中七栋的火灾相关的财产、医疗和人寿保险赔偿。\n 国有的中国太平保险（香港）是王福苑的保险公司，提供 20 亿港元（2.57 亿美元）的财产和火灾相关损失的保险，以及每起死亡或财产损失事件的公共责任保险 2000 万港元。\n“在保险局的资本要求下，中国太平的资本充足，” 张说。“保险公司能够应对赔偿。”\n 他补充说，因该事件而导致保费上涨的担忧是多余的，因为全球再保险公司将分担损失，并不会因单一事件而受到影响。\n</p>
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香港的保险公司正在动员力量，协助火灾受害者就 12,000 份保单进行索赔