<ul>
<li><em>股东可以在 www.OTCmarkets.com 和其他公共平台上访问价格报价和交易量数据</em></li>
<li><em>过渡为提高运营卓越性、加速增长和增强资本状况铺平了道路</em></li>
<li><em>管理层和董事会仍然专注于转型 Carver，以使其具备成功的条件，并继续追求推动长期可持续盈利的战略</em></li>
</ul>
<p>, /PRNewswire/ -- Carver Bancorp, Inc.（“公司”）（OTCQB: CARV），Carver Federal Savings Bank 的控股公司，提醒股东，截至今天，公司普通股在 OTC Markets 上以 “CARV” 代码交易。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2840189/Carver_Bancorp_Logo.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2840189/Carver_Bancorp_Logo.jpg"/></p>
<p>股东将继续能够购买和出售 Carver 股票，并在 www.OTCmarkets.com 和其他公共平台上访问信息，包括股票价格报价和交易量。</p>
<p>公司总裁兼首席执行官 Donald Felix 表示：“我们在 OTC Markets 上交易的过渡是我们更广泛战略中的关键一步，旨在将 Carver 转型为现代城市社区银行，并为长期可持续盈利奠定基础。随着我们加入目前在 OTC Markets 上交易的 300 多家同业银行，我们将拥有更大的灵活性，以更有效地在动态和要求苛刻的市场中竞争，并提升我们的运营卓越性和资本状况。我们期待继续加速增长，并专注于为所有股东提供长期价值，同时赋能普通纽约人实现更大的财务福祉。”</p>
<p>这一举措建立在公司采取的其他措施之上，以直面所面临的挑战，包括：</p>
<ul>
<li>任命前货币监理署（OCC）助理副监理官 Jason Sisack 为高级执行官，为团队带来重要的监管专业知识。</li>
<li>公开承诺在未来三年内更换 75% 的董事会成员（“董事会”），这不仅将为董事会带来新视角，还将使能够增加与公司不断变化需求相匹配的技能组合的个人。</li>
<li>董事会决定将其董事薪酬中以现金形式获得的部分减少 50%，这将通过公司预计从证券交易委员会和纳斯达克证券市场退市中实现的成本节约来增加。</li>
</ul>
<p><strong>对定期财务披露的承诺</strong></p>
<p>如之前所宣布，Carver 认为与股东的透明度至关重要。为此，公司计划按以下方式披露财务信息：</p>
<ul>
<li>将在 <em>www.carverbank.com</em> 上提供包含经审计合并财务报表的年度报告。</li>
<li>将在 <em>www.carverbank.com</em> 上提供季度中期财务信息。</li>
<li>Carver Federal Savings Bank 将继续向联邦金融机构检查委员会（FFIEC）提交季度报告，这些报告可在 <em>https://cdr.ffiec.gov/public/ManageFacsimiles.aspx</em> 上获取。</li>
</ul>
<p><strong>关于 Carver Bancorp, Inc.</strong></p>
<p>Carver Bancorp, Inc.（OTCQB: CARV）是 Carver Federal Savings Bank 的控股公司，后者是一家联邦特许的股票储蓄银行。Carver 总部位于纽约哈莱姆，成立于 1948 年，旨在为历史上服务不足的社区提供服务，这些社区的居民、企业和机构在主流金融服务方面的获取有限。美国财政部已将 Carver 认定为社区发展金融机构（“CDFI”），因为其社区导向的银行服务和对当地社区经济可行性和复兴的承诺。Carver 是美国最大的非洲裔和加勒比裔美国人管理的银行之一。Carver 的在线银行业务包括覆盖从马萨诸塞州到弗吉尼亚州和华盛顿特区的九个州的消费者支票和储蓄账户。有关更多信息，请访问公司网站 www.carverbank.com。请务必在 Facebook、LinkedIn 和 Instagram 上与 Carver 互动。</p>
<p><strong>前瞻性声明</strong></p>
<p>本发布可能包含某些 “前瞻性声明”，代表公司对未来事件的当前预期或信念。前瞻性声明可以通过使用诸如 “估计”、“项目”、“相信”、“打算”、“预期”、“假设”、“计划”、“寻求”、“期待”、“将”、“可能”、“应该”、“指示”、“会”、“相信”、“考虑”、“继续”、“目标” 等词语及其类似含义的词语来识别。前瞻性声明本质上受到众多风险和不确定性的影响。可能导致实际结果与预期结果显著不同的某些因素包括一般经济条件的变化、利率环境的变化、现行存款机构股票价格的变化、存款机构合并市场的发展、公司终止或终止向证券交易委员会提交定期报告的义务的能力、公司普通股报价或其普通股在 OTCQB 市场上报价的时间、市场对公司退市和注销的反应、公司战略计划的变化、对公司和银行业务产生不利影响的立法和监管变化，以及证券市场的变化。由于前瞻性声明固有的风险和不确定性，读者被警告不要对这些声明过度依赖，无论是包含在本新闻稿中还是公司或其代表不时在其他地方作出的声明。公司不承担更新此类前瞻性声明的义务。</p>
<p><strong>附加信息及获取途径</strong></p>
<p>公司计划向美国证券交易委员会（SEC）提交一份正式的代理声明，按照 14A 表格的要求，包含一份白色代理卡，以便于对公司 2025 年股东年会的代理征集。投资者和证券持有者被敦促在相关文件可用时仔细阅读公司提交的代理声明（包括任何修订或补充）及其他与 SEC 提交的相关文件，因为这些文件将包含关于任何征集的重要信息。投资者和证券持有者可以通过 SEC 维护的网站 www.sec.gov 免费获取这些文件及公司向 SEC 提交的其他文件的副本。公司提交的文件副本也可以通过访问公司网站 www.carverbank.com 免费获取。</p>
<p><strong>参与者</strong></p>
<p>本次沟通既不是代理或同意的征集，也不是任何可能向 SEC 提交的代理声明或其他文件的替代品。尽管如此，公司、其董事和高管以及其他管理层成员和员工可能被视为参与公司代理征集的参与者。有关公司高管和董事的信息可在公司截至 2025 年 3 月 31 日的年度报告的修订版第 1 号中获得，该报告于 2025 年 7 月 29 日提交给 SEC，并在其 2024 年股东年会的代理声明中获得，该声明于 2024 年 10 月 31 日提交给 SEC。如果我们董事和高管在 2024 年股东年会的代理声明中报告的公司证券持有情况发生变化，这些变化已或将通过向 SEC 提交的 3、4 或 5 表格的所有权变更声明反映。这些文件可在 SEC 的网站 www.sec.gov 上免费获取。</p>
<p><strong>投资者联系：</strong> investorrelations@carverbank.com</p>
<p><strong>媒体联系人：</strong></p>
<p>Michael Herley</p>
<p>203.308.1409</p>
<p>mediainquiries@carverbank.com</p>
<p>或</p>
<p>CarverBancorp@Longacresquare.com</p>
<p>来源：Carver Bancorp, Inc.</p>

卡弗储蓄

<p>卡弗储蓄公司（Carver Bancorp, Inc.）已在场外交易市场（OTC Markets）开始以 “CARV” 股票代码交易。此次转型旨在增强运营灵活性，加速增长，并改善资本状况。公司计划更新董事会，并减少董事的现金薪酬。卡弗将继续定期进行财务披露，并致力于转型为现代城市社区银行。该银行被指定为社区发展金融机构，专注于服务不足的社区</p>

<ul>
<li><em>Stockholders can access price quotes and volume data at www.OTCmarkets.com and on other public platforms</em></li>
<li><em>Transition paves the way for increased flexibility to improve operational excellence, accelerate growth and enhance capital position</em></li>
<li><em>Management and Board remain focused on transforming Carver to position it for success and continue to pursue strategy to drive long-term, sustainable profitability</em></li>
</ul>
<div class="lb-trans"><ul>
<li><em>股东可以在 www.OTCmarkets.com 和其他公共平台上访问价格报价和交易量数据</em></li>
<li><em>过渡为提高运营卓越性、加速增长和增强资本状况铺平了道路</em></li>
<li><em>管理层和董事会仍然专注于转型 Carver，以使其具备成功的条件，并继续追求推动长期可持续盈利的战略</em></li>
</ul>
</div><p>, /PRNewswire/ -- Carver Bancorp, Inc. (the &#34;Company&#34;) (OTCQB: CARV), the holding company for Carver Federal Savings Bank, reminds stockholders that, as of today, the Company's common stock trades on the OTC Markets under the ticker &#34;CARV&#34;.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- Carver Bancorp, Inc.（“公司”）（OTCQB: CARV），Carver Federal Savings Bank 的控股公司，提醒股东，截至今天，公司普通股在 OTC Markets 上以 “CARV” 代码交易。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2840189/Carver_Bancorp_Logo.jpg" alt="" original-src="https://mma.prnewswire.com/media/2840189/Carver_Bancorp_Logo.jpg"/></p>
<p>Stockholders will continue to be able to purchase and sell Carver stock, and access information, including stock price quotes and trading volumes, at www.OTCmarkets.com and on other public platforms.</p>
<div class="lb-trans"><p>股东将继续能够购买和出售 Carver 股票，并在 www.OTCmarkets.com 和其他公共平台上访问信息，包括股票价格报价和交易量。</p>
</div><p>Donald Felix, the Company's President and Chief Executive Officer, said, &#34;Our transition to trading on OTC Markets is a critical step in our broader strategy to transform Carver into a modern urban community bank and establish the foundation for long-term, sustainable profitability. As we join more than 300 peer banks that currently trade on OTC Markets, we will have greater flexibility to compete more effectively in a dynamic and demanding marketplace and enhance our operational excellence and capital position. We look forward to continuing to accelerate growth and remain focused on delivering long-term value for all stockholders while empowering everyday New Yorkers to achieve greater financial well-being.&#34;</p>
<div class="lb-trans"><p>公司总裁兼首席执行官 Donald Felix 表示：“我们在 OTC Markets 上交易的过渡是我们更广泛战略中的关键一步，旨在将 Carver 转型为现代城市社区银行，并为长期可持续盈利奠定基础。随着我们加入目前在 OTC Markets 上交易的 300 多家同业银行，我们将拥有更大的灵活性，以更有效地在动态和要求苛刻的市场中竞争，并提升我们的运营卓越性和资本状况。我们期待继续加速增长，并专注于为所有股东提供长期价值，同时赋能普通纽约人实现更大的财务福祉。”</p>
</div><p>This initiative builds upon other steps the Company has taken to tackle the challenges it faces head-on, including:</p>
<div class="lb-trans"><p>这一举措建立在公司采取的其他措施之上，以直面所面临的挑战，包括：</p>
</div><ul>
<li>The appointment of Jason Sisack, former Assistant Deputy Comptroller at the Office of the Comptroller of the Currency (OCC), as a senior executive, bringing essential regulatory expertise to the team.</li>
<li>The public commitment to refreshing 75% of the Board of Directors (the &#34;Board&#34;) over the next three years, which will not only bring fresh perspectives to the boardroom but also enable the addition of individuals with skill sets aligned to the evolving needs of the Company.</li>
<li>The Board's decision to reduce the portion of its Director compensation received in cash by 50%, which will be augmented by the cost savings the Company expects to realize from de-listing from the Securities and Exchange Commission and The Nasdaq Stock Market LLC.</li>
</ul>
<div class="lb-trans"><ul>
<li>任命前货币监理署（OCC）助理副监理官 Jason Sisack 为高级执行官，为团队带来重要的监管专业知识。</li>
<li>公开承诺在未来三年内更换 75% 的董事会成员（“董事会”），这不仅将为董事会带来新视角，还将使能够增加与公司不断变化需求相匹配的技能组合的个人。</li>
<li>董事会决定将其董事薪酬中以现金形式获得的部分减少 50%，这将通过公司预计从证券交易委员会和纳斯达克证券市场退市中实现的成本节约来增加。</li>
</ul>
</div><p><strong>Commitment to Regular Financial Disclosures</strong></p>
<div class="lb-trans"><p><strong>对定期财务披露的承诺</strong></p>
</div><p>As previously announced, Carver believes that transparency with stockholders is essential. To that end, the Company plans to disclose financials as outlined below:</p>
<div class="lb-trans"><p>如之前所宣布，Carver 认为与股东的透明度至关重要。为此，公司计划按以下方式披露财务信息：</p>
</div><ul>
<li>An annual report containing audited consolidated financial statements will be made available at <em>www.carverbank.com</em>.</li>
<li>Quarterly interim financial information will be made available at <em>www.carverbank.com</em>.</li>
<li>Carver Federal Savings Bank will continue to file quarterly Call Reports with the Federal Financial Institutions Examination Council (FFIEC), which are available at <em>https://cdr.ffiec.gov/public/ManageFacsimiles.aspx</em>.</li>
</ul>
<div class="lb-trans"><ul>
<li>将在 <em>www.carverbank.com</em> 上提供包含经审计合并财务报表的年度报告。</li>
<li>将在 <em>www.carverbank.com</em> 上提供季度中期财务信息。</li>
<li>Carver Federal Savings Bank 将继续向联邦金融机构检查委员会（FFIEC）提交季度报告，这些报告可在 <em>https://cdr.ffiec.gov/public/ManageFacsimiles.aspx</em> 上获取。</li>
</ul>
</div><p><strong>About Carver Bancorp, Inc.</strong></p>
<div class="lb-trans"><p><strong>关于 Carver Bancorp, Inc.</strong></p>
</div><p>Carver Bancorp, Inc. (OTCQB: CARV) is the holding company for Carver Federal Savings Bank, a federally chartered stock savings bank. Headquartered in Harlem, NY, Carver was founded in 1948 to serve historically underserved communities in New York whose residents, businesses, and institutions had limited access to mainstream financial services. The U.S. Treasury Department has designated Carver as a Community Development Financial Institution (&#34;CDFI&#34;) because of its community-focused banking services and dedication to its local community's economic viability and revitalization. Carver is one of the largest African- and Caribbean-American-managed banks in the United States. Carver's online banking presence includes consumer checking and savings accounts across nine states, from Massachusetts to Virginia and Washington, DC. For further information, please visit the Company's website at www.carverbank.com. Be sure to connect with Carver on Facebook, LinkedIn, and Instagram.</p>
<div class="lb-trans"><p>Carver Bancorp, Inc.（OTCQB: CARV）是 Carver Federal Savings Bank 的控股公司，后者是一家联邦特许的股票储蓄银行。Carver 总部位于纽约哈莱姆，成立于 1948 年，旨在为历史上服务不足的社区提供服务，这些社区的居民、企业和机构在主流金融服务方面的获取有限。美国财政部已将 Carver 认定为社区发展金融机构（“CDFI”），因为其社区导向的银行服务和对当地社区经济可行性和复兴的承诺。Carver 是美国最大的非洲裔和加勒比裔美国人管理的银行之一。Carver 的在线银行业务包括覆盖从马萨诸塞州到弗吉尼亚州和华盛顿特区的九个州的消费者支票和储蓄账户。有关更多信息，请访问公司网站 www.carverbank.com。请务必在 Facebook、LinkedIn 和 Instagram 上与 Carver 互动。</p>
</div><p><strong>Forward-Looking Statements</strong></p>
<div class="lb-trans"><p><strong>前瞻性声明</strong></p>
</div><p>This release may contain certain &#34;forward-looking statements&#34; that represent the Company's current expectations or beliefs concerning future events. Forward-looking statements can be identified by the use of words such as &#34;estimate,&#34; &#34;project,&#34; &#34;believe,&#34; &#34;intend,&#34; &#34;anticipate,&#34; &#34;assume,&#34; &#34;plan,&#34; &#34;seek,&#34; &#34;expect,&#34; &#34;will,&#34; &#34;may,&#34; &#34;should,&#34; &#34;indicate,&#34; &#34;would,&#34; &#34;believe,&#34; &#34;contemplate,&#34; &#34;continue,&#34; &#34;target&#34; and words of similar meaning. Forward-looking statements are, by their nature, subject to numerous risks and uncertainties. Certain factors that could cause actual results to differ materially from expected results include changes in general economic conditions, changes in the interest rate environment, changes in prevailing depository institution stock prices, the evolution of the depository institution merger market, the Company's ability to terminate or the timing of the termination of its obligation to file periodic reports with the SEC, the Company's ability to have its common stock quoted or the timing of its common stock becoming quoted on the OTCQB Market as described above, market reactions to the Company's delisting and deregistration, changes to the Company's strategic plan, legislative and regulatory changes that adversely affect the business of the Company and the Bank, and changes in the securities markets. Because of the risks and uncertainties inherent in forward-looking statements, readers are cautioned not to place undue reliance on them, whether included in this news release or made elsewhere from time to time by the Company or on its behalf. The Company disclaims any obligation to update such forward-looking statements.</p>
<div class="lb-trans"><p>本发布可能包含某些 “前瞻性声明”，代表公司对未来事件的当前预期或信念。前瞻性声明可以通过使用诸如 “估计”、“项目”、“相信”、“打算”、“预期”、“假设”、“计划”、“寻求”、“期待”、“将”、“可能”、“应该”、“指示”、“会”、“相信”、“考虑”、“继续”、“目标” 等词语及其类似含义的词语来识别。前瞻性声明本质上受到众多风险和不确定性的影响。可能导致实际结果与预期结果显著不同的某些因素包括一般经济条件的变化、利率环境的变化、现行存款机构股票价格的变化、存款机构合并市场的发展、公司终止或终止向证券交易委员会提交定期报告的义务的能力、公司普通股报价或其普通股在 OTCQB 市场上报价的时间、市场对公司退市和注销的反应、公司战略计划的变化、对公司和银行业务产生不利影响的立法和监管变化，以及证券市场的变化。由于前瞻性声明固有的风险和不确定性，读者被警告不要对这些声明过度依赖，无论是包含在本新闻稿中还是公司或其代表不时在其他地方作出的声明。公司不承担更新此类前瞻性声明的义务。</p>
</div><p><strong>Additional Information and Where to Find it</strong></p>
<div class="lb-trans"><p><strong>附加信息及获取途径</strong></p>
</div><p>The Company intends to file with the SEC a definitive proxy statement on Schedule 14A, containing a form of WHITE proxy card, with respect to its solicitation of proxies for the Company's 2025 Annual Meeting of Stockholders. INVESTORS AND SECURITY HOLDERS ARE URGED TO READ THE PROXY STATEMENT (INCLUDING ANY AMENDMENTS OR SUPPLEMENTS THERETO) FILED BY THE COMPANY AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC WHEN THEY BECOME AVAILABLE CAREFULLY AND IN THEIR ENTIRETY BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT ANY SOLICITATION. Investors and security holders may obtain copies of these documents and other documents filed with the SEC by the Company free of charge through the website maintained by the SEC at www.sec.gov. Copies of the documents filed by the Company are also available free of charge by accessing the Company's website at www.carverbank.com.</p>
<div class="lb-trans"><p>公司计划向美国证券交易委员会（SEC）提交一份正式的代理声明，按照 14A 表格的要求，包含一份白色代理卡，以便于对公司 2025 年股东年会的代理征集。投资者和证券持有者被敦促在相关文件可用时仔细阅读公司提交的代理声明（包括任何修订或补充）及其他与 SEC 提交的相关文件，因为这些文件将包含关于任何征集的重要信息。投资者和证券持有者可以通过 SEC 维护的网站 www.sec.gov 免费获取这些文件及公司向 SEC 提交的其他文件的副本。公司提交的文件副本也可以通过访问公司网站 www.carverbank.com 免费获取。</p>
</div><p><strong>Participants</strong></p>
<div class="lb-trans"><p><strong>参与者</strong></p>
</div><p>This communication is neither a solicitation of a proxy or consent nor a substitute for any proxy statement or other filings that may be made with the SEC. Nonetheless, the Company, its directors and executive officers and other members of management and employees may be deemed to be participants in the solicitation of proxies with respect to a solicitation by the Company. Information about the Company's executive officers and directors is available in Amendment No. 1 to the Company's Annual Report on Form 10-K for the year ended March 31, 2025, which was filed with the SEC on July 29, 2025 and in its proxy statement for the 2024 Annual Meeting of Shareholders, which was filed with the SEC on October 31, 2024. To the extent holdings by our directors and executive officers of the Company's securities reported in the proxy statement for the 2024 Annual Meeting have changed, such changes have been or will be reflected on Statements of Change in Ownership on Forms 3, 4 or 5 filed with the SEC. These documents are or will be available free of charge at the SEC's website at www.sec.gov.</p>
<div class="lb-trans"><p>本次沟通既不是代理或同意的征集，也不是任何可能向 SEC 提交的代理声明或其他文件的替代品。尽管如此，公司、其董事和高管以及其他管理层成员和员工可能被视为参与公司代理征集的参与者。有关公司高管和董事的信息可在公司截至 2025 年 3 月 31 日的年度报告的修订版第 1 号中获得，该报告于 2025 年 7 月 29 日提交给 SEC，并在其 2024 年股东年会的代理声明中获得，该声明于 2024 年 10 月 31 日提交给 SEC。如果我们董事和高管在 2024 年股东年会的代理声明中报告的公司证券持有情况发生变化，这些变化已或将通过向 SEC 提交的 3、4 或 5 表格的所有权变更声明反映。这些文件可在 SEC 的网站 www.sec.gov 上免费获取。</p>
</div><p><strong>Investor Contact:</strong> investorrelations@carverbank.com</p>
<div class="lb-trans"><p><strong>投资者联系：</strong> investorrelations@carverbank.com</p>
</div><p><strong>Media Contacts:</strong></p>
<div class="lb-trans"><p><strong>媒体联系人：</strong></p>
</div><p>Michael Herley</p>
<div class="lb-trans"><p>Michael Herley</p>
</div><p>203.308.1409</p>
<div class="lb-trans"><p>203.308.1409</p>
</div><p>mediainquiries@carverbank.com</p>
<div class="lb-trans"><p>mediainquiries@carverbank.com</p>
</div><p>OR</p>
<div class="lb-trans"><p>或</p>
</div><p>CarverBancorp@Longacresquare.com</p>
<div class="lb-trans"><p>CarverBancorp@Longacresquare.com</p>
</div><p>SOURCE Carver Bancorp, Inc.</p>
<div class="lb-trans"><p>来源：Carver Bancorp, Inc.</p>
</div>

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