<p>/PRNewswire/ -- 宜人智科有限公司 (NYSE: YRD) (&#34;宜人智科&#34;或&#34;公司&#34;), 是一家领先的金融科技公司，专注于数字消费贷款、保险和金融科技创新，覆盖中国和东南亚，今天宣布在第 23 届中国金融年度冠军奖中获得 <strong>&#34;上市公司技术创新领导奖&#34;</strong>。该奖项在 2025 年中国金融年度大会上颁发，会议在北京举行，由中国证券交易所执行委员会和领先的金融媒体 Hexun.com 共同主办。</p>
<p>本次会议的主题为 <strong>&#34;为中国经济开辟突破之路&#34;</strong>，汇聚了二十多位中国顶尖经济学家和政策专家。讨论的重点包括战略要务，包括&#34;中国第十五个五年规划&#34;的前景、宏观经济趋势、技术创新、资本市场重组以及全球波动中的战略资产配置。</p>
<p>作为中国金融行业最受尊敬的奖项之一，中国金融年度冠军奖表彰那些持续为中国经济和金融行业发展做出贡献的公司。相关名单被广泛认可为中国经济和金融趋势的晴雨表。宜人智科因其在人工智能驱动的数字化转型中的持续创新和卓越运营而被选中。</p>
<p>自 2015 年上市以来，宜人智科稳步提升其人工智能研发能力，从一家金融科技公司发展为一家智能科技企业。通过在其运营中嵌入尖端的人工智能自动化技术，公司将人工智能的专业能力转化为实际的生产力提升，增强了其运营的创新和绩效。</p>
<p>进入上市公司的第十年，宜人智科继续定义人工智能如何重塑商业模式，加速技术与金融在金融科技生态系统中的深度融合。</p>
<p>公司仍然专注于其 <strong>&#34;AI+ 多场景应用&#34;</strong>，并由其 <strong>人工智能实验室</strong> 支持，开发了一系列不断增长的专有大型人工智能模型，应用于多个业务职能。这些技术提升了数据管理、精准客户获取、智能营销、客户服务和风险管理，整体推动了运营效率的显著提升。</p>
<p>宜人智科战略的一个关键要素是其对早期采用、持续投资和战略聚焦的承诺。公司每年投入数亿元人民币用于研发。其专有大型模型 <strong>&#34;智宇&#34;</strong> 于 2025 年 4 月正式注册并投入使用，作为其人工智能基础设施的核心引擎。升级后的智宇模型支持多代理协作和上下文记忆，使得更复杂的人机交互成为可能，为公司提供了强大且适应性强的人工智能基础。</p>
<p>宜人智科还通过其 <strong>Magicube AI 代理平台</strong> 显著增强了服务能力，提供更高的精准度、效率和更直观的客户互动。利用人机协同和全天候可用性，该平台帮助公司克服了传统人力服务模型中与时间和专业知识相关的限制。</p>
<p>Magicube AI 代理平台最近推出了 <strong>2.0 升级版</strong>，在四个关键领域提供了增强的人工智能能力：</p>
<ul>
<li>优化的智能营销，提供更精细的对话路由；</li>
<li>加强的自动内容生成，显著提升创意效率；</li>
<li>重新设计的智能质量控制系统，具备灵活配置和批量检查能力；</li>
<li>增强的代码安全检测，进一步保障系统稳定性。</li>
</ul>
<p>在这些能力的基础上，宜人智科正在加速自主代理协作的发展，以创建一个协调的 <strong>&#34;数字工作组&#34;</strong>，支持运营智能的下一个阶段。</p>
<p>展望未来，宜人智科坚定致力于人工智能，推动技术创新，支持行业转型。随着人工智能的快速发展，公司对其塑造数字智能未来、引领行业进步和为社会做出有意义贡献的能力充满信心。</p>
<p><strong>关于宜人智科</strong></p>
<p>宜人智科有限公司是一家领先的金融科技公司，专注于数字消费贷款、保险和下一代金融科技创新，覆盖中国和东南亚。通过利用先进的人工智能和新兴技术，公司提升客户体验、改善运营效率并扩大金融包容性。随着在人工智能和数字金融领域的持续突破，宜人智科正在构建成为全球领先的人工智能驱动和区块链支持的金融科技的基础。欲了解更多信息，请访问 https://ir.yiren.com。</p>
<p><strong>安全港声明</strong></p>
<p>本新闻稿包含前瞻性声明。这些声明构成了《1934 年证券交易法》第 21E 条款所定义的 “前瞻性” 声明，以及《1995 年美国私人证券诉讼改革法案》中所定义的前瞻性声明。这些前瞻性声明可以通过诸如 “将”、“期望”、“预期”、“未来”、“打算”、“计划”、“相信”、“估计”、“目标”、“有信心” 等术语来识别。这些声明基于管理层当前的预期以及当前的市场和运营条件，并涉及已知或未知的风险、不确定性和其他因素，所有这些因素都难以预测，并且许多因素超出了宜人智科的控制范围。前瞻性声明涉及的风险、不确定性和其他因素可能导致实际结果与任何此类声明中包含的结果存在重大差异。有关这些及其他风险、不确定性或因素的进一步信息已包含在宜人智科向美国证券交易委员会提交的文件中。本新闻稿中提供的所有信息均截至本新闻稿的日期，宜人智科不承担因新信息、未来事件或其他原因而更新任何前瞻性声明的义务，除非适用法律要求。</p>
<p>来源：宜人智科</p>

宜人智科

<p>宜人智科有限公司在第 23 届中国金融年度冠军奖中获得了 “上市公司技术创新领导奖”。该奖项表彰了公司在人工智能驱动的数字化转型和运营卓越方面的成就。宜人智科持续在人工智能技术上进行创新，提升客户体验和运营效率。公司致力于推动技术创新和行业转型，目标是成为全球领先的人工智能金融科技企业</p>

<p>, /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) (&#34;Yiren Digital&#34; or the &#34;Company&#34;), a leading Fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and Southeast Asia, today announced it has been awarded the <strong>&#34;Technology Innovation Leadership Award for Listed Companies&#34;</strong> at the 23rd China's Financial Annual Champion Awards. The award was presented during the 2025 China Financial Annual Conference, held in Beijing and co-hosted by the China Stock Exchange Executive Council and the leading financial media Hexun.com.</p>
<div class="lb-trans"><p>/PRNewswire/ -- 宜人智科有限公司 (NYSE: YRD) (&#34;宜人智科&#34;或&#34;公司&#34;), 是一家领先的金融科技公司，专注于数字消费贷款、保险和金融科技创新，覆盖中国和东南亚，今天宣布在第 23 届中国金融年度冠军奖中获得 <strong>&#34;上市公司技术创新领导奖&#34;</strong>。该奖项在 2025 年中国金融年度大会上颁发，会议在北京举行，由中国证券交易所执行委员会和领先的金融媒体 Hexun.com 共同主办。</p>
</div><p>The conference, themed <strong>&#34;Charting a Breakthrough for China's Economy,&#34;</strong> brought together over twenty of China's leading economists and policy experts. Discussions focused on strategic imperatives, including the outlook for &#34;China's 15th Five-Year Plan,&#34; macroeconomic trends, technological innovation, capital market restructuring, and strategic asset allocation amid global volatility.</p>
<div class="lb-trans"><p>本次会议的主题为 <strong>&#34;为中国经济开辟突破之路&#34;</strong>，汇聚了二十多位中国顶尖经济学家和政策专家。讨论的重点包括战略要务，包括&#34;中国第十五个五年规划&#34;的前景、宏观经济趋势、技术创新、资本市场重组以及全球波动中的战略资产配置。</p>
</div><p>As one of the most respected commendations in China's financial sector, the China's Financial Annual Champion Awards honor companies that consistently contribute to the advancement of China's economy and the financial industry. The associated list serves as a widely recognized barometer for China's economic and financial trends for the upcoming year. Yiren Digital was selected for its continued innovation and operational excellence in AI-driven digital transformation.</p>
<div class="lb-trans"><p>作为中国金融行业最受尊敬的奖项之一，中国金融年度冠军奖表彰那些持续为中国经济和金融行业发展做出贡献的公司。相关名单被广泛认可为中国经济和金融趋势的晴雨表。宜人智科因其在人工智能驱动的数字化转型中的持续创新和卓越运营而被选中。</p>
</div><p>Since its IPO in 2015, Yiren Digital has steadily advanced its AI R&amp;D capabilities, evolving from a fintech company to a smart technology enterprise. By embedding cutting-edge AI automation technologies throughout its operations, the Company has translated AI proficiency into tangible productivity gains, strengthening innovation and performance across its operations.</p>
<div class="lb-trans"><p>自 2015 年上市以来，宜人智科稳步提升其人工智能研发能力，从一家金融科技公司发展为一家智能科技企业。通过在其运营中嵌入尖端的人工智能自动化技术，公司将人工智能的专业能力转化为实际的生产力提升，增强了其运营的创新和绩效。</p>
</div><p>Entering its tenth year as a public company, Yiren Digital continues to define how AI is reshaping business models, accelerating the deep integration of technology and finance across the fintech ecosystem.</p>
<div class="lb-trans"><p>进入上市公司的第十年，宜人智科继续定义人工智能如何重塑商业模式，加速技术与金融在金融科技生态系统中的深度融合。</p>
</div><p>The Company remains focused on its <strong>&#34;AI+ on multi-use cases,&#34;</strong> supported by its <strong>AI Lab</strong>, and has developed a growing suite of proprietary large AI models deployed across multiple business functions. These technologies enhance data management, precision customer acquisition, intelligent marketing, customer service, and risk management, collectively driving significant improvements in operational efficiency.</p>
<div class="lb-trans"><p>公司仍然专注于其 <strong>&#34;AI+ 多场景应用&#34;</strong>，并由其 <strong>人工智能实验室</strong> 支持，开发了一系列不断增长的专有大型人工智能模型，应用于多个业务职能。这些技术提升了数据管理、精准客户获取、智能营销、客户服务和风险管理，整体推动了运营效率的显著提升。</p>
</div><p>A defining element of Yiren Digital's strategy is its commitment to early adoption, sustained investment, and strategic focus. The Company allocates hundreds of millions of RMB annually to R&amp;D. Its proprietary large model, <strong>&#34;Zhiyu,&#34;</strong> officially registered and deployed in April 2025, serves as the core engine of its AI infrastructure. The upgraded Zhiyu model supports multi-agent collaboration and contextual memory, enabling more sophisticated, human-like interactions and providing a robust, adaptive AI foundation for the Company.</p>
<div class="lb-trans"><p>宜人智科战略的一个关键要素是其对早期采用、持续投资和战略聚焦的承诺。公司每年投入数亿元人民币用于研发。其专有大型模型 <strong>&#34;智宇&#34;</strong> 于 2025 年 4 月正式注册并投入使用，作为其人工智能基础设施的核心引擎。升级后的智宇模型支持多代理协作和上下文记忆，使得更复杂的人机交互成为可能，为公司提供了强大且适应性强的人工智能基础。</p>
</div><p>Yiren Digital has also significantly enhanced service capabilities through its <strong>Magicube AI Agent Platform</strong>, delivering greater precision, efficiency, and more intuitive customer interactions. Leveraging human-AI synergy and round-the-clock availability, the platform helps the Company overcome traditional time and expertise constraints associated with purely human service models.</p>
<div class="lb-trans"><p>宜人智科还通过其 <strong>Magicube AI 代理平台</strong> 显著增强了服务能力，提供更高的精准度、效率和更直观的客户互动。利用人机协同和全天候可用性，该平台帮助公司克服了传统人力服务模型中与时间和专业知识相关的限制。</p>
</div><p>The Magicube AI Agent Platform recently rolled out its <strong>2.0 upgrade</strong>, delivering enhanced AI capabilities across four key areas:</p>
<div class="lb-trans"><p>Magicube AI 代理平台最近推出了 <strong>2.0 升级版</strong>，在四个关键领域提供了增强的人工智能能力：</p>
</div><ul>
<li>Optimized intelligent marketing with more refined conversational routing;</li>
<li>Strengthened automated content generation, significantly boosting creative efficiency;</li>
<li>Re-engineered intelligent quality-control systems featuring flexible configuration and batch-inspection capabilities;</li>
<li>Enhanced code security detection to further safeguard system stability.</li>
</ul>
<div class="lb-trans"><ul>
<li>优化的智能营销，提供更精细的对话路由；</li>
<li>加强的自动内容生成，显著提升创意效率；</li>
<li>重新设计的智能质量控制系统，具备灵活配置和批量检查能力；</li>
<li>增强的代码安全检测，进一步保障系统稳定性。</li>
</ul>
</div><p>Building on these capabilities, Yiren Digital is accelerating the development of autonomous Agent collaboration to create a coordinated <strong>&#34;digital task force&#34;</strong> that will support the next phase of operational intelligence.</p>
<div class="lb-trans"><p>在这些能力的基础上，宜人智科正在加速自主代理协作的发展，以创建一个协调的 <strong>&#34;数字工作组&#34;</strong>，支持运营智能的下一个阶段。</p>
</div><p>Looking ahead, Yiren Digital remains firmly committed to artificial intelligence, driving technological innovation, and supporting industry transformation. As AI evolves rapidly, the Company is confident in its ability to shape the future of digital intelligence, lead industry progress, and contribute meaningfully to society.</p>
<div class="lb-trans"><p>展望未来，宜人智科坚定致力于人工智能，推动技术创新，支持行业转型。随着人工智能的快速发展，公司对其塑造数字智能未来、引领行业进步和为社会做出有意义贡献的能力充满信心。</p>
</div><p><strong>About Yiren Digital</strong></p>
<div class="lb-trans"><p><strong>关于宜人智科</strong></p>
</div><p>Yiren Digital Ltd. is a leading fintech company specializing in digital consumer lending, insurance, and next-generation financial technology innovation across China and Southeast Asia. Leveraging advanced AI and emerging technologies, the Company enhances customer experience, improves operational efficiency, and expands financial inclusion. With continued breakthroughs in AI and digital finance, Yiren Digital is building the foundation to become a global leader in AI-powered and blockchain-enabled financial technology. For more information, please visit https://ir.yiren.com.</p>
<div class="lb-trans"><p>宜人智科有限公司是一家领先的金融科技公司，专注于数字消费贷款、保险和下一代金融科技创新，覆盖中国和东南亚。通过利用先进的人工智能和新兴技术，公司提升客户体验、改善运营效率并扩大金融包容性。随着在人工智能和数字金融领域的持续突破，宜人智科正在构建成为全球领先的人工智能驱动和区块链支持的金融科技的基础。欲了解更多信息，请访问 https://ir.yiren.com。</p>
</div><p><strong>Safe Harbor Statement</strong></p>
<div class="lb-trans"><p><strong>安全港声明</strong></p>
</div><p>This press release contains forward-looking statements. These statements constitute &#34;forward-looking&#34; statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and as defined in the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as &#34;will,&#34; &#34;expects,&#34; &#34;anticipates,&#34; &#34;future,&#34; &#34;intends,&#34; &#34;plans,&#34; &#34;believes,&#34; &#34;estimates,&#34; &#34;target,&#34; &#34;confident&#34; and similar statements. Such statements are based upon management's current expectations and current market and operating conditions and relate to events that involve known or unknown risks, uncertainties and other factors, all of which are difficult to predict and many of which are beyond Yiren Digital's control. Forward-looking statements involve risks, uncertainties, and other factors that could cause actual results to differ materially from those contained in any such statements. Further information regarding these and other risks, uncertainties or factors is included in Yiren Digital's filings with the U.S. Securities and Exchange Commission. All information provided in this press release is as of the date of this press release, and Yiren Digital does not undertake any obligation to update any forward-looking statement as a result of new information, future events or otherwise, except as required under applicable law.</p>
<div class="lb-trans"><p>本新闻稿包含前瞻性声明。这些声明构成了《1934 年证券交易法》第 21E 条款所定义的 “前瞻性” 声明，以及《1995 年美国私人证券诉讼改革法案》中所定义的前瞻性声明。这些前瞻性声明可以通过诸如 “将”、“期望”、“预期”、“未来”、“打算”、“计划”、“相信”、“估计”、“目标”、“有信心” 等术语来识别。这些声明基于管理层当前的预期以及当前的市场和运营条件，并涉及已知或未知的风险、不确定性和其他因素，所有这些因素都难以预测，并且许多因素超出了宜人智科的控制范围。前瞻性声明涉及的风险、不确定性和其他因素可能导致实际结果与任何此类声明中包含的结果存在重大差异。有关这些及其他风险、不确定性或因素的进一步信息已包含在宜人智科向美国证券交易委员会提交的文件中。本新闻稿中提供的所有信息均截至本新闻稿的日期，宜人智科不承担因新信息、未来事件或其他原因而更新任何前瞻性声明的义务，除非适用法律要求。</p>
</div><p>SOURCE Yiren Digital</p>
<div class="lb-trans"><p>来源：宜人智科</p>
</div>

Yiren Digital Wins "Technology Innovation Leadership Award for Listed Companies" at the 23rd China's Financial Annual Champion Awards | YRD Stock News

- Yiren Digital Ltd. 获得 “上市公司技术创新领导奖”。  
- 该奖项在 2025 年中国金融年度大会上颁发。  
- Yiren Digital 专注于 AI 驱动的数字转型，推动金融科技创新。  

宜人智科在第 23 届中国财经风云榜中获得 “上市公司技术创新领导力奖” | YRD 股票新闻