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<p>Abacus Digital Company Limited 是一家金融科技公司，也是泰国数字借贷应用 MoneyThunder 的开发者，成功完成了首个 3100 万美元的债券发行，面向机构和高净值投资者。</p>
<p>该公司在周二的声明中表示，此次发行需求强劲，总认购金额 3100 万美元显著超过了目标。</p>
<p>它表示，这一成功凸显了投资者对 Abacus Digital 强劲增长潜力和在人工智能（AI）驱动的数字借贷创新方面的领导地位的信心。</p>
<p>这笔资金将用于扩展业务并增加贷款组合，以推动公司的强劲和持续增长，力争成为该地区领先的金融科技公司。</p>
<p>此次债券发行的成功将确保 Abacus Digital 继续致力于金融科技和创新的发展，旨在提升泰国人民的生活质量并创造可持续的金融稳定。</p>
<p>“公司成功发行了首批债券，年利率为 4.60%。</p>
<p>“此次首个债券发行的成功清楚地证明了投资者对我们愿景、商业模式和业绩的信心，” Abacus Digital 的管理董事兼临时首席执行官 Tubkwan Homchampa 表示。</p>
<p>值得注意的是，投资者正在认识到 Abacus Digital 独有的 AI 技术——Abacus Core Technology (ACT) 引擎的竞争优势，该技术能够进行准确和实时的风险分析和贷款评估。</p>
<p>ACT 使 MoneyThunder 应用能够评估并向信用稀缺的个人提供贷款，这些人群代表了经济脆弱的群体。</p>
<p>该平台带来了切实的社会影响：超过 30% 的贷款接受者曾被传统金融机构拒绝，超过 50% 的用户在获得资金后收入有所改善，帮助减少对非正式债务的依赖，提高了生活质量。</p>
<p>Abacus Digital 还有效管理资产质量，保持不良贷款（NPL）比率明显低于市场平均水平（低于 3%）。</p>
<p>该公司还展示了卓越的增长能力，过去五年通过 MoneyThunder 应用的累计贷款发放超过 7.44 亿美元。</p>
<p>MoneyThunder 目前拥有超过 450 万用户，其中超过 60% 的客户为女性，帮助实现经济平等，超过 50% 的客户在获得资金后报告收入改善。</p>
<p>此外，Abacus Digital 已连续三年实现净盈利，2025 年上半年最新净利润较去年同期增长。</p>
<p>该公司还保持明确的净利润增长目标，计划在 2026 年实现 30% 至 50% 的增长率，以进一步扩大泰国更广泛人群的金融可及性。</p>
<blockquote>
<p>Funding Societies Thailand 加入 NCB 以加强中小企业融资渠道</p>
</blockquote>

<p>泰国金融科技公司 Abacus Digital Company Limited 通过首次向机构和高净值投资者发行债券筹集了 3100 万美元。这笔资金将用于业务扩展和增加贷款组合。债券发行反映了投资者对 Abacus Digital 在人工智能驱动的贷款创新和增长潜力方面的强烈信心。该公司旨在提升金融科技，改善泰国的金融稳定，重点支持经济脆弱群体，通过其 MoneyThunder 应用程序提供帮助</p>

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<p>Abacus Digital Company Limited, a FinTech firm and the developer of Thailand’s digital lending application MoneyThunder, has successfully completed its inaugural $31 million bond offering to institutional and high-net-worth investors.</p>
<div class="lb-trans"><p>Abacus Digital Company Limited 是一家金融科技公司，也是泰国数字借贷应用 MoneyThunder 的开发者，成功完成了首个 3100 万美元的债券发行，面向机构和高净值投资者。</p>
</div><p>The firm said in a statement on Tuesday that the issuance generated strong demand, with the total subscription value of $31 million significantly exceeding the target.</p>
<div class="lb-trans"><p>该公司在周二的声明中表示，此次发行需求强劲，总认购金额 3100 万美元显著超过了目标。</p>
</div><p>It said this success underscores robust investor confidence in Abacus Digital’s strong growth potential and its leadership in artificial intelligence (AI)-driven digital lending innovation.</p>
<div class="lb-trans"><p>它表示，这一成功凸显了投资者对 Abacus Digital 强劲增长潜力和在人工智能（AI）驱动的数字借贷创新方面的领导地位的信心。</p>
</div><p>The capital will be used to expand the business and increase the loan portfolio to fuel the company’s strong and sustained growth, as the firm strives to become the leading FinTech firm in the region.</p>
<div class="lb-trans"><p>这笔资金将用于扩展业务并增加贷款组合，以推动公司的强劲和持续增长，力争成为该地区领先的金融科技公司。</p>
</div><p>The success of this bond issuance will ensure Abacus Digital continues its commitment to developing financial technology and innovation, aiming to elevate the quality of life and create sustainable financial stability for the people of Thailand.</p>
<div class="lb-trans"><p>此次债券发行的成功将确保 Abacus Digital 继续致力于金融科技和创新的发展，旨在提升泰国人民的生活质量并创造可持续的金融稳定。</p>
</div><p>“The company successfully issued its first debentures, offering an annual interest rate of 4.60 percent,</p>
<div class="lb-trans"><p>“公司成功发行了首批债券，年利率为 4.60%。</p>
</div><p>“The success of this inaugural bond offering is a clear testament to the confidence investors place in our vision, business model, and performance,” said Tubkwan Homchampa, Management Director and Interim Chief Executive Officer of Abacus Digital.</p>
<div class="lb-trans"><p>“此次首个债券发行的成功清楚地证明了投资者对我们愿景、商业模式和业绩的信心，” Abacus Digital 的管理董事兼临时首席执行官 Tubkwan Homchampa 表示。</p>
</div><p>It is noted that investors are recognizing the competitive edge of Abacus Digital’s proprietary AI technology, the Abacus Core Technology (ACT) engine, which enables accurate and real-time risk analysis and loan assessment.</p>
<div class="lb-trans"><p>值得注意的是，投资者正在认识到 Abacus Digital 独有的 AI 技术——Abacus Core Technology (ACT) 引擎的竞争优势，该技术能够进行准确和实时的风险分析和贷款评估。</p>
</div><p>ACT allows the MoneyThunder application to evaluate and provide loans to credit-scarce individuals, who represent an economically vulnerable segment.</p>
<div class="lb-trans"><p>ACT 使 MoneyThunder 应用能够评估并向信用稀缺的个人提供贷款，这些人群代表了经济脆弱的群体。</p>
</div><p>The platform delivers tangible social impact: over 30 percent of loan recipients were previously rejected by traditional financial institutions, and over 50 percent of users have experienced improved incomes after receiving funding, helping reduce reliance on informal debt and enhancing their quality of life.</p>
<div class="lb-trans"><p>该平台带来了切实的社会影响：超过 30% 的贷款接受者曾被传统金融机构拒绝，超过 50% 的用户在获得资金后收入有所改善，帮助减少对非正式债务的依赖，提高了生活质量。</p>
</div><p>Abacus Digital also effectively manages asset quality, maintaining a non-performing loan (NPL) ratio clearly below the market average (less than 3 percent).</p>
<div class="lb-trans"><p>Abacus Digital 还有效管理资产质量，保持不良贷款（NPL）比率明显低于市场平均水平（低于 3%）。</p>
</div><p>The company has also demonstrated exceptional growth capabilities, with cumulative loan disbursements through the MoneyThunder application exceeding $744 million over the past five years.</p>
<div class="lb-trans"><p>该公司还展示了卓越的增长能力，过去五年通过 MoneyThunder 应用的累计贷款发放超过 7.44 亿美元。</p>
</div><p>MoneyThunder currently boasts a user base of over 4.5 million, with over 60 percent of its customers being women, helping unlock economic equality, and over 50 percent of its customers reporting improved incomes after receiving funding.</p>
<div class="lb-trans"><p>MoneyThunder 目前拥有超过 450 万用户，其中超过 60% 的客户为女性，帮助实现经济平等，超过 50% 的客户在获得资金后报告收入改善。</p>
</div><p>Furthermore, Abacus Digital has achieved net profitability for three consecutive years, with its latest net profit in the first half of 2025 growing compared to the same period last year.</p>
<div class="lb-trans"><p>此外，Abacus Digital 已连续三年实现净盈利，2025 年上半年最新净利润较去年同期增长。</p>
</div><p>The company also maintains clear net profit growth targets, aiming for a growth rate of 30 percent to 50 percent in 2026 to further expand financial access for the wider Thai population.</p>
<div class="lb-trans"><p>该公司还保持明确的净利润增长目标，计划在 2026 年实现 30% 至 50% 的增长率，以进一步扩大泰国更广泛人群的金融可及性。</p>
</div><blockquote>
<p>Funding Societies Thailand joins NCB to strengthen SME access to finance</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>Funding Societies Thailand 加入 NCB 以加强中小企业融资渠道</p>
</blockquote>
</div>

泰国的 Abacus Digital 通过发行债券筹集了 3100 万美元，以用于业务扩展