<div id="readability-page-1">Are health insurance stocks a buy, sell, or hold right now? Seeking Alpha analysts Stephen Ayers and Edmund Ingham weigh in. Stephen Ayers: In the current AI capital cycle, I believe that health insurance is an attractive space right now because these are the companies that can leverage the technology without having to &#34;carry its weight&#34; (e.g., cap...</div>

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<p>Seeking Alpha 分析师 Stephen Ayers 和 Edmund Ingham 讨论了健康保险股票的当前状态。Ayers 认为像 UnitedHealth 这样的公司利用人工智能提高效率具有潜力，尽管存在一些风险。Ingham 指出 2025 年将面临挑战，但对 2026 年持乐观态度，原因是医疗保险优势支付和保费调整的增加。他认为保险公司现在是 “买入” 时机，提到潜在的复苏和分红。Oscar Health 的未来取决于政策决策。总体而言，两位分析师都看到了该行业的机会</p>

SA 询问：当前健康保险股票是应该买入、卖出还是持有？