<div id="readability-page-1"><div><p>[SINGAPORE] Digital banks in South-east Asia could be hitting an inflexion point, as falling interest rates and rising credit risk pose roadblocks in the industry’s nascent rise.</p><p>The path towards profitability remains a difficult journey for many digital banks in the region. Neither Singapore nor Malaysia have had any players turn a profit. </p><p>Falling interest rates have further dealt South-east Asia’s digital banks a bad hand, as the region’s central banks surprised markets by easing policy in the face of market uncertainties.</p></div></div>

<p>[新加坡] 东南亚的数字银行可能正面临一个转折点，因为利率下降和信用风险上升对这一行业的初步发展构成了障碍。对于该地区许多数字银行来说，通往盈利的道路依然艰难。新加坡和马来西亚都没有任何参与者实现盈利。利率的下降进一步给东南亚的数字银行带来了不利影响，因为该地区的中央银行在市场不确定性面前出乎市场意料地放宽了政策</p>

随着利率的下降和信用风险的上升，东南亚数字银行面临的利润压力不断增加