<p>信安金融集团（PFG）悄然实现了稳健的增长，过去一个月股价上涨约 9%，年初至今上涨 15%，超越了许多金融行业的同行。</p>
<p>查看我们对信安金融集团的最新分析。</p>
<p>这一稳定的上升趋势使得最近的股价达到了 89.37 美元，年初至今的股价回报率大约在中间的十几个百分点，加上强劲的五年总股东回报，表明投资者正在逐渐奖励信安金融集团，因其增长改善和长期风险的感知降低。</p>
<p>如果信安的势头让你考虑还有什么其他股票可以稳步增长，这可能是探索高管持股比例高的快速增长股票的好时机。</p>
<p>随着股价徘徊在华尔街目标价之下，基本面改善，显而易见的问题是信安金融集团是否仍在折价交易，还是市场已经在定价下一轮增长。</p>
<h2>最受欢迎的叙述：0.3% 估值过高</h2>
<p>信安金融集团的交易价格略高于最受欢迎的叙述公允价值约 89.08 美元，这个故事依赖于稳定的收益扩张和有纪律的资本使用。</p>
<p><em>公司通过有纪律的成本管理将支出与收入对齐，这可能会在波动的市场条件下对净利润率和收益产生积极影响。通过专注于更高质量和更高费用的委托，特别是在资产管理方面，信安有望提高其收入率和各个投资组合的利润率，从而促进未来的收益增长。</em></p>
<p>阅读完整的叙述。</p>
<p>好奇温和的收入增长、上升的利润率和较低的未来收益倍数如何仍然指向显著的上行空间？叙述中详细说明了一个出乎意料的雄心勃勃的收益跑道、股本减少和盈利能力转变，这一切都必须协调一致。想看看这些动态如何加起来形成今天的公允价值评估吗？</p>
<p><strong>结果：公允价值为 89.08 美元（大致正确）</strong></p>
<p>完整阅读叙述，了解预测背后的原因。</p>
<p>然而，费用业务中的持续流动阻力或市场波动的重新出现仍可能削弱收入增长假设，并压缩利润率超出预期。</p>
<p>了解信安金融集团叙述的关键风险。</p>
<h2>估值的另一种角度</h2>
<p>虽然最受欢迎的叙述认为信安金融集团大致公允定价，但其当前的市盈率为 12.5 倍，低于美国保险行业的 13.4 倍，并远低于 17 倍的公允比率，暗示如果市场情绪和收益保持稳定，仍有上行空间。</p>
<p>查看数字对这个价格的看法——在我们的估值分析中找到答案。</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/28c3aefb-566f-4566-93f9-98eb48d58ce8/chart/pe-multiple-vs-industry?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1640" height="650" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/28c3aefb-566f-4566-93f9-98eb48d58ce8/chart/pe-multiple-vs-industry"/></p>
<p>纳斯达克 GS:PFG 截至 2025 年 12 月的市盈率</p>
<h2>自建信安金融集团叙述</h2>
<p>如果你对数字有不同的看法或想自己深入了解细节，可以在几分钟内构建自定义视图，按你的方式进行。</p>
<p>一个好的起点是我们的分析，强调投资者对信安金融集团的四个关键回报的乐观情绪。</p>
<h2>寻找更多投资想法？</h2>
<p>在继续之前，你可以通过扫描 Simply Wall Street 上的目标股票想法来探索额外机会，这可能有助于提升和多样化你的投资组合。</p>
<ul>
<li>通过审查这 908 只基于现金流的被低估股票，探索潜在的错误定价机会，重点关注具有强现金流潜力和吸引入场点的公司。</li>
<li>审查这 26 只 AI 便士股票，寻找参与机器学习和自动化的公司，这些公司有望实现结构性长期增长。</li>
<li>通过查看这 13 只收益率超过 3% 的股息股票来评估你的收入策略，突出收益率超过 3% 且基本面稳健的股息支付者。</li>
</ul>
<p><em>这篇文章由 Simply Wall St 撰写，性质一般。<strong>我们提供基于历史数据和分析师预测的评论，仅使用无偏见的方法，我们的文章并不旨在提供财务建议。</strong> 它不构成买卖任何股票的推荐，也未考虑你的目标或财务状况。我们的目标是为你提供以基本数据驱动的长期分析。请注意，我们的分析可能未考虑最新的价格敏感公司公告或定性材料。Simply Wall St 在提到的任何股票中没有持仓。</em></p>
<p>用于国防和灾难的移动基础设施</p>
<p>下一波机器人技术不是类人型的。它是完全自主的塔，在 30 分钟内提供 5G、ISR 和雷达，随时随地。</p>
<p>在下一轮合同之前获取投资者简报</p>
<p>由 CiTech 赞助</p>

信安金融

<p>信安金融集团的股票在过去一个月上涨了 9%，年初至今上涨了 15%，达到了 89.37 美元。该股票被视为公允价值为 89.08 美元，因其 12.5 倍的市盈率低于行业平均水平，具有潜在的上涨空间。公司因其严格的成本管理和潜在的盈利增长而受到赞誉，但风险包括市场波动和收费业务的逆风。投资者被鼓励探索其他投资机会，并考虑公司的基本面</p>

<p>Principal Financial Group (PFG) has quietly put together a solid run, with the stock up about 9% over the past month and 15% year to date, outpacing many peers in the financial sector.</p>
<div class="lb-trans"><p>信安金融集团（PFG）悄然实现了稳健的增长，过去一个月股价上涨约 9%，年初至今上涨 15%，超越了许多金融行业的同行。</p>
</div><p>See our latest analysis for Principal Financial Group.</p>
<div class="lb-trans"><p>查看我们对信安金融集团的最新分析。</p>
</div><p>That steady climb to a recent share price of $89.37, backed by a roughly mid-teens year to date share price return and a strong five year total shareholder return, suggests investors are gradually rewarding Principal Financial Group for improving growth and a perceived reduction in long term risk.</p>
<div class="lb-trans"><p>这一稳定的上升趋势使得最近的股价达到了 89.37 美元，年初至今的股价回报率大约在中间的十几个百分点，加上强劲的五年总股东回报，表明投资者正在逐渐奖励信安金融集团，因其增长改善和长期风险的感知降低。</p>
</div><p>If Principal’s momentum has you thinking about what else could compound steadily over time, this might be a good moment to explore fast growing stocks with high insider ownership.</p>
<div class="lb-trans"><p>如果信安的势头让你考虑还有什么其他股票可以稳步增长，这可能是探索高管持股比例高的快速增长股票的好时机。</p>
</div><p>With shares hovering just below Wall Street’s target and fundamentals improving, the obvious question is whether Principal Financial Group is still trading at a discount or if the market is already pricing in the next leg of growth.</p>
<div class="lb-trans"><p>随着股价徘徊在华尔街目标价之下，基本面改善，显而易见的问题是信安金融集团是否仍在折价交易，还是市场已经在定价下一轮增长。</p>
</div><h2>Most Popular Narrative Narrative: 0.3% Overvalued</h2>
<div class="lb-trans"><h2>最受欢迎的叙述：0.3% 估值过高</h2>
</div><p>With Principal Financial Group trading just above the most popular narrative fair value of about $89.08, the story hinges on steady earnings expansion and disciplined capital use.</p>
<div class="lb-trans"><p>信安金融集团的交易价格略高于最受欢迎的叙述公允价值约 89.08 美元，这个故事依赖于稳定的收益扩张和有纪律的资本使用。</p>
</div><p><em>The company has been aligning expenses with revenue through disciplined cost management, which is likely to positively impact net margins and earnings even during volatile market conditions. By focusing on higher quality and higher fee mandates, particularly in asset management, Principal stands to improve its revenue rate and margins across its portfolio, thereby contributing to future earnings growth.</em></p>
<div class="lb-trans"><p><em>公司通过有纪律的成本管理将支出与收入对齐，这可能会在波动的市场条件下对净利润率和收益产生积极影响。通过专注于更高质量和更高费用的委托，特别是在资产管理方面，信安有望提高其收入率和各个投资组合的利润率，从而促进未来的收益增长。</em></p>
</div><p>Read the complete narrative.</p>
<div class="lb-trans"><p>阅读完整的叙述。</p>
</div><p>Curious how modest revenue growth, rising margins and a lower future earnings multiple can still point to meaningful upside? The narrative spells out a surprisingly ambitious earnings runway, share count reduction and profitability shift that all have to line up. Want to see exactly how those moving parts add up to today’s fair value call?</p>
<div class="lb-trans"><p>好奇温和的收入增长、上升的利润率和较低的未来收益倍数如何仍然指向显著的上行空间？叙述中详细说明了一个出乎意料的雄心勃勃的收益跑道、股本减少和盈利能力转变，这一切都必须协调一致。想看看这些动态如何加起来形成今天的公允价值评估吗？</p>
</div><p><strong>Result: Fair Value of $89.08 (ABOUT RIGHT)</strong></p>
<div class="lb-trans"><p><strong>结果：公允价值为 89.08 美元（大致正确）</strong></p>
</div><p>Have a read of the narrative in full and understand what's behind the forecasts.</p>
<div class="lb-trans"><p>完整阅读叙述，了解预测背后的原因。</p>
</div><p>However, persistent flow headwinds in fee businesses or renewed market volatility could still undercut revenue growth assumptions and compress margins more than expected.</p>
<div class="lb-trans"><p>然而，费用业务中的持续流动阻力或市场波动的重新出现仍可能削弱收入增长假设，并压缩利润率超出预期。</p>
</div><p>Find out about the key risks to this Principal Financial Group narrative.</p>
<div class="lb-trans"><p>了解信安金融集团叙述的关键风险。</p>
</div><h2>Another Angle on Valuation</h2>
<div class="lb-trans"><h2>估值的另一种角度</h2>
</div><p>While the most popular narrative sees Principal Financial Group as roughly fairly priced, its current 12.5x price to earnings sits below the US Insurance industry at 13.4x and well under a 17x fair ratio, hinting at upside if sentiment and earnings hold up.</p>
<div class="lb-trans"><p>虽然最受欢迎的叙述认为信安金融集团大致公允定价，但其当前的市盈率为 12.5 倍，低于美国保险行业的 13.4 倍，并远低于 17 倍的公允比率，暗示如果市场情绪和收益保持稳定，仍有上行空间。</p>
</div><p>See what the numbers say about this price — find out in our valuation breakdown.</p>
<div class="lb-trans"><p>查看数字对这个价格的看法——在我们的估值分析中找到答案。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/28c3aefb-566f-4566-93f9-98eb48d58ce8/chart/pe-multiple-vs-industry" alt="" original-src="https://images.simplywall.st/company/28c3aefb-566f-4566-93f9-98eb48d58ce8/chart/pe-multiple-vs-industry"/></p>
<p>NasdaqGS:PFG PE Ratio as at Dec 2025</p>
<div class="lb-trans"><p>纳斯达克 GS:PFG 截至 2025 年 12 月的市盈率</p>
</div><h2>Build Your Own Principal Financial Group Narrative</h2>
<div class="lb-trans"><h2>自建信安金融集团叙述</h2>
</div><p>If you see the numbers differently or want to dig into the details yourself, you can build a custom view in minutes, Do it your way.</p>
<div class="lb-trans"><p>如果你对数字有不同的看法或想自己深入了解细节，可以在几分钟内构建自定义视图，按你的方式进行。</p>
</div><p>A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding Principal Financial Group.</p>
<div class="lb-trans"><p>一个好的起点是我们的分析，强调投资者对信安金融集团的四个关键回报的乐观情绪。</p>
</div><h2>Looking for more investment ideas?</h2>
<div class="lb-trans"><h2>寻找更多投资想法？</h2>
</div><p>Before you move on, you can explore additional opportunities by scanning targeted stock ideas on Simply Wall Street that may help sharpen and diversify your portfolio.</p>
<div class="lb-trans"><p>在继续之前，你可以通过扫描 Simply Wall Street 上的目标股票想法来探索额外机会，这可能有助于提升和多样化你的投资组合。</p>
</div><ul>
<li>Explore potential mispriced opportunities by reviewing these 908 undervalued stocks based on cash flows which focuses on companies with strong cash flow potential and attractive entry points.</li>
<li>Review these 26 AI penny stocks to find companies involved in machine learning and automation that are positioned for structural, long term growth.</li>
<li>Assess your income strategy by looking at these 13 dividend stocks with yields &gt; 3% which highlights dividend payers with yields above 3 percent and solid underlying fundamentals.</li>
</ul>
<div class="lb-trans"><ul>
<li>通过审查这 908 只基于现金流的被低估股票，探索潜在的错误定价机会，重点关注具有强现金流潜力和吸引入场点的公司。</li>
<li>审查这 26 只 AI 便士股票，寻找参与机器学习和自动化的公司，这些公司有望实现结构性长期增长。</li>
<li>通过查看这 13 只收益率超过 3% 的股息股票来评估你的收入策略，突出收益率超过 3% 且基本面稳健的股息支付者。</li>
</ul>
</div><p><em>This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.</em></p>
<div class="lb-trans"><p><em>这篇文章由 Simply Wall St 撰写，性质一般。<strong>我们提供基于历史数据和分析师预测的评论，仅使用无偏见的方法，我们的文章并不旨在提供财务建议。</strong> 它不构成买卖任何股票的推荐，也未考虑你的目标或财务状况。我们的目标是为你提供以基本数据驱动的长期分析。请注意，我们的分析可能未考虑最新的价格敏感公司公告或定性材料。Simply Wall St 在提到的任何股票中没有持仓。</em></p>
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<div class="lb-trans"><p>用于国防和灾难的移动基础设施</p>
</div><p>The next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.</p>
<div class="lb-trans"><p>下一波机器人技术不是类人型的。它是完全自主的塔，在 30 分钟内提供 5G、ISR 和雷达，随时随地。</p>
</div><p>Get the investor briefing before the next round of contracts</p>
<div class="lb-trans"><p>在下一轮合同之前获取投资者简报</p>
</div><p>Sponsored On Behalf of CiTech</p>
<div class="lb-trans"><p>由 CiTech 赞助</p>
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信安金融集团（PFG）：近期的股价上涨是否已经完全反映其价值？