<p><em>美克瑞的新伞形保险更好地保护</em> <em>维吉尼亚人的个人财富</em> <em>免受人身伤害索赔的影响</em></p>
<p>, /PRNewswire/ -- 多车相撞、狗咬或送货员在您财产上受伤等意外事件正在危及维吉尼亚人的个人财务健康。事实上，自疫情开始以来，人身伤害赔偿金持续上升，平均责任索赔金额增加了 35%，根据美克瑞保险（NYSE: MCY）的数据。</p>
<p>由于家庭和汽车所有者的责任伤害索赔超过传统保单限额的趋势上升，美克瑞推出了一项全新的个人伞形保险政策，为维吉尼亚人提供额外保护，增强的保障起价仅为每天超过 1.00 美元。</p>
<p>根据《福布斯》杂志，伞形保险政策可以成为您保险组合的绝佳补充，如果您需要超出基本汽车保险或家庭保险政策提供的责任保障，伞形保险是一个很好的选择，可以保护您的净资产，防止因诉讼而遭受损失。</p>
<p>维吉尼亚州是美克瑞保险推出这一扩展保险产品的第九个州，此前已在加利福尼亚、德克萨斯、俄克拉荷马、伊利诺伊、亚利桑那、乔治亚、佛罗里达和内华达州推出。您可以在美克瑞伞形保险网站了解更多关于这一独特保障的信息。</p>
<p>“意外事故对维吉尼亚人来说变得越来越昂贵，这使他们面临自掏腰包的风险，” 美克瑞保险副总裁兼首席销售官 <strong>Nick Colby</strong> 表示。“美克瑞重新设计了其伞形保险，为维吉尼亚人提供超出传统汽车或家庭保单的额外保护。这是一个经济实惠的安全网，可以保护您免受这些昂贵事故和寻求高额赔偿的诉讼律师的影响。”</p>
<p>一个警示故事是关于一位美克瑞保单持有人，他自大学以来一直保持相同的限额和保障，尽管他的个人财富显著增加。这位保单持有人——后来成为了一名医生——从未考虑过伞形保险，直到他用汽车撞上了一辆摩托车，严重伤害了骑行者。骑行者随后聘请了一名律师，而美克瑞投保人最终不得不自掏腰包支付超出其汽车保单限额 25,000 美元的赔偿。</p>
<p>“在和解支付完成之前，他的工资中扣除了多年的款项，” Colby 说。</p>
<p>美克瑞显著更新的伞形产品的主要特点包括：</p>
<ul>
<li><strong>多保单折扣</strong>：美克瑞保单持有人可以通过汽车、房主和伞形保单的多保单折扣节省大量费用。</li>
<li><strong>三年无事故和违规折扣</strong>：在过去三年内没有损失或事故的美克瑞保单所有驾驶员可享受 5% 的折扣。</li>
<li><strong>无保险驾驶人保障</strong>：在由无保险驾驶人造成的事故中，提供高达 100 万美元的无保险驾驶人保障。</li>
<li><strong>增加责任</strong>：保单持有人可以根据自身的保障需求将责任保障从 100 万美元提高到 200 万美元。</li>
</ul>
<p>“我们认为美克瑞的伞形保单是 ‘金发姑娘’ 的保障，因为它提供了非常具体的额外保护，符合客户的需求，这对任何希望保护自己未来免受意外开支和法律责任影响的人来说都非常重要，” Colby 表示。</p>
<p>美克瑞在维吉尼亚州提供个人汽车、机械保护、打车、共管公寓、房主、家庭网络保护、家庭系统保护、身份管理服务、租户、服务线路保护、商业汽车和个人伞形保险。</p>
<p>美克瑞保险总部位于洛杉矶，通过超过 4,700 名员工和在 11 个州的 8,000 多名独立代理商提供汽车、房主和商业保险。</p>
<p><strong>关于美克瑞保险</strong></p>
<p>美克瑞保险（NYSE: MCY）是一家多线保险公司，主要通过在亚利桑那、加利福尼亚、乔治亚、伊利诺伊、内华达、新泽西、纽约、俄克拉荷马、德克萨斯和维吉尼亚的独立代理网络提供个人汽车、房主、租户和商业保险，同时在佛罗里达州提供汽车保险。美克瑞在各州还承保其他保险，包括商业、商业主和商业汽车、房东、共享住房、打车和机械保护保险。</p>
<p>自 1962 年以来，美克瑞通过超过 4,200 名员工和在 11 个州的 6,340 多名独立代理商，为客户提供超值的保险服务，结合超具竞争力的费率和优质的客户服务。美克瑞获得了 A.M. Best 的 “A” 评级，以及《福布斯》和 Insure.com 的 “最佳汽车保险公司” 称号。</p>
<p>有兴趣的媒体可以在新的美克瑞保险新闻中心（https://newsroom.mercuryinsurance.com/）关注美克瑞并接收新新闻稿的通知，或在 Instagram 或 Facebook 上关注公司，或通过电子邮件联系我们：Newsroom@MercuryInsurance.com。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg"/></p>
<p>来源：美克瑞保险</p>

默邱利通用

<p>默邱利通用在弗吉尼亚州推出了一项新的伞形保险政策，以应对不断上升的人身伤害索赔。该政策提供增强的保障，起价仅为每天超过 1 美元，提供超出传统汽车或房屋保险的额外保护。主要特点包括多保单折扣、无保险驾驶者保障和增加的责任选项。这次推出标志着默邱利通在扩展保险产品方面的第九个州，此前包括加利福尼亚州和德克萨斯州等多个州</p>

<p><em>Mercury's New Umbrella Insurance Better Protects</em> <em>Virginians' Personal Wealth</em> <em>Against Bodily Injury Claims</em></p>
<div class="lb-trans"><p><em>美克瑞的新伞形保险更好地保护</em> <em>维吉尼亚人的个人财富</em> <em>免受人身伤害索赔的影响</em></p>
</div><p>, /PRNewswire/ -- Multi-vehicle crashes, dog bites or a delivery person being injured on your property are some of the unexpected events that are putting Virginians' personal financial health at risk. In fact, bodily injury payouts have continued to climb year over year since the start of the pandemic, with the average amount for a liability claim increasing by 35%, according to Mercury Insurance (NYSE: MCY).</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 多车相撞、狗咬或送货员在您财产上受伤等意外事件正在危及维吉尼亚人的个人财务健康。事实上，自疫情开始以来，人身伤害赔偿金持续上升，平均责任索赔金额增加了 35%，根据美克瑞保险（NYSE: MCY）的数据。</p>
</div><p>The recent trend of rising liability injury claims for home and auto owners that exceed traditional policy limits has moved Mercury to unveil an all-new personal umbrella insurance policy for Virginians that offers extra protection with bolstered coverages beginning at just over $1.00 a day.</p>
<div class="lb-trans"><p>由于家庭和汽车所有者的责任伤害索赔超过传统保单限额的趋势上升，美克瑞推出了一项全新的个人伞形保险政策，为维吉尼亚人提供额外保护，增强的保障起价仅为每天超过 1.00 美元。</p>
</div><p>Per Forbes magazine, an umbrella insurance policy can be an excellent addition to your insurance portfolio if you need liability coverage that goes beyond what your base car insurance or home insurance policies provide. Umbrella insurance is a good way to cover your net worth if you were to get hit with a lawsuit.</p>
<div class="lb-trans"><p>根据《福布斯》杂志，伞形保险政策可以成为您保险组合的绝佳补充，如果您需要超出基本汽车保险或家庭保险政策提供的责任保障，伞形保险是一个很好的选择，可以保护您的净资产，防止因诉讼而遭受损失。</p>
</div><p>The state of Virginia is the ninth launch of this expanded insurance product for Mercury Insurance, following California, Texas, Oklahoma, Illinois, Arizona, Georgia, Florida and Nevada. You can learn more about this unique coverage at Mercury Umbrella Insurance.</p>
<div class="lb-trans"><p>维吉尼亚州是美克瑞保险推出这一扩展保险产品的第九个州，此前已在加利福尼亚、德克萨斯、俄克拉荷马、伊利诺伊、亚利桑那、乔治亚、佛罗里达和内华达州推出。您可以在美克瑞伞形保险网站了解更多关于这一独特保障的信息。</p>
</div><p>&#34;Unexpected accidents are becoming more costly for Virginians, which puts them at risk of having to pay out of pocket,&#34; said <strong>Nick Colby,</strong> <strong>Vice President and Chief Sales Officer at Mercury Insurance</strong>. &#34;Mercury has redesigned its umbrella insurance to give Virginians an extra layer of protection beyond a traditional auto or home policy. It's an affordable safety net that protects you from these expensive accidents and litigious lawyers looking for a big payday.&#34;</p>
<div class="lb-trans"><p>“意外事故对维吉尼亚人来说变得越来越昂贵，这使他们面临自掏腰包的风险，” 美克瑞保险副总裁兼首席销售官 <strong>Nick Colby</strong> 表示。“美克瑞重新设计了其伞形保险，为维吉尼亚人提供超出传统汽车或家庭保单的额外保护。这是一个经济实惠的安全网，可以保护您免受这些昂贵事故和寻求高额赔偿的诉讼律师的影响。”</p>
</div><p>A cautionary tale for all is that of a Mercury policyholder who had kept the same limits and coverages since college, even though his personal wealth had increased significantly. The policyholder — who later became a doctor — never thought about umbrella coverage until he hit a moped with his automobile, severely injuring the rider. The rider subsequently engaged a lawyer and the Mercury insured ended up having to pay out of pocket for damages that were well beyond his auto policy limit of $25,000.</p>
<div class="lb-trans"><p>一个警示故事是关于一位美克瑞保单持有人，他自大学以来一直保持相同的限额和保障，尽管他的个人财富显著增加。这位保单持有人——后来成为了一名医生——从未考虑过伞形保险，直到他用汽车撞上了一辆摩托车，严重伤害了骑行者。骑行者随后聘请了一名律师，而美克瑞投保人最终不得不自掏腰包支付超出其汽车保单限额 25,000 美元的赔偿。</p>
</div><p>&#34;He had payments deducted from his salary for a number of years until the settlement was paid off,&#34; Colby said.</p>
<div class="lb-trans"><p>“在和解支付完成之前，他的工资中扣除了多年的款项，” Colby 说。</p>
</div><p>Key features of Mercury's significantly updated umbrella product include:</p>
<div class="lb-trans"><p>美克瑞显著更新的伞形产品的主要特点包括：</p>
</div><ul>
<li><strong>Multi-policy Discounts</strong>: Mercury policyholders can save big with multi-policy discounts across their auto, homeowners and umbrella policies.</li>
<li><strong>3-year Accident and Violation Free Discount:</strong> A 5% discount is given to all drivers on the Mercury policy with no losses or accidents during the last three years.</li>
<li><strong>Uninsured Motorist Coverage</strong>: Uninsured motorist coverage up to $1 million in the event of an accident caused by a driver who does not have insurance.</li>
<li><strong>Increased Liability:</strong> Policyholders can increase their liability coverage from $1 million to $2 million, depending upon policyholders' coverage needs.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>多保单折扣</strong>：美克瑞保单持有人可以通过汽车、房主和伞形保单的多保单折扣节省大量费用。</li>
<li><strong>三年无事故和违规折扣</strong>：在过去三年内没有损失或事故的美克瑞保单所有驾驶员可享受 5% 的折扣。</li>
<li><strong>无保险驾驶人保障</strong>：在由无保险驾驶人造成的事故中，提供高达 100 万美元的无保险驾驶人保障。</li>
<li><strong>增加责任</strong>：保单持有人可以根据自身的保障需求将责任保障从 100 万美元提高到 200 万美元。</li>
</ul>
</div><p>&#34;We consider Mercury's umbrella policy the 'Goldilocks' of coverage because it offers a very specific amount of extra protection that fits customers' needs, which is really important for anyone who wants to safeguard their future against unexpected expenses and legal liabilities,&#34; Colby stated.</p>
<div class="lb-trans"><p>“我们认为美克瑞的伞形保单是 ‘金发姑娘’ 的保障，因为它提供了非常具体的额外保护，符合客户的需求，这对任何希望保护自己未来免受意外开支和法律责任影响的人来说都非常重要，” Colby 表示。</p>
</div><p>Mercury offers personal auto, mechanical protection, ride-hailing, condo, homeowners, home cyber protection, home systems protection, identity management services, renters, service line protection, business auto and personal umbrella insurance in Virginia.</p>
<div class="lb-trans"><p>美克瑞在维吉尼亚州提供个人汽车、机械保护、打车、共管公寓、房主、家庭网络保护、家庭系统保护、身份管理服务、租户、服务线路保护、商业汽车和个人伞形保险。</p>
</div><p>Headquartered in Los Angeles, Mercury Insurance provides auto, homeowners and business insurance through more than 4,700 employees and a network of more than 8,000 independent agents in 11 states.</p>
<div class="lb-trans"><p>美克瑞保险总部位于洛杉矶，通过超过 4,700 名员工和在 11 个州的 8,000 多名独立代理商提供汽车、房主和商业保险。</p>
</div><p><strong>About Mercury Insurance</strong></p>
<div class="lb-trans"><p><strong>关于美克瑞保险</strong></p>
</div><p>Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home- sharing, ride-hailing and mechanical protection insurance.</p>
<div class="lb-trans"><p>美克瑞保险（NYSE: MCY）是一家多线保险公司，主要通过在亚利桑那、加利福尼亚、乔治亚、伊利诺伊、内华达、新泽西、纽约、俄克拉荷马、德克萨斯和维吉尼亚的独立代理网络提供个人汽车、房主、租户和商业保险，同时在佛罗里达州提供汽车保险。美克瑞在各州还承保其他保险，包括商业、商业主和商业汽车、房东、共享住房、打车和机械保护保险。</p>
</div><p>Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an &#34;A&#34; rating from A.M. Best, as well as &#34;Best Auto Insurance Company&#34; designations from Forbes and Insure.com.</p>
<div class="lb-trans"><p>自 1962 年以来，美克瑞通过超过 4,200 名员工和在 11 个州的 6,340 多名独立代理商，为客户提供超值的保险服务，结合超具竞争力的费率和优质的客户服务。美克瑞获得了 A.M. Best 的 “A” 评级，以及《福布斯》和 Insure.com 的 “最佳汽车保险公司” 称号。</p>
</div><p>Interested media can follow Mercury and receive notifications about new press releases at the new Mercury Insurance Newsroom at https://newsroom.mercuryinsurance.com/, follow the company on Instagram or Facebook or email us at Newsroom@MercuryInsurance.com.</p>
<div class="lb-trans"><p>有兴趣的媒体可以在新的美克瑞保险新闻中心（https://newsroom.mercuryinsurance.com/）关注美克瑞并接收新新闻稿的通知，或在 Instagram 或 Facebook 上关注公司，或通过电子邮件联系我们：Newsroom@MercuryInsurance.com。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg" alt="" original-src="https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg"/></p>
<p>SOURCE Mercury Insurance</p>
<div class="lb-trans"><p>来源：美克瑞保险</p>
</div>

根据默邱利保险的消息，弗吉尼亚州的人身伤害赔偿成本上升 | MCY 股票新闻