<p>/PRNewswire/ - VersaBank（或称 “银行”）（TSX: VBNK）（NASDAQ: VBNK），作为北美领先的企业对企业数字银行，今天宣布以下任命和高管晋升，自 2026 年 1 月 5 日起生效，以支持银行之前宣布的拟议重组，转变为美国银行的标准框架（之前称为企业重组）。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2849230/VersaBank_VERSABANK_ANNOUNCES_APPOINTMENT_OF_GLOBAL_CFO_AND_EXEC.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2849230/VersaBank_VERSABANK_ANNOUNCES_APPOINTMENT_OF_GLOBAL_CFO_AND_EXEC.jpg"/></p>
<ul>
<li>Nicolas Ospina 被任命为新设立的全球首席财务官，负责监督银行的企业财务职能。</li>
<li>John Asma 被晋升为执行副总裁，负责加拿大数字银行业务的运营和战略执行。John 此前是 VersaBank 的首席财务官，自 2023 年 12 月以来一直担任该职位，并曾在银行担任多个其他高管职务。</li>
</ul>
<p>“这些公告代表了我们近期和长期增长战略的重要一步，” VersaBank 创始人兼总裁 David Taylor 表示。“通过提升一位经过验证的领导者并欢迎一位战略性新成员，我们正在增强在美国和加拿大执行优先事项的能力，同时为银行未来的额外机会奠定基础，以便在未来多年为我们的股东创造长期价值。”</p>
<p>“Ospina 先生在加入 VersaBank 之前曾在 Raymond James 的金融服务投资银行集团工作，带来了超过十年的银行、金融服务和资本市场经验。作为 Raymond James 团队的重要成员，他在 VersaBank 最近的股票发行中担任主承销商，对我们的业务有深刻的理解，并具备极好的行业视角，使他非常适合这个角色。”</p>
<p>“John 在 VersaBank 的转型期间作为首席财务官做得非常出色，特别是在我们扩展到美国以及在该国启动和快速提升应收账款购买计划方面。他对我们业务的深刻理解和对运营卓越的承诺对我们的成功至关重要。我们期待他在新角色中的持续贡献，专注于推动加拿大市场的增长和效率。”</p>
<p>Ospina 先生为 VersaBank 带来了超过十年的金融服务和资本市场经验，他在 Raymond James &amp; Associates 工作超过十年，最近担任金融服务投资银行的副总裁。在任职期间，他为存款机构提供买方和卖方的并购、股权和债务资本市场交易以及战略举措的咨询，完成了超过 50 笔交易，涵盖美国银行业。他的经验包括领导复杂的执行、准备董事会和委员会材料及公正意见、支持监管和投资者流程，并与执行团队密切合作，贯穿交易生命周期。Ospina 先生拥有 MBA 和管理学硕士学位，带来了与加拿大银行环境高度契合的严谨、风险意识和机构导向的视角。</p>
<p><strong>关于 VersaBank</strong></p>
<p>VersaBank 是一家与众不同的北美银行。VersaBank 在加拿大和美国均为联邦特许银行，采用无分行的数字企业对企业模式，基于其专有的先进技术，能够以显著降低风险的方式盈利性地满足银行业中被忽视的细分市场。由于 VersaBank 几乎所有的存款均通过金融中介合作伙伴以电子方式获得，并承担大部分资金，因此它受益于显著的运营杠杆，推动效率和普通股权益回报。2024 年 8 月，VersaBank 为销售点融资公司推出了独特的应收账款购买计划融资解决方案，该方案在加拿大成功运营近 15 年，现已进入被忽视的数万亿美元美国市场。VersaBank 还拥有位于明尼阿波利斯的 DRT Cyber Inc.，这是一家北美领先的网络安全服务提供商，旨在应对金融机构、跨国公司和政府实体面临的快速增长的网络威胁。通过 DRT Cyber Inc.，VersaBank 拥有专有的知识产权和技术，以支持银行和金融社区下一代数字资产的开发，包括银行革命性的代币化存款。</p>
<p>VersaBank 的普通股在多伦多证券交易所和 NASDAQ 以 VBNK 为交易代码进行交易。</p>
<p><strong>前瞻性声明</strong></p>
<p>本新闻稿包含适用证券法意义上的前瞻性信息和前瞻性声明（&#34;前瞻性声明&#34;），包括关于获得股东、监管机构及其他对重组的批准的能力的声明；预计重组将实现额外的股东价值、简化监管结构和降低成本的声明；重组的关键要素；获得包括罗素 2000 指数在内的股票指数纳入的能力；继续增长美国收购计划的能力；扩大我们的净利差的能力；以及继续增长 CMHC 住宅建设贷款计划的能力。这类前瞻性声明包含在本文件中，并可能包含在其他文件中，以及与加拿大证券监管机构或美国证券交易委员会的其他沟通中。所有此类声明均根据《1995 年美国私人证券诉讼改革法》及任何适用的加拿大证券立法的 “安全港” 条款作出，并意在作为前瞻性声明。本新闻稿中与未来相关的声明均为前瞻性声明。由于其本质，前瞻性声明涉及固有的风险和不确定性，包括一般性和特定性风险，其中许多超出了 VersaBank 的控制范围。存在风险，预测、预报、预测和其他前瞻性声明可能无法实现。读者被提醒不要对这些前瞻性声明过于依赖，因为许多重要因素可能导致实际结果与此类前瞻性声明中表达的计划、目标、期望、估计和意图存在重大差异。这些因素包括但不限于，加拿大和美国经济的整体强度，以及 VersaBank 开展业务的加拿大和美国地方经济的强度；货币和财政政策变化的影响，包括加拿大银行和美国联邦储备银行的利率政策变化；全球商品价格；VersaBank 所处市场的竞争影响；贸易法和关税的变化；通货膨胀；资本市场波动；在接受市场中及时开发和推出新产品；与金融服务相关的法律和法规变化的影响；税法变化；技术变化；意外的司法或监管程序；消费者支出和储蓄习惯的意外变化；战争或冲突的影响，以及这两者对全球供应链和市场的影响；影响地方、国家或国际经济的疾病或疾病爆发的影响；恐怖活动对我们业务的可能影响；自然灾害和对公共基础设施（如交通、通信、电力或水供应）的干扰；以及 VersaBank 对上述风险的预期和成功管理。</p>
<p>VersaBank 计划将其公司结构重新调整为标准美国银行框架的完成，受多种因素的影响，其中许多超出了银行的控制，包括但不限于未能获得所需的股东、监管和其他批准，以及之前和不时在银行向 SEC 及各省或地区的证券委员会或类似证券监管机构的文件中披露的其他重要因素。</p>
<p>上述重要因素的清单并不详尽。在依赖前瞻性声明做出决策时，投资者和其他人应仔细考虑上述因素以及其他不确定性和潜在事件。管理层讨论与分析中包含的前瞻性信息旨在帮助 VersaBank 的股东和其他人理解 VersaBank 的财务状况，可能不适用于任何其他目的。</p>
<p>有关可能影响 VersaBank 未来业绩的某些关键因素的详细讨论，请参见 VersaBank 截至 2025 年 10 月 31 日的年度 MD&amp;A。除非证券法要求，VersaBank 不承担更新本新闻稿中包含的任何前瞻性声明或不时由 VersaBank 或其代表作出的前瞻性声明的义务。</p>
<p>访问我们的网站：www.versabank.com</p>
<p>在 Facebook、Instagram、LinkedIn 和 X 上关注 VersaBank。</p>
<p>来源：VersaBank</p>

VBNK

<p>VersaBank 宣布任命 Nicolas Ospina 为全球首席财务官，并提升 John Asma 为执行副总裁，任命将于 2026 年 1 月 5 日生效。这些变动支持银行拟议的重组，以与美国银行框架对齐。Ospina 拥有来自 Raymond James 超过十年的经验，而之前担任首席财务官的 Asma 将专注于加拿大数字银行业务</p>

<p>, /PRNewswire/ - VersaBank (or the &#34;Bank&#34;) (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, today announced the following appointment and executive promotion, effective January 5, 2026, in support of the Bank's previously announced proposed restructuring to the standard framework of a US Bank (previously referred to as the corporate realignment).</p>
<div class="lb-trans"><p>/PRNewswire/ - VersaBank（或称 “银行”）（TSX: VBNK）（NASDAQ: VBNK），作为北美领先的企业对企业数字银行，今天宣布以下任命和高管晋升，自 2026 年 1 月 5 日起生效，以支持银行之前宣布的拟议重组，转变为美国银行的标准框架（之前称为企业重组）。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2849230/VersaBank_VERSABANK_ANNOUNCES_APPOINTMENT_OF_GLOBAL_CFO_AND_EXEC.jpg" alt="" original-src="https://mma.prnewswire.com/media/2849230/VersaBank_VERSABANK_ANNOUNCES_APPOINTMENT_OF_GLOBAL_CFO_AND_EXEC.jpg"/></p>
<ul>
<li>Nicolas Ospina has been appointed to the newly created role of Global Chief Financial Officer with responsibility for oversight of the Bank's finance function at the corporate level.</li>
<li>John Asma has been promoted to Executive Vice President with responsibilities for operation and execution of strategy for Canadian Digital Banking operations. John was previously Chief Financial Officer of VersaBank, a position he had held since December 2023, and previously held multiple additional executive roles with the Bank.</li>
</ul>
<div class="lb-trans"><ul>
<li>Nicolas Ospina 被任命为新设立的全球首席财务官，负责监督银行的企业财务职能。</li>
<li>John Asma 被晋升为执行副总裁，负责加拿大数字银行业务的运营和战略执行。John 此前是 VersaBank 的首席财务官，自 2023 年 12 月以来一直担任该职位，并曾在银行担任多个其他高管职务。</li>
</ul>
</div><p>&#34;These announcements represent an important step in support of our growth strategy for the near and long-term,&#34; said David Taylor, Founder and President, VersaBank. &#34;By elevating a proven leader and welcoming a strategic addition, we are strengthening our ability to execute on our priorities in the US and Canada, as well as positioning the Bank for additional future opportunities to drive long-term value for our shareholders for many years to come.&#34;</p>
<div class="lb-trans"><p>“这些公告代表了我们近期和长期增长战略的重要一步，” VersaBank 创始人兼总裁 David Taylor 表示。“通过提升一位经过验证的领导者并欢迎一位战略性新成员，我们正在增强在美国和加拿大执行优先事项的能力，同时为银行未来的额外机会奠定基础，以便在未来多年为我们的股东创造长期价值。”</p>
</div><p>&#34;Mr. Ospina joins VersaBank from Raymond James' Financial Services Investment Banking Group, bringing over a decade of banking, financial services, and capital markets experience to our organization. As an integral part of the Raymond James team that served as lead book-runner on VersaBank's recent share offerings, he has a deep understanding of our business and tremendous industry perspective that combine to make him ideally suited for this role.&#34;</p>
<div class="lb-trans"><p>“Ospina 先生在加入 VersaBank 之前曾在 Raymond James 的金融服务投资银行集团工作，带来了超过十年的银行、金融服务和资本市场经验。作为 Raymond James 团队的重要成员，他在 VersaBank 最近的股票发行中担任主承销商，对我们的业务有深刻的理解，并具备极好的行业视角，使他非常适合这个角色。”</p>
</div><p>&#34;John has done an incredible job as CFO during a transformational period for VersaBank, notably with respect to our expansion into the US and the launch and rapid ramp-up of our Receivable Purchase Program in that country. His deep understanding of our business and commitment to operational excellence have been instrumental to our success. We look forward to his continued contribution in his new role, where he will focus on driving growth and efficiency in the Canadian market.&#34;</p>
<div class="lb-trans"><p>“John 在 VersaBank 的转型期间作为首席财务官做得非常出色，特别是在我们扩展到美国以及在该国启动和快速提升应收账款购买计划方面。他对我们业务的深刻理解和对运营卓越的承诺对我们的成功至关重要。我们期待他在新角色中的持续贡献，专注于推动加拿大市场的增长和效率。”</p>
</div><p>Mr. Ospina brings to VersaBank more than a decade of financial services and capital markets experience, having spent more than ten years at Raymond James &amp; Associates, where he most recently served as a Vice President in Financial Services Investment Banking. During his tenure, he advised depository institutions on buy-side and sell-side M&amp;A, equity and debt capital markets transactions, and strategic initiatives, completing more than 50 transactions across the U.S. banking sector. His experience includes leading complex executions, preparing board and committee materials and fairness opinions, supporting regulatory and investor processes, and working closely with executive teams through transaction lifecycles. Mr. Ospina holds an MBA and MS in Management and brings a disciplined, risk-aware, and institutionally focused perspective well aligned with the Canadian banking environment.</p>
<div class="lb-trans"><p>Ospina 先生为 VersaBank 带来了超过十年的金融服务和资本市场经验，他在 Raymond James &amp; Associates 工作超过十年，最近担任金融服务投资银行的副总裁。在任职期间，他为存款机构提供买方和卖方的并购、股权和债务资本市场交易以及战略举措的咨询，完成了超过 50 笔交易，涵盖美国银行业。他的经验包括领导复杂的执行、准备董事会和委员会材料及公正意见、支持监管和投资者流程，并与执行团队密切合作，贯穿交易生命周期。Ospina 先生拥有 MBA 和管理学硕士学位，带来了与加拿大银行环境高度契合的严谨、风险意识和机构导向的视角。</p>
</div><p><strong>About VersaBank</strong></p>
<div class="lb-trans"><p><strong>关于 VersaBank</strong></p>
</div><p>VersaBank is a North American bank with a difference. Federally chartered in both Canada and the US, VersaBank has a branchless, digital, business-to-business model based on its proprietary state-of-the-art technology that enables it to profitably address underserved segments of the banking industry in a significantly risk mitigated manner. Because VersaBank obtains substantially all of its deposits and undertakes the majority of its funding electronically through financial intermediary partners, it benefits from significant operating leverage that drives efficiency and return on common equity. In August 2024, VersaBank launched its unique Receivable Purchase Program funding solution for point-of-sale finance companies, which has been highly successful in Canada for nearly 15 years, to the underserved multi-trillion-dollar US market. VersaBank also owns Minneapolis-based DRT Cyber Inc., a North American leader in the provision of cyber security services to address the rapidly growing volume of cyber threats challenging financial institutions, multi-national corporations and government entities. Through DRT Cyber Inc., VersaBank owns proprietary intellectual property and technology to enable the next generation of digital assets for the banking and financial community, including the Bank's revolutionary tokenized deposits.</p>
<div class="lb-trans"><p>VersaBank 是一家与众不同的北美银行。VersaBank 在加拿大和美国均为联邦特许银行，采用无分行的数字企业对企业模式，基于其专有的先进技术，能够以显著降低风险的方式盈利性地满足银行业中被忽视的细分市场。由于 VersaBank 几乎所有的存款均通过金融中介合作伙伴以电子方式获得，并承担大部分资金，因此它受益于显著的运营杠杆，推动效率和普通股权益回报。2024 年 8 月，VersaBank 为销售点融资公司推出了独特的应收账款购买计划融资解决方案，该方案在加拿大成功运营近 15 年，现已进入被忽视的数万亿美元美国市场。VersaBank 还拥有位于明尼阿波利斯的 DRT Cyber Inc.，这是一家北美领先的网络安全服务提供商，旨在应对金融机构、跨国公司和政府实体面临的快速增长的网络威胁。通过 DRT Cyber Inc.，VersaBank 拥有专有的知识产权和技术，以支持银行和金融社区下一代数字资产的开发，包括银行革命性的代币化存款。</p>
</div><p>VersaBank's Common Shares trade on the Toronto Stock Exchange and NASDAQ under the symbol VBNK.</p>
<div class="lb-trans"><p>VersaBank 的普通股在多伦多证券交易所和 NASDAQ 以 VBNK 为交易代码进行交易。</p>
</div><p><strong>Forward-Looking Statements</strong></p>
<div class="lb-trans"><p><strong>前瞻性声明</strong></p>
</div><p>This press release contains forward-looking information and forward-looking statements within the meaning of applicable securities laws (&#34;forward-looking statements&#34;) including statements regarding the ability to obtain shareholder, regulatory and other approvals of the Reorganization; the expected realization of additional shareholder value, the simplification of the regulatory structure and the reduction of costs as a result of the Reorganization; the key elements of the Reorganization; the ability to obtain inclusion on stock indices, including the Russell 2000; the ability to continue to grow the US Receive Purchase Program; the ability to expand our net interest margin; and the ability to continue to grow the CMHC residential construction loan program. Forward-looking statements of this type are included in this document and may be included in other filings and with Canadian securities regulators or the US Securities and Exchange Commission, or in other communications. All such statements are made pursuant to the &#34;safe harbor&#34; provisions of, and are intended to be forward-looking statements under, the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. The statements in this press release that relate to the future are forward-looking statements. By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, many of which are out of VersaBank's control. Risks exist that predictions, forecasts, projections and other forward-looking statements will not be achieved. Readers are cautioned not to place undue reliance on these forward-looking statements as a number of important factors could cause actual results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements. These factors include, but are not limited to, the strength of the Canadian and US economies in general and the strength of the local economies within Canada and the US in which VersaBank conducts operations; the effects of changes in monetary and fiscal policy, including changes in interest rate policies of the Bank of Canada and the US Federal Reserve; global commodity prices; the effects of competition in the markets in which VersaBank operates; changes in trade laws and tariffs; inflation; capital market fluctuations; the timely development and introduction of new products in receptive markets; the impact of changes in the laws and regulations pertaining to financial services; changes in tax laws; technological changes; unexpected judicial or regulatory proceedings; unexpected changes in consumer spending and savings habits; the impact of wars or conflicts and the impact of both on global supply chains and markets; the impact of outbreaks of disease or illness that affect local, national or international economies; the possible effects on our business of terrorist activities; natural disasters and disruptions to public infrastructure, such as transportation, communications, power or water supply; and VersaBank's anticipation of and success in managing the risks implicated by the foregoing.</p>
<div class="lb-trans"><p>本新闻稿包含适用证券法意义上的前瞻性信息和前瞻性声明（&#34;前瞻性声明&#34;），包括关于获得股东、监管机构及其他对重组的批准的能力的声明；预计重组将实现额外的股东价值、简化监管结构和降低成本的声明；重组的关键要素；获得包括罗素 2000 指数在内的股票指数纳入的能力；继续增长美国收购计划的能力；扩大我们的净利差的能力；以及继续增长 CMHC 住宅建设贷款计划的能力。这类前瞻性声明包含在本文件中，并可能包含在其他文件中，以及与加拿大证券监管机构或美国证券交易委员会的其他沟通中。所有此类声明均根据《1995 年美国私人证券诉讼改革法》及任何适用的加拿大证券立法的 “安全港” 条款作出，并意在作为前瞻性声明。本新闻稿中与未来相关的声明均为前瞻性声明。由于其本质，前瞻性声明涉及固有的风险和不确定性，包括一般性和特定性风险，其中许多超出了 VersaBank 的控制范围。存在风险，预测、预报、预测和其他前瞻性声明可能无法实现。读者被提醒不要对这些前瞻性声明过于依赖，因为许多重要因素可能导致实际结果与此类前瞻性声明中表达的计划、目标、期望、估计和意图存在重大差异。这些因素包括但不限于，加拿大和美国经济的整体强度，以及 VersaBank 开展业务的加拿大和美国地方经济的强度；货币和财政政策变化的影响，包括加拿大银行和美国联邦储备银行的利率政策变化；全球商品价格；VersaBank 所处市场的竞争影响；贸易法和关税的变化；通货膨胀；资本市场波动；在接受市场中及时开发和推出新产品；与金融服务相关的法律和法规变化的影响；税法变化；技术变化；意外的司法或监管程序；消费者支出和储蓄习惯的意外变化；战争或冲突的影响，以及这两者对全球供应链和市场的影响；影响地方、国家或国际经济的疾病或疾病爆发的影响；恐怖活动对我们业务的可能影响；自然灾害和对公共基础设施（如交通、通信、电力或水供应）的干扰；以及 VersaBank 对上述风险的预期和成功管理。</p>
</div><p>Completion of VersaBank's plan to realign its corporate structure to a standard US bank framework is subject to numerous factors, many of which are beyond the Bank's control, including but not limited to, the failure to obtain required shareholder, regulatory and other approvals, and other important factors disclosed previously and from time to time in the Bank's filings with the SEC and the securities commissions or similar securities regulatory authorities in each of the provinces or territories of Canada.</p>
<div class="lb-trans"><p>VersaBank 计划将其公司结构重新调整为标准美国银行框架的完成，受多种因素的影响，其中许多超出了银行的控制，包括但不限于未能获得所需的股东、监管和其他批准，以及之前和不时在银行向 SEC 及各省或地区的证券委员会或类似证券监管机构的文件中披露的其他重要因素。</p>
</div><p>The foregoing list of important factors is not exhaustive. When relying on forward-looking statements to make decisions, investors and others should carefully consider the foregoing factors and other uncertainties and potential events. The forward-looking information contained in the management's discussion and analysis is presented to assist VersaBank shareholders and others in understanding VersaBank's financial position and may not be appropriate for any other purposes.</p>
<div class="lb-trans"><p>上述重要因素的清单并不详尽。在依赖前瞻性声明做出决策时，投资者和其他人应仔细考虑上述因素以及其他不确定性和潜在事件。管理层讨论与分析中包含的前瞻性信息旨在帮助 VersaBank 的股东和其他人理解 VersaBank 的财务状况，可能不适用于任何其他目的。</p>
</div><p>For a detailed discussion of certain key factors that may affect VersaBank's future results, please see VersaBank's annual MD&amp;A for the year ended October 31, 2025. Except as required by securities law, VersaBank does not undertake to update any forward-looking statement that is contained in this press release or made from time to time by VersaBank or on its behalf.</p>
<div class="lb-trans"><p>有关可能影响 VersaBank 未来业绩的某些关键因素的详细讨论，请参见 VersaBank 截至 2025 年 10 月 31 日的年度 MD&amp;A。除非证券法要求，VersaBank 不承担更新本新闻稿中包含的任何前瞻性声明或不时由 VersaBank 或其代表作出的前瞻性声明的义务。</p>
</div><p>Visit our website at: www.versabank.com</p>
<div class="lb-trans"><p>访问我们的网站：www.versabank.com</p>
</div><p>Follow VersaBank on Facebook, Instagram, LinkedIn and X.</p>
<div class="lb-trans"><p>在 Facebook、Instagram、LinkedIn 和 X 上关注 VersaBank。</p>
</div><p>SOURCE VersaBank</p>
<div class="lb-trans"><p>来源：VersaBank</p>
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VersaBank 宣布任命全球首席财务官并进行高管晋升，以支持其拟议的公司重组 | VBNK 股票新闻