<div id="readability-page-1"><div> Insurance Rates Should Fall Next Year. Hopefully Not Too Much. The U.S. avoided a major hurricane this year, but insurers should still be wary of elevated future losses. ---- Charles Schwab CEO Explains Why Investing Works-and Gambling Doesn't One in six new clients are Gen Z, Rick Wurster tells At Barron's Andy Serwer in an interview. ---- BBVA to Launch $4.6 Billion Buyback After Failed Sabadell Bid Stock repurchases of up to $1.76 billion will start on Monday, to be completed no later than April 7. ---- Jump Accused of Contributing to Collapse of Terraform, Do Kwon's Crypto Empire The administrator winding down what remains of Terraform Labs is seeking $4 billion in damages. ---- ANZ Handed Record Penalty for Misconduct, Risk Failures The Australian bank will pay the largest combined penalties ever secured by Australia's corporate regulator, over risk failures and widespread misconduct. ---- The Epstein Files Have the World of Business on Edge Many individuals and companies are known to have had a relationship with Jeffrey Epstein. Will the expected Friday release of a pile of government records reveal more names? ---- GPB Capital Fraud Conspirator Jeffry Schneider Seeks Clemency Schneider asked the trial judge to reduce his six-year sentence citing Trump's clemency for co-conspirator David Gentile. ---- COO of Advisory Firm and Alleged Ponzi Scheme Pleads Guilty to Wire Fraud David Bradford was the chief operating office of Drive Planning, which has been accused of a $300 million fraud. ---- Canada's Big Banks See No Change to Regulatory Capital Requirement Despite Risks The Office of the Superintendent of Financial Institutions said it views systemic vulnerabilities in the financial system to be stable and will maintain the domestic-stability buffer at 3.5% of risk-weighted assets. ---- Deerpath Capital Rearms With $3.5 Billion for Private-Credit Bets The firm's seventh main fund includes over $2.2 billion in committed capital with leverage amping up its firepower. ---- BNP Paribas's Vehicle-Leasing Business in Talks to Buy Mercedes-Benz Leasing Unit A deal would see Arval's fleet of 1.9 million vehicles combine with Mercedes-Benz unit Athlon to create a business with around 2.3 million vehicles. ---- Deutsche Bank survey reveals what troubles investors most in 2026 - and what doesn't Curiously, those events which have shaken markets most severely in recent years are low down the list of priorities for 2026 in investor mindsets. ---- 'Stunning and blunt' Trump proposal could make it easier for lenders to deny women and minorities credit, loans and mortgages Before the Equal Credit Opportunity Act, banks could require women to have a man co-sign a loan ---- Financial Services Roundup: Market Talk Find insight on TD Bank, AIA Group and more in the latest Market Talks covering Financial Services. ---- Robinhood Goes Big on Sports Betting Since the end of last year, 11 billion event contracts have been traded on Robinhood's platform which allows investors to wager on sports, politics, and other categories. <pre></pre> (END) Dow Jones Newswires December 19, 2025 07:15 ET (12:15 GMT)Copyright (c) 2025 Dow Jones &amp; Company, Inc.</div></div>

嘉信理财

BBVA

道琼斯金融服务的头条涵盖多个主题：预计美国保险费率明年将下降；嘉信理财的首席执行官讨论投资与赌博的区别；BBVA 计划进行 46 亿美元的回购；澳新银行因不当行为面临创纪录的罚款；法国巴黎银行的汽车租赁业务正在洽谈收购梅赛德斯 - 奔驰的租赁部门。此外，Robinhood 扩展到体育博彩，加拿大的银行在风险面前仍维持监管资本要求

道琼斯上午 7 点东部时间的顶级金融服务头条：保险费率明年预计会下降。希望不要下降过多。| Charles