<p>佛罗里达州坦帕，2025 年 12 月 19 日（GLOBE NEWSWIRE）-- LM Funding America, Inc.（纳斯达克：LMFA）（“LM Funding” 或 “公司”），一家比特币国库和矿业公司，今天宣布已与机构投资者签署证券购买协议，购买 1,822,535 股普通股和 7,332,395 个预先融资的认股权证，以替代普通股，并附带认股权证，最多可购买 9,154,930 股普通股，进行注册直接发行。每股普通股（或替代的预先融资认股权证）及其附带认股权证的综合有效发行价格为 0.71 美元。认股权证的行使价格为 0.71 美元，行使时间从股东批准的生效日期开始，并将在股东批准之日起五周年到期。此外，公司同意将投资者持有的 3,472,740 股普通股的未到期认股权证的行使价格从 2.95 美元降低至 0.87 美元，需经股东批准，并将该认股权证的期限延长至股东批准之日起五年。</p>
<p>公司从注册直接发行中获得的毛收益预计约为 650 万美元，未扣除承销商费用和公司需支付的其他预计发行费用。该发行预计将在 2025 年 12 月 22 日左右完成，前提是满足惯例的交割条件。</p>
<p>Maxim Group LLC 作为此次发行的唯一承销商。</p>
<p>这些证券是根据美国证券交易委员会（“SEC”）于 2024 年 11 月 21 日宣布生效的 S-3 表格（文件编号 333-281528）下的架构注册声明进行发行的。公司将向 SEC 提交与此次发行相关的招股说明书补充文件。招股说明书补充文件及其附带的招股说明书在可用时，可以在 SEC 的网站 www.sec.gov 上获取，或从 Maxim Group LLC，300 Park Avenue, New York, NY 10022，注意：承销部，或通过电子邮件 syndicate@maximgrp.com 或电话 (212) 895-3500 获取。</p>
<p>本新闻稿不构成出售要约或购买要约的征求，也不会在任何法律禁止注册或资格的司法管辖区内销售这些证券。</p>
<p><strong>关于 LM Funding America</strong></p>
<p>LM Funding America, Inc.（纳斯达克：LMFA）是一家比特币国库和矿业公司。公司成立于 2008 年，总部位于佛罗里达州坦帕。公司还经营一家技术驱动的专业金融业务，主要为佛罗里达州的非营利社区协会提供资金。有关更多信息，请访问 https://www.lmfunding.com。</p>
<p><strong>前瞻性声明</strong></p>
<p><em>本新闻稿可能包含根据 1995 年私人证券诉讼改革法作出的前瞻性声明。诸如 “预期”、“相信”、“估计”、“期望”、“打算”、“计划” 和 “项目” 等词语及其他类似词语和表达旨在表示前瞻性声明。前瞻性声明并不保证未来的结果和情况，而是受到各种风险和不确定性的影响。这些风险和不确定性在公司最近的 10-K 表格年度报告及其向 SEC 提交的其他文件中有所列示，均可在 www.sec.gov 上获取。这些风险和不确定性包括但不限于，预计的发行完成、时间和规模，发行收益的预期用途，经营加密货币矿业业务的风险，我们在加密货币矿业业务中的有限运营历史及其增长能力，比特币矿机的能力及我们以合理价格购买电力的相关能力，识别和获取额外矿区的能力，融资我们矿区收购和加密货币矿业运营的能力，以适当价格获取新账户的能力，影响我们收回违约消费者应收款的能力的政府法规变化，信贷或资本市场的变化，利率变化，以及关于债务催收行业的负面报道。任何这些风险和不确定性的发生都可能对我们的业务、财务状况和运营结果产生重大不利影响。</em></p>
<p><strong>投资者和媒体咨询，请联系：</strong></p>
<p>投资者关系</p>
<p>Orange Group</p>
<p>翟宇佳</p>
<p>LMFundingIR@orangegroupadvisors.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZd05URTBOaU0zTXpNd05UZ3lJekl3TVRrNU1qYz0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZd05URTBOaU0zTXpNd05UZ3lJekl3TVRrNU1qYz0"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png"/></p>

LMFA

<p>LM Funding America 宣布进行一项注册直接发行，金额为 650 万美元，出售 1,822,535 股股票和 7,332,395 份预先融资的认股权证。发行价格为每股或每份认股权证 0.71 美元，认股权证在股东批准后可按 0.71 美元行使，有效期为五年。此次发行预计将于 2025 年 12 月 22 日完成，Maxim Group LLC 担任配售代理。公司还将现有认股权证的行使价格从 2.95 美元降低至 0.87 美元，需经股东批准</p>

<p>TAMPA, Fla., Dec. 19, 2025 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining company, today announced that it has entered into securities purchase agreements with institutional investors to purchase 1,822,535 shares of common stock and 7,332,395 pre-funded warrants in lieu of shares of common stock along with warrants to purchase up to an aggregate of 9,154,930 shares of common stock in a registered direct offering. The combined effective offering price for each share of common stock (or pre-funded warrant in lieu thereof) and accompanying warrant is $0.71. The warrants will have an exercise price of $0.71, be exercisable beginning on the effective date of stockholder approval and will expire on the five-year anniversary from the date of stockholder approval. In addition, the Company agreed to reduce the exercise price on outstanding warrants to purchase 3,472,740 shares of common stock held by an investor from $2.95 to $0.87, subject to stockholder approval, and extend the term of such warrants to five years from the date of stockholder approval.</p>
<div class="lb-trans"><p>佛罗里达州坦帕，2025 年 12 月 19 日（GLOBE NEWSWIRE）-- LM Funding America, Inc.（纳斯达克：LMFA）（“LM Funding” 或 “公司”），一家比特币国库和矿业公司，今天宣布已与机构投资者签署证券购买协议，购买 1,822,535 股普通股和 7,332,395 个预先融资的认股权证，以替代普通股，并附带认股权证，最多可购买 9,154,930 股普通股，进行注册直接发行。每股普通股（或替代的预先融资认股权证）及其附带认股权证的综合有效发行价格为 0.71 美元。认股权证的行使价格为 0.71 美元，行使时间从股东批准的生效日期开始，并将在股东批准之日起五周年到期。此外，公司同意将投资者持有的 3,472,740 股普通股的未到期认股权证的行使价格从 2.95 美元降低至 0.87 美元，需经股东批准，并将该认股权证的期限延长至股东批准之日起五年。</p>
</div><p>The gross proceeds to the Company from the registered direct offering are estimated to be approximately $6.5 million, before deducting the placement agent’s fees and other estimated offering expenses payable by the Company. The offering is expected to close on or about December 22, 2025, subject to the satisfaction of customary closing conditions.</p>
<div class="lb-trans"><p>公司从注册直接发行中获得的毛收益预计约为 650 万美元，未扣除承销商费用和公司需支付的其他预计发行费用。该发行预计将在 2025 年 12 月 22 日左右完成，前提是满足惯例的交割条件。</p>
</div><p>Maxim Group LLC is acting as the sole placement agent in connection with the offering.</p>
<div class="lb-trans"><p>Maxim Group LLC 作为此次发行的唯一承销商。</p>
</div><p>The securities are being offered pursuant to a shelf registration statement on Form S-3 (File No. 333-281528), which was declared effective by the U.S. Securities and Exchange Commission (the “SEC”) on November 21, 2024. A prospectus supplement relating to the offering will be filed by the Company with the SEC. When available, copies of the prospectus supplement relating to the offering, together with the accompanying prospectus, can be obtained at the SEC’s website at www.sec.gov or from Maxim Group LLC, 300 Park Avenue, New York, NY 10022, Attention: Syndicate Department, or via email at syndicate@maximgrp.com or telephone at (212) 895-3500.</p>
<div class="lb-trans"><p>这些证券是根据美国证券交易委员会（“SEC”）于 2024 年 11 月 21 日宣布生效的 S-3 表格（文件编号 333-281528）下的架构注册声明进行发行的。公司将向 SEC 提交与此次发行相关的招股说明书补充文件。招股说明书补充文件及其附带的招股说明书在可用时，可以在 SEC 的网站 www.sec.gov 上获取，或从 Maxim Group LLC，300 Park Avenue, New York, NY 10022，注意：承销部，或通过电子邮件 syndicate@maximgrp.com 或电话 (212) 895-3500 获取。</p>
</div><p>This press release does not constitute an offer to sell or the solicitation of an offer to buy, nor will there be any sales of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.</p>
<div class="lb-trans"><p>本新闻稿不构成出售要约或购买要约的征求，也不会在任何法律禁止注册或资格的司法管辖区内销售这些证券。</p>
</div><p><strong>About LM Funding America</strong></p>
<div class="lb-trans"><p><strong>关于 LM Funding America</strong></p>
</div><p>LM Funding America, Inc. (Nasdaq: LMFA), operates as a Bitcoin treasury and mining company. The Company was founded in 2008 and is based in Tampa, Florida. The Company also operates a technology-enabled specialty finance business that provides funding to nonprofit community associations primarily in the State of Florida. For more information, please visit https://www.lmfunding.com.</p>
<div class="lb-trans"><p>LM Funding America, Inc.（纳斯达克：LMFA）是一家比特币国库和矿业公司。公司成立于 2008 年，总部位于佛罗里达州坦帕。公司还经营一家技术驱动的专业金融业务，主要为佛罗里达州的非营利社区协会提供资金。有关更多信息，请访问 https://www.lmfunding.com。</p>
</div><p><strong>Forward-Looking Statements</strong></p>
<div class="lb-trans"><p><strong>前瞻性声明</strong></p>
</div><p><em>This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the Company's most recent Annual Report on Form 10-K and its other filings with the SEC, which are available at www.sec.gov. These risks and uncertainties include, without limitation, the expected completion, timing and size of the offering, the intended use of proceeds from the offering, the risks of operating in the cryptocurrency mining business, our limited operating history in the cryptocurrency mining business and our ability to grow that business, the capacity of our Bitcoin mining machines and our related ability to purchase power at reasonable prices, our ability to identify and acquire additional mining sites, the ability to finance our site acquisitions and cryptocurrency mining operations, our ability to acquire new accounts in our specialty finance business at appropriate prices, changes in governmental regulations that affect our ability to collect sufficient amounts on defaulted consumer receivables, changes in the credit or capital markets, changes in interest rates, and negative press regarding the debt collection industry. The occurrence of any of these risks and uncertainties could have a material adverse effect on our business, financial condition, and results of operations.</em></p>
<div class="lb-trans"><p><em>本新闻稿可能包含根据 1995 年私人证券诉讼改革法作出的前瞻性声明。诸如 “预期”、“相信”、“估计”、“期望”、“打算”、“计划” 和 “项目” 等词语及其他类似词语和表达旨在表示前瞻性声明。前瞻性声明并不保证未来的结果和情况，而是受到各种风险和不确定性的影响。这些风险和不确定性在公司最近的 10-K 表格年度报告及其向 SEC 提交的其他文件中有所列示，均可在 www.sec.gov 上获取。这些风险和不确定性包括但不限于，预计的发行完成、时间和规模，发行收益的预期用途，经营加密货币矿业业务的风险，我们在加密货币矿业业务中的有限运营历史及其增长能力，比特币矿机的能力及我们以合理价格购买电力的相关能力，识别和获取额外矿区的能力，融资我们矿区收购和加密货币矿业运营的能力，以适当价格获取新账户的能力，影响我们收回违约消费者应收款的能力的政府法规变化，信贷或资本市场的变化，利率变化，以及关于债务催收行业的负面报道。任何这些风险和不确定性的发生都可能对我们的业务、财务状况和运营结果产生重大不利影响。</em></p>
</div><p><strong>For investor and media inquiries, please contact:</strong></p>
<div class="lb-trans"><p><strong>投资者和媒体咨询，请联系：</strong></p>
</div><p>Investor Relations</p>
<div class="lb-trans"><p>投资者关系</p>
</div><p>Orange Group</p>
<div class="lb-trans"><p>Orange Group</p>
</div><p>Yujia Zhai</p>
<div class="lb-trans"><p>翟宇佳</p>
</div><p>LMFundingIR@orangegroupadvisors.com</p>
<div class="lb-trans"><p>LMFundingIR@orangegroupadvisors.com</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZd05URTBOaU0zTXpNd05UZ3lJekl3TVRrNU1qYz0" alt="" original-src="https://www.globenewswire.com/newsroom/ti?nf=OTYwNTE0NiM3MzMwNTgyIzIwMTk5Mjc="/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png" alt="" original-src="https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png"/></p>

LM Funding America 宣布注册直接发行的定价，总募集资金为 650 万美元 | LMFA 股票新闻