<p>，/PRNewswire/ -- 诺如病毒病例正在上升，正值假期旅行高峰，预计有 1.22 亿美国人将在 1 月 1 日之前出行。</p>
<p>每年造成 2000 万感染，拥挤的机场和假期聚会为病毒的传播创造了条件。</p>
<p>WastewaterSCAN 数据显示，自 10 月以来，病毒浓度在全国范围内增加了 69%，这使得 12 月的风险被评定为 “高”。</p>
<p>虽然这种高度传染的病毒可能会干扰您的旅行，但保持良好的卫生习惯并不是保护您旅行的唯一方法。</p>
<p>Squaremouth，一家领先的旅行保险比较网站，强调了旅行保险在诺如病毒爆发期间提供保护的方式，选择的好处以及需要避免的陷阱，详细内容请见一篇新的 <strong>文章</strong>。该文章解答了旅行者常见的问题，包括以下内容：</p>
<p><strong>常见问题：诺如病毒旅行保险</strong></p>
<p><strong>购买诺如病毒旅行保险还来得及吗？</strong></p>
<p>如果您即将出行并对诺如病毒感到担忧，您仍然可以购买旅行保险。然而，具体的保单非常重要，因为保障可能会根据其包含的福利和购买保障的时间而有所不同。</p>
<p>如果您在购买时身体健康，没有任何症状，并且没有被诊断为诺如病毒，我们建议同时选择旅行取消和紧急医疗福利。此外，像 “任何原因取消” 或 “任何原因中断” 等可选附加条款可以为您的保单提供更多灵活性。</p>
<p><strong>如果医生没有给我做诺如病毒检测，我仍然可以申请索赔吗？</strong></p>
<p>可以。即使没有实验室结果证明您已正式被诊断为诺如病毒，您仍然可以申请索赔。然而，您需要提供一份持牌医生的文件，说明您生病且不适合旅行。</p>
<p><strong>如果我在旅行前感染诺如病毒会怎样？</strong></p>
<p>如果您购买了包含旅行取消保障的旅行保险计划，并且在旅行前感染了诺如病毒，您的保单可能会覆盖您不可退款的预付旅行费用。要符合条件，您必须证明在购买保单时身体健康，并在旅行出发日期之前提交医生的医疗文件，说明您生病且不适合旅行。</p>
<p><strong>如果我在旅行期间感染诺如病毒怎么办？</strong></p>
<p>如果您在旅行期间感染诺如病毒，您旅行保险保单上的紧急医疗福利可以报销与看医生、住院和药物相关的费用。由于大多数美国健康保险计划在国际旅行期间提供的保障有限或没有保障，这项福利可以通过帮助您接受治疗而减少高额自付费用的影响。</p>
<p>如果您生病，医生建议您缩短旅行，旅行中断保障可以报销未使用的、预付的、不可退款的旅行费用。这可能包括您无法使用的住宿、旅游或交通费用，以及您可能面临的提前回家的额外费用。</p>
<p>尽管与诺如病毒相关的撤离并不常见，但具有紧急医疗撤离保障的旅行保险政策可以支付转移到其他医疗设施的交通费用，如果医生认为这是医学上必要的，这在您乘坐游轮或身处偏远地区时可能会发生。</p>
<p>此外，大多数旅行保险政策都包括 24 小时紧急援助服务。该服务可以帮助您找到医疗护理，协调您的治疗，并帮助您应对旅行中断。</p>
<p>所有这些福利共同作用，以减少在旅行期间感染诺如病毒可能带来的财务负担。</p>
<p><strong>如果我的旅行伴侣感染诺如病毒，我照顾他们会怎样？</strong></p>
<p>旅行保险不仅在旅行者本人生病时提供保障。如果您的旅行伴侣或直系亲属在旅行前或旅行期间生病，您可能有资格获得旅行取消或旅行中断福利。通常，如果您是他们的主要照顾者，并且医学上有必要您不旅行以照顾他们，则适用于家庭成员的保障。</p>
<p>为了使保障生效，您生病的旅行伴侣必须在您的行程中列出，您需要提供医疗文件证明他们生病且无法旅行。同样，如果您未旅行的直系亲属生病，您必须提供证明疾病及您照顾他们是必要的文件。在此基础上，如果您必须取消或缩短旅行，您的保单可以报销您未使用的、不可退款的旅行费用。</p>
<p><strong>如果我担心感染诺如病毒，可以取消我的旅行吗？</strong></p>
<p>担心感染诺如病毒并不是标准旅行取消政策下的保障理由；然而，购买 “任何原因取消” 附加条款可以提供灵活性。该福利允许您在因担心病毒而不再想旅行时取消，但必须在您首次支付旅行押金后的 10-21 天内购买。此外，您必须在旅行出发前 48-72 小时取消旅行。</p>
<p><strong>有关旅行保险和诺如病毒的更多信息，请访问我们的完整文章。</strong></p>
<p><strong>关于 Squaremouth</strong> Squaremouth 是一个值得信赖的旅行保险比较平台，拥有超过 20 年的经验。以其直截了当的方式、屡获殊荣的客户服务和对透明度的承诺而闻名，Squaremouth 已帮助超过 400 万旅行者轻松搜索、比较和购买保障。Squaremouth 在美国提供最大的承保公司和产品组合。</p>
<p><strong>联系方式</strong> <strong>Lauren McCormick</strong> <em>公关与社交策略经理</em></p>
<p>[email protected]</p>
<p>来源 Squaremouth</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjIzJk5ld3NJdGVtSWQ9Rkw1Mjg3MiZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMjMwODI3UFJfTkVXU19VU1BSX19fX19GTDUyODcy?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjIzJk5ld3NJdGVtSWQ9Rkw1Mjg3MiZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMjMwODI3UFJfTkVXU19VU1BSX19fX19GTDUyODcy"/></p>

猫途鹰

<p>诺罗病毒病例在假期高峰旅行期间上升，影响了 1.22 亿美国人。该病毒在拥挤的地方传播迅速，自十月以来病毒浓度增加了 69%。旅行保险可以提供针对诺罗病毒引起的干扰的保护，包括行程取消、医疗费用等。Squaremouth 建议选择合适的保险福利，并强调索赔时文档的重要性。如果旅行伴侣或家庭成员生病，保险覆盖范围也包括他们，但在标准政策下，因害怕感染病毒而取消行程并不是有效的理由</p>

<p>, /PRNewswire/ -- Norovirus cases are climbing just as holiday travel peaks, with 122 million Americans projected to be on the move through January 1.</p>
<div class="lb-trans"><p>，/PRNewswire/ -- 诺如病毒病例正在上升，正值假期旅行高峰，预计有 1.22 亿美国人将在 1 月 1 日之前出行。</p>
</div><p>Responsible for 20 million infections every year, crowded airports and holiday gatherings create conditions for the virus to easily spread.</p>
<div class="lb-trans"><p>每年造成 2000 万感染，拥挤的机场和假期聚会为病毒的传播创造了条件。</p>
</div><p>WastewaterSCAN data shows that there has been a 69% nationwide increase in viral concentrations since October, which categorized December's risk as &#34;high.&#34;</p>
<div class="lb-trans"><p>WastewaterSCAN 数据显示，自 10 月以来，病毒浓度在全国范围内增加了 69%，这使得 12 月的风险被评定为 “高”。</p>
</div><p>While this highly contagious virus can disrupt your travel, practicing good hygiene isn't the only way to protect your trip.</p>
<div class="lb-trans"><p>虽然这种高度传染的病毒可能会干扰您的旅行，但保持良好的卫生习惯并不是保护您旅行的唯一方法。</p>
</div><p>Squaremouth, a leading travel insurance comparison site, highlights how travel insurance offers protection during a norovirus outbreak, which benefits to choose, and pitfalls to avoid in a new <strong>article.</strong> The article addresses frequently asked questions from travelers, including the following:</p>
<div class="lb-trans"><p>Squaremouth，一家领先的旅行保险比较网站，强调了旅行保险在诺如病毒爆发期间提供保护的方式，选择的好处以及需要避免的陷阱，详细内容请见一篇新的 <strong>文章</strong>。该文章解答了旅行者常见的问题，包括以下内容：</p>
</div><p><strong>FAQs: Norovirus Travel Insurance</strong></p>
<div class="lb-trans"><p><strong>常见问题：诺如病毒旅行保险</strong></p>
</div><p><strong>Is it too late to buy travel insurance for norovirus?</strong></p>
<div class="lb-trans"><p><strong>购买诺如病毒旅行保险还来得及吗？</strong></p>
</div><p>No, if you have a trip coming up and have concerns about norovirus, you can still buy travel insurance. However, the specific policy is important, as coverage can vary based on its included benefits and when you purchase coverage.</p>
<div class="lb-trans"><p>如果您即将出行并对诺如病毒感到担忧，您仍然可以购买旅行保险。然而，具体的保单非常重要，因为保障可能会根据其包含的福利和购买保障的时间而有所不同。</p>
</div><p>We recommend both Trip Cancellation and Emergency Medical benefits if you are healthy, not showing any symptoms, and have not been diagnosed with norovirus at the time of purchasing. Additionally, optional add-ons like Cancel For Any Reason or Interruption for Any Reason added to your policy can offer even more flexibility.</p>
<div class="lb-trans"><p>如果您在购买时身体健康，没有任何症状，并且没有被诊断为诺如病毒，我们建议同时选择旅行取消和紧急医疗福利。此外，像 “任何原因取消” 或 “任何原因中断” 等可选附加条款可以为您的保单提供更多灵活性。</p>
</div><p><strong>Can I still file a claim even if the doctor didn't test me for norovirus?</strong></p>
<div class="lb-trans"><p><strong>如果医生没有给我做诺如病毒检测，我仍然可以申请索赔吗？</strong></p>
</div><p>Yes. Even without lab results proving you've officially been diagnosed with norovirus, you can file a claim. However, you'll need to provide documentation from a licensed physician stating you are sick and not fit to travel.</p>
<div class="lb-trans"><p>可以。即使没有实验室结果证明您已正式被诊断为诺如病毒，您仍然可以申请索赔。然而，您需要提供一份持牌医生的文件，说明您生病且不适合旅行。</p>
</div><p><strong>What happens if I get norovirus before my trip?</strong></p>
<div class="lb-trans"><p><strong>如果我在旅行前感染诺如病毒会怎样？</strong></p>
</div><p>If you purchased a travel insurance plan with Trip Cancellation coverage and you get norovirus before your trip, your policy may cover your non-refundable, prepaid trip costs. To qualify, you must show you were healthy when you bought your policy and submit medical documentation from your physician stating you are ill and not fit to travel before your trip departure date.</p>
<div class="lb-trans"><p>如果您购买了包含旅行取消保障的旅行保险计划，并且在旅行前感染了诺如病毒，您的保单可能会覆盖您不可退款的预付旅行费用。要符合条件，您必须证明在购买保单时身体健康，并在旅行出发日期之前提交医生的医疗文件，说明您生病且不适合旅行。</p>
</div><p><strong>What if I get norovirus during my trip?</strong></p>
<div class="lb-trans"><p><strong>如果我在旅行期间感染诺如病毒怎么办？</strong></p>
</div><p>If you get sick with norovirus while on your trip, the Emergency Medical benefit on your travel insurance policy can reimburse costs associated with doctor visits, hospital stays, and medications. Since most U.S. health insurance plans provide limited or no coverage while traveling internationally, this benefit can make a big difference by helping you get treated without taking on high out-of-pocket costs.</p>
<div class="lb-trans"><p>如果您在旅行期间感染诺如病毒，您旅行保险保单上的紧急医疗福利可以报销与看医生、住院和药物相关的费用。由于大多数美国健康保险计划在国际旅行期间提供的保障有限或没有保障，这项福利可以通过帮助您接受治疗而减少高额自付费用的影响。</p>
</div><p>If you're sick and your doctor recommends you cut your trip short, Trip Interruption coverage can reimburse unused, prepaid, non-refundable travel costs. This may include accommodations, tours, or transportation that you are not able to use, as well as additional expenses you may face to return home earlier.</p>
<div class="lb-trans"><p>如果您生病，医生建议您缩短旅行，旅行中断保障可以报销未使用的、预付的、不可退款的旅行费用。这可能包括您无法使用的住宿、旅游或交通费用，以及您可能面临的提前回家的额外费用。</p>
</div><p>Though evacuations related to norovirus are not common, travel insurance policies with Emergency Medical Evacuation coverage can pay for transportation to another medical facility if a physician deems it medically necessary, which may sometimes be the case if you're on a cruise ship or in a remote location.</p>
<div class="lb-trans"><p>尽管与诺如病毒相关的撤离并不常见，但具有紧急医疗撤离保障的旅行保险政策可以支付转移到其他医疗设施的交通费用，如果医生认为这是医学上必要的，这在您乘坐游轮或身处偏远地区时可能会发生。</p>
</div><p>Additionally, 24 Hour Emergency Assistance is included with most travel insurance policies. This service can help you find medical care, coordinate your treatment, and help you navigate travel disruptions.</p>
<div class="lb-trans"><p>此外，大多数旅行保险政策都包括 24 小时紧急援助服务。该服务可以帮助您找到医疗护理，协调您的治疗，并帮助您应对旅行中断。</p>
</div><p>All of these benefits work in tandem to reduce the potential financial burden associated with getting norovirus while on your trip.</p>
<div class="lb-trans"><p>所有这些福利共同作用，以减少在旅行期间感染诺如病毒可能带来的财务负担。</p>
</div><p><strong>What happens if a travel companion gets norovirus and I take care of them?</strong></p>
<div class="lb-trans"><p><strong>如果我的旅行伴侣感染诺如病毒，我照顾他们会怎样？</strong></p>
</div><p>Travel insurance doesn't just provide coverage when the traveler themselves gets sick. You may be eligible for Trip Cancellation or Trip Interruption benefits if your travel companion or immediate family member gets ill before or during your trip. Coverage for a family member typically applies if you are their main caregiver, and it is medically necessary for you not to travel so you can care for them.</p>
<div class="lb-trans"><p>旅行保险不仅在旅行者本人生病时提供保障。如果您的旅行伴侣或直系亲属在旅行前或旅行期间生病，您可能有资格获得旅行取消或旅行中断福利。通常，如果您是他们的主要照顾者，并且医学上有必要您不旅行以照顾他们，则适用于家庭成员的保障。</p>
</div><p>For coverage to apply, your ill travel companion must be listed on your itinerary, and you will need to provide medical documentation showing they are ill and not able to travel. Similarly, if your immediate family member who is not traveling gets sick, you must provide documentation showing the illness and that your care is necessary. From there, your policy can reimburse your unused, non-refundable trip costs if you have to cancel or shorten your trip.</p>
<div class="lb-trans"><p>为了使保障生效，您生病的旅行伴侣必须在您的行程中列出，您需要提供医疗文件证明他们生病且无法旅行。同样，如果您未旅行的直系亲属生病，您必须提供证明疾病及您照顾他们是必要的文件。在此基础上，如果您必须取消或缩短旅行，您的保单可以报销您未使用的、不可退款的旅行费用。</p>
</div><p><strong>Can I cancel my trip if I'm worried about getting the norovirus?</strong></p>
<div class="lb-trans"><p><strong>如果我担心感染诺如病毒，可以取消我的旅行吗？</strong></p>
</div><p>Fear of getting norovirus is not a covered reason under standard Trip Cancellation policies; however, purchasing a Cancel For Any Reason add-on offers flexibility. This benefit allows you to cancel if you no longer want to travel for fear of the virus, but it must be purchased within 10-21 days after you make your initial trip deposit. Additionally, you must cancel your trip 48-72 hours before your trip departure.</p>
<div class="lb-trans"><p>担心感染诺如病毒并不是标准旅行取消政策下的保障理由；然而，购买 “任何原因取消” 附加条款可以提供灵活性。该福利允许您在因担心病毒而不再想旅行时取消，但必须在您首次支付旅行押金后的 10-21 天内购买。此外，您必须在旅行出发前 48-72 小时取消旅行。</p>
</div><p><strong>For more information about travel insurance and norovirus, visit our full article here.</strong></p>
<div class="lb-trans"><p><strong>有关旅行保险和诺如病毒的更多信息，请访问我们的完整文章。</strong></p>
</div><p><strong>About Squaremouth</strong> Squaremouth is a trusted travel insurance comparison platform with over 20 years of experience. Known for its no-nonsense approach, award-winning customer service, and commitment to transparency, Squaremouth has helped more than 4 million travelers easily search, compare, and buy coverage. Squaremouth offers the largest portfolio of carriers and products in the U.S.</p>
<div class="lb-trans"><p><strong>关于 Squaremouth</strong> Squaremouth 是一个值得信赖的旅行保险比较平台，拥有超过 20 年的经验。以其直截了当的方式、屡获殊荣的客户服务和对透明度的承诺而闻名，Squaremouth 已帮助超过 400 万旅行者轻松搜索、比较和购买保障。Squaremouth 在美国提供最大的承保公司和产品组合。</p>
</div><p><strong>Contact</strong> <strong>Lauren McCormick</strong> <em>Manager, Public Relations &amp; Social Strategy</em></p>
<div class="lb-trans"><p><strong>联系方式</strong> <strong>Lauren McCormick</strong> <em>公关与社交策略经理</em></p>
</div><p>[email protected]</p>
<div class="lb-trans"><p>[email protected]</p>
</div><p>SOURCE Squaremouth</p>
<div class="lb-trans"><p>来源 Squaremouth</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjIzJk5ld3NJdGVtSWQ9Rkw1Mjg3MiZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMjMwODI3UFJfTkVXU19VU1BSX19fX19GTDUyODcy" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=FL52872&amp;Transmission_Id=202512230827PR_NEWS_USPR_____FL52872&amp;DateId=20251223"/></p>

08:27 ET 诺如病毒（“冬季呕吐病”）在假期旅行期间激增；旅行保险的覆盖范围详解