<p>（第一财经）12 月 25 日——北京放宽了对非本地注册和多子女家庭在市中心城区购房的限制，以有效稳定首都的房地产市场。</p>
<p>根据多个地方政府部门当天联合发布的新政策，北京将非北京注册家庭在市第五环路内购房所需的本地社保或个人所得税缴纳年限从三年缩短至两年，而在第五环路外的年限则从两年缩短至一年，政策自昨日生效。</p>
<p>此外，新政策将北京注册的多子女家庭在第五环路内可购房数量从两套增加至三套，而未在本市注册但符合社保和个人所得税缴纳要求的家庭可以在第五环路内购买两套房。</p>
<p>商业银行在发放抵押贷款时也不再区分首次购房者和二次购房者，因此购买第二套或后续房产的购房者可以享受与首次购房者相同的利率和首付比例。</p>
<p>在八月份，北京取消了对符合条件的非本地注册居民在第五环路外购房的限制，但对第五环路内的房产仍维持原有的购房限制。</p>
<p>此次购房政策的最新调整是在北京房价持续下行的背景下进行的。</p>
<p>业内人士告诉第一财经，北京二手房的平均楼面价已连续八个月下降，且每套房的平均交易价格降幅更大。</p>
<p>根据首都住房委员会的数据，北京上个月的二手房销售量达到 14,446 套，比十月份增长 20%，但同比下降 23%。截至 12 月 20 日，本月的销售量为 14,362 套，同比也有所下降。</p>
<p>北京二手房的平均价格从六月份的 350 万元降至 380 万元（从 497,970 美元降至 540,655 美元），这是合硕机构首席分析师郭毅对第一财经表示的。</p>
<p>供需平衡是价格能否稳定的关键，北京挂牌的二手房数量已从去年的 176,000 套降至约 157,000 套，但与市场低点的约 100,000 套相比仍然偏高，郭毅表示。</p>
<p>她表示：“只有当挂牌数量回落到 100,000 到 120,000 套的范围内，北京的二手房市场价格才能真正稳定，甚至上涨。”</p>
<p>编辑：唐诗华，马丁·卡迪耶夫</p>

AOMR

<p>北京放宽了对非本地和多子女家庭的购房限制，以稳定房地产市场。社会保障缴纳的要求期限被缩短，多子女家庭可以购买更多住房。银行必须为所有买家提供平等的按揭条款。尽管销售量增加，房价仍在持续下跌，二手房价格显著下降。供需平衡对价格稳定至关重要，房源需要降至 10 万到 12 万套，价格才能稳定或上涨</p>

<p>(Yicai) Dec. 25 -- Beijing has relaxed the home purchase restrictions for non-local registered and multi-child families in the central urban areas of the city to effectively stabilize the real estate market in the capital.</p>
<div class="lb-trans"><p>（第一财经）12 月 25 日——北京放宽了对非本地注册和多子女家庭在市中心城区购房的限制，以有效稳定首都的房地产市场。</p>
</div><p>Beijing reduced the required period of local social security or individual income tax payments for non-Beijing registered families to buy a house within the city's Fifth Ring Road to two years from three and outside the Fifth Ring Road to one year from two, effective yesterday, according to a new policy jointly issued by multiple local government departments on the same day.</p>
<div class="lb-trans"><p>根据多个地方政府部门当天联合发布的新政策，北京将非北京注册家庭在市第五环路内购房所需的本地社保或个人所得税缴纳年限从三年缩短至两年，而在第五环路外的年限则从两年缩短至一年，政策自昨日生效。</p>
</div><p>In addition, the new policy increases the number of homes that multi-child families registered in Beijing can buy within the Fifth Ring Road to three from two, while those not registered in the city that meet the social security and individual income tax payment requirements can purchase two houses within the Fifth Ring Road.</p>
<div class="lb-trans"><p>此外，新政策将北京注册的多子女家庭在第五环路内可购房数量从两套增加至三套，而未在本市注册但符合社保和个人所得税缴纳要求的家庭可以在第五环路内购买两套房。</p>
</div><p>Commercial banks are also required to no longer distinguish between first-time and second-time homebuyers when issuing mortgages, so that those buying a second or subsequent house can enjoy the same interest rates and down payment ratios as first-time buyers.</p>
<div class="lb-trans"><p>商业银行在发放抵押贷款时也不再区分首次购房者和二次购房者，因此购买第二套或后续房产的购房者可以享受与首次购房者相同的利率和首付比例。</p>
</div><p>In August, Beijing lifted restrictions on qualified non-local registered residents buying homes outside the Fifth Ring Road, but maintained the original purchase restrictions for properties within the Fifth Ring Road.</p>
<div class="lb-trans"><p>在八月份，北京取消了对符合条件的非本地注册居民在第五环路外购房的限制，但对第五环路内的房产仍维持原有的购房限制。</p>
</div><p>The latest adjustment to home-buying policies comes against the backdrop of an unabated downward trend in Beijing's house prices.</p>
<div class="lb-trans"><p>此次购房政策的最新调整是在北京房价持续下行的背景下进行的。</p>
</div><p>The average floor area price of sold pre-owned homes in Beijing has declined for eight consecutive months, with the drop in the average transaction price per such house being even bigger, industry insiders told Yicai.</p>
<div class="lb-trans"><p>业内人士告诉第一财经，北京二手房的平均楼面价已连续八个月下降，且每套房的平均交易价格降幅更大。</p>
</div><p>Beijing's pre-owned home sales reached 14,446 units last month, up 20 percent from October, but down 23 percent from a year earlier, data from the capital's housing commission showed. This month's figure stood at 14,362 units as of Dec. 20, also down year on year.</p>
<div class="lb-trans"><p>根据首都住房委员会的数据，北京上个月的二手房销售量达到 14,446 套，比十月份增长 20%，但同比下降 23%。截至 12 月 20 日，本月的销售量为 14,362 套，同比也有所下降。</p>
</div><p>The average price of a pre-owned home in Beijing fell to CNY3.5 million from CNY3.8 million (USD497,970 from USD540,655) last month from June, Guo Yi, chief analyst at a real estate analytics and consulting firm Heshuo Institution, said to Yicai.</p>
<div class="lb-trans"><p>北京二手房的平均价格从六月份的 350 万元降至 380 万元（从 497,970 美元降至 540,655 美元），这是合硕机构首席分析师郭毅对第一财经表示的。</p>
</div><p>The supply and demand balance is key to whether prices can stabilize, with the number of pre-owned homes listed in Beijing down to about 157,000 units from last year's high of 176,000, which is still high compared with the market's low point of about 100,000, according to Guo.</p>
<div class="lb-trans"><p>供需平衡是价格能否稳定的关键，北京挂牌的二手房数量已从去年的 176,000 套降至约 157,000 套，但与市场低点的约 100,000 套相比仍然偏高，郭毅表示。</p>
</div><p>&#34;Only when listings fall back to the 100,000 to 120,000 range can prices in Beijing's pre-owned home market truly stabilize, or even increase,&#34; she said.</p>
<div class="lb-trans"><p>她表示：“只有当挂牌数量回落到 100,000 到 120,000 套的范围内，北京的二手房市场价格才能真正稳定，甚至上涨。”</p>
</div><p>Editors: Tang Shihua, Martin Kadiev</p>
<div class="lb-trans"><p>编辑：唐诗华，马丁·卡迪耶夫</p>
</div>

北京进一步放宽购房限制以稳定房地产市场