<p>希望购买 <strong>美国合众银行</strong> (NYSE:USB) 股票以获取股息的投资者需要尽快行动，因为该股票即将进入除息期。通常，除息日期是在记录日期之前的一个工作日，记录日期是公司确定有资格获得股息的股东的日期。除息日期很重要，因为每当股票被买入或卖出时，交易至少需要一个工作日才能结算。因此，如果您在 12 月 31 日或之后购买美国合众银行的股票，您将无法在 1 月 15 日支付股息时获得股息。</p>
<p>该公司即将支付的股息为每股 0.52 美元，继去年 12 个月公司向股东分配了每股 2.08 美元的总额。计算去年的支付情况显示，美国合众银行在当前股价 54.94 美元上有 3.8% 的历史收益率。股息是许多股东的重要收入来源，但企业的健康状况对于维持这些股息至关重要。因此，我们需要检查股息支付是否有保障，以及盈利是否在增长。</p>
<p>这项技术可能会取代计算机：发现 20 只正在努力使量子计算成为现实的股票。</p>
<p>如果一家公司支付的股息超过其赚取的利润，那么股息可能会变得不可持续——这显然不是理想的情况。美国合众银行去年支付了其利润的 46%。</p>
<p>当一家公司支付的股息少于其赚取的利润时，这通常表明其股息是可负担的。支付的利润百分比越低，如果企业进入低迷期，股息的安全边际就越大。</p>
<p>查看我们对美国合众银行的最新分析。</p>
<p>点击这里查看公司的派息比率，以及分析师对其未来股息的估计。</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/305304-historic-dividend-1-dark-2/1766743674764?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1642" height="988" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/305304-historic-dividend-1-dark-2/1766743674764"/></p>
<p>NYSE:USB 历史股息 2025 年 12 月 26 日</p>
<h2>盈利和股息是否在增长？</h2>
<p>盈利平稳的股票仍然可以是有吸引力的股息支付者，但在股息可持续性方面，采取更保守的态度并要求更大的安全边际是很重要的。如果企业进入低迷期并削减股息，公司可能会看到其价值急剧下降。看到美国合众银行的盈利在过去五年基本持平并不令人鼓舞。比起看到它们急剧下降，这当然要好，但最好的股息股票在长期内会显著增长其盈利。</p>
<p>衡量公司股息前景的另一个关键方法是测量其历史股息增长率。美国合众银行在过去 10 年中平均每年实现 7.8% 的股息增长。</p>
<h2>最终总结</h2>
<p>从股息的角度来看，投资者应该购买还是避免美国合众银行？尽管该公司的每股收益在近年来停滞不前，但美国合众银行将超过一半的利润再投资于业务，这可能对其未来前景有利。从股息的角度来看，美国合众银行符合我们许多标准，我们认为这些特征应该使该公司值得进一步关注。</p>
<p>想知道其他投资者对美国合众银行的看法吗？查看分析师的预测，以及其历史和未来预计的收益和现金流的可视化。</p>
<p>如果您在寻找强劲的股息支付者，我们建议您 <strong>查看我们精选的顶级股息股票。</strong></p>
<p>国防和灾难的移动基础设施</p>
<p>下一波机器人技术不是类人型的。它是完全自主的塔，在 30 分钟内提供 5G、ISR 和雷达，随处可用。</p>
<p>在下一轮合同之前获取投资者简报</p>
<p>由 CiTech 赞助</p>

美国合众银行

<p>美国合众银行 (NYSE:USB) 正接近除息日，将于 1 月 15 日支付每股 0.52 美元的股息。该公司的历史收益率为 3.8%，去年支付了 46% 的利润作为股息，表明其分红可持续。尽管过去五年盈利持平，但美国合众银行在过去十年中实现了平均每年 7.8% 的股息增长。建议投资者在购买股票之前考虑公司的股息前景和财务健康状况</p>

<p>Readers hoping to buy <strong>U.S. Bancorp</strong> (NYSE:USB) for its dividend will need to make their move shortly, as the stock is about to trade ex-dividend. Typically, the ex-dividend date is one business day before the record date, which is the date on which a company determines the shareholders eligible to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. Therefore, if you purchase U.S. Bancorp's shares on or after the 31st of December, you won't be eligible to receive the dividend, when it is paid on the 15th of January.</p>
<div class="lb-trans"><p>希望购买 <strong>美国合众银行</strong> (NYSE:USB) 股票以获取股息的投资者需要尽快行动，因为该股票即将进入除息期。通常，除息日期是在记录日期之前的一个工作日，记录日期是公司确定有资格获得股息的股东的日期。除息日期很重要，因为每当股票被买入或卖出时，交易至少需要一个工作日才能结算。因此，如果您在 12 月 31 日或之后购买美国合众银行的股票，您将无法在 1 月 15 日支付股息时获得股息。</p>
</div><p>The company's upcoming dividend is US$0.52 a share, following on from the last 12 months, when the company distributed a total of US$2.08 per share to shareholders. Calculating the last year's worth of payments shows that U.S. Bancorp has a trailing yield of 3.8% on the current share price of US$54.94. Dividends are an important source of income to many shareholders, but the health of the business is crucial to maintaining those dividends. So we need to check whether the dividend payments are covered, and if earnings are growing.</p>
<div class="lb-trans"><p>该公司即将支付的股息为每股 0.52 美元，继去年 12 个月公司向股东分配了每股 2.08 美元的总额。计算去年的支付情况显示，美国合众银行在当前股价 54.94 美元上有 3.8% 的历史收益率。股息是许多股东的重要收入来源，但企业的健康状况对于维持这些股息至关重要。因此，我们需要检查股息支付是否有保障，以及盈利是否在增长。</p>
</div><p>This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality.</p>
<div class="lb-trans"><p>这项技术可能会取代计算机：发现 20 只正在努力使量子计算成为现实的股票。</p>
</div><p>If a company pays out more in dividends than it earned, then the dividend might become unsustainable - hardly an ideal situation. U.S. Bancorp paid out a comfortable 46% of its profit last year.</p>
<div class="lb-trans"><p>如果一家公司支付的股息超过其赚取的利润，那么股息可能会变得不可持续——这显然不是理想的情况。美国合众银行去年支付了其利润的 46%。</p>
</div><p>When a company paid out less in dividends than it earned in profit, this generally suggests its dividend is affordable. The lower the % of its profit that it pays out, the greater the margin of safety for the dividend if the business enters a downturn.</p>
<div class="lb-trans"><p>当一家公司支付的股息少于其赚取的利润时，这通常表明其股息是可负担的。支付的利润百分比越低，如果企业进入低迷期，股息的安全边际就越大。</p>
</div><p>Check out our latest analysis for U.S. Bancorp</p>
<div class="lb-trans"><p>查看我们对美国合众银行的最新分析。</p>
</div><p>Click here to see the company's payout ratio, plus analyst estimates of its future dividends.</p>
<div class="lb-trans"><p>点击这里查看公司的派息比率，以及分析师对其未来股息的估计。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/305304-historic-dividend-1-dark-2/1766743674764" alt="" original-src="https://images.simplywall.st/asset/chart/305304-historic-dividend-1-dark-2/1766743674764"/></p>
<p>NYSE:USB Historic Dividend December 26th 2025</p>
<div class="lb-trans"><p>NYSE:USB 历史股息 2025 年 12 月 26 日</p>
</div><h2>Have Earnings And Dividends Been Growing?</h2>
<div class="lb-trans"><h2>盈利和股息是否在增长？</h2>
</div><p>Stocks with flat earnings can still be attractive dividend payers, but it is important to be more conservative with your approach and demand a greater margin for safety when it comes to dividend sustainability. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. It's not encouraging to see that U.S. Bancorp's earnings are effectively flat over the past five years. Better than seeing them fall off a cliff, for sure, but the best dividend stocks grow their earnings meaningfully over the long run.</p>
<div class="lb-trans"><p>盈利平稳的股票仍然可以是有吸引力的股息支付者，但在股息可持续性方面，采取更保守的态度并要求更大的安全边际是很重要的。如果企业进入低迷期并削减股息，公司可能会看到其价值急剧下降。看到美国合众银行的盈利在过去五年基本持平并不令人鼓舞。比起看到它们急剧下降，这当然要好，但最好的股息股票在长期内会显著增长其盈利。</p>
</div><p>Another key way to measure a company's dividend prospects is by measuring its historical rate of dividend growth. U.S. Bancorp has delivered 7.8% dividend growth per year on average over the past 10 years.</p>
<div class="lb-trans"><p>衡量公司股息前景的另一个关键方法是测量其历史股息增长率。美国合众银行在过去 10 年中平均每年实现 7.8% 的股息增长。</p>
</div><h2>Final Takeaway</h2>
<div class="lb-trans"><h2>最终总结</h2>
</div><p>From a dividend perspective, should investors buy or avoid U.S. Bancorp? U.S. Bancorp has seen its earnings per share stagnate in recent years, although the company reinvests more than half of its profits in the business, which could bode well for its future prospects. U.S. Bancorp ticks a lot of boxes for us from a dividend perspective, and we think these characteristics should mark the company as deserving of further attention.</p>
<div class="lb-trans"><p>从股息的角度来看，投资者应该购买还是避免美国合众银行？尽管该公司的每股收益在近年来停滞不前，但美国合众银行将超过一半的利润再投资于业务，这可能对其未来前景有利。从股息的角度来看，美国合众银行符合我们许多标准，我们认为这些特征应该使该公司值得进一步关注。</p>
</div><p>Curious what other investors think of U.S. Bancorp? See what analysts are forecasting, with this visualisation of its historical and future estimated earnings and cash flow.</p>
<div class="lb-trans"><p>想知道其他投资者对美国合众银行的看法吗？查看分析师的预测，以及其历史和未来预计的收益和现金流的可视化。</p>
</div><p>If you're in the market for strong dividend payers, we recommend <strong>checking our selection of top dividend stocks.</strong></p>
<div class="lb-trans"><p>如果您在寻找强劲的股息支付者，我们建议您 <strong>查看我们精选的顶级股息股票。</strong></p>
</div><p>Mobile Infrastructure for Defense and Disaster</p>
<div class="lb-trans"><p>国防和灾难的移动基础设施</p>
</div><p>The next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.</p>
<div class="lb-trans"><p>下一波机器人技术不是类人型的。它是完全自主的塔，在 30 分钟内提供 5G、ISR 和雷达，随处可用。</p>
</div><p>Get the investor briefing before the next round of contracts</p>
<div class="lb-trans"><p>在下一轮合同之前获取投资者简报</p>
</div><p>Sponsored On Behalf of CiTech</p>
<div class="lb-trans"><p>由 CiTech 赞助</p>
</div>

在美国合众银行（NYSE:USB）除息前购买是否明智？