<p>在圣诞节前夕，情感真挚的电话呼叫 “The Ramsey Show” 揭示了一个许多听众都能感同身受的艰难家庭情况：当一位年长的父母出现赌博成瘾时，你该怎么办？</p>
<h2>面对成瘾的强硬爱</h2>
<p>来自纽约锡拉丘兹的来电者汤姆分享说，他 80 岁的母亲去年在赌场赌博中损失了超过 7000 美元。她每月靠 2300 美元的社会保障生活，而这种成瘾使他停止了对她账单的帮助，这是他和家人在父亲去世后多年一直在做的事情。</p>
<p><strong>不要错过：</strong></p>
<ul>
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<li><strong>投资资产超过 10 万美元？ ** 免费与受托顾问匹配，了解如何最大化您的退休金并节省税款 ** – 无费用，无义务。</strong></li>
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<p>“我感到很内疚，因为不再真正帮助她支付账单，” 汤姆说，他解释说尽管自己经济稳定，但他无法让自己资助她的生活方式，尤其是知道不久后将会有购车的需求。</p>
<p>个人理财专家 <strong>Dave Ramsey</strong> 和 <strong>John Delony</strong> 没有回避艰难的真相。“当你帮助某人进行自我毁灭的行为时，那不是帮助，” Ramsey 说。“给醉汉买酒 不是帮助。”</p>
<p>Ramsey 强调汤姆设定界限并没有错。“她不会缺少食物或住所，” 汤姆澄清道，但他不愿意补贴赌博。</p>
<p>Ramsey 同意并这样阐述：“她是一个法律上有能力的成年人，因此法律允许她做愚蠢的事情，因为愚蠢并不违法。”</p>
<p>Delony 提醒汤姆，内疚和沮丧的感觉是正常的。“这里没有坏情绪。你有权感到内疚。你有权感到愤怒。只是，你接下来打算怎么做？”</p>
<p><strong>趋势：华尔街 120 亿美元的房地产管理公司正在向个人投资者开放 — ** 无需众筹中介 **</strong></p>
<h2>现在设定界限，未来制定计划</h2>
<p>主持人敦促汤姆与妻子坐下来，弄清楚当他母亲的情况进一步恶化时他们将如何处理。</p>
<p>“当她搬进你家那一天到来时，你知道这一天迟早会来，那么你就可以做出选择，如何帮助、支持和爱她，” Delony 说。</p>
<p>Delony 还推测孤独可能是她赌博的一个隐藏驱动因素。“你走进赌场，那里有很多人。人们会和你交谈，他们会对你微笑，还会给你带来一杯健怡可乐，” 他说。</p>
<p>关于给她买车的问题，Ramsey 建议将车的所有权保持在汤姆的名下，这样她就不能出售它并用钱去赌博。</p>
<p><strong><em>另见：忘记翻转房屋— 这个基金让你像华尔街一样投资房屋净值</em></strong></p>
<h2>赌博的更广泛影响</h2>
<p>Ramsey 和 Delony 利用这个电话评论了赌博日益严重的更广泛问题，尤其是体育博彩应用程序。</p>
<p>Ramsey 利用这个电话批评了 赌博日益增长的影响 在全国范围内的影响，特别指出像 FanDuel 和 DraftKings 这样的体育博彩应用程序的崛起，以及它们在现场体育赛事中的持续广告。</p>
<p>据他说，这一趋势正在对家庭造成经济上的毁灭性影响，并导致普遍的个人损失。“拉斯维加斯的酒店是……建立在失败者的背上，” 他说。“当你走进去时，你就是一个失败者。赌场赢了，你在很多方面都是失败者。”</p>
<p><strong>阅读下一篇：</strong> <strong>这五位企业家的净资产为 2230 亿美元 – ** 他们都相信一个提供 7-9% 目标收益和每月分红的平台 **</strong></p>
<p><strong><em>图片：Shutterstock</em></strong></p>

DAVE

<p>戴夫·拉姆齐和约翰·德隆尼讨论了一位来电者关于他年迈母亲赌博成瘾的困境。拉姆齐建议设定界限，强调纵容自我毁灭的行为并没有帮助。德隆尼则指出孤独可能是驱使她赌博的原因。他们强调赌博的更广泛影响，批评体育博彩应用对财务造成的伤害。拉姆齐建议将汽车的所有权保持在汤姆的名下，以防止赌博损失。两位专家都强调要为她的未来支持做好规划，因为她的情况可能会恶化</p>

<p>An emotional call to “ The Ramsey Show” just before Christmas brought to light a tough family situation that many listeners could relate to: what do you do when an elderly parent develops a gambling addiction?</p>
<div class="lb-trans"><p>在圣诞节前夕，情感真挚的电话呼叫 “The Ramsey Show” 揭示了一个许多听众都能感同身受的艰难家庭情况：当一位年长的父母出现赌博成瘾时，你该怎么办？</p>
</div><h2>Tough Love In The Face Of Addiction</h2>
<div class="lb-trans"><h2>面对成瘾的强硬爱</h2>
</div><p>Tom, a caller from Syracuse, New York, shared that his 80-year-old mother had lost over $7,000 last year to casino gambling. She lives off about $2,300 a month in Social Security, and the addiction has caused him to stop helping her with bills, something he and his family had done for years since his father’s passing.</p>
<div class="lb-trans"><p>来自纽约锡拉丘兹的来电者汤姆分享说，他 80 岁的母亲去年在赌场赌博中损失了超过 7000 美元。她每月靠 2300 美元的社会保障生活，而这种成瘾使他停止了对她账单的帮助，这是他和家人在父亲去世后多年一直在做的事情。</p>
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<div class="lb-trans"><p><strong>不要错过：</strong></p>
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<li><strong>$100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation.</strong></li>
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<div class="lb-trans"><ul>
<li><strong>拥有财务计划的美国人可以将财富增加 4 倍 — ** 从 CFP 专业人士那里获取您的个性化计划 **</strong></li>
<li><strong>投资资产超过 10 万美元？ ** 免费与受托顾问匹配，了解如何最大化您的退休金并节省税款 ** – 无费用，无义务。</strong></li>
</ul>
</div><p>“I just have a lot of guilt as to not not helping her really with her bills any longer,” Tom said, explaining that even though he’s financially stable, he can’t bring himself to fund her lifestyle, especially knowing a car purchase will come up in the near future.</p>
<div class="lb-trans"><p>“我感到很内疚，因为不再真正帮助她支付账单，” 汤姆说，他解释说尽管自己经济稳定，但他无法让自己资助她的生活方式，尤其是知道不久后将会有购车的需求。</p>
</div><p>Personal finance experts <strong>Dave Ramsey</strong> and <strong>John Delony</strong> didn't shy away from the hard truth. “When you assist someone in a self-destructive behavior, that is not help,” Ramsey said. “ Buying a drunk a drink is not help.”</p>
<div class="lb-trans"><p>个人理财专家 <strong>Dave Ramsey</strong> 和 <strong>John Delony</strong> 没有回避艰难的真相。“当你帮助某人进行自我毁灭的行为时，那不是帮助，” Ramsey 说。“给醉汉买酒 不是帮助。”</p>
</div><p>Ramsey stressed that Tom wasn't wrong to set boundaries. “She'll never go without food or shelter,” Tom clarified, but he’s not willing to subsidize gambling.</p>
<div class="lb-trans"><p>Ramsey 强调汤姆设定界限并没有错。“她不会缺少食物或住所，” 汤姆澄清道，但他不愿意补贴赌博。</p>
</div><p>Ramsey agreed and laid it out like this: “She’s a legally competent adult and so the law says she gets to do stupid stuff because stupid is not illegal yet.”</p>
<div class="lb-trans"><p>Ramsey 同意并这样阐述：“她是一个法律上有能力的成年人，因此法律允许她做愚蠢的事情，因为愚蠢并不违法。”</p>
</div><p>Delony reminded Tom that feelings like guilt and frustration are normal. “There's no bad feelings here. You’re allowed to feel guilty. You’re allowed to feel mad. It's just, what are you going to do next?”</p>
<div class="lb-trans"><p>Delony 提醒汤姆，内疚和沮丧的感觉是正常的。“这里没有坏情绪。你有权感到内疚。你有权感到愤怒。只是，你接下来打算怎么做？”</p>
</div><p><strong>Trending: Wall Street's $12B Real Estate Manager Is Opening Its Doors to Individual Investors — Without the Crowdfunding Middlemen</strong></p>
<div class="lb-trans"><p><strong>趋势：华尔街 120 亿美元的房地产管理公司正在向个人投资者开放 — ** 无需众筹中介 **</strong></p>
</div><h2>Boundaries Now, A Plan For Later</h2>
<div class="lb-trans"><h2>现在设定界限，未来制定计划</h2>
</div><p>The hosts urged Tom to sit down with his wife and figure out how they'd handle things when his mother's situation deteriorates further.</p>
<div class="lb-trans"><p>主持人敦促汤姆与妻子坐下来，弄清楚当他母亲的情况进一步恶化时他们将如何处理。</p>
</div><p>“When the day comes that she’s moving into your house, which you know is going to come sooner rather than later, then you will be able to make choices for how you help and support and love her,” Delony said.</p>
<div class="lb-trans"><p>“当她搬进你家那一天到来时，你知道这一天迟早会来，那么你就可以做出选择，如何帮助、支持和爱她，” Delony 说。</p>
</div><p>Delony also speculated that loneliness might be a hidden driver of her gambling. &#34;You go into a casino and there's people there. People will talk to you and they’ll smile to you and they'll bring you a Diet Coke,&#34; he said.</p>
<div class="lb-trans"><p>Delony 还推测孤独可能是她赌博的一个隐藏驱动因素。“你走进赌场，那里有很多人。人们会和你交谈，他们会对你微笑，还会给你带来一杯健怡可乐，” 他说。</p>
</div><p>On the question of buying her a car, Ramsey recommended keeping the title in Tom's name so she can't sell it and gamble the money.</p>
<div class="lb-trans"><p>关于给她买车的问题，Ramsey 建议将车的所有权保持在汤姆的名下，这样她就不能出售它并用钱去赌博。</p>
</div><p><strong><em>See Also: Forget Flipping Houses— This Fund Lets You Invest in Home Equity Like Wall Street Does</em></strong></p>
<div class="lb-trans"><p><strong><em>另见：忘记翻转房屋— 这个基金让你像华尔街一样投资房屋净值</em></strong></p>
</div><h2>Gambling's Wider Impact</h2>
<div class="lb-trans"><h2>赌博的更广泛影响</h2>
</div><p>Both Ramsey and Delony used the call to comment on the broader issue of gambling's rising toll, especially sports betting apps.</p>
<div class="lb-trans"><p>Ramsey 和 Delony 利用这个电话评论了赌博日益严重的更广泛问题，尤其是体育博彩应用程序。</p>
</div><p>Ramsey used the call to criticize the growing impact of gambling across the country, particularly pointing to the rise of sports betting apps like FanDuel and DraftKings and their constant advertising during live sporting events.</p>
<div class="lb-trans"><p>Ramsey 利用这个电话批评了 赌博日益增长的影响 在全国范围内的影响，特别指出像 FanDuel 和 DraftKings 这样的体育博彩应用程序的崛起，以及它们在现场体育赛事中的持续广告。</p>
</div><p>According to him, the trend is financially devastating families and contributing to widespread personal loss. “Vegas hotels were… built on the backs of losers,” he said. “And that's what you are when you walk in there. House wins, you’re a loser in so many ways.”</p>
<div class="lb-trans"><p>据他说，这一趋势正在对家庭造成经济上的毁灭性影响，并导致普遍的个人损失。“拉斯维加斯的酒店是……建立在失败者的背上，” 他说。“当你走进去时，你就是一个失败者。赌场赢了，你在很多方面都是失败者。”</p>
</div><p><strong>Read Next:</strong> <strong>These five entrepreneurs are worth $223 billion – they all believe in one platform that offers a 7-9% target yield with monthly dividends</strong></p>
<div class="lb-trans"><p><strong>阅读下一篇：</strong> <strong>这五位企业家的净资产为 2230 亿美元 – ** 他们都相信一个提供 7-9% 目标收益和每月分红的平台 **</strong></p>
</div><p><strong><em>Image: Shutterstock</em></strong></p>
<div class="lb-trans"><p><strong><em>图片：Shutterstock</em></strong></p>
</div>

他的年迈母亲将她的社保金花在赌场上。Dave Ramsey 表示，‘她可以做愚蠢的事情，因为愚蠢还没有违法’