<div id="readability-page-1"><div><p>[SINGAPORE] Fee income and a recovery in loan growth will likely be the key earnings drivers for the three local banks – DBS, OCBC and UOB – in 2026 as net interest income continues to fall, analysts said.</p><p>Meanwhile, wealth management will probably remain the biggest contributor to non-interest income growth. But analysts also believe other non-interest income segments can become bigger contributors in the year ahead as interest rates decline.</p><p>“This year, non-interest income was largely just the wealth segment picking up steam, while the other contributors weren’t really there yet,” said Thilan Wickramasinghe, Maybank Securities’ head of research and regional financials.</p></div></div>

华侨银行

大华银行

星展集团控股

星展集团(ADR)

<p>预计到 2026 年，手续费收入和贷款增长的恢复将成为新加坡 DBS、OCBC 和 UOB 银行的主要盈利驱动因素，因为净利息收入将下降。分析师预测，财富管理将继续引领非利息收入的增长，随着利率下降，其他领域也有可能贡献更多。来自马来亚银行证券的 Thilan Wickramasinghe 指出，今年非利息收入主要由财富领域推动，其他贡献者尚未出现</p>

费用收入和贷款增长的恢复是推动 2026 年新加坡银行发展的关键因素