<p><img src="https://imageproxy.pbkrs.com/https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg/query-YXV0bz1jb21wcmVzcyZjcz10aW55c3JnYiZkcHI9MSZ3PTUwMA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="500" height="281" original-src="https://imageproxy.pbkrs.com/https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg/query-YXV0bz1jb21wcmVzcyZjcz10aW55c3JnYiZkcHI9MSZ3PTUwMA"/></p>
<p><em>图片来源：Pexels</em></p>
<p>进入年度最后一个交易周，投资者无疑在思考 2026 年将资金投向何处，而金融行业可能处于前沿，因为股市接近历史最高点。</p>
<p>就此而言，金融股的激增得到了验证，因为 2025 年的市场环境受到政策不确定性、关税和通胀压力的影响，这些条件往往使利率在美联储的宽松周期中保持较高水平。</p>
<p>当然，更高的利率导致银行盈利能力提高，而强劲的经济仍然支持贷款和信用质量，许多金融公司也从技术和人工智能驱动的采用中受益。</p>
<h3><strong>大型银行引领金融行业强劲表现</strong></h3>
<p>除了几只获得指数级增长的金融科技股票外，大型银行的卓越表现引领了金融行业，花旗集团（C - 免费报告）年初至今的回报率为 +68%，位居首位，其次是摩根大通（JPM - 免费报告）的 +35%。</p>
<p>随着 2025 年的结束，美国四大银行股票的表现均优于更广泛的指数，Zacks 金融市场略微落后于标准普尔 500 指数和纳斯达克，回报率为 +18%。在经历了令人振奋的年初至今的反弹后，大型银行股票均获得 Zacks 评级#3（持有）。</p>
<p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg/query-dj00NTM4NTc2OTE?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="620" height="252" original-src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg/query-dj00NTM4NTc2OTE"/></p>
<p>图片来源：Zacks 投资研究</p>
<h3><strong>诱人的股息与吸引人的估值</strong></h3>
<p>随着许多金融股票开始提供投资者所期望的良好回报，该行业的股息也是最具吸引力的考虑因素之一。Zacks 金融市场目前的平均年股息收益率为 2%，而基准标准普尔 500 指数为 1%，而大多数以增长为中心的纳斯达克公司则不提供分红。</p>
<p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg/query-dj0xNDM5Njk2NTA1?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="620" height="164" original-src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg/query-dj0xNDM5Njk2NTA1"/></p>
<p>图片来源：Zacks 投资研究</p>
<p>更好的是，可以找到的价值，金融市场的前瞻市盈率为 19 倍，远低于投资者为纳斯达克科技股支付的通常被高估的市盈率，并且明显低于基准的 26 倍。</p>
<p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg/query-dj0xNjQ5NjI1MzIx?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="620" height="164" original-src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg/query-dj0xNjQ5NjI1MzIx"/></p>
<h3><strong>评级最高的证券与交易行业</strong></h3>
<p>具有讽刺意味的是，与股市接近历史最高点相关，Zacks 金融市场中评级最高的行业是证券与交易行业，目前位于 240 多个 Zacks 行业的前 10%。</p>
<p>Zacks 证券与交易行业有几只股票受益于正向每股收益修正的趋势，包括更广泛指数的交易所运营商，纳斯达克（NDAQ - 免费报告）和标准普尔全球（SPGI - 免费报告）股票均获得 Zacks 评级#2（买入）。</p>
<h3><strong>结论</strong></h3>
<p>目前，Zacks 金融市场是 16 个 Zacks 行业中评级第二的行业。Zacks 计算机与技术市场是唯一一个拥有更高评级子行业的行业，但对于许多投资者而言，估值担忧和该领域不太诱人的股息可能使金融行业成为他们的首选，并在股市接近高峰时成为避风港。</p>
<hr/>
<p><em>更多来自此作者的文章：</em></p>
<p>投资于七大超级云计算公司股票还是它们花费过多？</p>
<p>2026 年投资者可以购买的三只领先 AI 股票（Nvidia、Broadcom、Vertiv）</p>
<p>D-Wave Quantum 还是 IonQ：哪只量子计算股票将在 2026 年领先？</p>

摩根大通

花旗

<p>随着 2025 年的结束，投资者开始关注 2026 年的金融行业，股票接近历史最高点。在政策不确定性和通货膨胀的背景下，该行业蓬勃发展，受益于更高的利率和技术的采用。花旗和摩根大通等主要银行在业绩上表现突出，吸引人的股息平均为 2%。Zacks 金融市场在各行业中排名第二，证券和交易行业的每股收益修正表现强劲。与科技股相比，投资者可能更倾向于金融股，因为其估值和股息更具吸引力，使其成为市场高峰期的潜在避风港</p>

<p><img src="https://imageproxy.pbkrs.com/https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg/query-YXV0bz1jb21wcmVzcyZjcz10aW55c3JnYiZkcHI9MSZ3PTUwMA" alt="" original-src="https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg?auto=compress&amp;cs=tinysrgb&amp;dpr=1&amp;w=500"/></p>
<p><em>Image Source: Pexels</em></p>
<div class="lb-trans"><p><em>图片来源：Pexels</em></p>
</div><p>Entering the last trading week of the year, investors are certainly pondering where to put their money to work in 2026, and the financial sector may be at the forefront with the stock market near all-time highs.</p>
<div class="lb-trans"><p>进入年度最后一个交易周，投资者无疑在思考 2026 年将资金投向何处，而金融行业可能处于前沿，因为股市接近历史最高点。</p>
</div><p>To that point, the surge in finance stocks has been validated as the market environment in 2025 was shaped by policy uncertainty, tariffs, and inflation pressures, conditions that tend to keep rates higher for longer despite the Fed’s easing cycle.</p>
<div class="lb-trans"><p>就此而言，金融股的激增得到了验证，因为 2025 年的市场环境受到政策不确定性、关税和通胀压力的影响，这些条件往往使利率在美联储的宽松周期中保持较高水平。</p>
</div><p>Of course, higher interest rates have led to increased profitability for banks, and a resilient economy has still supported lending and credit quality, with many financial firms also benefiting from technology and AI-driven adoption.</p>
<div class="lb-trans"><p>当然，更高的利率导致银行盈利能力提高，而强劲的经济仍然支持贷款和信用质量，许多金融公司也从技术和人工智能驱动的采用中受益。</p>
</div><h3><strong>Big Banks Lead the Financial Sectors' Strong Performance</strong></h3>
<div class="lb-trans"><h3><strong>大型银行引领金融行业强劲表现</strong></h3>
</div><p>Outside of several fintech stocks that have etched out exponential gains, the stellar performances of the big banks have led the financial sector, with Citigroup’s (C - Free Report) year-to-date return of +68% leading the way, followed by JPMorgan’s (JPM - Free Report) +35%.</p>
<div class="lb-trans"><p>除了几只获得指数级增长的金融科技股票外，大型银行的卓越表现引领了金融行业，花旗集团（C - 免费报告）年初至今的回报率为 +68%，位居首位，其次是摩根大通（JPM - 免费报告）的 +35%。</p>
</div><p>As we round out 2025, all four of the largest U.S. Bank stocks have outperformed the broader indexes, with the Zacks Finance Market slightly trailing the S&amp;P 500 and Nasdaq at +18%. Following their exhilarating YTD rallies, the big bank stocks all land a Zacks Rank #3 (Hold).</p>
<div class="lb-trans"><p>随着 2025 年的结束，美国四大银行股票的表现均优于更广泛的指数，Zacks 金融市场略微落后于标准普尔 500 指数和纳斯达克，回报率为 +18%。在经历了令人振奋的年初至今的反弹后，大型银行股票均获得 Zacks 评级#3（持有）。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg/query-dj00NTM4NTc2OTE" alt="" original-src="https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg?v=453857691"/></p>
<p>Image Source: Zacks Investment Research</p>
<div class="lb-trans"><p>图片来源：Zacks 投资研究</p>
</div><h3><strong>Enticing Dividends &amp; Attractive Valuations</strong></h3>
<div class="lb-trans"><h3><strong>诱人的股息与吸引人的估值</strong></h3>
</div><p>With many finance stocks starting to offer the pleasant returns that investors look for, the dividends in the sector are also among the most appealing to consider. The Zacks Finance Market currently has an average annual dividend yield of 2% compared to the benchmark S&amp;P 500’s 1% while the majority of the growth-centered companies in the Nasdaq don’t offer a payout.</p>
<div class="lb-trans"><p>随着许多金融股票开始提供投资者所期望的良好回报，该行业的股息也是最具吸引力的考虑因素之一。Zacks 金融市场目前的平均年股息收益率为 2%，而基准标准普尔 500 指数为 1%，而大多数以增长为中心的纳斯达克公司则不提供分红。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg/query-dj0xNDM5Njk2NTA1" alt="" original-src="https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg?v=1439696505"/></p>
<p>Image Source: Zacks Investment Research</p>
<div class="lb-trans"><p>图片来源：Zacks 投资研究</p>
</div><p>Even better is the value that can be found, with the finance market’s forward P/E multiple of 19X being well below the often-inflated price to earnings valuations that investors pay for tech stocks in the Nasdaq and nicely beneath the benchmark's 26X.</p>
<div class="lb-trans"><p>更好的是，可以找到的价值，金融市场的前瞻市盈率为 19 倍，远低于投资者为纳斯达克科技股支付的通常被高估的市盈率，并且明显低于基准的 26 倍。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg/query-dj0xNjQ5NjI1MzIx" alt="" original-src="https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg?v=1649625321"/></p>
<h3><strong>The Top-Rated Securities &amp; Exchanges Industry</strong></h3>
<div class="lb-trans"><h3><strong>评级最高的证券与交易行业</strong></h3>
</div><p>Ironically, but correlating with the stock market being near all-time highs, the top-rated industry in the Zacks Finance Market is the Securities and Exchanges Industry, which is currently in the top 10% of over 240 Zacks industries.</p>
<div class="lb-trans"><p>具有讽刺意味的是，与股市接近历史最高点相关，Zacks 金融市场中评级最高的行业是证券与交易行业，目前位于 240 多个 Zacks 行业的前 10%。</p>
</div><p>The Zacks Securities and Exchanges Industry has several stocks that are benefiting from a trend of positive EPS revisions, including the exchange operators for the broader indexes, with Nasdaq (NDAQ - Free Report) and S&amp;P Global (SPGI - Free Report) stock sporting a Zacks Rank #2 (Buy).</p>
<div class="lb-trans"><p>Zacks 证券与交易行业有几只股票受益于正向每股收益修正的趋势，包括更广泛指数的交易所运营商，纳斯达克（NDAQ - 免费报告）和标准普尔全球（SPGI - 免费报告）股票均获得 Zacks 评级#2（买入）。</p>
</div><h3><strong>Bottom Line</strong></h3>
<div class="lb-trans"><h3><strong>结论</strong></h3>
</div><p>At the moment, the Zacks Finance Market is the second-rated sector out of 16 Zacks sectors. The Zacks Computer and Technology Market is the only sector with a culmination of higher-rated sub-industries, but for many investors, valuation concerns and less appetizing dividends in the space could make the financial sector their first choice and a place to hide out with the stock market near its peaks.</p>
<div class="lb-trans"><p>目前，Zacks 金融市场是 16 个 Zacks 行业中评级第二的行业。Zacks 计算机与技术市场是唯一一个拥有更高评级子行业的行业，但对于许多投资者而言，估值担忧和该领域不太诱人的股息可能使金融行业成为他们的首选，并在股市接近高峰时成为避风港。</p>
</div><hr/>
<div class="lb-trans"><hr/>
</div><p><em>More By This Author:</em></p>
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</div><p>3 Leading AI Stocks Investors Can Buy For 2026 (Nvidia, Broadcom, Vertiv)</p>
<div class="lb-trans"><p>2026 年投资者可以购买的三只领先 AI 股票（Nvidia、Broadcom、Vertiv）</p>
</div><p>D-Wave Quantum Or IonQ: Which Quantum Computing Stock Will Lead In 2026?</p>
<div class="lb-trans"><p>D-Wave Quantum 还是 IonQ：哪只量子计算股票将在 2026 年领先？</p>
</div>

在我们即将结束 2025 年时，金融行业是否成为避风港？