<p><strong>预计到 2026 年，随着更多用例的采用，现实世界资产的代币化将进一步发展，特别是在抵押贷款方面，Zodia Custody 的 Deborah Algeo 表示。</strong></p>
<p>数字资产在监管透明度提高、采用率增加和持续创新的推动下，正经历加速增长。除了经历了 2025 年比特币下跌 6% 后暂时喘息的加密货币外，现实世界资产（RWA）的代币化，如股票或债券，正受到关注，承诺带来更高的效率、更低的成本和其他好处。</p>
<p>«根据我们与客户的对话，我们预计在 2026 年会看到更多代币化 RWA 的用例，»Zodia Custody 新加坡和香港的董事总经理 <strong>Deborah Algeo</strong> 在接受_finews.asia_采访时表示。</p>
<p><strong>亚太地区引领潮流</strong></p>
<p>预计 RWA 的新用例涉及支付、结算甚至抵押贷款。Algeo 认为，亚太地区在这一领域是«领跑者»，例如香港新推出的稳定币制度。</p>
<p>«我们专注于亚太地区，并计划继续扩大我们在该地区的影响力。我们认为亚太地区将成为机构采用数字资产的重要增长走廊，»她评论道。</p>
<p><strong>客户关注风险</strong></p>
<p>在提供数字资产托管服务的 Zodia Custody，该公司主要通过两种方式与客户合作。一种是提供直接的托管服务，另一种是提供白标技术服务。</p>
<p>根据 Algeo 的说法，客户越来越关注安全、治理和行为方面的风险。安全风险涉及密钥管理和网络安全等领域。治理风险涵盖董事会成员和投资者的尽职调查等因素。行为风险涉及对流程的评估，特别是在涉及人工干预的情况下。合规风险则专注于对链上和链下活动的反洗钱监控。</p>
<p>«我们非常自豪于银行级别的风险能力，»Algeo 补充道。</p>

CRCL

<p>Zodia Custody 的 Deborah Algeo 预计到 2026 年，现实世界资产（RWA）的代币化将实现显著增长，新的应用场景如抵押贷款将会出现。尽管近期加密货币出现下跌，数字资产领域仍受益于监管的明确性和创新。Algeo 强调亚太地区在这一领域的领先地位，特别是香港的新稳定币制度。Zodia Custody 专注于为客户提供风险管理，强调其数字资产托管服务中的安全性、治理和合规性</p>

<p><strong>Expect the tokenization of real-world assets to take off further in 2026 with the adoption of many more use cases, including collateralized lending, according to Zodia Custody’s Deborah Algeo.</strong></p>
<div class="lb-trans"><p><strong>预计到 2026 年，随着更多用例的采用，现实世界资产的代币化将进一步发展，特别是在抵押贷款方面，Zodia Custody 的 Deborah Algeo 表示。</strong></p>
</div><p>Digital assets are experiencing accelerated growth with greater regulatory clarity, increased adoption and continuous innovation. Cryptocurrencies aside, which are taking a breather after Bitcoin fell 6 percent in 2025, the tokenization of real-world assets (RWA), like stocks or bonds, is in the spotlight with promises of greater efficiency, lower costs and other benefits.</p>
<div class="lb-trans"><p>数字资产在监管透明度提高、采用率增加和持续创新的推动下，正经历加速增长。除了经历了 2025 年比特币下跌 6% 后暂时喘息的加密货币外，现实世界资产（RWA）的代币化，如股票或债券，正受到关注，承诺带来更高的效率、更低的成本和其他好处。</p>
</div><p>«Based on our conversation with clients, we expect to see many more use cases for tokenized RWAs in 2026,» said <strong>Deborah Algeo</strong>, managing director, Singapore and Hong Kong, Zodia Custody, in an interview with <em>finews.asia</em>.</p>
<div class="lb-trans"><p>«根据我们与客户的对话，我们预计在 2026 年会看到更多代币化 RWA 的用例，»Zodia Custody 新加坡和香港的董事总经理 <strong>Deborah Algeo</strong> 在接受_finews.asia_采访时表示。</p>
</div><p><strong>APAC Leading the Wave</strong></p>
<div class="lb-trans"><p><strong>亚太地区引领潮流</strong></p>
</div><p>Anticipated new use cases for RWAs involve payments, settlement and even collateralized lending. And by region, Algeo believes Asia Pacific is a «frontrunner» in the space with developments such as the freshly introduced stablecoin regime in Hong Kong.</p>
<div class="lb-trans"><p>预计 RWA 的新用例涉及支付、结算甚至抵押贷款。Algeo 认为，亚太地区在这一领域是«领跑者»，例如香港新推出的稳定币制度。</p>
</div><p>«We are focused on APAC, and we plan to continue growing our presence in the region. We think APAC is going to become a big growth corridor for institutional adoption of digital assets,» she commented.</p>
<div class="lb-trans"><p>«我们专注于亚太地区，并计划继续扩大我们在该地区的影响力。我们认为亚太地区将成为机构采用数字资产的重要增长走廊，»她评论道。</p>
</div><p><strong>Client Focus on Risk</strong></p>
<div class="lb-trans"><p><strong>客户关注风险</strong></p>
</div><p>At Zodia Custody, which provides digital asset custody services, the firm mainly works with clients in two ways. One is to provide direct custodial services and the other is to provide white-label technology services.</p>
<div class="lb-trans"><p>在提供数字资产托管服务的 Zodia Custody，该公司主要通过两种方式与客户合作。一种是提供直接的托管服务，另一种是提供白标技术服务。</p>
</div><p>According to Algeo, clients are increasingly focused on risk in security, governance and conduct. Security risk involves areas like key management and cybersecurity. Governance risk covers factors such as due diligence of board members and investors. Conduct risk involves the evaluation of processes, particularly where human intervention is involved. Compliance risk focuses on anti-money laundering monitoring of both on and off-chain activities.</p>
<div class="lb-trans"><p>根据 Algeo 的说法，客户越来越关注安全、治理和行为方面的风险。安全风险涉及密钥管理和网络安全等领域。治理风险涵盖董事会成员和投资者的尽职调查等因素。行为风险涉及对流程的评估，特别是在涉及人工干预的情况下。合规风险则专注于对链上和链下活动的反洗钱监控。</p>
</div><p>«We really pride ourselves on bank-grade risk capabilities,» Algeo added.</p>
<div class="lb-trans"><p>«我们非常自豪于银行级别的风险能力，»Algeo 补充道。</p>
</div>

Deborah Algeo 表示：“到 2026 年，代币化的真实世界资产（RWA）将会有更多的应用场景。”