<p>请访问 NRF 2026：零售盛会的展位 #5451，了解 Clover 如何借助 Wink 的先进技术实现生物识别，确保安全、无摩擦的支付。</p>
<p>密尔沃基 --（商业资讯）--Clover 是 Fiserv（纳斯达克：FISV）推出的全方位商业解决方案，作为全球领先的支付和金融服务技术提供商，今天宣布与 Wink 进行合作，Wink 是一个多模态生物识别身份和支付平台。这一首创的合作将 Wink 获奖的面部和掌纹支付技术与先进的身份和智能层直接集成到 Clover 平台中。这一整合标志着向基于身份的支付的重大转变，增强了安全性和客户结账体验。</p>
<p>这一新解决方案将使 Clover 商户能够提供最快、最个性化的结账体验，同时利用 AI 驱动的生物识别技术确保每一笔交易的安全。统一身份、支付和忠诚度使商户能够提供全新的结账体验，缩短结账时间，减少欺诈风险，并在不增加运营复杂性的情况下提高回头客的访问率。通过利用安全的令牌库来管理生物识别档案，Clover 进一步增强了交易安全性，并确保敏感数据不会与支付凭证一起存储。该整合最初将向快餐店、体育场馆和零售商提供，预计在 2026 年持续推广。</p>
<p>“商业的未来是支付与身份的统一，” Fiserv 商户解决方案高级副总裁兼全球首席产品官 Sanjay Saraf 说。“通过将 Wink 的领先生物识别安全和智能直接嵌入 Clover 平台，我们使尖端技术变得简单、安全，并且对主街的小型企业可及，帮助他们提供卓越的体验并开启新的增长机会。”</p>
<p>消费者将受益于生物识别识别的便利性，包括无接触的掌纹、面部和语音认证，实现私密、合规的无摩擦互动，并满足支付、数据保护和监管框架的严格标准。这项技术消除了对实体卡或设备的需求，使交易比以往任何时候都更快、更安全。</p>
<p>此次合作的其他好处包括：</p>
<ul>
<li><strong>为商户和合作伙伴提供即时价值。</strong> Clover 能够提供生物识别结账、忠诚度注册和无需身份证、无需人工检查和无需员工干预的年龄限制商业，帮助减少排队摩擦、劳动依赖和结账放弃。</li>
<li><strong>统一的、以身份驱动的商业。</strong> Clover 及其商户合作伙伴可以通过单一生物识别身份连接店内、移动和在线体验，将支付、忠诚度和即时年龄验证整合为一个无缝、安全的时刻。</li>
<li><strong>无摩擦的启用。</strong> Wink 可以通过完整的 Clover 设备系列（包括 Station Duo、Mini、Flex 和 Clover Kiosk）激活，无需硬件更改和最小的集成工作量。</li>
<li><strong>防止欺诈。</strong> 通过利用 Wink 的先进 AI 驱动的人类存在保证技术，Clover 商户可以减少欺诈交易，同时提供更个性化、快速和低摩擦的结账体验。</li>
</ul>
<p>“Wink 与 Clover 的战略整合将为大规模商户、应用开发者和合作伙伴的每一笔交易带来无与伦比的安全性、速度和智能，” Wink 创始人兼首席执行官 Deepak Jain 说。“我们很高兴与 Fiserv 紧密合作，推出许多以身份驱动的支付的先进用例，这将定义零售、酒店、场馆和体育场馆的连接商业的未来。”</p>
<p>新的基于身份的支付解决方案将在 2026 年 1 月 11-13 日于纽约市的 Fiserv 展位 #5451 进行现场演示。与会者被邀请亲身体验安全、无摩擦的结账未来。</p>
<p><strong>关于 Fiserv</strong></p>
<p>Fiserv, Inc.（纳斯达克：FISV）是一家财富 500 强公司，处理的不仅仅是资金。作为全球支付和金融技术的领导者，该公司通过对创新和卓越的承诺，帮助客户在账户处理和数字银行解决方案、卡发行处理和网络服务、支付、电子商务、商户收购和处理以及 Clover®（全球最智能的销售点系统和业务管理平台）等领域实现最佳业绩。Fiserv 是 S&amp;P 500® 指数的成员，也是《时代》杂志评选的最具影响力公司之一和《财富》全球最受尊敬公司之一。请访问 fiserv.com 并在社交媒体上关注以获取更多信息和最新公司新闻。</p>
<p><strong>关于 Wink</strong></p>
<p>Wink 作为行业首个多因素生物识别平台，将商业与身份连接，结合面部、掌纹、语音和设备识别，帮助企业在每个渠道安全、即时地识别客户。Wink 的生物识别技术旨在保护隐私和安全，实现更快的结账、减少欺诈和提供更个性化的体验，而无需依赖密码、卡片或设备。</p>
<p>在 2025 年，Wink 被 Javelin Strategy &amp; Research 评选为生物识别即服务的最佳平台，反映了其在推动生物识别支付和认证方面的作用。除了行业领先的生物识别平台外，Wink 还运营一个完全符合 PCI Level 1 和 SOC2 的支付网关和网络业务，已被行业领先的 ISO 和金融科技公司采用，每年处理数亿笔交易。</p>
<p>FISV-G</p>
<p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjAxMDcwNzI0OTNyMQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjAxMDcwNzI0OTNyMQ"/></p>
<p>查看商业资讯上的源版本：https://www.businesswire.com/news/home/20260107072493/en/</p>
<p><strong>Fiserv 媒体关系：</strong> Alex Ebanks</p>
<p>副总裁，传播部</p>
<p>+1 718-928-5727</p>
<p>来源：Fiserv, Inc.</p>

FISV

<p>Clover，来自 Fiserv（NASDAQ: FISV）的商业解决方案，已与 Wink 合作推出基于身份的支付，采用生物识别技术。此次合作旨在通过将 Wink 的技术整合到 Clover 平台中，增强交易安全性并改善客户结账体验。该解决方案最初将针对快餐店、体育场馆和零售商，提供更快、个性化的结账体验，无需使用实体卡。该技术将在 2026 年纽约市的 NRF 展会上展示，突显其通过安全、无摩擦的交易转变商业的潜力</p>

<p>Visit Booth #5451 at NRF 2026: Retail’s Big Show to discover how Clover, powered by Wink’s advanced technology, is enabling biometric recognition for secure, frictionless payments</p>
<div class="lb-trans"><p>请访问 NRF 2026：零售盛会的展位 #5451，了解 Clover 如何借助 Wink 的先进技术实现生物识别，确保安全、无摩擦的支付。</p>
</div><p>MILWAUKEE--(BUSINESS WIRE)--Clover, the all-in-one commerce solution from Fiserv (NASDAQ: FISV), a leading global provider of payments and financial services technology, today announced a collaboration with Wink, the multimodal biometric identity and payments platform. This first-of-its-kind collaboration integrates Wink’s award-winning face and palm payments technology with advanced identity and intelligence layers directly into the Clover platform. The integration marks a significant transition to identity-based payments with enhanced security and customer checkout experience.</p>
<div class="lb-trans"><p>密尔沃基 --（商业资讯）--Clover 是 Fiserv（纳斯达克：FISV）推出的全方位商业解决方案，作为全球领先的支付和金融服务技术提供商，今天宣布与 Wink 进行合作，Wink 是一个多模态生物识别身份和支付平台。这一首创的合作将 Wink 获奖的面部和掌纹支付技术与先进的身份和智能层直接集成到 Clover 平台中。这一整合标志着向基于身份的支付的重大转变，增强了安全性和客户结账体验。</p>
</div><p>The new solution will enable Clover merchants to offer the fastest, most personalized checkout experience while helping to secure every transaction with AI-powered biometrics. Unifying identity, payment, and loyalty allows merchants to offer brand new checkout experiences that shorten checkout times, reduce fraud exposure, and increase repeat visits without adding operational complexity. By leveraging a secure token vault to manage biometric profiles, Clover further enhances transaction security and helps ensure that sensitive data is not stored alongside payment credentials. This integration will initially be available to QSRs, sports venues and retailers, with continued rollout throughout 2026.</p>
<div class="lb-trans"><p>这一新解决方案将使 Clover 商户能够提供最快、最个性化的结账体验，同时利用 AI 驱动的生物识别技术确保每一笔交易的安全。统一身份、支付和忠诚度使商户能够提供全新的结账体验，缩短结账时间，减少欺诈风险，并在不增加运营复杂性的情况下提高回头客的访问率。通过利用安全的令牌库来管理生物识别档案，Clover 进一步增强了交易安全性，并确保敏感数据不会与支付凭证一起存储。该整合最初将向快餐店、体育场馆和零售商提供，预计在 2026 年持续推广。</p>
</div><p>“The future of commerce is the unification of payment and identity,” said Sanjay Saraf, SVP and Global Chief Product Officer, Merchant Solutions at Fiserv. “By embedding Wink’s leading biometric security and intelligence directly into the Clover platform, we’re making cutting-edge technology simple, secure, and accessible for Main Street SMB businesses, helping them to deliver exceptional experiences and unlock new opportunities for growth.”</p>
<div class="lb-trans"><p>“商业的未来是支付与身份的统一，” Fiserv 商户解决方案高级副总裁兼全球首席产品官 Sanjay Saraf 说。“通过将 Wink 的领先生物识别安全和智能直接嵌入 Clover 平台，我们使尖端技术变得简单、安全，并且对主街的小型企业可及，帮助他们提供卓越的体验并开启新的增长机会。”</p>
</div><p>Consumers will benefit from the convenience of biometric recognition—including contactless palm, face, and voice authentication—for frictionless interactions that are private, compliant, and built to meet the strict standards for payments, data protection, and regulatory frameworks. This technology eliminates the need for physical cards or devices, making transactions faster and more secure than ever before.</p>
<div class="lb-trans"><p>消费者将受益于生物识别识别的便利性，包括无接触的掌纹、面部和语音认证，实现私密、合规的无摩擦互动，并满足支付、数据保护和监管框架的严格标准。这项技术消除了对实体卡或设备的需求，使交易比以往任何时候都更快、更安全。</p>
</div><p>Additional benefits of this collaboration include:</p>
<div class="lb-trans"><p>此次合作的其他好处包括：</p>
</div><ul>
<li><strong>Immediate value for merchants and partners.</strong> Clover is enabled to deliver biometric checkout, loyalty enrollment, and age-restricted commerce that requires no IDs, no manual checks and no staff intervention, helping reduce line friction, labor dependency, and abandonment at checkout.</li>
<li><strong>Unified, Identity-Driven Commerce.</strong> Clover and its merchant partners can connect in-store, mobile, and online experiences through a single biometric identity—linking payments, loyalty, and instant age verification into one seamless, secure moment.</li>
<li><strong>Frictionless Enablement.</strong> Wink can be activated through the full Clover device family (including Station Duo, Mini, Flex, and Clover Kiosk) with no hardware changes and minimal integration lift.</li>
<li><strong>Fraud Prevention.</strong> By utilizing Wink’s advanced AI-based human presence assurance technology, Clover merchants can reduce fraudulent transactions while offering more personalized, fast and low-friction checkout experiences.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>为商户和合作伙伴提供即时价值。</strong> Clover 能够提供生物识别结账、忠诚度注册和无需身份证、无需人工检查和无需员工干预的年龄限制商业，帮助减少排队摩擦、劳动依赖和结账放弃。</li>
<li><strong>统一的、以身份驱动的商业。</strong> Clover 及其商户合作伙伴可以通过单一生物识别身份连接店内、移动和在线体验，将支付、忠诚度和即时年龄验证整合为一个无缝、安全的时刻。</li>
<li><strong>无摩擦的启用。</strong> Wink 可以通过完整的 Clover 设备系列（包括 Station Duo、Mini、Flex 和 Clover Kiosk）激活，无需硬件更改和最小的集成工作量。</li>
<li><strong>防止欺诈。</strong> 通过利用 Wink 的先进 AI 驱动的人类存在保证技术，Clover 商户可以减少欺诈交易，同时提供更个性化、快速和低摩擦的结账体验。</li>
</ul>
</div><p>“Wink’s strategic integration with Clover will bring unparalleled security, speed, and intelligence to every transaction across a large ecosystem of merchants, app developers and partners,” said Deepak Jain, Founder and CEO of Wink. “We are excited to work closely with Fiserv to bring to market many advanced use cases of identity-driven payments that will define the future of connected commerce at scale across retail, hospitality, venues, and stadiums.”</p>
<div class="lb-trans"><p>“Wink 与 Clover 的战略整合将为大规模商户、应用开发者和合作伙伴的每一笔交易带来无与伦比的安全性、速度和智能，” Wink 创始人兼首席执行官 Deepak Jain 说。“我们很高兴与 Fiserv 紧密合作，推出许多以身份驱动的支付的先进用例，这将定义零售、酒店、场馆和体育场馆的连接商业的未来。”</p>
</div><p>The new identity-based payment solution will be demonstrated live at the Fiserv booth #5451 during the NRF 2026: Retail's Big Show in New York City, January 11-13, 2026. Attendees are invited to experience the secure, frictionless future of checkout firsthand.</p>
<div class="lb-trans"><p>新的基于身份的支付解决方案将在 2026 年 1 月 11-13 日于纽约市的 Fiserv 展位 #5451 进行现场演示。与会者被邀请亲身体验安全、无摩擦的结账未来。</p>
</div><p><strong>About Fiserv</strong></p>
<div class="lb-trans"><p><strong>关于 Fiserv</strong></p>
</div><p>Fiserv, Inc. (NASDAQ: FISV), a Fortune 500 company, moves more than money. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and Clover®, the world’s smartest point-of-sale system and business management platform. Fiserv is a member of the S&amp;P 500® Index, one of TIME Magazine’s Most Influential Companies™ and one of Fortune® World’s Most Admired Companies™. Visit fiserv.com and follow on social media for more information and the latest company news.</p>
<div class="lb-trans"><p>Fiserv, Inc.（纳斯达克：FISV）是一家财富 500 强公司，处理的不仅仅是资金。作为全球支付和金融技术的领导者，该公司通过对创新和卓越的承诺，帮助客户在账户处理和数字银行解决方案、卡发行处理和网络服务、支付、电子商务、商户收购和处理以及 Clover®（全球最智能的销售点系统和业务管理平台）等领域实现最佳业绩。Fiserv 是 S&amp;P 500® 指数的成员，也是《时代》杂志评选的最具影响力公司之一和《财富》全球最受尊敬公司之一。请访问 fiserv.com 并在社交媒体上关注以获取更多信息和最新公司新闻。</p>
</div><p><strong>About Wink</strong></p>
<div class="lb-trans"><p><strong>关于 Wink</strong></p>
</div><p>Wink connects commerce with identity as the industry’s first multi-factor biometric platform, combining face, palm, voice, and device recognition to help businesses securely and instantly recognize customers across every channel. Built for privacy and security, Wink’s biometric technology enables faster checkout, reduced fraud, and more personalized experiences without reliance on passwords, cards, or devices.</p>
<div class="lb-trans"><p>Wink 作为行业首个多因素生物识别平台，将商业与身份连接，结合面部、掌纹、语音和设备识别，帮助企业在每个渠道安全、即时地识别客户。Wink 的生物识别技术旨在保护隐私和安全，实现更快的结账、减少欺诈和提供更个性化的体验，而无需依赖密码、卡片或设备。</p>
</div><p>In 2025, Wink was recognized by Javelin Strategy &amp; Research as Best in Class for Biometrics-as-a-Service, reflecting its role in advancing biometric payments and authentication. In addition to the industry leading Biometric platform, Wink also operates a fully PCI Level 1 and SOC2 compliant Payment Gateway and Network business which has been adopted by industry leading ISOs and Fintechs, performing hundreds of millions of transactions every year.</p>
<div class="lb-trans"><p>在 2025 年，Wink 被 Javelin Strategy &amp; Research 评选为生物识别即服务的最佳平台，反映了其在推动生物识别支付和认证方面的作用。除了行业领先的生物识别平台外，Wink 还运营一个完全符合 PCI Level 1 和 SOC2 的支付网关和网络业务，已被行业领先的 ISO 和金融科技公司采用，每年处理数亿笔交易。</p>
</div><p>FISV-G</p>
<div class="lb-trans"><p>FISV-G</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjAxMDcwNzI0OTNyMQ" alt="" original-src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260107072493r1&amp;sid=acqr8&amp;distro=nx&amp;lang=en"/></p>
<p>View source version on businesswire.com: https://www.businesswire.com/news/home/20260107072493/en/</p>
<div class="lb-trans"><p>查看商业资讯上的源版本：https://www.businesswire.com/news/home/20260107072493/en/</p>
</div><p><strong>Fiserv Media Relations:</strong> Alex Ebanks</p>
<div class="lb-trans"><p><strong>Fiserv 媒体关系：</strong> Alex Ebanks</p>
</div><p>Vice President, Communications</p>
<div class="lb-trans"><p>副总裁，传播部</p>
</div><p>+1 718-928-5727</p>
<div class="lb-trans"><p>+1 718-928-5727</p>
</div><p>Source: Fiserv, Inc.</p>
<div class="lb-trans"><p>来源：Fiserv, Inc.</p>
</div>

Clover 推出基于身份的支付系统以革新日常交易 | FISV 股票新闻