<p>分析师对美国运通（NYSE: AXP）在过去一个季度的评级从看涨到看跌不等，共有 9 位分析师提供了相关信息。</p>
<p>下表总结了他们最近的评级，展示了过去 30 天内情绪的变化，并与前几个月进行了比较。</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看涨</strong></th>
<th align="right"><strong>稍微看涨</strong></th>
<th align="right"><strong>无所谓</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>总评级</strong></td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
<tr>
<td><strong>过去 30 天</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 个月前</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 个月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 个月前</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
</tbody>
</table>
<p>分析师们提供了更深入的见解，设定了 12 个月的价格目标，显示出平均目标为 374.33 美元，最高预估为 425.00 美元，最低预估为 307.00 美元。当前平均目标较之前的 349.22 美元上升了 7.19%。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1767895290_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="价格目标图表" width="700" height="500" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1767895290_0.png"/></p>
<h2>理解分析师评级：全面解析</h2>
<p>通过对最近分析师行动的深入分析，可以清楚地了解美国运通在金融专家中的地位。以下总结了关键分析师、他们最近的评估以及对评级和价格目标的调整。</p>
<table>
<thead>
<tr>
<th>分析师</th>
<th>分析师公司</th>
<th>采取的行动</th>
<th>评级</th>
<th>当前价格目标</th>
<th>之前价格目标</th>
</tr>
</thead>
<tbody>
<tr>
<td>Moshe Orenbuch</td>
<td>TD Cowen</td>
<td>上调</td>
<td>持有</td>
<td>$375.00</td>
<td>$350.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>上调</td>
<td>等权重</td>
<td>$367.00</td>
<td>$355.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$420.00</td>
<td>$395.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>上调</td>
<td>超配</td>
<td>$425.00</td>
<td>$400.00</td>
</tr>
<tr>
<td>Mikhail Paramonov</td>
<td>Freedom Capital Markets</td>
<td>上调</td>
<td>持有</td>
<td>$325.00</td>
<td>$280.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>上调</td>
<td>超配</td>
<td>$400.00</td>
<td>$375.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$395.00</td>
<td>$375.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>上调</td>
<td>等权重</td>
<td>$355.00</td>
<td>$336.00</td>
</tr>
<tr>
<td>Vincent Caintic</td>
<td>BTIG</td>
<td>上调</td>
<td>卖出</td>
<td>$307.00</td>
<td>$277.00</td>
</tr>
</tbody>
</table>
<h3>关键见解：</h3>
<ul>
<li><strong>采取的行动：</strong> 针对动态市场条件和公司表现，分析师更新他们的建议。无论是'维持'、'上调'还是'下调'，都表明他们对美国运通近期发展的反应。这一见解提供了分析师对公司当前状态的快照。</li>
<li><strong>评级：</strong> 通过分析趋势，分析师提供定性评估，范围从'表现优于大盘'到'表现不及大盘'。这些评级传达了对美国运通相对于更广泛市场的表现预期。</li>
<li><strong>价格目标：</strong> 分析师提供价格目标的见解，给出对美国运通股票未来价值的估计。这一比较揭示了分析师预期随时间变化的趋势。</li>
</ul>
<p>为了全面了解美国运通的市场表现，请结合这些分析师评估与重要财务指标进行探索。保持信息灵通，利用我们的评级表做出明智的决策。</p>
<p>随时了解美国运通分析师评级。</p>
<h2>揭示美国运通背后的故事</h2>
<p>美国运通是一家全球金融机构，在约 130 个国家运营，提供消费者和企业的信用卡和借记卡支付产品。该公司还运营着一个高盈利的商户支付网络。它分为四个部门：美国消费者服务、美国商业服务、国际卡服务和全球商户及网络服务。除了支付产品外，该公司的商业业务还提供费用管理工具、咨询服务和商业贷款。</p>
<h3>深入分析美国运通的财务状况</h3>
<p><strong>市值分析：</strong> 该公司的市值高于行业平均水平，反映出其规模庞大和市场认可度强。</p>
<p><strong>收入增长：</strong> 美国运通在过去 3 个月的收入增长显著。截至 2025 年 9 月 30 日，该公司的收入增长率约为 <strong>10.76%</strong>。这表明公司在营收方面有显著增加。与竞争对手相比，该公司面临困难，增长率低于金融行业的平均水平。</p>
<p><strong>净利润率：</strong> 美国运通的净利润率低于行业平均水平，表明在保持强劲盈利能力方面面临挑战。净利润率为 <strong>15.57%</strong>，公司在有效成本管理方面可能面临困难。</p>
<p><strong>股本回报率（ROE）：</strong> 美国运通的 ROE 超过行业标准，突显出公司的卓越财务表现。ROE 为 <strong>8.86%</strong>，公司有效利用股东权益资本。</p>
<p><strong>资产回报率（ROA）：</strong> 美国运通的 ROA 低于行业平均水平，表明在有效利用资产方面面临挑战。ROA 为 <strong>0.97%</strong>，公司在从资产中产生最佳回报方面可能面临困难。</p>
<p><strong>债务管理：</strong> 美国运通的债务与股本比率低于平均水平，为 <strong>1.83</strong>，表明其采取了谨慎的财务策略，显示出对债务管理的平衡方法。</p>
<h2>分析师评级是如何确定的？</h2>
<p>评级来自分析师，或在银行和金融系统内的专家，他们为特定股票或定义的行业报告（通常每季度一次）。分析师通常通过公司电话会议和会议、财务报表以及与重要内部人士的对话来获取信息，以达成他们的决策。</p>
<p>除了标准评估外，一些分析师还提供关于增长预估、收益和收入等指标的预测，为投资者提供额外的指导。使用分析师评级的用户应注意，这些专业建议受到人类观点的影响，可能会存在变动。</p>
<p>本文由 Benzinga 的自动内容引擎生成，并经过编辑审核。</p>

美国运通

<p>分析师对美国运通（NYSE:AXP）的评级显示，过去一个季度中 9 位专家的看法呈现出看涨和看跌的混合情绪。12 个月的平均目标价已上升至 374.33 美元，比之前的目标上涨了 7.19%。主要分析师提高了他们的评级和目标价，反映出积极的市场状况。美国运通的市值高于行业平均水平，收入增长率为 10.76%。然而，其净利润率为 15.57%，落后于同行，而其股本回报率（ROE）为 8.86%，超过行业标准。分析师的评级来源于各种财务洞察和公司绩效指标</p>

<p>Analysts' ratings for American Express (NYSE: AXP) over the last quarter vary from bullish to bearish, as provided by 9 analysts.</p>
<div class="lb-trans"><p>分析师对美国运通（NYSE: AXP）在过去一个季度的评级从看涨到看跌不等，共有 9 位分析师提供了相关信息。</p>
</div><p>The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.</p>
<div class="lb-trans"><p>下表总结了他们最近的评级，展示了过去 30 天内情绪的变化，并与前几个月进行了比较。</p>
</div><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看涨</strong></th>
<th align="right"><strong>稍微看涨</strong></th>
<th align="right"><strong>无所谓</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>总评级</strong></td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
<tr>
<td><strong>过去 30 天</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 个月前</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 个月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 个月前</strong></td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
</tbody>
</table>
</div><p>Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $374.33, along with a high estimate of $425.00 and a low estimate of $307.00. Witnessing a positive shift, the current average has risen by 7.19% from the previous average price target of $349.22.</p>
<div class="lb-trans"><p>分析师们提供了更深入的见解，设定了 12 个月的价格目标，显示出平均目标为 374.33 美元，最高预估为 425.00 美元，最低预估为 307.00 美元。当前平均目标较之前的 349.22 美元上升了 7.19%。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1767895290_0.png" alt="price target chart" original-src="https://www.benzinga.com/files/images/story/2026/1767895290_0.png"/></p>
<h2>Understanding Analyst Ratings: A Comprehensive Breakdown</h2>
<div class="lb-trans"><h2>理解分析师评级：全面解析</h2>
</div><p>The standing of American Express among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<div class="lb-trans"><p>通过对最近分析师行动的深入分析，可以清楚地了解美国运通在金融专家中的地位。以下总结了关键分析师、他们最近的评估以及对评级和价格目标的调整。</p>
</div><table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Moshe Orenbuch</td>
<td>TD Cowen</td>
<td>Raises</td>
<td>Hold</td>
<td>$375.00</td>
<td>$350.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$367.00</td>
<td>$355.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$420.00</td>
<td>$395.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$425.00</td>
<td>$400.00</td>
</tr>
<tr>
<td>Mikhail Paramonov</td>
<td>Freedom Capital Markets</td>
<td>Raises</td>
<td>Hold</td>
<td>$325.00</td>
<td>$280.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$400.00</td>
<td>$375.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$395.00</td>
<td>$375.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$355.00</td>
<td>$336.00</td>
</tr>
<tr>
<td>Vincent Caintic</td>
<td>BTIG</td>
<td>Raises</td>
<td>Sell</td>
<td>$307.00</td>
<td>$277.00</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>分析师</th>
<th>分析师公司</th>
<th>采取的行动</th>
<th>评级</th>
<th>当前价格目标</th>
<th>之前价格目标</th>
</tr>
</thead>
<tbody>
<tr>
<td>Moshe Orenbuch</td>
<td>TD Cowen</td>
<td>上调</td>
<td>持有</td>
<td>$375.00</td>
<td>$350.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>上调</td>
<td>等权重</td>
<td>$367.00</td>
<td>$355.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$420.00</td>
<td>$395.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>上调</td>
<td>超配</td>
<td>$425.00</td>
<td>$400.00</td>
</tr>
<tr>
<td>Mikhail Paramonov</td>
<td>Freedom Capital Markets</td>
<td>上调</td>
<td>持有</td>
<td>$325.00</td>
<td>$280.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>上调</td>
<td>超配</td>
<td>$400.00</td>
<td>$375.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$395.00</td>
<td>$375.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>上调</td>
<td>等权重</td>
<td>$355.00</td>
<td>$336.00</td>
</tr>
<tr>
<td>Vincent Caintic</td>
<td>BTIG</td>
<td>上调</td>
<td>卖出</td>
<td>$307.00</td>
<td>$277.00</td>
</tr>
</tbody>
</table>
</div><h3>Key Insights:</h3>
<div class="lb-trans"><h3>关键见解：</h3>
</div><ul>
<li><strong>Action Taken:</strong> In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to American Express. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li><strong>Rating:</strong> Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of American Express compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts provide insights into price targets, offering estimates for the future value of American Express's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>采取的行动：</strong> 针对动态市场条件和公司表现，分析师更新他们的建议。无论是'维持'、'上调'还是'下调'，都表明他们对美国运通近期发展的反应。这一见解提供了分析师对公司当前状态的快照。</li>
<li><strong>评级：</strong> 通过分析趋势，分析师提供定性评估，范围从'表现优于大盘'到'表现不及大盘'。这些评级传达了对美国运通相对于更广泛市场的表现预期。</li>
<li><strong>价格目标：</strong> 分析师提供价格目标的见解，给出对美国运通股票未来价值的估计。这一比较揭示了分析师预期随时间变化的趋势。</li>
</ul>
</div><p>To gain a panoramic view of American Express's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.</p>
<div class="lb-trans"><p>为了全面了解美国运通的市场表现，请结合这些分析师评估与重要财务指标进行探索。保持信息灵通，利用我们的评级表做出明智的决策。</p>
</div><p>Stay up to date on American Express analyst ratings.</p>
<div class="lb-trans"><p>随时了解美国运通分析师评级。</p>
</div><h2>Unveiling the Story Behind American Express</h2>
<div class="lb-trans"><h2>揭示美国运通背后的故事</h2>
</div><p>American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.</p>
<div class="lb-trans"><p>美国运通是一家全球金融机构，在约 130 个国家运营，提供消费者和企业的信用卡和借记卡支付产品。该公司还运营着一个高盈利的商户支付网络。它分为四个部门：美国消费者服务、美国商业服务、国际卡服务和全球商户及网络服务。除了支付产品外，该公司的商业业务还提供费用管理工具、咨询服务和商业贷款。</p>
</div><h3>A Deep Dive into American Express's Financials</h3>
<div class="lb-trans"><h3>深入分析美国运通的财务状况</h3>
</div><p><strong>Market Capitalization Analysis:</strong> With a profound presence, the company's market capitalization is above industry averages. This reflects substantial size and strong market recognition.</p>
<div class="lb-trans"><p><strong>市值分析：</strong> 该公司的市值高于行业平均水平，反映出其规模庞大和市场认可度强。</p>
</div><p><strong>Revenue Growth:</strong> American Express's revenue growth over a period of 3M has been noteworthy. As of 30 September, 2025, the company achieved a revenue growth rate of approximately <strong>10.76%</strong>. This indicates a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.</p>
<div class="lb-trans"><p><strong>收入增长：</strong> 美国运通在过去 3 个月的收入增长显著。截至 2025 年 9 月 30 日，该公司的收入增长率约为 <strong>10.76%</strong>。这表明公司在营收方面有显著增加。与竞争对手相比，该公司面临困难，增长率低于金融行业的平均水平。</p>
</div><p><strong>Net Margin:</strong> American Express's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of <strong>15.57%,</strong> the company may face hurdles in effective cost management.</p>
<div class="lb-trans"><p><strong>净利润率：</strong> 美国运通的净利润率低于行业平均水平，表明在保持强劲盈利能力方面面临挑战。净利润率为 <strong>15.57%</strong>，公司在有效成本管理方面可能面临困难。</p>
</div><p><strong>Return on Equity (ROE):</strong> American Express's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive <strong>8.86%</strong> ROE, the company effectively utilizes shareholder equity capital.</p>
<div class="lb-trans"><p><strong>股本回报率（ROE）：</strong> 美国运通的 ROE 超过行业标准，突显出公司的卓越财务表现。ROE 为 <strong>8.86%</strong>，公司有效利用股东权益资本。</p>
</div><p><strong>Return on Assets (ROA):</strong> American Express's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of <strong>0.97%,</strong> the company may face hurdles in generating optimal returns from its assets.</p>
<div class="lb-trans"><p><strong>资产回报率（ROA）：</strong> 美国运通的 ROA 低于行业平均水平，表明在有效利用资产方面面临挑战。ROA 为 <strong>0.97%</strong>，公司在从资产中产生最佳回报方面可能面临困难。</p>
</div><p><strong>Debt Management:</strong> With a below-average debt-to-equity ratio of <strong>1.83</strong>, American Express adopts a prudent financial strategy, indicating a balanced approach to debt management.</p>
<div class="lb-trans"><p><strong>债务管理：</strong> 美国运通的债务与股本比率低于平均水平，为 <strong>1.83</strong>，表明其采取了谨慎的财务策略，显示出对债务管理的平衡方法。</p>
</div><h2>How Are Analyst Ratings Determined?</h2>
<div class="lb-trans"><h2>分析师评级是如何确定的？</h2>
</div><p>Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.</p>
<div class="lb-trans"><p>评级来自分析师，或在银行和金融系统内的专家，他们为特定股票或定义的行业报告（通常每季度一次）。分析师通常通过公司电话会议和会议、财务报表以及与重要内部人士的对话来获取信息，以达成他们的决策。</p>
</div><p>Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.</p>
<div class="lb-trans"><p>除了标准评估外，一些分析师还提供关于增长预估、收益和收入等指标的预测，为投资者提供额外的指导。使用分析师评级的用户应注意，这些专业建议受到人类观点的影响，可能会存在变动。</p>
</div><p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>
<div class="lb-trans"><p>本文由 Benzinga 的自动内容引擎生成，并经过编辑审核。</p>
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分析师的结论：9 位专家如何看待美国运通