<p>作者：Aarthi Swaminathan</p>
<p>房屋建筑商正在降低新房价格，为买家提供一些缓解高成本的机会</p>
<p>10 月份新建房屋的中位价格比二手房低近 23,000 美元。</p>
<p>购买新房并不总是更贵：在过去五个月中，美国的新建房屋价格一直低于二手房。</p>
<p>历史上，新房通常比现有房屋更贵，但这种动态已经改变，房屋建筑商通过大幅折扣来促销新房。</p>
<p>自 2007 年全国房屋建筑商协会开始跟踪价格以来，新房通常更贵。但从 2024 年开始，现有房屋的价格开始飙升，差距缩小。</p>
<p>这一趋势在 2025 年 6 月变得更加明显，当时新房价格下降。那个月，新房的中位价格为 409,200 美元，比现有房屋低 23,500 美元。</p>
<p>从那时起，新房的价格一直低于现有房屋。</p>
<p>在 2025 年 10 月，政府最新的关于新房销售的数据中，新建房屋的中位价格降至 392,300 美元，低于现有房屋的中位价格 22,600 美元，后者为 409,200 美元。</p>
<p>根据 Nationwide 的高级经济学家 Ben Ayers 的说法，10 月份购买的新房中有四分之一的价格低于 300,000 美元，因为建筑商降低价格以促进销售。</p>
<p>这一比例正在增长：在 2024 年 10 月，只有 14% 的新房销售价格低于 300,000 美元。</p>
<p>新房价格下降对买家来说无疑是一个受欢迎的发展，因为许多美国人的购房能力变得越来越不可负担。</p>
<p>“目前，购房能力是房地产市场的主要制约因素，建筑商通过提供低价的新库存来吸引更多买家，这是现有房屋市场无法做到的，” Realtor.com 的高级经济学家 Joel Berner 在一份声明中表示。</p>
<p>（Realtor.com 由新闻集团子公司 Move Inc.运营；MarketWatch 的出版商道琼斯也是新闻集团的子公司。）</p>
<p>为了应对持续高企的住房成本，民主党和共和党提出了各种政策，例如通过建设更多住房来增加住房供应，或通过 50 年期抵押贷款来降低抵押贷款支付。</p>
<p>最近，唐纳德·特朗普总统表示，他指示房利美和房地美购买 2000 亿美元的抵押贷款支持证券，这一公告曾短暂将 30 年期抵押贷款利率压低至 5.99%。</p>
<p>根据 Mortgage News Daily 的数据，截至周二，30 年期利率已回升至 6.07%。</p>
<p>“结合较低的抵押贷款利率，现在是买家寻找新建房屋的特别吸引人的时机，” Realtor.com 的 Berner 指出。</p>
<p>因此，“我们预计，由于抵押贷款利率的突然下降和特朗普政府提升单户住宅需求的努力，2026 年上半年房屋销售将获得提振，” Nationwide 的 Ayers 在一份声明中表示。</p>
<p>随着待售新房库存达到自 2009 年以来的最高水平，“我们认为，单户住宅开工的上行空间有限，直到更多的供应被售出，” 牛津经济研究院的首席经济学家 Nancy Vanden Houten 在一份声明中表示。</p>
<p>建筑商正在迅速响应当前买家仍在观望的环境，这与希望出售的房主不同，Berner 表示。</p>
<p>“建筑商比普通房主更有动力出售，许多房主不愿意降价，宁愿将房屋下架也不愿低于目标价格出售，” 他说。</p>
<p>此外，“建筑商继续在更实惠的地区交付更小、更实惠的新房，” 他补充道。</p>
<p>根据政府数据显示，10 月份新房销售在全国范围内同比增长 18.7%，但在南方，销售增长约 42.1%，成为房屋建筑商表现最强劲的地区。</p>
<p>-Aarthi Swaminathan</p>
<p>此内容由 MarketWatch 创建，MarketWatch 由道琼斯公司运营。MarketWatch 与道琼斯新闻社和《华尔街日报》独立出版。</p>
<p>（完）道琼斯新闻社</p>
<p>01-13-26 1427ET</p>

房利美

房地美

AOMR

<p>房屋建筑商正在降低新建房屋的价格，使其比二手房更具可负担性。在十月份，新房的中位数价格为 392,300 美元，比现有房屋低约 22,600 美元。四分之一的新房销售价格低于 300,000 美元，较去年 14% 的比例显著增加。预计这一趋势将持续，因为较低的抵押贷款利率和增加的库存推动了房屋销售，尤其是在南部，销售增长了 42.1%</p>

<p>By Aarthi Swaminathan</p>
<div class="lb-trans"><p>作者：Aarthi Swaminathan</p>
</div><p>Home builders are cutting prices on new homes, offering buyers some relief from high costs</p>
<div class="lb-trans"><p>房屋建筑商正在降低新房价格，为买家提供一些缓解高成本的机会</p>
</div><p>The median price of a newly built home in October was nearly $23,000 less than that of a previously owned home.</p>
<div class="lb-trans"><p>10 月份新建房屋的中位价格比二手房低近 23,000 美元。</p>
</div><p>Buying new doesn't always cost more: For the past five months, newly built homes in the United States have been consistently cheaper than previously owned properties.</p>
<div class="lb-trans"><p>购买新房并不总是更贵：在过去五个月中，美国的新建房屋价格一直低于二手房。</p>
</div><p>Historically, new homes have been more expensive than existing homes, but that dynamic has flipped as home builders aggressively discount their new homes to get them sold.</p>
<div class="lb-trans"><p>历史上，新房通常比现有房屋更贵，但这种动态已经改变，房屋建筑商通过大幅折扣来促销新房。</p>
</div><p>Since 2007, when the National Association of Home Builders began tracking prices, new homes have typically been more expensive. But starting in 2024, prices of existing homes started to shoot up and the gap closed.</p>
<div class="lb-trans"><p>自 2007 年全国房屋建筑商协会开始跟踪价格以来，新房通常更贵。但从 2024 年开始，现有房屋的价格开始飙升，差距缩小。</p>
</div><p>That trend became even more pronounced starting in June 2025, when new-home prices fell. That month, the median new home was $409,200, which was $23,500 less than an existing home.</p>
<div class="lb-trans"><p>这一趋势在 2025 年 6 月变得更加明显，当时新房价格下降。那个月，新房的中位价格为 409,200 美元，比现有房屋低 23,500 美元。</p>
</div><p>Since then, new homes have consistently been cheaper than existing ones.</p>
<div class="lb-trans"><p>从那时起，新房的价格一直低于现有房屋。</p>
</div><p>In October 2025, the latest month for which the government has data on new-home sales, the median price of a newly built home fell to $392,300, or $22,600 below the median price of an existing home, which was $409,200.</p>
<div class="lb-trans"><p>在 2025 年 10 月，政府最新的关于新房销售的数据中，新建房屋的中位价格降至 392,300 美元，低于现有房屋的中位价格 22,600 美元，后者为 409,200 美元。</p>
</div><p>A quarter of the new homes purchased in October were priced under $300,000 as builders cut prices to boost sales, according to Ben Ayers, a senior economist at Nationwide.</p>
<div class="lb-trans"><p>根据 Nationwide 的高级经济学家 Ben Ayers 的说法，10 月份购买的新房中有四分之一的价格低于 300,000 美元，因为建筑商降低价格以促进销售。</p>
</div><p>That share has been growing: In October 2024, only 14% of new homes sold were under $300,000.</p>
<div class="lb-trans"><p>这一比例正在增长：在 2024 年 10 月，只有 14% 的新房销售价格低于 300,000 美元。</p>
</div><p>The fact that new homes are getting cheaper is likely to be a welcome development for buyers at a time when homeownership has become increasingly unaffordable for many Americans.</p>
<div class="lb-trans"><p>新房价格下降对买家来说无疑是一个受欢迎的发展，因为许多美国人的购房能力变得越来越不可负担。</p>
</div><p>&#34;Affordability is the main constraint in the housing market currently, and builders are doing their part to bring more buyers into the fold by delivering low-priced new inventory to the market in a way that the existing home segment simply can't,&#34; Joel Berner, a senior economist at Realtor.com, said in a statement.</p>
<div class="lb-trans"><p>“目前，购房能力是房地产市场的主要制约因素，建筑商通过提供低价的新库存来吸引更多买家，这是现有房屋市场无法做到的，” Realtor.com 的高级经济学家 Joel Berner 在一份声明中表示。</p>
</div><p>(Realtor.com is operated by News Corp subsidiary Move Inc.; MarketWatch publisher Dow Jones is also a subsidiary of News Corp.)</p>
<div class="lb-trans"><p>（Realtor.com 由新闻集团子公司 Move Inc.运营；MarketWatch 的出版商道琼斯也是新闻集团的子公司。）</p>
</div><p>To address persistently high housing costs, Democrats and Republicans have proposed various policies, such as increasing housing supply by building more or lowering mortgage payments with a 50-year mortgage.</p>
<div class="lb-trans"><p>为了应对持续高企的住房成本，民主党和共和党提出了各种政策，例如通过建设更多住房来增加住房供应，或通过 50 年期抵押贷款来降低抵押贷款支付。</p>
</div><p>Most recently, President Donald Trump said he was directing Fannie Mae and Freddie Mac to buy up $200 billion in mortgage-backed securities, an announcement that briefly pushed the 30-year mortgage rate down to 5.99%.</p>
<div class="lb-trans"><p>最近，唐纳德·特朗普总统表示，他指示房利美和房地美购买 2000 亿美元的抵押贷款支持证券，这一公告曾短暂将 30 年期抵押贷款利率压低至 5.99%。</p>
</div><p>The 30-year rate had inched back up to 6.07% as of Tuesday, according to Mortgage News Daily.</p>
<div class="lb-trans"><p>根据 Mortgage News Daily 的数据，截至周二，30 年期利率已回升至 6.07%。</p>
</div><p>&#34;Combined with lower mortgage rates, it is an especially attractive time for buyers to be searching for a newly built home,&#34; Realtor.com's Berner noted.</p>
<div class="lb-trans"><p>“结合较低的抵押贷款利率，现在是买家寻找新建房屋的特别吸引人的时机，” Realtor.com 的 Berner 指出。</p>
</div><p>For that reason, &#34;we expect home sales to get a boost over the first half of 2026 from the sudden drop in mortgage rates and the Trump administration's efforts to lift demand for single-family housing,&#34; Ayers at Nationwide said in a statement.</p>
<div class="lb-trans"><p>因此，“我们预计，由于抵押贷款利率的突然下降和特朗普政府提升单户住宅需求的努力，2026 年上半年房屋销售将获得提振，” Nationwide 的 Ayers 在一份声明中表示。</p>
</div><p>With the inventory of completed new homes for sale at the highest level since 2009, &#34;we see little upside for single-family housing starts until more of that supply is sold,&#34; Nancy Vanden Houten, lead economist at Oxford Economics, said in a statement.</p>
<div class="lb-trans"><p>随着待售新房库存达到自 2009 年以来的最高水平，“我们认为，单户住宅开工的上行空间有限，直到更多的供应被售出，” 牛津经济研究院的首席经济学家 Nancy Vanden Houten 在一份声明中表示。</p>
</div><p>Builders are responding quickly to the current environment in which buyers remain on the sidelines, unlike homeowners, who are looking to sell, Berner said.</p>
<div class="lb-trans"><p>建筑商正在迅速响应当前买家仍在观望的环境，这与希望出售的房主不同，Berner 表示。</p>
</div><p>&#34;Builders are more motivated sellers than regular homeowners, many of whom are reluctant to cut prices and would rather delist their home than sell below their target,&#34; he said.</p>
<div class="lb-trans"><p>“建筑商比普通房主更有动力出售，许多房主不愿意降价，宁愿将房屋下架也不愿低于目标价格出售，” 他说。</p>
</div><p>Plus, &#34;builders continue to deliver smaller and more affordable new homes in more affordable areas,&#34; he added.</p>
<div class="lb-trans"><p>此外，“建筑商继续在更实惠的地区交付更小、更实惠的新房，” 他补充道。</p>
</div><p>New-home sales rose nationally by 18.7% in October from the same month a year ago, government data showed, but in the South, sales rose by about 42.1%, making it the strongest-performing region for home builders.</p>
<div class="lb-trans"><p>根据政府数据显示，10 月份新房销售在全国范围内同比增长 18.7%，但在南方，销售增长约 42.1%，成为房屋建筑商表现最强劲的地区。</p>
</div><p>-Aarthi Swaminathan</p>
<div class="lb-trans"><p>-Aarthi Swaminathan</p>
</div><p>This content was created by MarketWatch, which is operated by Dow Jones &amp; Co. MarketWatch is published independently from Dow Jones Newswires and The Wall Street Journal.</p>
<div class="lb-trans"><p>此内容由 MarketWatch 创建，MarketWatch 由道琼斯公司运营。MarketWatch 与道琼斯新闻社和《华尔街日报》独立出版。</p>
</div><p>(END) Dow Jones Newswires</p>
<div class="lb-trans"><p>（完）道琼斯新闻社</p>
</div><p>01-13-26 1427ET</p>
<div class="lb-trans"><p>01-13-26 1427ET</p>
</div>

在寻找低于 30 万美元的房子吗？以下是为什么新建房屋可能是最佳选择的原因