许多最实惠的城市，收入要求最低的，位于中西部和南部的部分地区，其中最便宜的城市位于宾夕法尼亚州。
根据 Realtor.com 的报告，匹兹堡被认为是全国最实惠的城市，房屋中位挂牌价为 245,000 美元。要在该地区购买房屋，居民需要年薪 65,000 美元，这使其成为收入要求最低的城市之一。
随着可负担性压力持续，Realtor.com 确定了 10 个购房所需家庭收入低于 85,000 美元的最便宜城市。
住房专家警告：美国的疫情前可负担性水平可能永远无法恢复
<img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania.jpg/query-dGw9MSZ2ZT0x"/>
宾夕法尼亚州匹兹堡的天际线。(Robert Knopes/Education Images/Universal Images Group via Getty Images)
根据 Realtor.com 高级经济研究分析师汉娜·琼斯的说法，最实惠的地区都有相似之处，例如土地更丰富、新建房屋更多以及生活成本较低，这些因素使得房价没有像东海岸和西海岸以及阳光带市场那样飙升。
特朗普住房计划可能为美国人带来 ‘重大胜利’，普尔特表示
<img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania-homes.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania-homes.jpg/query-dGw9MSZ2ZT0x"/>
宾夕法尼亚州匹兹堡劳伦斯维尔社区的房屋。(Michael Rayne Swensen/Bloomberg via Getty Images)
在匹兹堡，一个年收入 65,000 美元的家庭可以承担每月 1,630 美元的住房付款，其中包括假设 6.19% 利率的抵押贷款，以及财产税和保险。
为了更好地理解这一点，要负担 11 月全国中位挂牌价 415,000 美元的房屋，买家需要比在匹兹堡多赚 70%。
全国范围内的托管付款上升，房屋拥有权变得更加难以实现
以下是其他可负担的城市及在每个城市购买房屋所需的收入，根据 Realtor.com 的数据：

一个人在纽约布法罗的劳雷尔街骑自行车。(Kent Nishimura / Los Angeles Times via Getty Images)
俄亥俄州克利夫兰
• 中位挂牌价： 250,000 美元
• 所需收入： 每年 66,538 美元
密歇根州底特律
• 中位挂牌价： 255,000 美元
• 所需收入： 每年约 68,000 美元
点击这里获取 FOX 商业新闻移动版
纽约布法罗
• 中位挂牌价： 259,900 美元
• 所需收入： 每年 69,173 美元
密苏里州圣路易斯
• 中位挂牌价： 291,900 美元
• 所需收入： 每年 77,690 美元

一份来自 Realtor.com 的报告指出，宾夕法尼亚州的匹兹堡是美国对购房者来说最实惠的城市，房屋中位挂牌价为 245,000 美元，年收入要求为 65,000 美元。其他实惠的城市包括克利夫兰、底特律、布法罗和圣路易斯，收入要求在 66,538 美元到 77,690 美元之间。报告指出，这些地区受益于丰富的土地、新建房屋和较低的生活成本，使得房价相较于东海岸和西海岸的更昂贵市场保持稳定

Many of the most affordable metros, with the lowest income requirements, are located in the Midwest and parts of the South, with the cheapest city sitting in Pennsylvania.
<div class="lb-trans">许多最实惠的城市，收入要求最低的，位于中西部和南部的部分地区，其中最便宜的城市位于宾夕法尼亚州。
</div>Pittsburgh, according to a report from Realtor.com, is considered the most affordable metro in the nation with a median listing price of $245,000. To afford a home in the area, residents will need an annual salary of $65,000, making it one of the lowest income requirements.
<div class="lb-trans">根据 Realtor.com 的报告，匹兹堡被认为是全国最实惠的城市，房屋中位挂牌价为 245,000 美元。要在该地区购买房屋，居民需要年薪 65,000 美元，这使其成为收入要求最低的城市之一。
</div>As affordability pressures persist, Realtor.com identified the 10 least expensive cities that require household incomes below $85,000 to purchase a home.
<div class="lb-trans">随着可负担性压力持续，Realtor.com 确定了 10 个购房所需家庭收入低于 85,000 美元的最便宜城市。
</div>HOUSING EXPERT WARNS PRE-PANDEMIC AFFORDABILITY LEVELS MAY NEVER RETURN IN AMERICA
<div class="lb-trans">住房专家警告：美国的疫情前可负担性水平可能永远无法恢复
</div><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania.jpg?ve=1&amp;tl=1"/>
Skyline of Pittsburgh, Pennsylvania. (Robert Knopes/Education Images/Universal Images Group via Getty Images)
<div class="lb-trans">宾夕法尼亚州匹兹堡的天际线。(Robert Knopes/Education Images/Universal Images Group via Getty Images)
</div>The most affordable regions all have similarities, such as more abundant land, more new construction, and a lower cost of living, all of which keep home prices from surging as much as they have in markets on the East and West coasts and in the Sun Belt, according to Realtor.com senior economic research analyst Hannah Jones.
<div class="lb-trans">根据 Realtor.com 高级经济研究分析师汉娜·琼斯的说法，最实惠的地区都有相似之处，例如土地更丰富、新建房屋更多以及生活成本较低，这些因素使得房价没有像东海岸和西海岸以及阳光带市场那样飙升。
</div>TRUMP HOUSING PLAN COULD BRING ‘BIG WIN’ FOR AMERICANS, PULTE SAYS
<div class="lb-trans">特朗普住房计划可能为美国人带来 ‘重大胜利’，普尔特表示
</div><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania-homes.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/pittsburgh-pennsylvania-homes.jpg?ve=1&amp;tl=1"/>
Homes in the Lawrenceville neighborhood of Pittsburgh, Pennsylvania. (Michael Rayne Swensen/Bloomberg via Getty Images)
<div class="lb-trans">宾夕法尼亚州匹兹堡劳伦斯维尔社区的房屋。(Michael Rayne Swensen/Bloomberg via Getty Images)
</div>In Pittsburgh, a household earning $65,000 could afford a $1,630 monthly housing payment, which includes a mortgage assuming a 6.19% interest rate, as well as property taxes and insurance.
<div class="lb-trans">在匹兹堡，一个年收入 65,000 美元的家庭可以承担每月 1,630 美元的住房付款，其中包括假设 6.19% 利率的抵押贷款，以及财产税和保险。
</div>To put this in perspective, to afford the November national median list price of $415,000, a buyer would need to earn 70% more than they would in Pittsburgh.
<div class="lb-trans">为了更好地理解这一点，要负担 11 月全国中位挂牌价 415,000 美元的房屋，买家需要比在匹兹堡多赚 70%。
</div>ESCROW PAYMENTS RISING NATIONWIDE WITH HOMEOWNERSHIP LESS ATTAINABLE
<div class="lb-trans">全国范围内的托管付款上升，房屋拥有权变得更加难以实现
</div>Here are other affordable metros and the income needed to buy a home in each, according to Realtor.com data:
<div class="lb-trans">以下是其他可负担的城市及在每个城市购买房屋所需的收入，根据 Realtor.com 的数据：
</div><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/buffalo-new-york.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/01/931/523/buffalo-new-york.jpg?ve=1&amp;tl=1"/>
A person rides a bike along Laurel Street in Buffalo, NY. (Kent Nishimura / Los Angeles Times via Getty Images)
<div class="lb-trans">一个人在纽约布法罗的劳雷尔街骑自行车。(Kent Nishimura / Los Angeles Times via Getty Images)
</div>Cleveland, Ohio
<div class="lb-trans">俄亥俄州克利夫兰
</div>• Median listing price: $250,000
<div class="lb-trans">• 中位挂牌价： 250,000 美元
</div>• Income needed: $66,538 annually
<div class="lb-trans">• 所需收入： 每年 66,538 美元
</div>Detroit, Michigan
<div class="lb-trans">密歇根州底特律
</div>• Median listing price: $255,000
<div class="lb-trans">• 中位挂牌价： 255,000 美元
</div>• Income needed: About $68,000 annually
<div class="lb-trans">• 所需收入： 每年约 68,000 美元
</div>GET FOX BUSINESS ON THE GO BY CLICKING HERE
<div class="lb-trans">点击这里获取 FOX 商业新闻移动版
</div>Buffalo, New York
<div class="lb-trans">纽约布法罗
</div>• Median listing price: $259,900
<div class="lb-trans">• 中位挂牌价： 259,900 美元
</div>• Income needed: $69,173 annually
<div class="lb-trans">• 所需收入： 每年 69,173 美元
</div>St. Louis, Missouri
<div class="lb-trans">密苏里州圣路易斯
</div>• Median listing price: $291,900
<div class="lb-trans">• 中位挂牌价： 291,900 美元
</div>• Income needed: $77,690 annually
<div class="lb-trans">• 所需收入： 每年 77,690 美元
</div>

房地产巨头揭示在美国最便宜城市购房所需的收入