<p>分析师对花旗集团（NYSE: C）在过去一个季度的评级从看涨到看跌不等，共有 13 位分析师提供了意见。</p>
<p>下表提供了分析师最近评级的简要概述，展示了过去 30 天情绪的变化，并与前几个月进行比较，以获得全面的视角。</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看涨</strong></th>
<th align="right"><strong>稍微看涨</strong></th>
<th align="right"><strong>无所谓</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>总评级</strong></td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>过去 30 天</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 个月前</strong></td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 个月前</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 个月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>在对 12 个月价格目标的评估中，分析师揭示了对花旗集团的见解，给出了平均目标价为 130.77 美元，最高预估为 150.00 美元，最低预估为 120.00 美元。当前平均价格目标超过了之前的 120.15 美元，增加了 8.84%。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1768503618_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="价格目标图表" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1768503618_0.png"/></p>
<h2>分析师评级分析：详细拆解</h2>
<p>通过审视最近的分析师行动，我们获得了金融专家对花旗集团的看法。以下总结概述了主要分析师、他们的最新评估以及对评级和价格目标的调整。</p>
<table>
<thead>
<tr>
<th>分析师</th>
<th>分析师公司</th>
<th>采取的行动</th>
<th>评级</th>
<th>当前价格目标</th>
<th>之前价格目标</th>
</tr>
</thead>
<tbody>
<tr>
<td>Betsy Graseck</td>
<td>摩根士丹利</td>
<td>上调</td>
<td>超配</td>
<td>$135.00</td>
<td>$134.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>上调</td>
<td>超配</td>
<td>$144.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>维持</td>
<td>超配</td>
<td>$121.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>高盛</td>
<td>上调</td>
<td>买入</td>
<td>$127.00</td>
<td>$113.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$129.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>富国银行</td>
<td>上调</td>
<td>超配</td>
<td>$150.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>巴克莱</td>
<td>上调</td>
<td>超配</td>
<td>$146.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上调</td>
<td>超配</td>
<td>$130.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$123.00</td>
<td>$112.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>上调</td>
<td>超配</td>
<td>$131.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>摩根大通</td>
<td>上调</td>
<td>超配</td>
<td>$124.00</td>
<td>$107.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上调</td>
<td>超配</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>下调</td>
<td>超配</td>
<td>$120.00</td>
<td>$123.00</td>
</tr>
</tbody>
</table>
<h3>关键见解：</h3>
<ul>
<li><strong>采取的行动：</strong> 针对市场动态和公司表现的变化，分析师更新他们的建议。无论是'维持'、'上调'还是'下调'，都表明他们对花旗集团近期发展的反应。这为分析师对公司当前状态的看法提供了见解。</li>
<li><strong>评级：</strong> 在评估中，分析师赋予定性值，从'超配'到'低配'。这些评级传达了对花旗集团相对于更广泛市场表现的预期。</li>
<li><strong>价格目标：</strong> 分析师探讨价格目标的动态，为花旗集团股票的未来价值提供估计。这一审查揭示了分析师预期的变化。</li>
</ul>
<p>为了全面了解花旗集团的市场表现，请结合这些分析师评估与重要的财务指标进行探索。保持信息灵通，利用我们的评级表做出明智的决策。</p>
<p>随时了解花旗集团的分析师评级。</p>
<h2>关于花旗集团的所有信息</h2>
<p>花旗集团是一家全球金融服务公司，在 100 多个国家和地区开展业务。花旗集团的业务分为五个主要部门：服务、市场、银行、美国个人银行和财富管理。该银行的主要服务包括为跨国企业提供跨境银行需求、投资银行和交易服务，以及美国的信用卡服务。</p>
<h3>理解数字：花旗集团的财务状况</h3>
<p><strong>市值亮点：</strong> 超过行业平均水平，该公司的市值表明其规模显著，显示出强大的信心和市场影响力。</p>
<p><strong>收入增长：</strong> 花旗集团在 2025 年 9 月 30 日的表现显著。公司实现了 <strong>9.6%</strong> 的收入增长率。这表明公司顶线收益的显著增加。与竞争对手相比，公司以高于金融行业平均水平的增长率超出预期。</p>
<p><strong>净利润率：</strong> 花旗集团的净利润率低于行业标准，表明在实现强劲盈利能力方面面临困难。净利润率为 <strong>15.56%</strong>，公司可能在有效控制成本方面遇到挑战。</p>
<p><strong>股本回报率（ROE）：</strong> 花旗集团的 ROE 低于行业平均水平，表明在最大化股本回报方面面临挑战。ROE 为 <strong>1.76%</strong>，公司可能在实现最佳财务表现方面面临障碍。</p>
<p><strong>资产回报率（ROA）：</strong> 花旗集团的 ROA 低于行业标准，表明在有效利用资产方面存在困难。ROA 为 <strong>0.13%</strong>，公司可能在从其资产中获得满意回报方面遇到挑战。</p>
<p><strong>债务管理：</strong> 花旗集团的债务与股本比率低于行业平均水平，为 <strong>1.91</strong>，反映出对债务融资的依赖较低，采取了更为保守的财务策略。</p>
<h2>分析师评级：简化版</h2>
<p>分析师是银行和金融系统的专家，通常为特定股票或特定行业报告。这些人研究公司财务报表，参加电话会议和会议，并与相关内部人士交谈，以确定股票的分析师评级。通常，分析师每季度会对每只股票进行评级。</p>
<p>一些分析师还会提供关于增长预期、收益和收入等指标的预测，以进一步指导股票投资。使用分析师评级的投资者应注意，这些专业建议来自人类，可能会存在错误。</p>
<p>本文由 Benzinga 的自动内容引擎生成，并经过编辑审核。</p>

花旗

<p>分析师对花旗集团（NYSE:C）的评级显示，在过去一个季度中，13 位分析师的看法呈现出看涨和看跌的混合情绪。12 个月的平均目标价已上升至 130.77 美元，比之前的目标上涨了 8.84%。主要分析师提高了他们的评级和目标价，其中摩根士丹利和高盛等公司的增幅尤为显著。花旗集团的财务表现包括 9.6% 的收入增长率，但仍面临挑战，净利润率为 15.56%，股本回报率为 1.76%</p>

<p>Analysts' ratings for Citigroup (NYSE: C) over the last quarter vary from bullish to bearish, as provided by 13 analysts.</p>
<div class="lb-trans"><p>分析师对花旗集团（NYSE: C）在过去一个季度的评级从看涨到看跌不等，共有 13 位分析师提供了意见。</p>
</div><p>The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.</p>
<div class="lb-trans"><p>下表提供了分析师最近评级的简要概述，展示了过去 30 天情绪的变化，并与前几个月进行比较，以获得全面的视角。</p>
</div><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看涨</strong></th>
<th align="right"><strong>稍微看涨</strong></th>
<th align="right"><strong>无所谓</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>总评级</strong></td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>过去 30 天</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 个月前</strong></td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 个月前</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 个月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
</div><p>In the assessment of 12-month price targets, analysts unveil insights for Citigroup, presenting an average target of $130.77, a high estimate of $150.00, and a low estimate of $120.00. Surpassing the previous average price target of $120.15, the current average has increased by 8.84%.</p>
<div class="lb-trans"><p>在对 12 个月价格目标的评估中，分析师揭示了对花旗集团的见解，给出了平均目标价为 130.77 美元，最高预估为 150.00 美元，最低预估为 120.00 美元。当前平均价格目标超过了之前的 120.15 美元，增加了 8.84%。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1768503618_0.png" alt="price target chart" original-src="https://www.benzinga.com/files/images/story/2026/1768503618_0.png"/></p>
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
<div class="lb-trans"><h2>分析师评级分析：详细拆解</h2>
</div><p>In examining recent analyst actions, we gain insights into how financial experts perceive Citigroup. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<div class="lb-trans"><p>通过审视最近的分析师行动，我们获得了金融专家对花旗集团的看法。以下总结概述了主要分析师、他们的最新评估以及对评级和价格目标的调整。</p>
</div><table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$135.00</td>
<td>$134.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$144.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$121.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Buy</td>
<td>$127.00</td>
<td>$113.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$129.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$150.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$146.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$130.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$123.00</td>
<td>$112.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$131.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Overweight</td>
<td>$124.00</td>
<td>$107.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$120.00</td>
<td>$123.00</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>分析师</th>
<th>分析师公司</th>
<th>采取的行动</th>
<th>评级</th>
<th>当前价格目标</th>
<th>之前价格目标</th>
</tr>
</thead>
<tbody>
<tr>
<td>Betsy Graseck</td>
<td>摩根士丹利</td>
<td>上调</td>
<td>超配</td>
<td>$135.00</td>
<td>$134.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>上调</td>
<td>超配</td>
<td>$144.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>维持</td>
<td>超配</td>
<td>$121.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>高盛</td>
<td>上调</td>
<td>买入</td>
<td>$127.00</td>
<td>$113.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$129.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>富国银行</td>
<td>上调</td>
<td>超配</td>
<td>$150.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>巴克莱</td>
<td>上调</td>
<td>超配</td>
<td>$146.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上调</td>
<td>超配</td>
<td>$130.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上调</td>
<td>买入</td>
<td>$123.00</td>
<td>$112.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>上调</td>
<td>超配</td>
<td>$131.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>摩根大通</td>
<td>上调</td>
<td>超配</td>
<td>$124.00</td>
<td>$107.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上调</td>
<td>超配</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>下调</td>
<td>超配</td>
<td>$120.00</td>
<td>$123.00</td>
</tr>
</tbody>
</table>
</div><h3>Key Insights:</h3>
<div class="lb-trans"><h3>关键见解：</h3>
</div><ul>
<li><strong>Action Taken:</strong> Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Citigroup. This offers insight into analysts' perspectives on the current state of the company.</li>
<li><strong>Rating:</strong> Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Citigroup compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts explore the dynamics of price targets, providing estimates for the future value of Citigroup's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>采取的行动：</strong> 针对市场动态和公司表现的变化，分析师更新他们的建议。无论是'维持'、'上调'还是'下调'，都表明他们对花旗集团近期发展的反应。这为分析师对公司当前状态的看法提供了见解。</li>
<li><strong>评级：</strong> 在评估中，分析师赋予定性值，从'超配'到'低配'。这些评级传达了对花旗集团相对于更广泛市场表现的预期。</li>
<li><strong>价格目标：</strong> 分析师探讨价格目标的动态，为花旗集团股票的未来价值提供估计。这一审查揭示了分析师预期的变化。</li>
</ul>
</div><p>To gain a panoramic view of Citigroup's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.</p>
<div class="lb-trans"><p>为了全面了解花旗集团的市场表现，请结合这些分析师评估与重要的财务指标进行探索。保持信息灵通，利用我们的评级表做出明智的决策。</p>
</div><p>Stay up to date on Citigroup analyst ratings.</p>
<div class="lb-trans"><p>随时了解花旗集团的分析师评级。</p>
</div><h2>All You Need to Know About Citigroup</h2>
<div class="lb-trans"><h2>关于花旗集团的所有信息</h2>
</div><p>Citigroup is a global financial-services company doing business in more than 100 countries and jurisdictions. Citigroup's operations are organized into five primary segments: services, markets, banking, US personal banking, and wealth management. The bank's primary services include cross-border banking needs for multinational corporates, investment banking and trading, and credit card services in the United States.</p>
<div class="lb-trans"><p>花旗集团是一家全球金融服务公司，在 100 多个国家和地区开展业务。花旗集团的业务分为五个主要部门：服务、市场、银行、美国个人银行和财富管理。该银行的主要服务包括为跨国企业提供跨境银行需求、投资银行和交易服务，以及美国的信用卡服务。</p>
</div><h3>Understanding the Numbers: Citigroup's Finances</h3>
<div class="lb-trans"><h3>理解数字：花旗集团的财务状况</h3>
</div><p><strong>Market Capitalization Highlights:</strong> Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.</p>
<div class="lb-trans"><p><strong>市值亮点：</strong> 超过行业平均水平，该公司的市值表明其规模显著，显示出强大的信心和市场影响力。</p>
</div><p><strong>Revenue Growth:</strong> Citigroup's remarkable performance in 3M is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of <strong>9.6%</strong>. This signifies a substantial increase in the company's top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.</p>
<div class="lb-trans"><p><strong>收入增长：</strong> 花旗集团在 2025 年 9 月 30 日的表现显著。公司实现了 <strong>9.6%</strong> 的收入增长率。这表明公司顶线收益的显著增加。与竞争对手相比，公司以高于金融行业平均水平的增长率超出预期。</p>
</div><p><strong>Net Margin:</strong> Citigroup's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of <strong>15.56%,</strong> the company may encounter challenges in effective cost control.</p>
<div class="lb-trans"><p><strong>净利润率：</strong> 花旗集团的净利润率低于行业标准，表明在实现强劲盈利能力方面面临困难。净利润率为 <strong>15.56%</strong>，公司可能在有效控制成本方面遇到挑战。</p>
</div><p><strong>Return on Equity (ROE):</strong> Citigroup's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of <strong>1.76%,</strong> the company may face hurdles in achieving optimal financial performance.</p>
<div class="lb-trans"><p><strong>股本回报率（ROE）：</strong> 花旗集团的 ROE 低于行业平均水平，表明在最大化股本回报方面面临挑战。ROE 为 <strong>1.76%</strong>，公司可能在实现最佳财务表现方面面临障碍。</p>
</div><p><strong>Return on Assets (ROA):</strong> Citigroup's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of <strong>0.13%,</strong> the company may encounter challenges in delivering satisfactory returns from its assets.</p>
<div class="lb-trans"><p><strong>资产回报率（ROA）：</strong> 花旗集团的 ROA 低于行业标准，表明在有效利用资产方面存在困难。ROA 为 <strong>0.13%</strong>，公司可能在从其资产中获得满意回报方面遇到挑战。</p>
</div><p><strong>Debt Management:</strong> Citigroup's debt-to-equity ratio is below the industry average at <strong>1.91</strong>, reflecting a lower dependency on debt financing and a more conservative financial approach.</p>
<div class="lb-trans"><p><strong>债务管理：</strong> 花旗集团的债务与股本比率低于行业平均水平，为 <strong>1.91</strong>，反映出对债务融资的依赖较低，采取了更为保守的财务策略。</p>
</div><h2>Analyst Ratings: Simplified</h2>
<div class="lb-trans"><h2>分析师评级：简化版</h2>
</div><p>Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.</p>
<div class="lb-trans"><p>分析师是银行和金融系统的专家，通常为特定股票或特定行业报告。这些人研究公司财务报表，参加电话会议和会议，并与相关内部人士交谈，以确定股票的分析师评级。通常，分析师每季度会对每只股票进行评级。</p>
</div><p>Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.</p>
<div class="lb-trans"><p>一些分析师还会提供关于增长预期、收益和收入等指标的预测，以进一步指导股票投资。使用分析师评级的投资者应注意，这些专业建议来自人类，可能会存在错误。</p>
</div><p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>
<div class="lb-trans"><p>本文由 Benzinga 的自动内容引擎生成，并经过编辑审核。</p>
</div>

深入分析花旗集团股票：分析师观点（13 个评级）