<p>Home BancShares NYSE: HOMB 以高管们反复称之为创纪录的一年结束了 2025 年，强调了两位数的利润增长、强劲的盈利指标、利润率扩张以及持续的股票回购，同时还概述了一项即将进行的收购，这将使公司扩展到田纳西州。</p>
<p>获取 <strong>Home BancShares</strong> 的提醒：</p>
<h2>2025 年创纪录的业绩和第四季度的盈利能力</h2>
<p>董事长约翰·阿利森表示，公司交出了 “我们有史以来最好的数字”，并指出 2025 年全年净利润 “略超过 4.75 亿美元”，比 2024 年增长了 18.2%。阿利森报告称，全年投资回报率（ROI）为 2.05%，效率比率为 41.29%，创纪录的收入为 10.9 亿美元，每股收益（EPS）为 2.41 美元，较 2024 年增长了 20%。</p>
<p>在 2025 年第四季度，阿利森表示 Home 的利润为 1.18 亿美元，比去年同期增长了 18%。他还提到，预备拨备前净收入（PPNR）为 1.677 亿美元，投资回报率为 2.06%，效率比率为 39.53%，报告的净利差（NIM）为 4.61%，有形普通股权益回报率（ROTCE）为 16.65%。阿利森补充说，公司 “将准备金建立到约 1.90%。”</p>
<h2>利润率扩张、存款和运营效率</h2>
<p>Centennial Bank 首席执行官斯蒂芬·蒂普顿表示，本季度受 “强劲的收入和持续的净利差扩张” 驱动，调整后的资产回报率为 2.05%，调整后的稀释每股收益为 0.60 美元。蒂普顿指出，报告的净利差为 4.61%，比第三季度上升了 5 个基点，比去年同期上升了 22 个基点。核心利润率（不包括事件收入）为 4.56%，相比第三季度的 4.53% 有所上升。</p>
<p>蒂普顿表示，本季度贷款收益率下降了 13 个基点，降至 7.23%，但这被利息-bearing 存款成本下降 15 个基点至 2.47% 所抵消。第四季度的总存款成本为 1.91%，季度末降至 1.86%。</p>
<p>根据蒂普顿的说法，存款在本季度增加了超过 1.5 亿美元，全年增长了 3.34 亿美元。非利息-bearing 存款保持稳定，占总存款的 22%。</p>
<p>高管们还强调了费用控制。蒂普顿表示，公司在第四季度的调整后效率比率为 39.53%，全年为 41.29%。在问答环节中，首席财务官布莱恩·戴维斯表示，本季度包括约 50 万美元的并购相关费用，管理层讨论了独立费用展望，暗示在不考虑即将进行的收购影响的情况下，费用将增长约 1%。</p>
<h2>贷款增长和信贷：强劲的生产，孤立的问题信贷</h2>
<p>总裁兼首席贷款官凯文·赫斯特表示，2025 年是公司贷款业务最好的年份之一。他报告称，第四季度贷款增长为 4 亿美元，全年贷款增长为 9.22 亿美元，增长率为 6.24%。赫斯特还指出，公司在过去 10 个季度中有 9 个季度实现了有机贷款增长。</p>
<p>然而，赫斯特警告称，第四季度的贷款增长受益于 150 亿美元的预期还款未按计划发生，他表示，时间的变化可能会 “抑制 2026 年早期的贷款增长预期”，即使贷款发放管道保持强劲。</p>
<p>在回应分析师提问时，赫斯特描述贷款增长的组合在规模和地理上相似，指出建筑贷款通常是逐步融资，但本季度包括 “几笔较大的贷款”，因为它们不是建筑贷款，已全部融资。他还表示，贷款管道 “相当稳定”，没有实质性变化。</p>
<p>在信贷方面，赫斯特表示资产质量保持强劲，批评资产有所下降，非表现资产和非表现贷款比率 “没有实质性变化”。他提供了之前讨论的两个具体问题的更新：</p>
<ul>
<li><strong>DFW 公寓贷款：</strong> 一项贷款出售协议 “未能达成”，但公司对余额应用了 “显著的硬存款”，大幅降低了账面价值。管理层表示，仍在与其他方合作，将信贷转出银行。</li>
<li><strong>德克萨斯州 C&amp;I 信贷：</strong> 赫斯特表示，该信贷仍处于 “进行中”，在解决之前可能会转为非计息。他后来表示，风险敞口大约在 9000 万到 1 亿美元之间，管理层不预计会有超过一年前已计提的额外损失。</li>
</ul>
<p>管理层还讨论了竞争性贷款定价压力。阿利森和赫斯特指出市场上看到的激进条款的例子，称其为 “愚蠢的东西”，并暗示竞争可能是 2026 年利润率的一个关键变量。</p>
<h2>CCFG 活动和 Shore Premier 逾期情况</h2>
<p>CCFG 总裁克里斯·波尔顿表示，该单位在第四季度发放了超过 8 亿美元的贷款承诺，产生了 2.36 亿美元的净贷款增长。他表示，CCFG 的未偿贷款在年末超过 20 亿美元，代表着全年增长近 2 亿美元（约 10%）。波尔顿表示，2025 年还款和还款水平较高，可能会在 2026 年短期内抑制增长，尽管他预计新的融资和交易量将随着时间的推移帮助抵消还款。</p>
<p>在问答环节中，波尔顿讨论了商业房地产贷款中非银行竞争的增加，描述了 “来自企业贷款方面的难民” 转向 CRE，因为其他地方的定价压缩。他表示还款仍然较高，并预计在较少 “常规” 的情况下继续有机会发放贷款，帮助客户。</p>
<p>高管们还提到 Shore Premier Finance 投资组合中 90 天逾期的上升。赫斯特表示，增加是由 “三到四笔单一贷款” 驱动的，以及在收回和法院程序中的延迟，包括公司讨论了几个季度的大型船只相关信贷。他将这些问题描述为 “分散的”，并不代表重大趋势。</p>
<h2>资本、回购与山地商业银行收购</h2>
<p>Tipton 表示，资本水平持续增长，预计到 2025 年，普通股一级资本比率为 16.3%，总风险资本为 19.1%。</p>
<p>Allison 表示，公司在 2025 年回购了 289 万股，花费 8130 万美元，并在第四季度购买了 540,706 股，花费 1470 万美元。他还表示，今年到目前为止，公司已回购约 96,000 股。在问答环节中，Allison 表示希望逐步回购大约在山地商业交易中发行的股份数量——“超过六百万股”。</p>
<p>管理层重申对收购山地商业银行及公司进入田纳西州的乐观态度。Tipton 表示，监管申请在电话会议的那一周早些时候已提交，管理层预计这是一个 “快速的过程”。Allison 表示，该交易是 “三重增值” 的，并强调收益将在 “第一天” 就开始累积。</p>
<p>关于整合考虑，管理层表示，山地商业银行的资金结构和利润率将随着时间的推移得到解决，包括增加存款和减少批发融资的潜在机会。高管们还描述了与田纳西州扩张相关的早期商业线索，并表示更大的 Home 资产负债表可以使山地商业团队追求更大的关系。</p>
<p>Allison 还表示，Home 在完成山地商业收购后仍然开放于额外的并购，同时反复声明公司不会追求稀释股东的交易。</p>
<h2>关于 Home BancShares NYSE: HOMB</h2>
<p>Home BancShares, Inc 是一家总部位于阿肯色州康威的银行控股公司，通过其主要子公司 Home Bank, National Association 运营。该公司成立于 1999 年 3 月，向个人、小型和中型企业以及公共实体提供全面的银行服务。这些服务包括存款账户、消费和商业贷款、抵押贷款发放和服务、财务管理以及财富管理解决方案。</p>
<p>公司的核心产品包括支票和储蓄账户、定期存款和货币市场账户，以及各种贷款产品，如商业房地产融资、设备贷款、农业贷款和住宅抵押贷款。</p>
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<h2>您现在应该投资$1,000 在 Home BancShares 吗？</h2>
<p>在您考虑 Home BancShares 之前，您需要听听这个。</p>
<p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师正在悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前……而 Home BancShares 并不在名单上。</p>
<p>虽然 Home BancShares 目前在分析师中获得了中等买入评级，但顶级分析师认为这五只股票更值得购买。</p>
<p>查看这五只股票</p>

HOMB

<p>Home BancShares（纽约证券交易所代码：HOMB）报告称 2025 年创下纪录，净利润超过 4.75 亿美元，比 2024 年增长 18.2%。第四季度利润为 1.18 亿美元，同比增长 18%。关键指标包括投资回报率为 2.05%，效率比率为 39.53%，每股收益为 2.41 美元。该公司还宣布了一项待完成的收购，以扩展至田纳西州。贷款增长强劲，第四季度达到 4 亿美元，尽管由于贷款偿还时间的变化，2026 年的一些增长预期可能会受到影响</p>

<p>Home BancShares NYSE: HOMB capped 2025 with what executives repeatedly called a record year, highlighting double-digit profit growth, strong profitability metrics, margin expansion, and continued share repurchases, while also outlining a pending acquisition that would expand the company into Tennessee.</p>
<div class="lb-trans"><p>Home BancShares NYSE: HOMB 以高管们反复称之为创纪录的一年结束了 2025 年，强调了两位数的利润增长、强劲的盈利指标、利润率扩张以及持续的股票回购，同时还概述了一项即将进行的收购，这将使公司扩展到田纳西州。</p>
</div><p>Get <strong>Home BancShares</strong> alerts:</p>
<div class="lb-trans"><p>获取 <strong>Home BancShares</strong> 的提醒：</p>
</div><h2>Record 2025 results and fourth-quarter profitability</h2>
<div class="lb-trans"><h2>2025 年创纪录的业绩和第四季度的盈利能力</h2>
</div><p>Chairman John Allison said the company delivered “the best numbers we’ve ever produced,” and pointed to full-year 2025 net profit of “a little over $475 million,” up 18.2% from 2024. Allison reported full-year return on investment (ROI) of 2.05%, an efficiency ratio of 41.29%, record revenue of $1.09 billion, and earnings per share (EPS) of $2.41, which he said was a 20% increase over 2024.</p>
<div class="lb-trans"><p>董事长约翰·阿利森表示，公司交出了 “我们有史以来最好的数字”，并指出 2025 年全年净利润 “略超过 4.75 亿美元”，比 2024 年增长了 18.2%。阿利森报告称，全年投资回报率（ROI）为 2.05%，效率比率为 41.29%，创纪录的收入为 10.9 亿美元，每股收益（EPS）为 2.41 美元，较 2024 年增长了 20%。</p>
</div><p>For the fourth quarter of 2025, Allison said Home posted $118 million in profit, an 18% increase over the prior year’s quarter. He also cited pre-provision net revenue (PPNR) of $167.7 million, ROI of 2.06%, an efficiency ratio of 39.53%, reported net interest margin (NIM) of 4.61%, and return on tangible common equity (ROTCE) of 16.65%. Allison added the company “built reserves to about 1.90%.”</p>
<div class="lb-trans"><p>在 2025 年第四季度，阿利森表示 Home 的利润为 1.18 亿美元，比去年同期增长了 18%。他还提到，预备拨备前净收入（PPNR）为 1.677 亿美元，投资回报率为 2.06%，效率比率为 39.53%，报告的净利差（NIM）为 4.61%，有形普通股权益回报率（ROTCE）为 16.65%。阿利森补充说，公司 “将准备金建立到约 1.90%。”</p>
</div><h2>Margin expansion, deposits, and operating efficiency</h2>
<div class="lb-trans"><h2>利润率扩张、存款和运营效率</h2>
</div><p>Stephen Tipton, CEO of Centennial Bank, said the quarter was driven by “strong revenue and continued net interest margin expansion,” resulting in an adjusted return on assets of 2.05% and adjusted diluted EPS of $0.60 for the quarter. Tipton noted reported NIM of 4.61% was up 5 basis points from the third quarter and up 22 basis points from the same period a year ago. Core margin, excluding event income, was 4.56% compared with 4.53% in the third quarter.</p>
<div class="lb-trans"><p>Centennial Bank 首席执行官斯蒂芬·蒂普顿表示，本季度受 “强劲的收入和持续的净利差扩张” 驱动，调整后的资产回报率为 2.05%，调整后的稀释每股收益为 0.60 美元。蒂普顿指出，报告的净利差为 4.61%，比第三季度上升了 5 个基点，比去年同期上升了 22 个基点。核心利润率（不包括事件收入）为 4.56%，相比第三季度的 4.53% 有所上升。</p>
</div><p>Tipton said loan yields fell 13 basis points to 7.23% in the quarter, but that was offset by a 15 basis point decline in interest-bearing deposit costs to 2.47%. Total deposit costs were 1.91% in the fourth quarter and exited the quarter at 1.86%.</p>
<div class="lb-trans"><p>蒂普顿表示，本季度贷款收益率下降了 13 个基点，降至 7.23%，但这被利息-bearing 存款成本下降 15 个基点至 2.47% 所抵消。第四季度的总存款成本为 1.91%，季度末降至 1.86%。</p>
</div><p>Deposits increased by a little more than $150 million in the quarter and grew $334 million for the full year, according to Tipton. Non-interest-bearing deposits were stable and comprised 22% of total deposits.</p>
<div class="lb-trans"><p>根据蒂普顿的说法，存款在本季度增加了超过 1.5 亿美元，全年增长了 3.34 亿美元。非利息-bearing 存款保持稳定，占总存款的 22%。</p>
</div><p>Executives also emphasized expense discipline. Tipton said the company produced an adjusted efficiency ratio of 39.53% for the fourth quarter and 41.29% for the full year. In the Q&amp;A session, CFO Brian Davis said the quarter included about $500,000 in merger-related expense, and management discussed a standalone expense outlook implying about 1% growth, excluding the impact of the pending acquisition.</p>
<div class="lb-trans"><p>高管们还强调了费用控制。蒂普顿表示，公司在第四季度的调整后效率比率为 39.53%，全年为 41.29%。在问答环节中，首席财务官布莱恩·戴维斯表示，本季度包括约 50 万美元的并购相关费用，管理层讨论了独立费用展望，暗示在不考虑即将进行的收购影响的情况下，费用将增长约 1%。</p>
</div><h2>Loan growth and credit: strong production, isolated problem credits</h2>
<div class="lb-trans"><h2>贷款增长和信贷：强劲的生产，孤立的问题信贷</h2>
</div><p>President and Chief Lending Officer Kevin Hester said 2025 was among the company’s best years for lending. He reported fourth-quarter loan growth of $400 million and full-year loan growth of $922 million, or 6.24%. Hester also noted the company has posted organic loan growth in nine of the last 10 quarters.</p>
<div class="lb-trans"><p>总裁兼首席贷款官凯文·赫斯特表示，2025 年是公司贷款业务最好的年份之一。他报告称，第四季度贷款增长为 4 亿美元，全年贷款增长为 9.22 亿美元，增长率为 6.24%。赫斯特还指出，公司在过去 10 个季度中有 9 个季度实现了有机贷款增长。</p>
</div><p>However, Hester cautioned that fourth-quarter loan growth benefited from $150 million in expected payoffs that did not occur as scheduled, and he said the timing shift could “dampen early loan growth expectations” in 2026 even if origination pipelines remain strong.</p>
<div class="lb-trans"><p>然而，赫斯特警告称，第四季度的贷款增长受益于 150 亿美元的预期还款未按计划发生，他表示，时间的变化可能会 “抑制 2026 年早期的贷款增长预期”，即使贷款发放管道保持强劲。</p>
</div><p>In response to analyst questions, Hester described the loan growth mix as similar by size and geography, noting that construction loans typically fund over time, but the quarter included “a couple of larger loans” that were fully funded because they were not construction. He also said loan pipelines have been “pretty consistent” and not materially changed.</p>
<div class="lb-trans"><p>在回应分析师提问时，赫斯特描述贷款增长的组合在规模和地理上相似，指出建筑贷款通常是逐步融资，但本季度包括 “几笔较大的贷款”，因为它们不是建筑贷款，已全部融资。他还表示，贷款管道 “相当稳定”，没有实质性变化。</p>
</div><p>On credit, Hester said asset quality remained strong, with a sequential decline in criticized assets and “no material change” in non-performing asset and non-performing loan ratios. He provided updates on two specific issues discussed previously:</p>
<div class="lb-trans"><p>在信贷方面，赫斯特表示资产质量保持强劲，批评资产有所下降，非表现资产和非表现贷款比率 “没有实质性变化”。他提供了之前讨论的两个具体问题的更新：</p>
</div><ul>
<li><strong>DFW apartment loan:</strong> A loan sale agreement “fell through,” but the company applied a “significant hard deposit” to the balance, reducing the carrying value materially. Management said it continues to work with other parties to move the credit out of the bank.</li>
<li><strong>Texas C&amp;I credit:</strong> Hester said the credit remains a “work in process” and could move to non-accrual before resolution. He later said the exposure was roughly $90 million to $100 million, and management did not expect additional loss beyond a prior charge-off taken about a year earlier.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>DFW 公寓贷款：</strong> 一项贷款出售协议 “未能达成”，但公司对余额应用了 “显著的硬存款”，大幅降低了账面价值。管理层表示，仍在与其他方合作，将信贷转出银行。</li>
<li><strong>德克萨斯州 C&amp;I 信贷：</strong> 赫斯特表示，该信贷仍处于 “进行中”，在解决之前可能会转为非计息。他后来表示，风险敞口大约在 9000 万到 1 亿美元之间，管理层不预计会有超过一年前已计提的额外损失。</li>
</ul>
</div><p>Management also discussed competitive loan pricing pressures. Allison and Hester pointed to examples of aggressive terms seen in the market, describing them as “silly stuff” and suggesting competition could be a key variable for margins in 2026.</p>
<div class="lb-trans"><p>管理层还讨论了竞争性贷款定价压力。阿利森和赫斯特指出市场上看到的激进条款的例子，称其为 “愚蠢的东西”，并暗示竞争可能是 2026 年利润率的一个关键变量。</p>
</div><h2>CCFG activity and Shore Premier delinquencies</h2>
<div class="lb-trans"><h2>CCFG 活动和 Shore Premier 逾期情况</h2>
</div><p>Chris Poulton, president of CCFG, said the unit originated more than $800 million in loan commitments in the fourth quarter, producing $236 million in net loan growth. He said outstanding CCFG loans ended the year above $2 billion, representing just under $200 million of growth (about 10%) for the year. Poulton said paydowns and payoffs were elevated during 2025 and could moderate growth in the near to midterm in 2026, though he expects new funding and volume to help offset paydowns over time.</p>
<div class="lb-trans"><p>CCFG 总裁克里斯·波尔顿表示，该单位在第四季度发放了超过 8 亿美元的贷款承诺，产生了 2.36 亿美元的净贷款增长。他表示，CCFG 的未偿贷款在年末超过 20 亿美元，代表着全年增长近 2 亿美元（约 10%）。波尔顿表示，2025 年还款和还款水平较高，可能会在 2026 年短期内抑制增长，尽管他预计新的融资和交易量将随着时间的推移帮助抵消还款。</p>
</div><p>During Q&amp;A, Poulton discussed increased non-bank competition in commercial real estate lending, describing “refugees from the corporate lending side” moving into CRE as pricing compressed elsewhere. He said paydowns remain elevated, and he expects continued opportunities to originate loans in less “run of the mill” situations where the firm can be helpful to clients.</p>
<div class="lb-trans"><p>在问答环节中，波尔顿讨论了商业房地产贷款中非银行竞争的增加，描述了 “来自企业贷款方面的难民” 转向 CRE，因为其他地方的定价压缩。他表示还款仍然较高，并预计在较少 “常规” 的情况下继续有机会发放贷款，帮助客户。</p>
</div><p>Executives also addressed a rise in 90-day delinquencies in the Shore Premier Finance portfolio. Hester said the increase was driven by “three or four single loans” and delays in repossession and court processes, including a large boat-related credit the company has discussed for several quarters. He described the issues as “scattered” and not indicative of a major trend.</p>
<div class="lb-trans"><p>高管们还提到 Shore Premier Finance 投资组合中 90 天逾期的上升。赫斯特表示，增加是由 “三到四笔单一贷款” 驱动的，以及在收回和法院程序中的延迟，包括公司讨论了几个季度的大型船只相关信贷。他将这些问题描述为 “分散的”，并不代表重大趋势。</p>
</div><h2>Capital, buybacks, and the Mountain Commerce Bank acquisition</h2>
<div class="lb-trans"><h2>资本、回购与山地商业银行收购</h2>
</div><p>Tipton said capital levels continued to grow, ending 2025 with a common equity tier 1 ratio of 16.3% and total risk-based capital of 19.1%.</p>
<div class="lb-trans"><p>Tipton 表示，资本水平持续增长，预计到 2025 年，普通股一级资本比率为 16.3%，总风险资本为 19.1%。</p>
</div><p>Allison said the company repurchased 2.89 million shares for $81.3 million during 2025 and bought 540,706 shares for $14.7 million in the fourth quarter. He also said the company had repurchased about 96,000 shares so far this year. In Q&amp;A, Allison said he would like to buy back roughly the number of shares to be issued in the Mountain Commerce transaction—“six-plus million shares”—over time.</p>
<div class="lb-trans"><p>Allison 表示，公司在 2025 年回购了 289 万股，花费 8130 万美元，并在第四季度购买了 540,706 股，花费 1470 万美元。他还表示，今年到目前为止，公司已回购约 96,000 股。在问答环节中，Allison 表示希望逐步回购大约在山地商业交易中发行的股份数量——“超过六百万股”。</p>
</div><p>Management reiterated optimism about the acquisition of Mountain Commerce Bank and the company’s entry into Tennessee. Tipton said regulatory applications were filed earlier in the week of the call and management anticipated a “quick process.” Allison said the deal is “triple accretive,” and he emphasized that benefits would accrue “on day one.”</p>
<div class="lb-trans"><p>管理层重申对收购山地商业银行及公司进入田纳西州的乐观态度。Tipton 表示，监管申请在电话会议的那一周早些时候已提交，管理层预计这是一个 “快速的过程”。Allison 表示，该交易是 “三重增值” 的，并强调收益将在 “第一天” 就开始累积。</p>
</div><p>On integration considerations, management said Mountain Commerce’s funding profile and margin would be addressed over time, including potential opportunities to grow deposits and reduce wholesale funding. Executives also described early business leads tied to the Tennessee expansion and said the larger Home balance sheet could enable Mountain Commerce’s team to pursue larger relationships.</p>
<div class="lb-trans"><p>关于整合考虑，管理层表示，山地商业银行的资金结构和利润率将随着时间的推移得到解决，包括增加存款和减少批发融资的潜在机会。高管们还描述了与田纳西州扩张相关的早期商业线索，并表示更大的 Home 资产负债表可以使山地商业团队追求更大的关系。</p>
</div><p>Allison also indicated Home remains open to additional M&amp;A after closing Mountain Commerce, while repeatedly stating the company would not pursue transactions that dilute shareholders.</p>
<div class="lb-trans"><p>Allison 还表示，Home 在完成山地商业收购后仍然开放于额外的并购，同时反复声明公司不会追求稀释股东的交易。</p>
</div><h2>About Home BancShares NYSE: HOMB</h2>
<div class="lb-trans"><h2>关于 Home BancShares NYSE: HOMB</h2>
</div><p>Home BancShares, Inc is a bank holding company based in Conway, Arkansas, operating through its primary subsidiary, Home Bank, National Association. Founded in March 1999, the company provides a comprehensive suite of banking services to individuals, small and middle-market businesses, and public entities. These services encompass deposit accounts, consumer and commercial lending, mortgage origination and servicing, treasury management, and wealth management solutions.</p>
<div class="lb-trans"><p>Home BancShares, Inc 是一家总部位于阿肯色州康威的银行控股公司，通过其主要子公司 Home Bank, National Association 运营。该公司成立于 1999 年 3 月，向个人、小型和中型企业以及公共实体提供全面的银行服务。这些服务包括存款账户、消费和商业贷款、抵押贷款发放和服务、财务管理以及财富管理解决方案。</p>
</div><p>The company's core products include checking and savings accounts, certificates of deposit, and money market accounts, as well as a variety of loan offerings such as commercial real estate financing, equipment loans, agricultural lending, and residential mortgages.</p>
<div class="lb-trans"><p>公司的核心产品包括支票和储蓄账户、定期存款和货币市场账户，以及各种贷款产品，如商业房地产融资、设备贷款、农业贷款和住宅抵押贷款。</p>
</div><h2>Recommended Stories</h2>
<div class="lb-trans"><h2>推荐故事</h2>
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</div><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。如对本故事有任何问题或意见，请发送邮件至 contact@marketbeat.com。</em></p>
</div><h2>Should You Invest $1,000 in Home BancShares Right Now?</h2>
<div class="lb-trans"><h2>您现在应该投资$1,000 在 Home BancShares 吗？</h2>
</div><p>Before you consider Home BancShares, you'll want to hear this.</p>
<div class="lb-trans"><p>在您考虑 Home BancShares 之前，您需要听听这个。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Home BancShares wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师正在悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前……而 Home BancShares 并不在名单上。</p>
</div><p>While Home BancShares currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>虽然 Home BancShares 目前在分析师中获得了中等买入评级，但顶级分析师认为这五只股票更值得购买。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>查看这五只股票</p>
</div>

Home BancShares 第四季度财报电话会议亮点