<p>根据最近的 Redfin 报告，美国的月均住房支付降至近两年来的最低水平，但如果不是销售价格仍在上涨，可能会降得更低。</p>
<p>截至 1 月 11 日的四周内，月均住房支付降至 2413 美元。然而，全国中位数房屋销售价格仍然上涨，同比增加 1%。根据该经纪公司周四的报告，这一增幅显著低于 2025 年初的 4% 至 5%。</p>
<p>然而，在某些地区，价格上涨的速度要快得多。例如，在俄亥俄州的辛辛那提，中位数房屋销售价格同比上涨了 8.4%，是全国增幅的八倍多。</p>
<p><strong>抵押贷款利率降至 2022 年以来的最低水平</strong></p>
<p>底特律和费城的中位数房屋销售价格分别上涨了 6.5% 和 5.8%，紧随其后。</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>中位数房屋销售价格同比上涨了 6.5%。(Roberto Machado Noa/LightRocket via Getty Images)</p>
<p>房价下降幅度最大的城市主要位于南部和西海岸。例如，达拉斯和加州圣荷西的中位数房屋销售价格分别下降了 4.4% 和 3.7%。</p>
<p><strong>这 10 个市场可能会在抵押贷款利率下降时迎来最大的购房热潮</strong></p>
<p>截至 1 月 11 日的四周内，大约 15 个城市的中位数房屋销售价格出现下降。</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>费城天际线的景观。(Jumping Rocks/Universal Images Group via Getty Images)</p>
<p>尽管购房和卖房的人数减少，待售房屋销售量同比下降 5%，新挂牌房源下降 4.7%，Redfin 经济学家预测，由于抵押贷款利率的最新下降，待售销售量可能会很快改善。</p>
<p>Freddie Mac 周四报告称，30 年期固定抵押贷款的平均利率降至 6.06%，为 2022 年 9 月以来的最低水平。</p>
<h3>以下是中位数房屋销售价格上涨幅度最大的五个城市：</h3>
<p>密歇根州底特律 – 6.5%</p>
<p>宾夕法尼亚州费城 – 5.8%</p>
<p>伊利诺伊州芝加哥 – 5.6%</p>
<p>密歇根州沃伦 – 5.6%</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>伊利诺伊州芝加哥的维格利大厦。(Al Drago/Bloomberg via Getty Images)</p>
<p><strong>房地产经纪人网站称，2026 年购房者可能终于会在这些市场获得一些缓解</strong></p>
<h3>以下是中位数房屋销售价格下降幅度最大的五个城市：</h3>
<p>德克萨斯州达拉斯 – -4.4%</p>
<p>加州圣荷西 – -3.7%</p>
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<p>佛罗里达州杰克逊维尔 – -2.7%</p>
<p>加州奥克兰 – -2.4%</p>
<p>俄勒冈州波特兰 – -1.8%</p>

AOMR

<p>美国的月均住房支付中位数已降至 2,413 美元，为两年来的最低水平，尽管全国中位房屋销售价格同比上涨了 1%。辛辛那提的涨幅最高，达 8.4%，其次是底特律（6.5%）和费城（5.8%）。相反，达拉斯和圣荷西分别下降了 4.4% 和 3.7%。待售房屋销售同比下降了 5%，但抵押贷款利率降至 6.06% 可能会促进未来的销售</p>

<p>The median U.S. monthly housing payment fell to nearly the lowest level in two years, but it could have fallen even more if not for still-rising sale prices, according to a recent Redfin report.</p>
<div class="lb-trans"><p>根据最近的 Redfin 报告，美国的月均住房支付降至近两年来的最低水平，但如果不是销售价格仍在上涨，可能会降得更低。</p>
</div><p>The monthly housing payment fell to $2,413 during the four weeks ending Jan. 11. However, the national median home-sale price still climbed, up 1% year over year. That's down significantly from the 4% to 5% increase at the start of 2025, according to the brokerage's Thursday report.</p>
<div class="lb-trans"><p>截至 1 月 11 日的四周内，月均住房支付降至 2413 美元。然而，全国中位数房屋销售价格仍然上涨，同比增加 1%。根据该经纪公司周四的报告，这一增幅显著低于 2025 年初的 4% 至 5%。</p>
</div><p>In certain areas, however, prices rose at a much faster clip. For instance, in Cincinnati, Ohio, the median home-sale price climbed 8.4% year over year – more than eight times the national increase.</p>
<div class="lb-trans"><p>然而，在某些地区，价格上涨的速度要快得多。例如，在俄亥俄州的辛辛那提，中位数房屋销售价格同比上涨了 8.4%，是全国增幅的八倍多。</p>
</div><p><strong>MORTGAGE RATES FALL TO LOWEST LEVEL SINCE 2022</strong></p>
<div class="lb-trans"><p><strong>抵押贷款利率降至 2022 年以来的最低水平</strong></p>
</div><p>Detroit and Philadelphia weren't far behind, with the median home-sale price rising 6.5% and 5.8% year over year, respectively.</p>
<div class="lb-trans"><p>底特律和费城的中位数房屋销售价格分别上涨了 6.5% 和 5.8%，紧随其后。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg?ve=1&amp;tl=1"/></p>
<p>The median home-sale price rose 6.5% on an annual basis. (Roberto Machado Noa/LightRocket via Getty Images)</p>
<div class="lb-trans"><p>中位数房屋销售价格同比上涨了 6.5%。(Roberto Machado Noa/LightRocket via Getty Images)</p>
</div><p>The metros that saw the biggest declines were mainly in the South and on the West Coast. For instance, the top declines were Dallas and San Jose, California, which saw median home-sale prices dip 4.4% and 3.7% year over year, respectively.</p>
<div class="lb-trans"><p>房价下降幅度最大的城市主要位于南部和西海岸。例如，达拉斯和加州圣荷西的中位数房屋销售价格分别下降了 4.4% 和 3.7%。</p>
</div><p><strong>THESE 10 MARKETS MAY SEE THE BIGGEST HOMEBUYING SURGE AS MORTGAGE RATES FALL</strong></p>
<div class="lb-trans"><p><strong>这 10 个市场可能会在抵押贷款利率下降时迎来最大的购房热潮</strong></p>
</div><p>About 15 metros overall saw their median home-sale price decline in the four weeks ending on Jan. 11.</p>
<div class="lb-trans"><p>截至 1 月 11 日的四周内，大约 15 个城市的中位数房屋销售价格出现下降。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg?ve=1&amp;tl=1"/></p>
<p>A view of the Philadelphia skyline. (Jumping Rocks/Universal Images Group via Getty Images)</p>
<div class="lb-trans"><p>费城天际线的景观。(Jumping Rocks/Universal Images Group via Getty Images)</p>
</div><p>While fewer people are buying and selling homes, with pending home sales falling 5% year over year, and new listings declining 4.7%, Redfin economists projected that there may be an improvement in pending sales soon due to the latest decline in mortgage rates.</p>
<div class="lb-trans"><p>尽管购房和卖房的人数减少，待售房屋销售量同比下降 5%，新挂牌房源下降 4.7%，Redfin 经济学家预测，由于抵押贷款利率的最新下降，待售销售量可能会很快改善。</p>
</div><p>The average rate on the 30-year fixed mortgage fell to 6.06%, the lowest since September 2022, Freddie Mac reported on Thursday.</p>
<div class="lb-trans"><p>Freddie Mac 周四报告称，30 年期固定抵押贷款的平均利率降至 6.06%，为 2022 年 9 月以来的最低水平。</p>
</div><h3>Here are the top five metros with the biggest increases:</h3>
<div class="lb-trans"><h3>以下是中位数房屋销售价格上涨幅度最大的五个城市：</h3>
</div><p>Detroit, Michigan – 6.5%</p>
<div class="lb-trans"><p>密歇根州底特律 – 6.5%</p>
</div><p>Philadelphia, Pennsylvania – 5.8%</p>
<div class="lb-trans"><p>宾夕法尼亚州费城 – 5.8%</p>
</div><p>Chicago, Illinois – 5.6%</p>
<div class="lb-trans"><p>伊利诺伊州芝加哥 – 5.6%</p>
</div><p>Warren, Michigan – 5.6%</p>
<div class="lb-trans"><p>密歇根州沃伦 – 5.6%</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg?ve=1&amp;tl=1"/></p>
<p>The Wrigley building in Chicago, Illinois. (Al Drago/Bloomberg via Getty Images)</p>
<div class="lb-trans"><p>伊利诺伊州芝加哥的维格利大厦。(Al Drago/Bloomberg via Getty Images)</p>
</div><p><strong>THE MARKETS WHERE HOMEBUYERS MAY FINALLY GET SOME RELIEF IN 2026, REALTOR.COM SAYS</strong></p>
<div class="lb-trans"><p><strong>房地产经纪人网站称，2026 年购房者可能终于会在这些市场获得一些缓解</strong></p>
</div><h3>Here are the top five metros with the biggest decreases:</h3>
<div class="lb-trans"><h3>以下是中位数房屋销售价格下降幅度最大的五个城市：</h3>
</div><p>Dallas, Texas – -4.4%</p>
<div class="lb-trans"><p>德克萨斯州达拉斯 – -4.4%</p>
</div><p>San Jose, California – -3.7%</p>
<div class="lb-trans"><p>加州圣荷西 – -3.7%</p>
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<div class="lb-trans"><p><strong>点击这里获取 FOX 商业新闻</strong></p>
</div><p>Jacksonville, Florida – -2.7%</p>
<div class="lb-trans"><p>佛罗里达州杰克逊维尔 – -2.7%</p>
</div><p>Oakland, California – -2.4%</p>
<div class="lb-trans"><p>加州奥克兰 – -2.4%</p>
</div><p>Portland, Oregon – -1.8%</p>
<div class="lb-trans"><p>俄勒冈州波特兰 – -1.8%</p>
</div>

在美国这些城市中，房价涨幅和跌幅最大