<p><strong>查理·芒格</strong> 表示，他在华尔街听到自己名字之前，就已经学到了一个持久的投资教训，那就是非常有才华的人仍然可能表现得极其不理性。</p>
<h2><strong>芒格终身追求诊断愚蠢</strong></h2>
<p>在 2019 年 Daily Journal Corp.的年度会议上，当时的 <strong>伯克希尔哈撒韦公司</strong> (NYSE: BRK) (NYSE: BRK) 副董事长告诉股东，作为一个孩子，&#34;我能看到我周围的一些成年人很疯狂——但他们非常有才华。我能看到非常有才华的人中有多少不理性。&#34;</p>
<blockquote>
<p>查理·芒格：&#34;当我还是个孩子的时候，我能看到我周围的一些成年人很疯狂——但他们非常有才华。我能看到非常有才华的人中有多少不理性。&#34;</p>
<p>&#34;所以我开始对寻找模式和理解为什么会发生这种情况感兴趣…… pic.twitter.com/d1lfJo8411</p>
<p>— 凯文·卡彭特 (@kejca) 2026 年 1 月 13 日</p>
</blockquote>
<p>芒格表示，这一认识促使他&#34;寻找这种行为背后的模式&#34;，并试图理解为什么会发生这种情况，他幽默地将这一过程称为&#34;诊断愚蠢&#34;。&#34;谁不希望在一个有前途的活动中早早开始呢？而什么活动比诊断愚蠢更有前途呢？&#34;他对观众说道。</p>
<h2><strong>简单规则与乐观心态对抗不理性思维</strong></h2>
<p>在 2019 年与 CNBC 的贝基·奎克的另一场采访中，芒格表示，他在 7 岁时决定 避免嫉妒、怨恨 和自怜，因为他看到这些特质在他人身上是多么具有破坏性。</p>
<p>&#34;你没有太多的嫉妒，没有太多的怨恨，不会超支消费，尽管遇到麻烦仍然保持乐观，&#34;他说，并补充说他在童年时就采纳了这些规则，并花了一生的时间思考不理性的&#34;原因和预防&#34;。</p>
<p>这种关注于识别错误思维而不是追求卓越的理念呼应了芒格更广泛的&#34;世俗智慧&#34;方法，强调简单规则、广泛的思维模型和&#34;避免愚蠢&#34;，而不是追求惊人的胜利。</p>
<h2><strong>巴菲特与达里奥呼应芒格的谦逊策略</strong></h2>
<p>在后来的岁月里，他和 <strong>沃伦·巴菲特</strong> 将这些理念提炼为 生活和投资原则，强调消费少于收入、谨慎投资、持续学习以及远离有毒情绪。</p>
<p>其他投资巨头也表达了类似的观点。巴菲特曾敦促人们&#34;写下你的遗嘱 并找出如何实现它，&#34;将成功框架为避免重大性格和判断失误，而不是追求荣耀。</p>
<p>亿万富翁对冲基金经理 <strong>瑞·达里奥</strong> 在他的书《原则》中开篇称自己是一个&#34;愚蠢&#34;的人，主要通过从错误中学习和系统地研究错误模式而取得成功，这本质上是芒格从小开始的同样偏见识别的制度化版本。</p>
<p><em>照片来源：Kent Sievers via Shutterstock.com</em></p>

伯克希尔哈撒韦-B

伯克希尔哈撒韦-A

<p>查理·芒格分享了他童年时期的见解，这些见解塑造了他的投资哲学，他指出有才华的人可能会表现出非理性的行为。他强调理解这些行为的重要性，并避免嫉妒和怨恨等负面特质。芒格的原则专注于诊断非理性，遵循简单的规则，并优先考虑智慧而非聪明才智。他和沃伦·巴菲特后来将这些理念发展为生活和投资策略，提倡谨慎消费和持续学习，这与其他投资者如瑞·达里奥的类似观点相呼应</p>

<p><strong>Charlie Munger</strong> said he learned one of his most enduring investing lessons long before Wall Street ever heard his name and that was that very talented people can still behave in wildly irrational ways.</p>
<div class="lb-trans"><p><strong>查理·芒格</strong> 表示，他在华尔街听到自己名字之前，就已经学到了一个持久的投资教训，那就是非常有才华的人仍然可能表现得极其不理性。</p>
</div><h2><strong>Munger’s Lifelong Quest To Diagnose Stupidity</strong></h2>
<div class="lb-trans"><h2><strong>芒格终身追求诊断愚蠢</strong></h2>
</div><p>Speaking at the Daily Journal Corp. annual meeting in 2019, the then– <strong>Berkshire Hathaway Inc.</strong> (NYSE: BRK) (NYSE: BRK) vice chairman told shareholders that as a boy, &#34;I could see some of the adults around me were nuts — yet they were very talented. I could see how much irrationality there was in very talented people.&#34;</p>
<div class="lb-trans"><p>在 2019 年 Daily Journal Corp.的年度会议上，当时的 <strong>伯克希尔哈撒韦公司</strong> (NYSE: BRK) (NYSE: BRK) 副董事长告诉股东，作为一个孩子，&#34;我能看到我周围的一些成年人很疯狂——但他们非常有才华。我能看到非常有才华的人中有多少不理性。&#34;</p>
</div><blockquote>
<p>Charlie Munger: &#34;When I was just a kid, I could see some of the adults around me were nuts — yet they were very talented. I could see how much irrationality there was in very talented people.&#34;</p>
<p>&#34;So I got interested in seeking out the patterns and understanding why it happened and… pic.twitter.com/d1lfJo8411</p>
<p>— Kevin Carpenter (@kejca) January 13, 2026</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>查理·芒格：&#34;当我还是个孩子的时候，我能看到我周围的一些成年人很疯狂——但他们非常有才华。我能看到非常有才华的人中有多少不理性。&#34;</p>
<p>&#34;所以我开始对寻找模式和理解为什么会发生这种情况感兴趣…… pic.twitter.com/d1lfJo8411</p>
<p>— 凯文·卡彭特 (@kejca) 2026 年 1 月 13 日</p>
</blockquote>
</div><p>Munger said that realization pushed him to &#34;seek out the patterns&#34; behind such behavior and try to understand why it happened, a process he jokingly described as &#34;diagnosing stupidity.&#34; &#34;Who is not helped by an early start in a promising activity? And what activity could be more promising than diagnosing stupidity?&#34; he told the audience.</p>
<div class="lb-trans"><p>芒格表示，这一认识促使他&#34;寻找这种行为背后的模式&#34;，并试图理解为什么会发生这种情况，他幽默地将这一过程称为&#34;诊断愚蠢&#34;。&#34;谁不希望在一个有前途的活动中早早开始呢？而什么活动比诊断愚蠢更有前途呢？&#34;他对观众说道。</p>
</div><h2><strong>Simple Rules And Cheerfulness Counter Irrational Thinking</strong></h2>
<div class="lb-trans"><h2><strong>简单规则与乐观心态对抗不理性思维</strong></h2>
</div><p>In a separate 2019 interview with CNBC's Becky Quick, Munger said he decided around age 7 to avoid envy, resentment and self-pity after watching how destructive those traits were in others.</p>
<div class="lb-trans"><p>在 2019 年与 CNBC 的贝基·奎克的另一场采访中，芒格表示，他在 7 岁时决定 避免嫉妒、怨恨 和自怜，因为他看到这些特质在他人身上是多么具有破坏性。</p>
</div><p>&#34;You don't have a lot of envy, you don't have a lot of resentment, you don't overspend your income, you stay cheerful in spite of your troubles,&#34; he said, adding that he adopted those rules as a child and spent his life thinking about &#34;the causes and preventions&#34; of irrationality.</p>
<div class="lb-trans"><p>&#34;你没有太多的嫉妒，没有太多的怨恨，不会超支消费，尽管遇到麻烦仍然保持乐观，&#34;他说，并补充说他在童年时就采纳了这些规则，并花了一生的时间思考不理性的&#34;原因和预防&#34;。</p>
</div><p>That focus on spotting bad thinking instead of chasing brilliance echoed Munger's broader &#34; worldly wisdom&#34; approach, which emphasized simple rules, broad mental models and &#34;avoiding stupidity&#34; over swinging for spectacular wins.</p>
<div class="lb-trans"><p>这种关注于识别错误思维而不是追求卓越的理念呼应了芒格更广泛的&#34;世俗智慧&#34;方法，强调简单规则、广泛的思维模型和&#34;避免愚蠢&#34;，而不是追求惊人的胜利。</p>
</div><h2><strong>Buffett And Dalio Echo Munger's Humble Playbook</strong></h2>
<div class="lb-trans"><h2><strong>巴菲特与达里奥呼应芒格的谦逊策略</strong></h2>
</div><p>In later years, he and <strong>Warren Buffett</strong> distilled those ideas into life and investing principles that stressed consuming less than you earn, investing carefully, learning continuously and steering clear of toxic emotions.</p>
<div class="lb-trans"><p>在后来的岁月里，他和 <strong>沃伦·巴菲特</strong> 将这些理念提炼为 生活和投资原则，强调消费少于收入、谨慎投资、持续学习以及远离有毒情绪。</p>
</div><p>Other investing heavyweights have struck similar notes. Buffett has urged people to &#34; write your obituary and figure out how to live up to it,&#34; framing success as avoiding major character and judgment failures rather than chasing glory.</p>
<div class="lb-trans"><p>其他投资巨头也表达了类似的观点。巴菲特曾敦促人们&#34;写下你的遗嘱 并找出如何实现它，&#34;将成功框架为避免重大性格和判断失误，而不是追求荣耀。</p>
</div><p>Billionaire hedge fund manager <strong>Ray Dalio</strong> opens his book &#34;Principles&#34; by calling himself a &#34;dumb&#34; person who succeeded mainly by learning from mistakes and systematically studying patterns of error, which is essentially an institutionalized version of the same bias-spotting Munger began as a kid.</p>
<div class="lb-trans"><p>亿万富翁对冲基金经理 <strong>瑞·达里奥</strong> 在他的书《原则》中开篇称自己是一个&#34;愚蠢&#34;的人，主要通过从错误中学习和系统地研究错误模式而取得成功，这本质上是芒格从小开始的同样偏见识别的制度化版本。</p>
</div><p><em>Photo Courtesy: Kent Sievers via Shutterstock.com</em></p>
<div class="lb-trans"><p><em>照片来源：Kent Sievers via Shutterstock.com</em></p>
</div>

Charlie Munger On The Childhood Realization That Helped Make Him A Billionaire: 'Some Of The Adults Around Me Were Nuts'

- 查理·芒格强调才华横溢的人仍可能表现出非理性行为。  
- 他从小对此现象产生浓厚兴趣，致力于寻找行为模式。  
- 芒格倡导简单规则和乐观心态，强调避免愚蠢比追求辉煌更为重要。

查理·芒格谈论他童年时期的领悟，这帮助他成为了亿万富翁：‘我周围的一些成年人很疯狂’