<p>Citizens Financial Services（纳斯达克代码：CZFS - 获取免费报告）预计将在 2025 年 1 月 29 日星期四市场开盘前发布其 2025 年第四季度财报。分析师预计 Citizens Financial Services 本季度每股收益为 1.79 美元。鼓励个人访问公司即将发布的 2025 年第四季度财报概览页面，以获取关于定于 2026 年 1 月 30 日星期五东部时间下午 4:00 的电话会议的最新详情。</p>
<p>Citizens Financial Services（纳斯达克代码：CZFS - 获取免费报告）最近于 10 月 30 日星期四发布了其财报。公司报告本季度每股收益为 2.09 美元，超出市场共识预期的 1.76 美元，超出幅度为 0.33 美元。Citizens Financial Services 的净利润率为 19.80%，股本回报率为 10.91%。公司本季度的收入为 2899 万美元。分析师平均预计 Citizens Financial Services 本财年的每股收益为 6 美元，下一财年的每股收益为 7 美元。</p>
<h2>Citizens Financial Services 股价上涨 5.9%</h2>
<p>Citizens Financial Services 的股票在星期四以 67.25 美元开盘。该公司的 50 日移动平均线为 58.63 美元，200 日移动平均线为 58.47 美元。Citizens Financial Services 的 12 个月最低价为 49.96 美元，12 个月最高价为 67.93 美元。公司的流动比率为 0.98，速动比率为 0.98，债务与股本比率为 0.85。该股票的市值为 3.2347 亿美元，市盈率为 9.43，贝塔值为 0.41。</p>
<h2>Citizens Financial Services 宣布分红</h2>
<p>公司最近还披露了季度分红，该分红于 12 月 26 日星期五支付。12 月 12 日星期五的登记投资者获得了 0.50 美元的分红。这代表着每年 2.00 美元的分红和 3.0% 的收益率。该分红的除息日为 12 月 12 日星期五。Citizens Financial Services 的分红支付比率（DPR）目前为 28.05%。</p>
<h2>分析师评级上调与下调</h2>
<p>多家研究机构对 CZFS 发表了评论。Zacks Research 在 1 月 9 日星期五的研究报告中将 Citizens Financial Services 的评级从 “持有” 上调至 “强烈买入”。Weiss Ratings 在 10 月 8 日星期三的研究报告中重申了对 Citizens Financial Services 股票的 “持有（c）” 评级。最后，Janney Montgomery Scott 在 10 月 22 日星期三的研究报告中将 Citizens Financial Services 的股票评级上调至 “强烈买入”。两位投资分析师给予该股票 “强烈买入” 评级，一位给予 “持有” 评级。根据 MarketBeat.com 的数据，Citizens Financial Services 目前的平均评级为 “买入”。</p>
<p><strong>阅读我们对 CZFS 的最新分析</strong></p>
<h2>内部人士买卖</h2>
<p>在相关消息中，首席执行官 Randall E. Black 于 11 月 3 日星期一购买了 478 股公司的股票。该股票的平均购买价格为每股 54.10 美元，总交易额为 25,859.80 美元。交易后，首席执行官在公司持有 44,013 股，价值 2,381,103.30 美元。这笔交易代表其持股增加了 1.10%。该购买在向证券交易委员会的备案中披露，相关信息可通过此链接获取。在过去三个月中，内部人士购买了 516 股公司股票，价值 27,903 美元。公司内部人士持有公司股票的 6.10%。</p>
<h2>机构投资者对 Citizens Financial Services 的看法</h2>
<p>多家对冲基金和其他机构投资者最近调整了对 CZFS 的持股。Millennium Management LLC 在第三季度新建了约 365,000 美元的 Citizens Financial Services 股份。Citadel Advisors LLC 在第三季度购买了价值约 301,000 美元的 Citizens Financial Services 新股份。BNP Paribas Financial Markets 在第三季度将其在 Citizens Financial Services 的持股增加了 67.6%。BNP Paribas Financial Markets 目前持有 1,103 股公司股票，价值 66,000 美元，此前在上个季度又购买了 445 股。Franklin Resources Inc.在第三季度购买了价值 217,000 美元的 Citizens Financial Services 新股份。最后，Russell Investments Group Ltd.在第三季度将其在 Citizens Financial Services 的持股增加了 3,225.0%。Russell Investments Group Ltd.目前持有 1,463 股公司股票，价值 88,000 美元，此前在上个季度又购买了 1,419 股。22.49% 的股票目前由对冲基金和其他机构投资者持有。</p>
<h2>Citizens Financial Services 公司简介</h2>
<p>（获取免费报告）</p>
<p>Citizens Financial Services, Inc. 纳斯达克：CZFS 是一家总部位于宾夕法尼亚州 Elderton 的银行控股公司，通过其主要子公司 Citizens Savings Bank 提供一系列零售和商业银行服务。该公司提供存款产品，如支票和储蓄账户、货币市场账户和存款证，并通过针对个人和商业客户的在线和移动银行平台提供支持。</p>
<p>除了接受存款外，Citizens Financial Services 还承销多种贷款产品，包括住宅抵押贷款、房屋净值融资、商业房地产贷款、建筑贷款和消费者分期贷款。</p>
<h2>精选文章</h2>
<ul>
<li>我们更看好的五只股票比 Citizens Financial Services 更好</li>
<li>特朗普设计了国税局的死亡☠️</li>
<li>巴菲特、盖茨和贝索斯悄悄抛售股票——原因在这里</li>
<li>比特币下跌，但你的收入即将暴涨</li>
<li>崩盘前一个月</li>
<li>融化警告</li>
</ul>
<p><img src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9Q1pGUw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9Q1pGUw"/></p>
<p><em>此即时新闻提醒由叙述科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。请将任何问题或评论发送至 contact@marketbeat.com.</em></p>
<h2>你现在应该投资 1000 美元在 Citizens Financial Services 吗？</h2>
<p>在考虑 Citizens Financial Services 之前，你需要听听这个。</p>
<p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已经识别出五只股票，顶级分析师正在悄悄地向客户推荐在更广泛的市场注意到之前立即购买……而 Citizens Financial Services 并不在名单上。</p>
<p>虽然 Citizens Financial Services 目前在分析师中获得了买入评级，但顶级分析师认为这五只股票更值得购买。</p>
<p>在这里查看这五只股票</p>

CZFS

<p>Citizens Financial Services（纳斯达克代码：CZFS）将于 1 月 29 日公布 2025 年第四季度财报，分析师预测每股收益为 1.79 美元。该公司最近报告了第三季度每股收益为 2.09 美元，超出预期。Citizens Financial Services 还宣布了每季度 0.50 美元的股息，收益率为 3.0%。该股票上涨了 5.9%，当前价格为 67.25 美元。分析师已将该股票评级上调至 “强力买入”，反映出投资者和机构持股的积极情绪</p>

<p>Citizens Financial Services (NASDAQ:CZFS - Get Free Report) is expected to issue its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect Citizens Financial Services to post earnings of $1.79 per share for the quarter. Individuals are encouraged to explore the company's upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Friday, January 30, 2026 at 4:00 PM ET.</p>
<div class="lb-trans"><p>Citizens Financial Services（纳斯达克代码：CZFS - 获取免费报告）预计将在 2025 年 1 月 29 日星期四市场开盘前发布其 2025 年第四季度财报。分析师预计 Citizens Financial Services 本季度每股收益为 1.79 美元。鼓励个人访问公司即将发布的 2025 年第四季度财报概览页面，以获取关于定于 2026 年 1 月 30 日星期五东部时间下午 4:00 的电话会议的最新详情。</p>
</div><p>Citizens Financial Services (NASDAQ:CZFS - Get Free Report) last issued its earnings results on Thursday, October 30th. The company reported $2.09 earnings per share for the quarter, topping the consensus estimate of $1.76 by $0.33. Citizens Financial Services had a net margin of 19.80% and a return on equity of 10.91%. The company had revenue of $28.99 million for the quarter. On average, analysts expect Citizens Financial Services to post $6 EPS for the current fiscal year and $7 EPS for the next fiscal year.</p>
<div class="lb-trans"><p>Citizens Financial Services（纳斯达克代码：CZFS - 获取免费报告）最近于 10 月 30 日星期四发布了其财报。公司报告本季度每股收益为 2.09 美元，超出市场共识预期的 1.76 美元，超出幅度为 0.33 美元。Citizens Financial Services 的净利润率为 19.80%，股本回报率为 10.91%。公司本季度的收入为 2899 万美元。分析师平均预计 Citizens Financial Services 本财年的每股收益为 6 美元，下一财年的每股收益为 7 美元。</p>
</div><h2>Citizens Financial Services Trading Up 5.9%</h2>
<div class="lb-trans"><h2>Citizens Financial Services 股价上涨 5.9%</h2>
</div><p>Shares of Citizens Financial Services stock opened at $67.25 on Thursday. The company has a 50-day moving average of $58.63 and a two-hundred day moving average of $58.47. Citizens Financial Services has a 12-month low of $49.96 and a 12-month high of $67.93. The company has a current ratio of 0.98, a quick ratio of 0.98 and a debt-to-equity ratio of 0.85. The stock has a market cap of $323.47 million, a PE ratio of 9.43 and a beta of 0.41.</p>
<div class="lb-trans"><p>Citizens Financial Services 的股票在星期四以 67.25 美元开盘。该公司的 50 日移动平均线为 58.63 美元，200 日移动平均线为 58.47 美元。Citizens Financial Services 的 12 个月最低价为 49.96 美元，12 个月最高价为 67.93 美元。公司的流动比率为 0.98，速动比率为 0.98，债务与股本比率为 0.85。该股票的市值为 3.2347 亿美元，市盈率为 9.43，贝塔值为 0.41。</p>
</div><h2>Citizens Financial Services Announces Dividend</h2>
<div class="lb-trans"><h2>Citizens Financial Services 宣布分红</h2>
</div><p>The company also recently disclosed a quarterly dividend, which was paid on Friday, December 26th. Investors of record on Friday, December 12th were paid a $0.50 dividend. This represents a $2.00 annualized dividend and a yield of 3.0%. The ex-dividend date of this dividend was Friday, December 12th. Citizens Financial Services's dividend payout ratio (DPR) is presently 28.05%.</p>
<div class="lb-trans"><p>公司最近还披露了季度分红，该分红于 12 月 26 日星期五支付。12 月 12 日星期五的登记投资者获得了 0.50 美元的分红。这代表着每年 2.00 美元的分红和 3.0% 的收益率。该分红的除息日为 12 月 12 日星期五。Citizens Financial Services 的分红支付比率（DPR）目前为 28.05%。</p>
</div><h2>Analyst Upgrades and Downgrades</h2>
<div class="lb-trans"><h2>分析师评级上调与下调</h2>
</div><p>A number of research firms have commented on CZFS. Zacks Research upgraded Citizens Financial Services from a &#34;hold&#34; rating to a &#34;strong-buy&#34; rating in a research report on Friday, January 9th. Weiss Ratings reaffirmed a &#34;hold (c)&#34; rating on shares of Citizens Financial Services in a research note on Wednesday, October 8th. Finally, Janney Montgomery Scott upgraded shares of Citizens Financial Services to a &#34;strong-buy&#34; rating in a research report on Wednesday, October 22nd. Two investment analysts have rated the stock with a Strong Buy rating and one has given a Hold rating to the company. Based on data from MarketBeat.com, Citizens Financial Services currently has an average rating of &#34;Buy&#34;.</p>
<div class="lb-trans"><p>多家研究机构对 CZFS 发表了评论。Zacks Research 在 1 月 9 日星期五的研究报告中将 Citizens Financial Services 的评级从 “持有” 上调至 “强烈买入”。Weiss Ratings 在 10 月 8 日星期三的研究报告中重申了对 Citizens Financial Services 股票的 “持有（c）” 评级。最后，Janney Montgomery Scott 在 10 月 22 日星期三的研究报告中将 Citizens Financial Services 的股票评级上调至 “强烈买入”。两位投资分析师给予该股票 “强烈买入” 评级，一位给予 “持有” 评级。根据 MarketBeat.com 的数据，Citizens Financial Services 目前的平均评级为 “买入”。</p>
</div><p><strong>Read Our Latest Analysis on CZFS</strong></p>
<div class="lb-trans"><p><strong>阅读我们对 CZFS 的最新分析</strong></p>
</div><h2>Insider Buying and Selling</h2>
<div class="lb-trans"><h2>内部人士买卖</h2>
</div><p>In related news, CEO Randall E. Black acquired 478 shares of the company's stock in a transaction that occurred on Monday, November 3rd. The stock was purchased at an average price of $54.10 per share, for a total transaction of $25,859.80. Following the transaction, the chief executive officer owned 44,013 shares in the company, valued at $2,381,103.30. This trade represents a 1.10% increase in their position. The purchase was disclosed in a filing with the Securities &amp; Exchange Commission, which is available through this link. In the last three months, insiders bought 516 shares of company stock worth $27,903. Company insiders own 6.10% of the company's stock.</p>
<div class="lb-trans"><p>在相关消息中，首席执行官 Randall E. Black 于 11 月 3 日星期一购买了 478 股公司的股票。该股票的平均购买价格为每股 54.10 美元，总交易额为 25,859.80 美元。交易后，首席执行官在公司持有 44,013 股，价值 2,381,103.30 美元。这笔交易代表其持股增加了 1.10%。该购买在向证券交易委员会的备案中披露，相关信息可通过此链接获取。在过去三个月中，内部人士购买了 516 股公司股票，价值 27,903 美元。公司内部人士持有公司股票的 6.10%。</p>
</div><h2>Institutional Investors Weigh In On Citizens Financial Services</h2>
<div class="lb-trans"><h2>机构投资者对 Citizens Financial Services 的看法</h2>
</div><p>A number of hedge funds and other institutional investors have recently modified their holdings of CZFS. Millennium Management LLC acquired a new position in shares of Citizens Financial Services in the third quarter valued at approximately $365,000. Citadel Advisors LLC purchased a new stake in Citizens Financial Services in the 3rd quarter worth approximately $301,000. BNP Paribas Financial Markets raised its holdings in Citizens Financial Services by 67.6% in the 3rd quarter. BNP Paribas Financial Markets now owns 1,103 shares of the company's stock valued at $66,000 after acquiring an additional 445 shares during the last quarter. Franklin Resources Inc. purchased a new position in shares of Citizens Financial Services during the 3rd quarter worth $217,000. Finally, Russell Investments Group Ltd. boosted its holdings in shares of Citizens Financial Services by 3,225.0% during the third quarter. Russell Investments Group Ltd. now owns 1,463 shares of the company's stock worth $88,000 after purchasing an additional 1,419 shares during the last quarter. 22.49% of the stock is currently owned by hedge funds and other institutional investors.</p>
<div class="lb-trans"><p>多家对冲基金和其他机构投资者最近调整了对 CZFS 的持股。Millennium Management LLC 在第三季度新建了约 365,000 美元的 Citizens Financial Services 股份。Citadel Advisors LLC 在第三季度购买了价值约 301,000 美元的 Citizens Financial Services 新股份。BNP Paribas Financial Markets 在第三季度将其在 Citizens Financial Services 的持股增加了 67.6%。BNP Paribas Financial Markets 目前持有 1,103 股公司股票，价值 66,000 美元，此前在上个季度又购买了 445 股。Franklin Resources Inc.在第三季度购买了价值 217,000 美元的 Citizens Financial Services 新股份。最后，Russell Investments Group Ltd.在第三季度将其在 Citizens Financial Services 的持股增加了 3,225.0%。Russell Investments Group Ltd.目前持有 1,463 股公司股票，价值 88,000 美元，此前在上个季度又购买了 1,419 股。22.49% 的股票目前由对冲基金和其他机构投资者持有。</p>
</div><h2>Citizens Financial Services Company Profile</h2>
<div class="lb-trans"><h2>Citizens Financial Services 公司简介</h2>
</div><p>(Get Free Report)</p>
<div class="lb-trans"><p>（获取免费报告）</p>
</div><p>Citizens Financial Services, Inc NASDAQ: CZFS is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients.</p>
<div class="lb-trans"><p>Citizens Financial Services, Inc. 纳斯达克：CZFS 是一家总部位于宾夕法尼亚州 Elderton 的银行控股公司，通过其主要子公司 Citizens Savings Bank 提供一系列零售和商业银行服务。该公司提供存款产品，如支票和储蓄账户、货币市场账户和存款证，并通过针对个人和商业客户的在线和移动银行平台提供支持。</p>
</div><p>Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans.</p>
<div class="lb-trans"><p>除了接受存款外，Citizens Financial Services 还承销多种贷款产品，包括住宅抵押贷款、房屋净值融资、商业房地产贷款、建筑贷款和消费者分期贷款。</p>
</div><h2>Featured Articles</h2>
<div class="lb-trans"><h2>精选文章</h2>
</div><ul>
<li>Five stocks we like better than Citizens Financial Services</li>
<li>Trump Devises the Death of the IRS ☠️</li>
<li>Buffett, Gates and Bezos Quietly Dumping Stocks—Here's Why</li>
<li>Bitcoin is down but your income is about to explode</li>
<li>A month before the crash</li>
<li>Melt-up warning</li>
</ul>
<div class="lb-trans"><ul>
<li>我们更看好的五只股票比 Citizens Financial Services 更好</li>
<li>特朗普设计了国税局的死亡☠️</li>
<li>巴菲特、盖茨和贝索斯悄悄抛售股票——原因在这里</li>
<li>比特币下跌，但你的收入即将暴涨</li>
<li>崩盘前一个月</li>
<li>融化警告</li>
</ul>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9Q1pGUw" alt="" original-src="https://www.marketbeat.com/scripts/EarningsChart.ashx?Prefix=NASDAQ&amp;Symbol=CZFS"/></p>
<p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即时新闻提醒由叙述科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。请将任何问题或评论发送至 contact@marketbeat.com.</em></p>
</div><h2>Should You Invest $1,000 in Citizens Financial Services Right Now?</h2>
<div class="lb-trans"><h2>你现在应该投资 1000 美元在 Citizens Financial Services 吗？</h2>
</div><p>Before you consider Citizens Financial Services, you'll want to hear this.</p>
<div class="lb-trans"><p>在考虑 Citizens Financial Services 之前，你需要听听这个。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Citizens Financial Services wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已经识别出五只股票，顶级分析师正在悄悄地向客户推荐在更广泛的市场注意到之前立即购买……而 Citizens Financial Services 并不在名单上。</p>
</div><p>While Citizens Financial Services currently has a Buy rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>虽然 Citizens Financial Services 目前在分析师中获得了买入评级，但顶级分析师认为这五只股票更值得购买。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>在这里查看这五只股票</p>
</div>

Citizens Financial Services (CZFS) 预计将在周四公布财报